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American Express Canada’s Best Credit cards

The Best American Express Credit Card

American Express Cobalt™ Card

The American Express Cobalt™ Card is the best American Express Credit Card.

You can get a welcome bonus of up to 45,000 Membership Rewards points, that’s a $450 value:

  • 2,500 points per month for the first 12 months, when you charge $500 to your Card each month
  • 15,000 additional points when you charge $3,000 to your Card within the first 3 months

Considering the minimum spend requirement in the first 12 months, this is a $705 value in the first year! Read this post for more details.

You can redeem your points in statement credits towards travel purchases or even on your everyday purchases. Or you can transfer your points to Marriott Bonvoy or Hilton Honors.

With the American Express Cobalt™ Card, you earn between 1 and 5 points per dollar:

Category Points per dollar
Grocery 5
Food delivery 5
Restaurants and bars 5
Convenience stores 5
Gas station 2
Gas & Transit 2
Travel 2
Other 1

Besides, this Card provides premium insurance: Car Rental Theft and Damage Insurance, Baggage delay, Lost or Stolen Baggage, Flight delay, $250,000 Travel Accident, Hotel or motel burglary, Buyer’s Assurance® Protection Plan, Purchase Protection Guarantee.

The Best AEROPLAN American Express credit cards

American Express® Aeroplan®* Card

With the American Express® Aeroplan®* Card, you earn 2x the points on purchases made directly with Air Canada and Air Canada Vacations.

And 1.5x the points on Dining and Food Delivery purchases in Canada. Anywhere else, you will earn 1x the points.

With the American Express® Aeroplan®* Card, you can earn up to 15,000 Welcome Bonus Aeroplan points and a Bonus Air Canada Buddy Pass.

Enjoy your first checked bag free (up to 23kg/50lb) for up to 9 people travelling on the same reservation on Air Canada®* flights.

American Express®* Aeroplan® Reserve Card

With the American Express® Aeroplan®* Reserve Card, you get 3x the points on purchases made directly with Air Canada and Air Canada Vacations.

And 2x the points on Dining and Food Delivery purchases in Canada. Anywhere else, you will earn 1x the points.

With the American Express® Aeroplan®* Reserve Card, you can earn up to 65,000 Welcome Bonus Aeroplan points and $100 statement credit.

With this Card, you’ll enjoy Air Canada Travel benefits like access to Air Canada Maple Leaf Lounges, priority check-in, priority boarding and priority baggage handling.

Enjoy your first checked bag free (up to 23kg/50lb) for up to 9 people travelling on the same reservation on Air Canada®* flights.

The Best AIR MILES American Express card

American Express® AIR MILES®* Platinum Credit Card

With the American Express® AIR MILES®* Platinum Credit Card, you can earn a Welcome Bonus of 3,000 AIR MILES Bonus Miles. That’s enough to redeem for $310 towards your purchases with AIR MILES Cash!

With this credit card, you can earn 1 Mile for every $5 in Card purchases in:

  • Grocery stores
  • Gas stations
  • restaurants and bars
  • Transit

Besides, you get an annual travel credit.

The Best American Express Card with transferable points

American Express® Gold Rewards Card

The American Express® Gold Rewards Card offers a welcome bonus of 25,000 Membership Rewards Points ($250 value or 25,000 Aeroplan points or 30,000 Marriott Bonvoy points).

You can earn 2 points per dollar for:

  • Grocery stores
  • Gas stations
  • Drugstores
  • Travel

Besides, it provides premium insurance.

The Best American Express credit card for cash back

SimplyCash™ Preferred from American Express

SimplyCash™ Preferred from American Express is one of the only credit cards in Canada to earn a 2% cashback on all purchases. And there’s no limit to how much cash back you can earn!

Besides, with this welcome offer, you earn 10% cashback in your first 4 months (up to $400 cash back).

This Card stands out for its premium insurance: Car Rental Theft and Damage, $100,000 travel accident, Emergency medical insurance (outside the province or country), Lost or Stolen Baggage, Flight delay insurance and misdirected baggage, Hotel or motel burglary, Purchase Protection® Plan, Buyer’s Assurance® Protection Plan.

SimplyCash™ from American Express

Would you like a cashback credit card with no-annual-fee and a high earning rate on all your purchases? Here is an option for you: SimplyCash™ from American Express.

With this Card, you earn a 1.25% cashback on all purchases.

Besides, during the first 6 months, you can get a 2.5% cash back, up to $150, with the SimplyCash™ from American Express.

And you’ll get insurance with it: $100,000 travel accident insurance, Purchase Protection® Plan, Buyer’s Assurance® Protection Plan.

The Best No-Fee Credit Card from American Express

Choice Card from American Express™

Would you like a travel rewards credit card with no annual fee? Here is an option for you: the Choice Card from American Express™.

As a new Choice Card from American Express™ Cardmember, you can earn a Welcome Bonus of 10,000 Membership Rewards points when you charge $1,000 in purchases to your Card in the first 3 months of Cardmembership. It’s a value of $100 for travel or 12,000 Marriott Bonvoy points.

With this no-fee Credit Card, you will also have access to online promotional offers to get points or rebates on your purchases.

The Best American Express card with hotel points

Marriott Bonvoy™ American Express® Card

The Marriott Bonvoy™ American Express® Card is the best credit card for free hotel nights.

You can earn 50,000 Welcome Bonus points, enough for several free hotel nights at one of the 7,000 Marriott Bonvoy properties around the world. And you can earn 2 points per dollar on all your purchases.

Besides, you will receive an Annual Free Night Award after your anniversary each year (35,000 points value) and 15 Elite Night Credits each calendar year, counting for your Marriott Bonvoy status.

Finally, this Card has reliable insurance: Baggage delay, Lost or Stolen Baggage, $500,000 Travel Accident, Flight delay, Hotel or motel burglary, Car Rental Theft and Damage, Buyer’s Assurance® Protection Plan, Purchase Protection Guarantee.

The Best Small Business American Express credit cards

American Express Business Edge™ Card

The American Express Business Edge™ Card is a small business credit card in Canada. The annual fee is only $99 and this credit card offers up to 42,000 Membership Rewards points in the first year, a $420 value. Or 50,400 Marriott Bonvoy points!

You can earn 3 times the points on:

  • Office supplies (Staples, etc.)
  • electronic (Apple, Dell, etc.)
  • Rides
  • Gas
  • Eats & Drinks

Besides, you can add up to 99 supplementary cards at no cost.

American Express® Aeroplan®* Business Reserve Card

With the American Express® Aeroplan®* Business Reserve Card, you earn 3x the points on purchases made directly with Air Canada and Air Canada Vacations. And 2x the points on hotels and car rentals. Anywhere else, you will earn 1x the points.

With the American Express® Aeroplan®* Business Reserve Card, you can earn up to 65,000 Welcome Bonus Aeroplan points and $100 statement credit.

With this Card, you’ll enjoy Air Canada Travel benefits like access to Air Canada Maple Leaf Lounges, priority check-in, priority boarding and priority baggage handling.

Enjoy your first checked bag free (up to 23kg/50lb) for up to 9 people travelling on the same reservation on Air Canada®* flights.

Marriott Bonvoy™ Business American Express® Card

The Marriott Bonvoy™ Business American Express® Card offers a welcome bonus of 50,000 points: you can get free hotel nights 7,000 Marriott properties around the world.

Besides, it offers an Annual Free Night Award for up to 35,000 points and 15 Elite Night Credits each calendar year, counting for your Marriott Bonvoy status.

You can earn 3 points per dollar for:

  • Gas
  • Restaurants
  • Travel

Business Platinum Card® from American Express

With the Business Platinum Card® from American Express, you earn 1.25 Membership Rewards points for virtually every $1 in purchases.

With this welcome offer, you can earn a Welcome Bonus of 50,000 points when you charge $7,000 in purchases to your Card in your first three months of Cardmembership.

You can use your Membership Rewards points in multiple ways:

With the Business Platinum Card® from American Express,you also get travel benefits:

With this Card you can maximize your cash flow with up to 55 interest free days.

Finally, the Business Platinum Card® from American Express comes with premium insurance: Car Rental Theft and Damage, $500,000 Travel Accident, Emergency medical insurance (outside the province or country), Lost or Stolen Baggage, Flight delay insurance and misdirected baggage, Hotel or motel burglary, Purchase Protection® Plan, Buyer’s Assurance® Protection Plan.

More American Express Canada offers

You may be interested in these American Express Canada credit cards offers:

Frequent Asked Questions about credit cards

Here are frequently asked questions in the milesopedia community about credit cards in Canada.