Offer
Welcome Offer: Get $50 cash back after you make your first purchase within the first 4 months!†
Plus, earn 2% cash back on eligible grocery purchases†!
- 1% cash back on eligible gas, EV charging, transportation, dining purchases and recurring payments†
- 0.5% cash back on all other purchases†
- Get cash back on demand – redeem your cash back at any time when you have a minimum of $25 through CIBC Online and Mobile Banking®†
Get all the student-life essentials on a budget
Eligible student clients can get a free SPC+ membership, and receive over 450 deals on everyday purchases, bigger discounts, special experiences and exclusive giveaways. Start banking with CIBC and make student life more rewarding.†
This is a digital-exclusive offer.† To be eligible for this offer:
1) this offer must have been directly communicated to you from CIBC or from a partner/affiliate; and
2) you must apply for the eligible card through the link provided in the CIBC or partner/affiliate communication to you. †
This offer is reserved for you. Please do not forward it to anyone else. CIBC may approve your application, but you are not eligible to receive this Offer if you have opened, transferred or cancelled another Dividend card within the last 12 months.†
Card Awards
Fees & Conditions
Value
Advantages
Earnings
Per dollar of purchases
Insurance
Travel Insurance
There may be a daily maximum amount depending on the type of fees paid
Other Insurance
Our review
The CIBC Dividend® Visa* Card for Students is one of the best cash back Visa credit cards for students in Canada. For a limited time, get $50 cash back after you make your first purchase within the first 4 months!†
With this CIBC Student Credit Card, you get:
- 2% cash back on eligible grocery purchases†
- 1% cash back on eligible gas, EV charging, transportation, dining purchases and recurring payments†
- 0.5% cash back on all other purchases†
Plus, with this CIBC Student Credit Card, you get a free SPC membership for instant savings when you make over 450 transactions in-store and online.
And this CIBC Student Credit Card offers some insurance coverages:
- $100,000 Common Carrier Accident Insurance
- Purchase Security and Extended Protection Insurance
Frequently Asked Questions
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What is the cashback percentage on grocery purchases with the CIBC Dividend® Visa* Card for Students?
With the CIBC Dividend® Visa* Card for Students, you earn 2% cash back on eligible grocery purchases.
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How are cash back on other CIBC Dividend® Visa* Card for Students purchases calculated?
The CIBC Dividend® Visa* Card for Students offers 1% cash back on eligible gas, electric vehicle charging, transportation and restaurant purchases, as well as on eligible recurring payments, and 0.5% cash back on all other purchases.
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How can I redeem my cash back with the CIBC Dividend® Visa* Card for Students?
You can redeem your cash back at any time when you have a balance of at least $25 via CIBC Online Banking® or CIBC Mobile Banking®.
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What additional benefits can students get with the CIBC Dividend® Visa* Card for Students?
Eligible students can benefit from complimentary membership in the SPC+ program, which offers over 450 deals on everyday purchases, increased discounts, special experiences and exclusive gifts, making student life more rewarding with CIBC.
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How does the CIBC Dividend® Visa* Card for Students help you manage your student budget?
The CIBC Dividend® Visa* Card for Students offers cash back on various categories of purchases, including groceries and gas, helping students save and manage their budgets while enjoying the essentials of student life.
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What is the minimum amount of cash back required to redeem with the CIBC Dividend® Visa* Card for Students?
To redeem your cash back with the CIBC Dividend® Visa* Card for Students, you must have a minimum balance of $25.
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How do I get free SPC+ membership with the CIBC Dividend® Visa* Card for Students?
Eligible students can get a free membership to the SPC+ program by opting for the CIBC Dividend® Visa* Card for Students, enjoying numerous benefits and discounts.
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† Terms and Conditions apply