Compare savings accounts in Canada.

0.3%. Regular annual rate. Total promotional annual rate: 4.5%. New clients only: client number created July 28–November 30, 2026; open an eligible account as primary holder within 60 days. Total annual rate for 153 days from the first eligible registered or non-registered account; subsequent accounts share the remaining period. Maximum C$1,000,000 across non-registered Canadian-dollar accounts.

Here are the main features of the Tangerine savings account:

• No service charges or other fees
• No minimum balance required
• Competitive interest rates
• Interest calculated daily and paid monthly
• Manage your savings via the Tangerine mobile app

The promotional rate applies to new deposits, up to a maximum of $1,000,000.

Regular interest rate of 0.30% with no minimum balance.

Take advantage of Tangerine Tax-Free Savings Account (TFSA) and save tax-free on accumulated interest or withdrawals.

With no monthly fees, access your money anytime and easily manage your account online or via the mobile app.

Contribute up to $7,000 a year and reach your financial goals faster.

0.3%. Regular annual rate. Total promotional annual rate: 5%. New clients only: client number created July 28–November 30, 2026; open an eligible account as primary holder within 60 days. Total annual rate for 153 days from the first eligible registered or non-registered account; subsequent accounts share the remaining period. Maximum $1,000,000 per registered account type, subject to tax contribution limits.

Choose the Tangerine RRSP Savings Account and enjoy a favourable interest rate with no monthly fees or minimum balance required.

Save for your retirement while enjoying tax benefits, with tax-deductible contributions and tax-sheltered savings until withdrawal.

0.3%. Regular annual rate. Total promotional annual rate: 5%. New clients only: client number created July 28–November 30, 2026; open an eligible account as primary holder within 60 days. Total annual rate for 153 days from the first eligible registered or non-registered account; subsequent accounts share the remaining period. Maximum $1,000,000 per registered account type, subject to tax contribution limits.

The Tangerine Registered Retirement Income Fund (RRIF) Savings Account offers a competitive interest rate with no monthly fees or minimum balance required.

Enjoy flexible withdrawals for your retirement income while saving tax-free until withdrawal.

0.35%. Regular annual rate. Total promotional annual rate: 5%. New clients only: client number created July 28–November 30, 2026; open an eligible account as primary holder within 60 days. Total annual rate for 153 days from the first eligible registered or non-registered account; subsequent accounts share the remaining period. Maximum $1,000,000 per registered account type, subject to tax contribution limits.

Save in U.S. dollars with the Tangerine U.S. Dollar Savings Account.

Enjoy a favorable interest rate with no monthly fees or minimum balance required.

Make free transfers to and from other Tangerine accounts and easily manage your finances with online and mobile banking services.

0.1%. Regular annual rate in U.S. dollars. Total promotional annual rate: 4.5%. New clients only: client number created July 28–November 30, 2026; open an eligible account as primary holder within 60 days. Total annual rate for 153 days from the first eligible registered or non-registered account; subsequent accounts share the remaining period. Maximum US$1,000,000 per currency type.

Maximize your savings with the EQ Bank Notice Savings Account.

Enjoy an interest rate of up to 2.75% with no monthly fees or minimum balance required.

Plan your withdrawals with 10 or 30 days’ notice and benefit from interest calculated daily.

Transfers are free and unlimited.

Optimize your savings with the EQ Bank TFSA Savings Account. Enjoy a 1.50% interest rate tax-free, with no monthly fees.

Benefit from free, flexible withdrawals and easy recurring contributions from your current account.

All deposits are protected by SADC up to $100,000.

Neo is a digital alternative to the big Canadian banks. It offers no-fee credit cards and a high-interest savings account.

The Neo Savings account offers an interest rate of up to 2.75% on the entire balance, with no monthly account fee (the Build and Grow memberships cost up to $9.99 and $14.99 per month). The rate no longer depends on your balance: it depends on the Neo membership you hold. To open an account, you must be over 13 years old (14 years old in Quebec).

The main features of the account are as follows:

• No monthly fees or transaction fees
• No minimum balance required
• E-transfers and bill payments available
• Interest rates (based on your Neo membership):
  • Essentials membership (free): 2.00%
  • Build membership ($0 to $9.99/month): 2.50%
  • Grow membership ($14.99/month): 2.75%

The EQ Bank GIC Savings Account lets you invest in fixed-rate Guaranteed Investment Certificates (GICs), a safe way to grow your savings while staying sheltered from market fluctuations.

GICs are available for terms ranging from 3 months to 10 years, with a minimum deposit of just $100, and can be held in a non-registered or registered account (TFSA, RRSP, FHSA). They are non-redeemable before maturity and are CDIC insured up to the applicable limits.

It is a good fit if you are looking for a guaranteed, predictable return over a set horizon. As of October 2, 2026, rates range from 2.35% to 4.30%, with the highest rate on the 5-year term, and they are identical for registered and non-registered GICs.

The Canadian Tire GIC locks in your rate for the full term, from 1 to 5 years.

• Rates up to 4.08% for a 5-year term
• $1,000 minimum deposit per GIC
• Guaranteed principal, no market exposure
• Interest compounded annually and paid at maturity, or paid out every year
• Deposits protected by CDIC up to applicable limits

Note: Canadian Tire Bank deposit products are not available to residents of Quebec.

The Canadian Tire Tax Free GIC pairs a guaranteed rate with the tax shelter of a TFSA.

• Rates up to 4.08% for a 5-year term
• Terms from 1 to 5 years, $1,000 minimum deposit per GIC
• Tax-free interest
• $50 fee to transfer the TFSA to another institution; transferring or redeeming before maturity forfeits accrued interest
• Deposits protected by CDIC up to applicable limits

Note: Canadian Tire Bank deposit products are not available to residents of Quebec.