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Desjardins Bank

Desjardins’ Best Credit Cards

Below, you’ll find the best credit card offers from Desjardins.

Here is a table summarizing the different offers. For more details, read on or click on the name of a card. For every Desjardins credit card, you’ll find an alternative credit card in Canada offering a welcome bonus.

Desjardins Odyssey World Elite Mastercard

The Desjardins Odyssey World Elite Mastercard is a credit card offering BONUSDOLLARS.

With this card you can get:

  • 3% in BONUSDOLLARS on your grocery purchases
  • 2% in BONUSDOLLARS on your restaurant, entertainment and public transportation purchases
  • 1.5% in BONIDOLLARS on your other purchases

Besides, this card offers insurance on your purchases:

  • 90 days purchase insurance
  • One year extended warranty
  • Mobile Device Insurance

As well as comprehensive travel insurance.

Alternative card: National Bank World Elite Mastercard

The National Bank’s World Elite Mastercard® is the best credit card from NBC. This is the best alternative to the Desjardins Odyssey World Elite Mastercard.

For a limited time, you can get a $300 cashback after $4,000 spending in the first three months.

You can earn up to 2 points per dollar in Card purchases, including at Costco.

Besides, you get up to $250 in travel credits per calendar year:

  • Airport parking: $100
  • Baggage fees: $100
  • Seat selection: $50

The National Bank’s World Elite Mastercard® is a credit card to keep, year after year, for several reasons:

  • it has one of the best travel and purchases credit card insurance on the market
  • up to $250 travel credit per year
  • Unlimited access to the National Bank Lounge at Montreal-Trudeau airport

card Desjardins Odyssey Gold Visa

The Desjardins Odyssey Gold Visa card is a credit card offering BONUSDOLLARS.

With this card you can get:

  • 2% in BONUSDOLLARS on your restaurant, entertainment, public transportation purchases and your pre-authorized payments
  • 1% in BONUSDOLLARS on your other purchases

Besides, this card offers insurance on your purchases:

  • 90 days purchase insurance
  • One year extended warranty
  • Mobile Device Insurance

As well as comprehensive travel insurance.

Alternative card: Scotiabank Passport Visa Infinite Card

The Scotiabank Passport™ Visa Infinite* Card is the best alternative to the Desjardins Odyssey Gold Visa Card.

With the Scotiabank Passport™ Visa Infinite* Card, you get 30,000 points after only $1,000 in card purchases ($300 value).

And every year, if you charge at least $40,000 in purchases to your card, you’ll get a 10,000 annual bonus ($100 value).

With the Scotiabank Passport™ Visa Infinite* Card, you get 2 points per dollar you spend on:

  • Grocery stores
  • Restaurants
  • Entertainment
  • Transportation

You can redeem your points for any travel purchases (flights, hotels, all-inclusive and even Airbnb).

The Scotiabank Passport™ Visa Infinite* Card also offers:

  • no foreign transaction fee
  • 6 complimentary passes to airport VIP lounges
  • Premium insurance for your travels or purchases
  • Concierge services

Desjardins World Elite Mastercard

The Desjardins Cash Back World Elite Mastercard is a credit card that offering cash back.

With this card you can get:

  • 4% cash back on your grocery purchases
  • 3% cash back on your restaurant, entertainment and public transportation purchases
  • 1% cash back on your other purchases

Besides, this card offers insurance on your purchases:

  • 90 days purchase insurance
  • One year extended warranty
  • Mobile Device Insurance

Alternative card: BMO CashBack World Elite Mastercard

The BMO® CashBack® World Elite®* Mastercard®* is one of the best Cash Back Mastercard in Canada. This is the best alternative to the Desjardins Cash Back World Elite Mastercard.

Currently, you will get 10% cash back on all your purchases during the first 3 months for a limited time. Besides, the $120 annual fee is waived in the first year!

With the BMO® CashBack® World Elite®* Mastercard®*, you get 1.5% on all your purchases, Costco included, with no annual limit.

Starting in May 2021, you’ll earn between 2% and 5% cash back for many spending categories with the BMO® CashBack® World Elite®* Mastercard®*:

  • 5% on grocery purchases (on the first $500 you spend monthly)
  • 4% on transit (on the first $300 you spend monthly)
  • 3% on gas and electric vehicle charging (on the first $300 you spend monthly)
  • 2% on recurring bill payments (on the first $500 you spend monthly)

Beyond the monthly limits mentioned, you’ll earn 1% cash back.

Desjardins Bonus Visa card

The Desjardins Bonus Visa Card is a credit card with no annual fee.

With this card you can get:

  • 2% in BONUSDOLLARS on your restaurant, entertainment, public transportation purchases and your pre-authorized payments
  • 0.5% in BONIDOLLARS on your other purchases

Besides, this card offers insurance on your purchases:

  • 90 days purchase insurance
  • One year extended warranty
  • Mobile Device Insurance

Alternative card: Tangerine Money-Back Credit Card

The Tangerine Money-Back Credit Card has no annual fee and offers cashback. This is the best alternative to the Desjardins Bonus Visa card.

You can choose two to three categories of purchases (grocery, gas, furniture, home improvement, recurring bill payments, drug store, etc.) to earn 2% cashback! And with unlimited annual cashback!

Besides, the Tangerine Money-Back Credit Card comes with additional benefits:

  • 90 days purchase insurance
  • One year extended warranty

Finally, during your first 30 days, transfer balances and pay only 1.95% interest on the transferred balance for the first 6 months.

Desjardins Cash Back Mastercard

The Desjardins Cash Back Mastercard is a credit card with no annual fee.

With this card you can get:

  • 2% cash back on restaurant, entertainment, public transportation purchases and your pre-authorized payments
  • 0.5% cash back on your other purchases

Besides, this card offers insurance on your purchases:

  • 90 days purchase insurance
  • One year extended warranty
  • Mobile Device Insurance

Alternative card: MBNA Smart Cash Platinum Plus® Mastercard®

The MBNA Smart Cash Platinum Plus® Mastercard® is one of Canada’s best cashback credit cards with no annual fee. It’s the best alternative to the Desjardins Cash Back Mastercard.

With this card you can get 2% for some purchases:

  • gas
  • grocery stores

Until the total gas and grocery purchases in the applicable month reaches $500. And 0.5% everywhere else.

For a limited time, you can get 5% cash back for the first 6 months, up to $150.

Desjardins Cash Back Visa

The Desjardins Cash Back Visa is a credit card with no annual fee.

With this card you can get:

  • 2% cash back on restaurant, entertainment, public transportation purchases and your pre-authorized payments
  • 0.5% cash back on your other purchases

Besides, this card offers insurance on your purchases:

  • 90 days purchase insurance
  • One year extended warranty
  • Mobile Device Insurance

Alternative card: Scotia Momentum® No-Fee VISA* Card

The Scotia Momentum® No-Fee VISA* Card is the best alternative to the Desjardins Cash Back Visa card.

With the Scotia Momentum® No-Fee VISA* Card, you earn 5% cash back on all purchases for the first 3 months (up to $2,000 in total purchases)

With this no-fee credit card you earn:

  • 1% cash back on gas station, grocery store and drug store purchases and recurring bill payments
  • 0.5% cash back on all other everyday purchases

Would you like more cash back? Consider the Scotia Momentum® VISA Infinite* card or Scotia Momentum® VISA* card.

card Desjardins Odyssey Visa Infinite Privilege

The Desjardins Odyssey Visa Infinite Privilege Card is a BONUSDOLLARS credit card.

With this card you can get:

  • 4% in BONUSDOLLARS on your restaurant, entertainment and public transportation purchases
  • 3% in BONUSDOLLARS on your grocery and travel purchases
  • 1.75% in BONIDOLLARS on your other purchases

Besides, this card offers insurance on your purchases:

  • 180-day purchase insurance
  • Two year extended warranty
  • Mobile Device Insurance

As well as comprehensive travel insurance.

Alternative card: BMO eclipse Visa Infinite Privilege* card

The new BMO eclipse Visa Infinite Privilege* Card is a high-end metal card.

By applying for this card, you can get up to 50,000 BMO Rewards points:

  • 35,000 points after you spend a minimum of $5,000 within the first three months
  • 15,000 points twelve months after the Credit Card account open date

You will also receive a $200 statement credit each calendar year to spend however you want.

As well as a Priority Pass membership with 6 airport lounge visits per year.

With this card , you can earn 5 BMO Rewards points for every $1 in purchases:

  • Groceries
  • Gas
  • Drugstore
  • Travel
  • Dining
  • Food delivery

And 1 BMO Rewards point for every $1 spent on everything else.

Frequent Asked Questions about credit cards

Here are frequently asked questions in the milesopedia community about credit cards in Canada.