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Desjardins Bank

Desjardins’ Best Credit Cards

Below, you’ll find the best credit card offers from Desjardins.

Here is a table summarizing the different offers. For more details, read on or click on the name of a card. For every Desjardins credit card, you’ll find an alternative credit card in Canada offering a welcome bonus.

Desjardins Odyssey World Elite Mastercard

The Desjardins Odyssey World Elite Mastercard is a credit card offering BONUSDOLLARS.

With this card you can get:

  • 3% in BONUSDOLLARS on your grocery purchases
  • 2% in BONUSDOLLARS on your restaurant, entertainment and public transportation purchases
  • 1.5% in BONIDOLLARS on your other purchases

Besides, this card offers insurance on your purchases:

  • 90 days purchase insurance
  • One year extended warranty
  • Mobile Device Insurance

As well as comprehensive travel insurance.

Alternative card: National Bank World Elite Mastercard

The National Bank World Elite Mastercard® is the best credit card from NBC.

Take advantage of this welcome offer to :

  • Earn 15,000 Reward Points after a net purchase of $3,000 or more in the first three months
  • get a first-year annual fee rebate

You can earn up to 2 points per dollar in card purchases, including at Costco.

Besides, you get up to $250 in travel credits per calendar year:

  • Airport parking: $100
  • Baggage fees: $100
  • Seat selection: $50

Besides, you can enjoy access to the LoungeKey airport lounges as well as free Wi-Fi with Boingo.

The National Bank’s World Elite Mastercard® is a credit card to keep, year after year, for several reasons:

  • it has one of the best travel and purchases credit card insurance on the market
  • up to $250 travel credit per year
  • Unlimited access to the National Bank Lounge at Montreal-Trudeau airport

card Desjardins Odyssey Gold Visa

The Desjardins Odyssey Gold Visa card is a credit card offering BONUSDOLLARS.

With this card you can get:

  • 2% in BONUSDOLLARS on your restaurant, entertainment, public transportation purchases and your pre-authorized payments
  • 1% in BONUSDOLLARS on your other purchases

Besides, this card offers insurance on your purchases:

  • 90 days purchase insurance
  • One year extended warranty
  • Mobile Device Insurance

As well as comprehensive travel insurance.

Alternative card: Scotiabank Passport Visa Infinite Card

With the Scotiabank Passport™ Visa Infinite* Card, you get 30,000 points after only $1,000 in card purchases ($300 value).

And every year, if you charge at least $40,000 in purchases to your card, you’ll get a 10,000 annual bonus ($100 value).

Besides, the first year is free for the primary and additional cardholders.

With the Scotiabank Passport™ Visa Infinite* Card, you get 2 points per dollar you spend on:

  • grocery stores
  • Restaurants
  • Entertainment
  • Transportation

You can redeem your points for any travel purchases (flights, hotels, all-inclusive and even Airbnb).

The Scotiabank Passport™ Visa Infinite* Card also offers:

  • no foreign transaction fee
  • 6 complimentary passes to airport VIP lounges
  • Premium insurance for your travels or purchases
  • Concierge services

Desjardins Cash Back World Elite Mastercard

The Desjardins Cash Back World Elite Mastercard is a credit card that offering cash back.

With this card you can get:

  • 4% cash back on your grocery purchases
  • 3% cash back on your restaurant, entertainment and public transportation purchases
  • 1% cash back on your other purchases

Besides, this card offers insurance on your purchases:

  • 90 days purchase insurance
  • One year extended warranty
  • Mobile Device Insurance

Alternative card: BMO CashBack World Elite Mastercard

The BMO® CashBack® World Elite®* Mastercard®* is one of the best Cash Back Mastercard in Canada.

Currently, you will get 10% cash back on all your purchases during the first 3 months for a limited time. Besides, the $120 annual fee is waived in the first year!

With the BMO® CashBack® World Elite®* Mastercard®*, you earn between 2% and 5% cash back on many spending categories:

  • 5% on grocery purchases (on the first $500 you spend monthly)
  • 4% on transit (on the first $300 you spend monthly)
  • 3% on gas and electric vehicle charging (on the first $300 you spend monthly)
  • 2% on recurring bill payments (on the first $500 you spend monthly)

Everywhere else, you’ll earn 1% cash back, including at Costco.

Desjardins Bonus Visa* Credit Card

The Desjardins Bonus Visa Card is a credit card with no annual fee.

With this card you can get:

  • 2% in BONUSDOLLARS on your restaurant, entertainment, public transportation purchases and your pre-authorized payments
  • 0.5% in BONIDOLLARS on your other purchases

Besides, this card offers insurance on your purchases:

  • 90 days purchase insurance
  • One year extended warranty
  • Mobile Device Insurance

Alternative card: Tangerine Money-Back Credit Card

The Tangerine Money-Back Credit Card has no annual fee and offers cashback.

You can earn an additional 15% cash back (up to $150) when you spend up to $1,000 on everyday purchases in the first 2 months.

You can choose two to three categories of purchases (grocery, gas, furniture, home improvement, recurring bill payments, drug store, etc.) to earn 2% cashback! And with unlimited annual cashback!

Besides, the Tangerine Money-Back Credit Card comes with additional benefits:

  • 90 days purchase insurance
  • One year extended warranty

Finally, during your first 30 days, transfer balances and pay only 1.95% interest on the transferred balance for the first 6 months.

Desjardins Cash Back Mastercard

The Desjardins Cash Back Mastercard is a credit card with no annual fee.

With this card you can get:

  • 2% cash back on restaurant, entertainment, public transportation purchases and your pre-authorized payments
  • 0.5% cash back on your other purchases

Besides, this card offers insurance on your purchases:

  • 90 days purchase insurance
  • One year extended warranty
  • Mobile Device Insurance

Alternative card: MBNA Smart Cash Platinum Plus® Mastercard®

The MBNA Smart Cash Platinum Plus® Mastercard® is one of Canada’s best cashback credit cards with no annual fee. It’s the best alternative to the Desjardins Cash Back Mastercard.

With this card you can get 2% for some purchases:

  • gas
  • grocery stores

Until the total gas and grocery purchases in the applicable month reaches $500. And 0.5% everywhere else.

For a limited time, you can get 5% cash back for the first 6 months, up to $150.

Desjardins Cash Back Visa

The Desjardins Cash Back Visa is a credit card with no annual fee.

With this card you can get:

  • 2% cash back on restaurant, entertainment, public transportation purchases and your pre-authorized payments
  • 0.5% cash back on your other purchases

Besides, this card offers insurance on your purchases:

  • 90 days purchase insurance
  • One year extended warranty
  • Mobile Device Insurance

Alternative card: Scotia Momentum® No-Fee VISA* Card

The Scotia Momentum® No-Fee VISA* Card is the best alternative to the Desjardins Cash Back Visa card.

With the Scotia Momentum® No-Fee VISA* Card, you earn 5% cash back on all purchases for the first 3 months (up to $2,000 in total purchases)

With this no-fee credit card you earn:

  • 1% cash back on gas station, grocery store and drug store purchases and recurring bill payments
  • 0.5% cash back on all other purchases†

Would you like more cash back? Consider the Scotia Momentum® VISA Infinite* card or Scotia Momentum® VISA* card.

Desjardins Odyssey® Visa Infinite Privilege* Card

The Desjardins Odyssey Visa Infinite Privilege Card is a BONUSDOLLARS credit card.

With this card you can get:

  • 4% in BONUSDOLLARS on your restaurant, entertainment and public transportation purchases
  • 3% in BONUSDOLLARS on your grocery and travel purchases
  • 1.75% in BONIDOLLARS on your other purchases

Besides, this card offers insurance on your purchases:

  • 180-day purchase insurance
  • Two year extended warranty
  • Mobile Device Insurance

As well as comprehensive travel insurance.

Alternative card: BMO eclipse Visa Infinite Privilege* card

The new BMO eclipse Visa Infinite Privilege* Card is a high-end metal card.

By applying for this card, you can get up to 50,000 BMO Rewards points:

  • 35,000 points after you spend a minimum of $5,000 within the first three months
  • 15,000 points twelve months after the Credit Card account open date

You will also receive a $200 statement credit each calendar year to spend however you want.

As well as a Priority Pass membership with 6 airport lounge visits per year.

With this card , you can earn 5 BMO Rewards points for every $1 in purchases:

  • Groceries
  • Gas
  • Drugstores
  • travel purchases
  • Dining
  • Food delivery

And 1 BMO Rewards point for every $1 spent on everything else.

Frequent Asked Questions about credit cards

Here are frequently asked questions in the milesopedia community about credit cards in Canada.