Scotiabank® Gold American Express® Card

scotiabank gold american express card
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Conditions apply
Best Amex travel credit card for gas and transportation

Scotiabank® Gold American Express® Card

Welcome Bonus

Up to 40,000 Points Ends Oct 31, 2022

Best For

Value
Year 1

$1101

Years 2 and +

$461

Annual Fee

$120

First Year Annual Fee Rebate (terms apply)
Interest rates
Purchase Rates

19.99 %

Cash Advance Rates

22.99 %

Balance Transfer Rates

19.99 %

Best Amex travel credit card for gas and transportation
Your Monthly Spending

Offer

Offer
  • Earn up to 40,000 bonus Scene+™ points in your first year (that’s up to $400 towards travel) and first year annual fee waived.
  • Earn 5X Scene+ points for every $1 CAD spent on eligible grocery stores, restaurants, fast food, and drinking establishments.
  • Earn 5X Scene+ points for every $1 CAD spent on eligible entertainment purchases.
  • Earn 3X Scene+ points for every $1 CAD spent on eligible gas and daily transit.
  • Earn 3X Scene+ points for every $1 CAD spent on eligible select streaming services.
  • Earn 1X Scene+ point for every $1 spent on every other purchase.
  • Enjoy no FX Mark-up
  • Complimentary Concierge Services 24/7
  • Amex exclusive benefits (Front Of The Line)

Card Awards

Best Amex travel credit card with no conversion fee
Best Amex travel credit card for gas and transportation

Fees & Conditions

Personal Income $12,000
Household Income $12,000
Annual Fee $120
First Year Annual Fee Rebate
First Additional Card $29
Other Additional Card $50
Foreign Transaction Fee 0.00%
Purchase Rates 19.99%
Cash Advance Rates 22.99%
Balance Transfer Rates 19.99%

Value

Year 1
Year 2+
Welcome Bonus
0 $
Annual Credit
Travel benefits
VIP Lounges
First Year Annual Fee Rebate
-
First year offer value
Accumulated rewards
Annual fee
Net value

Advantages

Offer ends on Oct 31, 2022
Welcome Bonus amount Up to 40,000 Points
Minimum Spending Required $7,500
Minimum Spending Timeframe (Months) 12 month(s)
Transferable Points
Rewards Type Travel Rewards
Transfer Partners Scene+
Loyalty Program Scene+
Concierge

Earnings

Per dollar of purchases

All Spending 1 Point
Groceries 5 Points
Gas 3 Points
Dining and Food delivery 5 Points
Convenience Stores 1 Point
Drugstores 1 Point
Local Transport 3 Points
Travel 1 Point
Entertainment 5 Points
Recurring Payments 1 Point
Telecom/Internet 1 Point
Streaming services 3 Points
Online transactions 1 Point
Office Supplies 1 Point

Insurance

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
$1,000,000
25 day(s)
Travel medical insurance up to 64 years old
$1,000,000
25 day(s)
Travel medical insurance 65+
$1,000,000
3 day(s)
Trip Cancellation Insurance
$1,500
Trip Interruption Insurance
$1,500
Common Carrier Travel Accident Insurance
$500,000
Flight Delay Insurance
$500
Delayed Baggage Insurance
$1,000
Lost/Stolen Baggage Insurance
$1,000
Auto Rental Loss/Insurance
$65,000
48 day(s)
Hotel/Motel Burglary Insurance
$1,000

Other Insurance

Insurance Name
Included
Amount
Duration
Extended Warranty
1 year
Purchase Protection
$500
90 day(s)
Mobile Device Insurance
Price Protection
Insurance Document
4 Milesopedia Rating