CIBC Aventura

You can earn CIBC Aventura Points primarily through CIBC credit cards. There are four CIBC Aventura credit cards: three CIBC Aventura credit cards for consumers and one for SMEs. You will find the details below.

The earning rate is quite simple: $1 spent = 1 Aventura Point earned.

Spending at gas stations, grocery stores and drugstores earns 1.5 Aventura Points for every dollar spent.

CIBC Rewards travel purchases earn 2 Aventura Points for every dollar spent.

You can earn points with CIBC Aventura Credit Card sign-up bonuses, such as the CIBC Aventura^® Visa Infinite* Card or the CIBC Aventura^MD Gold Visa* Card. The financial institution regularly runs First-Year Free offers.

We will not mention the redemption of Points for various products purchased through the CIBC Rewards portal because, as in other programs, this is an inferior use of Points.

You can redeem your points to purchase a flight.

The number of points varies depending on the destination: for example, a short-haul flight can range from 10,000 to 20,000 Aventura Points with a maximum value of $400. If you can get that kind of return (10,000 points for $400), you get a 4% return which is excellent.

These tickets apply to Economy class flights only.

Taxes are extra and must be paid in cash or at the rate of 100 Aventura Points = $1.

If you don’t have the necessary amount of Aventura Points, you can purchase additional points up to 20% of the amount needed. But as with other programs, the price – 3 cents a point – is not very attractive again.

Finally, it is possible to make a mixed purchase, point and cash, but the redemption rate is fixed: 100 points = $1. The 1% cash back rate is therefore restored.

Finally, you can redeem your Aventura points to reduce your credit card balance, but the rate is not very interesting: 4000 points for $25, which is a 0.6% return.