CIBC Aventura® Gold Visa* Card  🇨🇦

CIBC Aventura Visa gold front en
Welcome Bonus
Up to 45,000 Aventura Points 
  • Digital Exclusive Offer
  • Access to VIP Lounges
  • NEXUS Credit
Annual Fee
$139
First Year Annual Fee Rebate (terms apply)
Interest rates
Purchase Rates
20.99 %
Cash Advance Rates
22.99 %
21.99 % (QC)
Balance Transfer Rates
22.99 %
21.99 % (QC)

CIBC Aventura Visa gold front en
CIBC Aventura® Gold Visa* Card
Up to 45,000 Aventura Points 
Apply Now

Offer

Welcome offer: Join and get up to $1,400 in value, including a first year annual fee rebate!

Here’s how You can get up to $1,400 in value:

  • Get up to 45,000 Aventura Points (up to $900 in travel value):
    • 15,000 Aventura Points when you make your first purchase
    • 30,000 Aventura Points when you spend $3,000 or more in the first 4 monthly statement periods
  • Get a one-time annual fee rebate ($139) for you (the primary cardholder) and up to three authorized users ($50 each), up to $189 value.
  • Elevate your airport experience with 4 complimentary visits at 1,200+ lounges globally through Visa Airport Companion Program: up to $261 in value.
  • Plus, get a NEXUS◊ Application Fee rebate : A $67 value

Plus, enjoy extra valuable travel benefits.

  • Travel when it’s right for you – your Aventura points don’t expire
  • Redeem your Aventura points for more than travel with our Shop With Points/Pay with Points features
  • Travel local – Aventura points can be redeemed for more than just flights – use your points for hotels and car rentals for a weekend getaway
  • 2 points for every $1 spent on travel purchased through the CIBC Rewards Centre
  • 1.5 points for every $1 spent at eligible gas stations, EV charging, grocery stores and drug stores
  • 1 point for every $1 spent on all other purchases

Save on gas with CIBC and Journie Rewards

Link and use your CIBC Aventura Gold Visa Card with Journie Rewards to save up to 10 cents per litre at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.

Fees & Conditions

Personal Income $15,000
Household Income $15,000
Annual Fee $139
First Year Annual Fee Rebate
First Additional Card $50
First Year Annual Fee Rebate - First Additional Card
Other Additional Card $50
Foreign Transaction Fee 2.5%
Purchase Rates 20.99%
Cash Advance Rates 22.99%
Balance Transfer Rates 22.99%
Cash Advance Rate (QC) 21.99%
Balance Transfer Rates (QC) 21.99%

Value

Calculate the rewards
Your Monthly Spending
Year 1
Year 2+
Welcome Bonus
0 $
Annual Credit
Travel benefits
VIP Lounges
First Year Annual Fee Rebate
-
First year offer value
Rewards Earned
Annual fee
Net value

Advantages

Welcome Bonus amount Up to 45,000 Aventura Points 
Minimum Spending Required $3,000
Minimum Spending Timeframe (Months) 4 month(s)
VIP Lounges
Lounge Annual Visits included 4
Nexus Credit

Earnings

Per dollar of purchases

All Spending 1 Aventura Point
Groceries 1.5 Aventura Points
Gas 1.5 Aventura Points
Dining and Food delivery 1 Aventura Point
Convenience Stores 1 Aventura Point
Drugstores 1.5 Aventura Points
Local Transport 1 Aventura Point
Travel 1 Aventura Point
Entertainment 1 Aventura Point
Recurring Payments 1 Aventura Point
Telecom/Internet 1 Aventura Point
Streaming services 1 Aventura Point
Online transactions 1 Aventura Point
Office Supplies 1 Aventura Point

Insurance

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
$5,000,000
15 day(s)
Travel medical insurance up to 64 years old
$5,000,000
15 day(s)
Travel medical insurance 65+
$5,000,000
3 day(s)
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
$500,000
Flight Delay Insurance
$500
Delayed Baggage Insurance
$500
Lost/Stolen Baggage Insurance
$500
Auto Rental Loss/Insurance
$65,000
48 day(s)
Hotel/Motel Burglary Insurance
$2,500

There may be a daily maximum amount depending on the type of fees paid

Other Insurance

Insurance Name
Included
Amount
Duration
Extended Warranty
1 year
Purchase Protection
90 day(s)
Mobile Device Insurance
$1,000
1 year
Price Protection

Our review

If you don’t meet the income requirements for the CIBC Aventura® Visa Infinite* Card, you can apply for the CIBC Aventura® Gold Visa* Card. The minimum annual income required for this card is $15,000 (household).

CIBC has a digital offer with which you can earn up to 45,000 Aventura points :

  • 15,000 Aventura Points when you make your first purchase
  • 30,000 Aventura Points when you spend $3,000 or more in the first 4 monthly statement periods

In addition, you can benefit from a rebate on the first year’s annual fee for the primary card holder ($139 value) and up to three authorized users ($50 each).

With this CIBC Aventura Credit Card, you get:

  • 2 points for every $1 spent on travel purchased through the CIBC Rewards Centre
  • 1.5 points for every $1 spent at eligible gas stations, EV charging, grocery stores and drug stores
  • 1 point for every $1 spent on all other purchases

The CIBC Aventura® Gold Visa* Card also offers:

  • Access to airport lounges: one Visa Airport Companion Program membership and 4 free visits per year
  • Refund of NEXUS application fees ($67 value)

Frequently Asked Questions

Alternative Cards

4.5 Milesopedia Rating