CIBC Aventura® Gold Visa* Card

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Conditions apply

CIBC Aventura® Gold Visa* Card

Welcome Bonus

Up to 40,000 Points

Best For

Value
Year 1

$1117

Years 2 and +

$359

Annual Fee

$139

First Year Annual Fee Rebate (terms apply)
Interest rates
Purchase Rates

20.99 %

Cash Advance Rates

22.99 %

21.99 % (QC)

Balance Transfer Rates

22.99 %

21.99 % (QC)

Your Monthly Spending

Offer

Offer

Welcome Offer: Join and get over $1,250 in value including a first year annual fee rebate!†

Here’s how You can get over $1,250 in value

  • Get a total of up to 40,000 Aventura Points (up to $850 in travel value†):
    • 20,000 Aventura Points when you make your first purchase†
    • 15,000 Aventura Points when you spend $1,000 or more each monthly statement during the first year.†
    • 5,000 Aventura Points as an additional anniversary bonus.†
  • Get a one-time annual fee rebate ($139) for you (the primary cardholder) and up to three authorized users ($50 each): over $189 value†.
  • Effective July 1, 2022: Elevate your airport experience with 4 complimentary visits at 1,200+ lounges globally through Visa Airport Companion Program: over $190 in value.†
  • Plus, get a NEXUS◊ Application Fee rebate†: A $50 value†

Plus, enjoy extra valuable travel benefits.

  • Travel when it’s right for you – your Aventura points don’t expire†
  • Redeem your Aventura points for more than travel with our Shop With Points/Pay with Points features†
  • Travel local – Aventura points can be redeemed for more than just flights – use your points for hotels and car rentals for a weekend getaway
  • 2 points for every $1 spent on travel purchased through the CIBC Rewards Centre†
  • 1.5 points for every $1 spent at eligible gas stations, grocery stores and drug stores†
  • 1 point for every $1 spent on all other purchases†
  • Save on gas with CIBC and Journie Rewards Link your CIBC Aventura® Gold Visa* Card to Journie Rewards and use it to automatically save up to 10 cents per litre† at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations†.

This is a digital-exclusive offer.† To be eligible for this offer, you must apply for a new eligible card using the “Apply Now” link available on this webpage.†

Fees & Conditions

Personal Income $15,000
Household Income $15,000
Annual Fee $139
First Year Annual Fee Rebate
First Additional Card $50
First Year Annual Fee Rebate - First Additional Card
Other Additional Card $50
Foreign Transaction Fee 2.5%
Purchase Rates 20.99%
Cash Advance Rates 22.99%
Balance Transfer Rates 22.99%
Cash Advance Rate (QC) 21.99%
Balance Transfer Rates (QC) 21.99%

Value

Year 1
Year 2+
Welcome Bonus
0 $
Annual Credit
Travel benefits
VIP Lounges
First Year Annual Fee Rebate
-
First year offer value
Accumulated rewards
Annual fee
Net value

Advantages

Welcome Bonus amount Up to 40,000 Points
Minimum Spending Required $12,000
Minimum Spending Timeframe (Months) 12 month(s)
VIP Lounges $160
Nexus Credit
Lounge Annual Visits included 4

Earnings

Per dollar of purchases

All Spending 1 Point
Groceries 1.5 Points
Gas 1.5 Points
Dining and Food delivery 1 Point
Convenience Stores 1 Point
Drugstores 1.5 Points
Local Transport 1 Point
Travel 1 Point
Entertainment 1 Point
Recurring Payments 1 Point
Telecom/Internet 1 Point
Streaming services 1 Point
Online transactions 1 Point
Office Supplies 1 Point

Insurance

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
$5,000,000
15 day(s)
Travel medical insurance up to 64 years old
$5,000,000
15 day(s)
Travel medical insurance 65+
$5,000,000
3 day(s)
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
$500,000
Flight Delay Insurance
$500
Delayed Baggage Insurance
$500
Lost/Stolen Baggage Insurance
$500
Auto Rental Loss/Insurance
$65,000
48 day(s)
Hotel/Motel Burglary Insurance
$2,500

Other Insurance

Insurance Name
Included
Amount
Duration
Extended Warranty
1 year
Purchase Protection
90 day(s)
Mobile Device Insurance
$1,000
1 year
Price Protection
4 Milesopedia Rating