Desjardins Odyssey® World Elite® Mastercard

Desjardins Odyssey® World Elite® Mastercard

Welcome Bonus

None

Best For

Value
Year 1

$632

Years 2 and +

$632

Annual Fee

$130

Interest rates
Purchase Rates

19.9 %

Cash Advance Rates

19.9 %

Balance Transfer Rates

Your Monthly Spending

Offer

Offer
  • 3% in BONUSDOLLARS rewards on groceries
  • 2% in BONUSDOLLARS rewards on restaurants
  • 2% in BONUSDOLLARS rewards on entertainment
  • 2% in BONUSDOLLARS rewards on public transportation
  • 1.5% in BONUSDOLLARS rewards on other purchases

Fees & Conditions

Personal Income $80,000
Household Income $150,000
Annual Fee $130
First Additional Card $0
Foreign Transaction Fee 2.5%
Purchase Rates 19.9%
Cash Advance Rates 19.9%

Value

Year 1
Years 2 and +
Welcome bonus
0 $
Annual credit
Travel benefits
VIP Lounges
First-Year Offer Value
Accumulated rewards
Annual fee
Net value

Advantages

VIP Lounges $320
Costco

Earnings

Per dollar of purchases

All Spending 1.5 Points
Groceries 3 Points
Gas 1.5 Points
Dining and Food delivery 2 Points
Convenience Stores 1.5 Points
Drugstores 1.5 Points
Local Transport 2 Points
Travel 1.5 Points
Entertainment 2 Points
Recurring Payments 1.5 Points
Telecom/Internet 1.5 Points
Streaming services 1.5 Points
Online transactions 1.5 Points
Office Supplies 1.5 Points

Insurance

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
$5,000,000
31 day(s)
Travel medical insurance up to 64 years old
$5,000,000
31 day(s)
Travel medical insurance 65+
$5,000,000
15 day(s)
Trip Cancellation Insurance
$2,500
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
$1,000,000
Flight Delay Insurance
Delayed Baggage Insurance
$500
Lost/Stolen Baggage Insurance
$1,000
Auto Rental Loss/Insurance
$65,000
48 day(s)
Hotel/Motel Burglary Insurance

Other Insurance

Insurance Name
Included
Amount
Duration
Extended Warranty
2 year(s)
Purchase Protection
90 day(s)
Mobile Device Insurance
$1,500
1 year
Price Protection

Alternative Cards

BEST OFFERS
HSBC World Elite® Mastercard®
Welcome Bonus: Up to 110,000 Points Ends Oct 31, 2022
Year 1

$1073

Years 2 and +

$413

Annual Fee: $149
Purchase Rates: 19.9%
Cash Advance Rates: 22.9%
Balance Transfer Rates: 22.9%
Welcome Bonus: Up to 110,000 Points Ends Oct 31, 2022
Year 1

$1073

Years 2 and +

$413

Annual Fee: $149
Purchase Rates: 19.9%
Cash Advance Rates: 22.9%
Balance Transfer Rates: 22.9%
BMO AIR MILES®† World Elite®* Mastercard®* Terms & Conditions
Welcome Bonus: 3,000 miles Ends Dec 6, 2022
Year 1

$686

Years 2 and +

$101

Annual Fee: $120
First Year Annual Fee Rebate
Purchase Rates: 20.99%
Cash Advance Rates: 23.99%
Balance Transfer Rates: 23.99%
Welcome Bonus: 3,000 miles Ends Dec 6, 2022
Year 1

$686

Years 2 and +

$101

Annual Fee: $120
First Year Annual Fee Rebate
Purchase Rates: 20.99%
Cash Advance Rates: 23.99%
Balance Transfer Rates: 23.99%
National Bank’s World Elite Mastercard®
Welcome Bonus: 35,000 Points Ends May 31, 2022
Year 1

$1439

Years 2 and +

$824

Annual Fee: $150
First Year Annual Fee Rebate
Purchase Rates: 20.99%
Cash Advance Rates: 22.49%
Balance Transfer Rates: 22.49%
Welcome Bonus: 35,000 Points Ends May 31, 2022
Year 1

$1439

Years 2 and +

$824

Annual Fee: $150
First Year Annual Fee Rebate
Purchase Rates: 20.99%
Cash Advance Rates: 22.49%
Balance Transfer Rates: 22.49%
BMO Ascend™ World Elite®* Mastercard®* Terms & Conditions
Welcome Bonus: Up to 70,000 Points Ends Dec 6, 2022
Year 1

$1055

Years 2 and +

$289

Annual Fee: $150
First Year Annual Fee Rebate
Purchase Rates: 20.99%
Cash Advance Rates: 23.99%
Balance Transfer Rates: 23.99%
Welcome Bonus: Up to 70,000 Points Ends Dec 6, 2022
Year 1

$1055

Years 2 and +

$289

Annual Fee: $150
First Year Annual Fee Rebate
Purchase Rates: 20.99%
Cash Advance Rates: 23.99%
Balance Transfer Rates: 23.99%