Desjardins’ Best Credit Cards

Desjardins Travel Rewards credit cards

Desjardins Odyssey World Elite Mastercard

The Desjardins Odyssey® World Elite® Mastercard is a BONUSDOLLARS credit card.

With this card you can get:

• 3% in BONUSDOLLARS on your grocery purchases
• 2% in BONUSDOLLARS on your restaurant, entertainment and public transportation purchases
• 1.5% in BONIDOLLARS on your other purchases

In addition, this card offers several insurances for your purchases:

• 90 days purchase insurance
• One year extended warranty
• Mobile Device Insurance

As well as comprehensive travel insurance.

Alternative card: National Bank World Elite Mastercard

The National Bank’s World Elite Mastercard® is the Best National Bank Mastercard credit card.

With this exclusive welcome offer for Milesopedia readers, you can get up to 70,000 points, and the first year’s annual fee is waived for the primary cardholder. Here’s how:

• 30,000 points after $5,000 in Card purchases within the first 3 months of account opening
• 30,000 points if $12,000 or more in net purchases are charged to the credit card within 12 months of account opening
• 10,000 points if you sign up for Credit Card Payment Protection for a minimum of 3 months

With this card, you earn up to 5 points per dollar on your purchases:

• 5 points per dollar on grocery and restaurant purchases
• 2 points per dollar on gas and electric recharge purchases
• 2 points per dollar on recurring bills
• 2 points per dollar on À la carte Travel
• 1 point per dollar on all other purchases

And since it’s a National Bank Mastercard credit card, you can use it at Costco. With this card, you have access to a $150 annual travel credit that you can use in any of these categories:

• Airport parking
• Baggage fees
• Seat selection
• Access to airport lounges
• Flight upgrades

In addition, you can enjoy access to DragonPass airport lounges and free Wi-Fi with Boingo. And unlimited access to the National Bank Lounge at Montreal-Trudeau.

Finally, in 2022, we voted The National Bank’s World Elite Mastercard® as the Best Travel Credit Card for Insurance.

This promotion is intended for individuals who do not have a National Bank Mastercard credit card and have not held a National Bank credit card within the last 24 months.

Desjardins Odyssey^® Gold Visa* Card

The Desjardins Odyssey Gold Visa card is a credit card that offers BONUSDOLLARS.

With this card you can get:

• 2% in BONUSDOLLARS for your restaurant, entertainment, public transportation and direct debit purchases
• 1% in BONUSDOLLARS on your other purchases

In addition, this card offers several insurances for your purchases:

• 90 days purchase insurance
• One year extended warranty
• Mobile Device Insurance

As well as comprehensive travel insurance.

Alternative card: Scotiabank Passport Visa Infinite Card

With the Scotiabank Passport™ Visa Infinite* Card, you earn 30,000 points on just $1,000 in purchases, a value of $300. And each year, if you make at least $40,000 in Card purchases, you’ll earn 10,000 additional points ($100 value).

In addition, there is no annual fee for the first year.

With the Scotiabank Passport™ Visa Infinite* Card, you earn 3X Scene+ points on every $1 you spend at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà by IGA, Voilà by Safeway, Chalo! FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry and Co-Op.

Also, you earn 2 points per dollar for:

• grocery purchases
• dining purchases
• Entertainment
• Transportation

The Scotiabank Passport™ Visa Infinite* Card is an excellent Visa credit card for these types of purchases.

You can redeem your points for any travel purchases (flights, hotels, all-inclusive and even Airbnb). You can also use your points as cash back rewards with Scene+.

The Scotiabank Passport™ Visa Infinite* Card also offers:

• no foreign transaction fee
• 6 complimentary passes to airport VIP lounges
• Premium insurance for your travels or purchases
• Concierge services

Desjardins Odyssey^® Visa Infinite Privilege* Card

The Desjardins Odyssey Visa Infinite Privilege Card is a BONUSDOLLARS credit card.

With this card you can get:

• 4% in BONUSDOLLARS on your restaurant, entertainment and public transportation purchases
• 3% in BONUSDOLLARS on your grocery and travel purchases
• 1.75% in BONIDOLLARS on your other purchases

In addition, this card offers several insurances for your purchases:

• 180-day purchase insurance
• Two year extended warranty
• Mobile Device Insurance

As well as comprehensive travel insurance.

Alternative card: BMO eclipse Visa Infinite Privilege* card

The BMO eclipse Visa Infinite Privilege Card* is a premium metal card! With this card , you can earn up to 90,000 BMO Rewards points:

• 50,000 points when you spend $6,000 in the first 3 months
• 40,000 points twelve months after the Credit Card account open date after you spend a minimum of $100,000 within the first twelve months

Plus, you’ll get a $200 annual lifestyle credit – per calendar year – to spend however you want. As well as a Visa Airport Companion membership with 6 complimentary airport lounge visits per year.

With this Card, you earn 5 BMO Rewards points per dollar of purchases for:

• Groceries
• Gas
• Drugstores
• travel purchases
• Dining
• Food delivery

And 1 BMO Rewards point for every $1 spent on everything else.

Desjardins Bonus Visa* Credit Card

The Desjardins Bonus Visa* Credit Card is a credit card with no annual fee.

With this card you can get:

• 2% in BONUSDOLLARS for your restaurant, entertainment, public transportation and direct debit purchases
• 0.5% in BONIDOLLARS on your other purchases

In addition, this card offers several insurances for your purchases:

• 90 days purchase insurance
• One year extended warranty
• Mobile Device Insurance

Alternative card: Tangerine Money-Back Credit Card

The Tangerine Money-Back Credit Card has no annual fee and offers cash back.

Through December 29, 2022, you can earn an additional 15% back (up to $150) when you spend up to $1,000 on everyday purchases during the first 2 months.

You can choose two to three categories that interest you (groceries, gas, furniture, home improvement, recurring bills, pharmacy, etc.) to earn 2% cash back ! And there is no annual cash back limit. It is one of the best credit cards for renovations.

In addition, the Tangerine Mastercard offers several insurance coverages for your purchases :

• 90 days purchase insurance
• One year extended warranty

Finally, during your first 30 days, transfer balances and pay only 1.95% interest on the transferred balance for the first 6 months.

Desjardins Cash Back Credit Cards

Desjardins Cash Back World Elite Mastercard

The Desjardins World Elite Mastercard is a cash back credit card.

With this card you can get:

• 4% cash back on your grocery purchases
• 3% cash back on your restaurant, entertainment and public transportation purchases
• 1% cash back on your other purchases

In addition, this card offers several insurances for your purchases:

• 90 days purchase insurance
• One year extended warranty
• Mobile Device Insurance

Alternative card: BMO CashBack World Elite Mastercard

The BMO® CashBack® World Elite®* Mastercard®* is one of the best cash back Mastercard credit card in Canada.

For a limited time, you will earn 10% cash back on all purchases for the first three months (up to $260 cash back). Besides, the annual fee is waived in the first year!

With the BMO® CashBack® World Elite®* Mastercard®*, you earn between 2% and 5% cash back on many spending categories:

• 5% on grocery purchases (on the first $500 you spend monthly)
• 4% on transit (on the first $300 you spend monthly)
• 3% on gas and electric vehicle charging (on the first $300 you spend monthly)
• 2% on recurring bill payments (on the first $500 you spend monthly)

Everywhere else, you’ll earn 1% cash back, including at Costco.

Finally, it is one of the only credit cards in its category to offer an extended warranty of 2 additional years.

Desjardins Cash Back Mastercard

The Desjardins Cash Back Mastercard is a credit card with no annual fee.

With this card you can get:

• 2% cash back on restaurant, entertainment, public transportation purchases and your pre-authorized payments
• 0.5% cash back on your other purchases

In addition, this card offers several insurances for your purchases:

• 90 days purchase insurance
• One year extended warranty
• Mobile Device Insurance

Alternative card: MBNA Smart Cash Platinum Plus^® Mastercard^®

The MBNA Smart Cash Platinum Plus® Mastercard® is one of the best cash back credit cards with no annual fee in Canada.

With this card, you can get 2% on:

• gas purchases
• grocery purchases

Until the total gas and grocery purchases in the applicable month reaches $500. And 0.5% everywhere else.

For a limited time, you can earn 5% cash back for the first six months, a $150 value. This is the best no-fee MBNA credit card with cash back.

Desjardins Cash Back Visa

The Desjardins Visa Cash Back Card is a credit card with no annual fee.

With this card you can get:

• 2% cash back on restaurant, entertainment, public transportation purchases and your pre-authorized payments
• 0.5% cash back on your other purchases

In addition, this card offers several insurances for your purchases:

• 90 days purchase insurance
• One year extended warranty
• Mobile Device Insurance

Alternative card: Scotia Momentum^® No-Fee VISA* Card

The Scotia Momentum® No-Fee Visa* Card is a great cash back credit card in Canada. Currently, you can earn 5% cash back on all purchases for the first 3 months (up to $2,000 in total purchases).

With the Scotia Momentum® No-Fee Visa* Card, you get :

• 1% Cash back on all eligible gas station, grocery store, drug store purchases and recurring payments.
• 0.5% on all other purchases

This is a great no-fee Visa credit card to earn cash back.

Plus, you can get a 0% introductory rate on balance transfers for the first six months.