Best credit cards by category
Best Credit cards For Restaurants
These 3 cards are ideal if you have a lot of spending in restaurants or bars.
Scotiabank Gold American Express® Card
This credit card only requires a $12,000 minimum income. It is therefore accessible to as many people as possible.
You can get 20,000 points after $1,000 in credit card purchases, which is a $200 value for travels including Airbnb rentals.
You get 5 points per dollar on:
- Grocery stores
- Restaurants
- Entertainment
So it’s easy to earn points and then redeem them on Airbnb rentals for example.
And this card does not charge any fees for foreign currency transactions!
$130
20,000 points
$120
BMO® World Elite®* Mastercard®*
You can get 35,000 BMO Rewards points – a $250 value for travel – as well as 4 annual access to airport lounges.
In addition, it is first-year free.
And this is one of the best cards for insurance when you travel with your miles and points.
$453
up to 35,000 points
First Year Fee Rebate (terms apply)
Definitely the most acclaimed credit card in the milesopedia community and the best credit card in Canada.
You can get a welcome bonus of 30,000 points (a $300 value) but which can be transformed into a 60,000 points when you spend $500 per month in bonus categories such as groceries, convenience stores, home food deliveries, restaurants and bars, where you get 5 points per dollar (and that’s the best credit card for groceries).
Until September 30, 2020, American Express Cobalt™ Cardmembers can redeem their points at a higher value for all purchases: 1,000 points = $10.
For example, 30,000 membership rewards have a $300 value on all purchases.
$480
up to 30,000 points
$120
Other great offers
