What is the annual fee for the BMO Eclipse Visa Infinite Card?

The annual fee for the BMO eclipse Visa Infinite* Card is $120; however, this fee is sometimes waived for the first year.

What is the minimum income requirement for the BMO Eclipse Visa Infinite Card?

To be eligible for the BMO eclipse Visa Infinite* Card, you need a minimum income of either:- $60,000 individual or ; - $100,000 household, or ; - $15,000 in declared current annual card spend;

What is the $50 lifestyle credit that comes with the BMO Eclipse Visa Infinite Card?

The $50 lifestyle credit that comes with the BMO eclipse Visa Infinite* Card is an automatic credit that cardholders can enjoy each year. To earn the credit, you just need to make a single purchase of $50 or more, and you'll see the $50 credit added to your statement within two billing cycles.

What earning rates does the BMO Eclipse Visa Infinite Card offer?

The BMO eclipse Visa Infinite Card earns 5 BMO Rewards points per $1 spent on groceries, restaurants, gas and transit (with annual category caps), plus 1 point per $1 on all other purchases. Adding an authorized user gives you a 10% bonus on all points earned. With a $20 monthly streaming credit (up to $240/year) and a $50 annual lifestyle credit, this card delivers strong value for households with significant grocery and dining spending.