Earn up to 85,000 Aeroplan Points. Conditions Apply.
Aeroplan Cards

The Best Aeroplan Credit Cards in Canada – September 2022

Best Aeroplan Credit cards

With the cards below, you can earn Aeroplan points directly or indirectly (by points transfer).

Here is a table summarizing the different offers. For more details, read on or click on the name of a card.

American Express®* Aeroplan® Reserve Card

With this welcome offer for the American Express®* Aeroplan® Reserve Card, you can earn up to 85,000 Aeroplan points. Here’s how:

  • 55,000 Aeroplan points after $6,000 in Card purchases within the first 6 months
  • 5,000 Aeroplan points for each monthly billing period in which you spend $1,000 in purchases on your Card for the first 6 months. That’s up to 30,000 Aeroplan Points

With this Card, you earn 3X the points on purchases made directly with Air Canada and Air Canada Vacations. And 2x the points on Dining and Food Delivery purchases in Canada. Everywhere else, you will earn 1.25X the points.

With this Card, you receive many Air Canada travel benefits such as access to Maple Leaf Lounges in North America for you and one guest, priority check-in, priority boarding and priority baggage handling.

Enjoy your first checked bag free (up to 23kg/50lb) for up to 9 people travelling on the same reservation on Air Canada®* flights.

And you can get a FREE Uber Pass membership for 12 months.

Like all American Express Canada Cards, there is no minimum income requirement.

TD® Aeroplan® Visa Infinite Privilege* Credit Card

With the TD® Aeroplan® Visa Infinite Privilege* Credit Card, you can earn up to 105,000 Aeroplan points:

  • 20,000 Aeroplan points when you make your first purchase with your new card
  • 30,000 Aeroplan points when you spend $3,000 within 90 days of account opening
  • 55,000 Aeroplan points when you spend $12,000 within 12 months of account opening
  • $100 NEXUS fee rebate
  • Access to Air Canada Maple Leaf lounge
  • 6 annual visits to Priority Pass airport lounges
  • Up to eight passengers travelling on the same reservation will all enjoy their first checked bag free (up to 23kg/50lb) when your travel originates on an Air Canada flight

It’s the best TD credit card for Air Canada frequent flyers.

With the TD® Aeroplan® Visa Infinite Privilege* Credit Card, you earn 1.5 points per dollar for:

  • Grocery stores
  • Gas stations
  • travel purchases
  • Dining purchases

And 2 points† for every $1 spent on Air Canada purchases, including Air Canada Vacations. Everywhere else, you’ll get 1.25 points† per dollar.

TD® Aeroplan® Visa Infinite* Card

With the TD® Aeroplan® Visa Infinite* Card you can earn up to 50,000 Aeroplan points and a first-year annual fee rebate:

  • A welcome bonus of 10,000 Aeroplan points when you make your first purchase with your new card
  • 20,000 Aeroplan points when you spend $1,500 within 90 days of Account opening
  • an additional 20,000 Aeroplan points when you spend $7,500 within 12 months of Account opening
  • Plus, get an annual fee rebate for the first year (instead of $139)
  • Annual fee rebate for the first year for up to 3 additional cardholders (instead of $75 per additional card)
  • $100 NEXUS fee rebate
  • Up to eight passengers travelling on the same reservation will all enjoy their first checked bag free (up to 23kg/50lb) when your travel originates on an Air Canada flight

It’s the best TD credit card for occasional Air Canada travellers.

With the TD® Aeroplan® Visa Infinite* Card, you earn 1.5 points per dollar of eligible purchases for:

  • Grocery stores
  • Gas stations
  • Air Canada purchases, including Air Canada Vacations

American Express® Aeroplan®* Business Reserve Card

With this welcome offer for the American Express®* Aeroplan® Reserve Card, you can earn up to 85,000 Aeroplan points. Here’s how:

  • 55,000 Aeroplan points after $6,000 in Card purchases within the first 6 months
  • 5,000 Aeroplan points for each monthly billing period in which you spend $1,000 in purchases on your Card for the first 6 months. That’s up to 30,000 Aeroplan Points

With this Card, you earn 3X the points on purchases made directly with Air Canada and Air Canada Vacations. And 2x the points on Dining and Food Delivery purchases in Canada. Everywhere else, you will earn 1.25X the points.

With this Card, you receive many Air Canada travel benefits such as access to Maple Leaf Lounges in North America for you and one guest, priority check-in, priority boarding and priority baggage handling.

Enjoy your first checked bag free (up to 23kg/50lb) for up to 9 people travelling on the same reservation on Air Canada®* flights.

And you can get a FREE Uber Pass membership for 12 months.

Like all American Express Canada Cards, there is no minimum income requirement.

American Express® Gold Rewards Card

Earn up to 50,000 Membership Rewards points with this welcome offer for the American Express® Gold Rewards Card:

  • 40,000 points after $3,000 in Card purchases within the first 3 months
  • Plus, earn an additional 10,000 points when you make a purchase between 14 and 17 months of Cardmembership

With this Card, you get many benefits like:

  • $100 annual travel credit
  • Priority Pass membership and 4 complimentary Plaza Premium visits per year
  • $50 NEXUS credit

You earn 2 points per dollar for travel purchases, and at:

  • gas stations
  • grocery stores
  • drugstores

And 1 point per dollar everywhere else.

Like all American Express Canada Cards, there is no minimum income requirement.

Platinum Card®

The Platinum Card® is the Best Premium Travel Card in Canada.

Earn up to 80,000 Membership Rewards points with this welcome offer:

  • 60,000 points after $6,000 in Card purchases within the first 3 months
  • Plus, earn 20,000 points when you make a purchase between 14 and 17 months of Cardmembership

With this card, you get:

  • 3 points per dollar on dining purchases
  • 2 points per dollar on travel purchases
  • 1 point per dollar on all other purchases

You can use your Membership Rewards points in many ways:

  • Transfer your points to airline partners (Aeroplan, British Airways Executive Club, Delta Skymiles, Flying Blue, etc.)
  • Transfer points to hotel programs (Hilton Honors, Marriott Bonvoy)
  • Redeem points for statement credits to offset any travel purchase charged to your Card (1,000 points = $10)
  • Redeem points for statement credits towards other purchases (1,000 points = $10)
  • And more!

With this card, you also have advantages for your travels:

  • $200 Annual Travel Credit
  • $100 NEXUS Card Statement Credit
  • Complimentary and unlimited access for you and one additional traveller to over 1,200 airport lounges worldwide
  • Hilton Honors Gold Elite status (complimentary breakfast at all Hilton hotels)
  • Marriott Bonvoy Gold Elite status
  • Access to the Fine Hotels & Resorts program

Finally, the Platinum Card® comes with premium insurance: Car Rental Theft and Damage, $500,000 Travel Accident, Emergency medical insurance (outside the province or country), Lost or Stolen Baggage, Flight delay insurance and misdirected baggage, Hotel or motel burglary, Purchase Protection® Plan, Buyer’s Assurance® Protection Plan.

Like all American Express Canada Cards, there is no minimum income requirement.

American Express® Aeroplan®* Card

With this welcome offer for the American Express® Aeroplan®* Card, you can earn up to 50,000 Aeroplan points.

Here’s how:

  • 35,000 Aeroplan points after $3,000 in Card purchases within the first 6 months
  • 2,500 Aeroplan points for each monthly billing period in which you spend $500 in purchases on your Card for the first 6 months of Cardmembership. That could add up to 15,000 Aeroplan points

With this Card, you earn 2X the points on purchases made directly with Air Canada and Air Canada Vacations.

And 1.5x the points on Dining and Food Delivery purchases in Canada. Anywhere else, you will earn 1X the points.

Enjoy your first checked bag free (up to 23kg/50lb) for up to 9 people travelling on the same reservation on Air Canada®* flights.

Like all American Express Canada Cards, there is no minimum income requirement.

TD® Aeroplan® Visa Platinum* Card

With the TD® Aeroplan® Visa Platinum* Credit Card, you can earn up to 20,000 Aeroplan points and a first-year annual fee rebate:

  • A welcome bonus of 10,000 Aeroplan points when you make your first purchase with your new card
  • an additional 10,000 Aeroplan points when you spend $1,000 within 90 days of Account opening
  • An annual fee rebate for the primary cardholder (instead of $89)

With the TD® Aeroplan® Visa Platinum* Card, you earn 1 point per dollar for:

  • Grocery stores
  • Gas stations
  • Air Canada purchases, including Air Canada Vacations

There is no minimum income requirement for this TD Aeroplan credit card.

American Express® Business Gold Rewards Card®

Earn up to 110,000 Membership Rewards points with this outstanding limited-time welcome offer for the American Express® Business Gold Rewards Card®:

  • 70,000 Membership Rewards points after $5,000 in Card purchases within the first 3 months
  • 10,000 bonus points when you charge $20,000 in net purchases to your Card account each calendar quarter (up to 40,000 Membership Rewards points)

With this Card, you earn 1 Membership Rewards point per dollar on your purchases.

You can then use your points in many ways:

  • Statement credit for travel purchases
  • Statement credit for all purchases
  • Transfer to partner programs (Aeroplan, British Airways Executive Club, Delta Skymiles, Flying Blue, Marriott Bonvoy, Hilton Honors, etc.)
  • Book your flight with American Express Travel at a special rate

Also, as a cardmember, you get many advantages such as up to 55 interest-free days to maximize your cash flow.

Finally, you are covered with reliable insurance for your travels and purchases.

Like all American Express Canada Cards, there is no minimum income requirement.

American Express Cobalt® Card

The American Express Cobalt® Card is the best credit card from American Express, whether you want points for travel or cashback.

The welcome bonus is distributed monthly for the first 12 months. You earn 2,500 Membership Rewards points for every $500 in purchases charged to your card during the month (whether in the 1X, 2X, 3X or 5X category). That’s up to 30,000 Membership Rewards points.

You can easily use these points as statement credits for everyday or travel purchases. The value is the same for both: 1,000 points = $10.

Or, you can transfer your points to Aeroplan, Marriott Bonvoy, or Hilton Honors. With the American Express Cobalt® Card, you can earn between 1 and 5 points per dollar:

Category Points per dollar
Grocery 5
Food delivery 5
Restaurants and bars 5
Convenience stores 5
Streaming subscriptions 3
Gas station 2
Gas & Transit 2
Travel 2
Other 1

This is a 1 to 5% return on all these purchases.

In addition, this card provides excellent insurance coverage: rental car theft and damage, baggage delay, lost or stolen baggage, flight delay, $250,000 travel accident, hotel or motel burglary, Mobile Device Insurance, Purchase Security, Purchase Protection Insurance.

Find out in this article how to maximize the welcome bonus to get 60,000 points with your everyday spending. This offer may be withdrawn at any time.

Like all American Express Canada Cards, there is no minimum income requirement.

Business Platinum Card® from American Express

Earn 80,000 points with this welcome offer when you spend $6,000 in purchases to your Business Platinum Card® from American Express within the first three months of Cardmembership.

You can use your Membership Rewards points in many ways:

  • Transfer points to airline partners (Aeroplan, British Airways Executive Club, Flying Blue, Delta Skymiles, etc.)
  • Transfer points to hotel programs (Hilton Honors, Marriott Bonvoy)
  • Redeem points for statement credits to offset any eligible purchase charged to your Card (1,000 points = $10)
  • And more!

With this Card, you earn 1.25 Membership Rewards points per dollar on all purchases. In addition, you have travel benefits:

  • Complimentary and unlimited access for you and an additional traveller to over 1,300 airport lounges worldwide.
  • Marriott Bonvoy Gold Elite status
  • Access to the Fine Hotels & Resorts program

With this Card you can maximize your cash flow with up to 55 interest free days.

Finally, the Business Platinum Card® from American Express comes with premium insurance: Car Rental Theft and Damage, $500,000 Travel Accident, Emergency medical insurance (outside the province or country), Lost or Stolen Baggage, Flight delay insurance and misdirected baggage, Hotel or motel burglary, Purchase Protection® Plan, Buyer’s Assurance® Protection Plan.

Like all American Express Canada Cards, there is no minimum income requirement.

Frequently Asked Questions about Aeroplan Credit Cards - Air Canada

Here are frequently asked questions in the milesopedia community about credit cards in Canada.