Scotiabank® Gold American Express® Card

scotiabank gold american express card
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Best Amex travel credit card for gas and transportation

Scotiabank® Gold American Express® Card

Welcome Bonus

Up to 45,000 Points Ends Jun 29, 2022

Best For

Value
Year 1

$911

Years 2 and +

$461

Annual Fee

$120

Interest rates
Purchase Rates

19.99 %

Cash Advance Rates

22.99 %

Balance Transfer Rates

19.99 %

Best Amex travel credit card for gas and transportation
Your Monthly Spending

Offer

Offer
  • Earn up to 45,000 bonus Scene+ points in your first year (that’s up to $450 towards travel).1
  • Earn 5X Scene+ points for every $1 CAD spent on eligible grocery stores, restaurants, fast food, and drinking establishments.
  • Earn 5X Scene+ points for every $1 CAD spent on eligible entertainment purchases.
  • Earn 3X Scene+ points for every $1 CAD spent on eligible gas and daily transit.
  • Earn 3X Scene+ points for every $1 CAD spent on eligible select streaming services.
  • Earn 1X Scene+ point for every $1 spent on every other purchase.
  • Enjoy no FX Mark-up
  • Complimentary Concierge Services 24/7
  • Amex exclusive benefits (Front Of The Line)

Card Awards

Best Amex travel credit card with no conversion fee
Best Amex travel credit card for gas and transportation

Fees & Conditions

Personal Income $12,000
Household Income $12,000
Annual Fee $120
First Additional Card $29
Other Additional Card $50
Foreign Transaction Fee 0.00%
Purchase Rates 19.99%
Cash Advance Rates 22.99%
Balance Transfer Rates 19.99%

Value

Year 1
Year 2+
Welcome Bonus
0 $
Annual Credit
Travel benefits
VIP Lounges
First year offer value
Accumulated rewards
Annual fee
Net value

Advantages

Offer ends on Jun 29, 2022
Welcome Bonus amount Up to 45,000 Points
Minimum Spending Required $7,500
Minimum Spending Timeframe (Months) 12 month(s)
Transferable Points
Rewards Type Travel Rewards
Transfer Partners Scene+
Loyalty Program Scene+
Concierge

Earnings

Per dollar of purchases

All Spending 1 Point
Groceries 5 Points
Gas 3 Points
Dining and Food delivery 5 Points
Convenience Stores 1 Point
Drugstores 1 Point
Local Transport 3 Points
Travel 1 Point
Entertainment 5 Points
Recurring Payments 1 Point
Telecom/Internet 1 Point
Streaming services 3 Points
Online transactions 1 Point
Office Supplies 1 Point

Insurance

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
$1,000,000
25 day(s)
Travel medical insurance up to 64 years old
$1,000,000
25 day(s)
Travel medical insurance 65+
$1,000,000
3 day(s)
Trip Cancellation Insurance
$1,500
Trip Interruption Insurance
$1,500
Common Carrier Travel Accident Insurance
$500,000
Flight Delay Insurance
$500
Delayed Baggage Insurance
$1,000
Lost/Stolen Baggage Insurance
$1,000
Auto Rental Loss/Insurance
$65,000
48 day(s)
Hotel/Motel Burglary Insurance
$1,000

Other Insurance

Insurance Name
Included
Amount
Duration
Extended Warranty
1 year
Purchase Protection
$500
90 day(s)
Mobile Device Insurance
Price Protection
Insurance Document
4 Milesopedia Rating