Desjardins Odyssey® World Elite® Mastercard

Welcome Bonus
No Welcome Offer
  • Premium Insurance
  • Accepted at Costco
Annual Fee
$130
Interest rates
Purchase Rates
20.90%
Cash Advance Rates
21.90%
Balance Transfer Rates
Odyssee World Elite Mc N Fcard
Desjardins Odyssey® World Elite® Mastercard
No Welcome Offer
Apply Now

Offer

  • 3% in BONUSDOLLARS for your purchases in the Grocery category (up to $10,000 in annual purchases - beyond that, the earn rate decreases to 1%)
  • 3% in BONUSDOLLARS for your purchases in the Restaurant category (up to $6,000 in annual purchases - beyond that, the earn rate decreases to 1%)
  • 2% in BONUSDOLLARS for your purchases in the Entertainment, Travel, and Public Transportation categories
  • 1% in BONUSDOLLARS for your other purchases

Fees & Conditions

Personal Income $80,000
Household Income $150,000
Annual Fee $130
First Additional Card $40
Foreign Transaction Fee 2.5%

Value

Calculate the rewards
Your Monthly Spending
Year 1
Year 2+
Welcome Bonus
0 $
Annual Credit
Travel benefits
VIP Lounges
First year offer value
Rewards Earned
Annual fee
Net value

Advantages

VIP Lounges
Costco

Earnings

Per dollar of purchases

All Spending 1 %
Groceries 3 %
Gas 1 %
Dining and Food delivery 3 %
Convenience Stores 1 %
Drugstores 1 %
Local Transport 2 %
Travel 2 %
Entertainment 2 %
Recurring Payments 1 %
Telecom/Internet 1 %
Streaming services 1 %
Online transactions 1 %
Office Supplies 1 %

Insurance

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
$5,000,000
60 day(s)
Travel medical insurance up to 64 years old
$5,000,000
31 day(s)
Travel medical insurance 65+
$5,000,000
15 day(s)
Trip Cancellation Insurance
$2,500
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
$1,000,000
Flight Delay Insurance
Delayed Baggage Insurance
$500
Lost/Stolen Baggage Insurance
$1,000
Auto Rental Loss/Insurance
$85,000
48 day(s)
Hotel/Motel Burglary Insurance

This section sets out the maximum coverage amounts or periods. Please review your insurance certificate for details, exclusions and limitations of your coverage, terms and conditions apply.

Other Insurance

Insurance Name
Included
Amount
Duration
Extended Warranty
2 year(s)
Purchase Protection
120 day(s)
Mobile Device Insurance
$1,500
1 year
Price Protection

Our review

The Desjardins Odyssey World Elite Mastercard is a credit card that offers BONUSDOLLARS.

With this card, you can earn:

  • 3% in BONUSDOLLARS for your purchases in the Grocery category (up to $10,000 in annual purchases – beyond that, the earn rate decreases to 1%)
  • 3% in BONUSDOLLARS for your purchases in the Restaurant category (up to $6,000 in annual purchases – beyond that, the earn rate decreases to 1%)
  • 2% in BONUSDOLLARS for your purchases in the Entertainment, Travel, and Public Transportation categories
  • 1% in BONUSDOLLARS for your other purchases

In addition, this card offers several purchase insurances:

  • 90 days purchase insurance
  • One year extended warranty
  • Mobile Device Insurance

As well as comprehensive travel insurance.

Alternative Cards

3.5

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