American Express® Gold Rewards Card

American Express® Gold Rewards Card

The Best Charge Card in Canada for many rewards. Transfer your points to Aeroplan, British Airways Executive Club, Marriott Bonvoy, etc.

Take advantage of this limited-time welcome offer!



Welcome Bonus

25,000 points

Best For

Annual Fee


Our Review

This Card is one of the Best Cards in Canada with transferable points.

For a limited time, you can earn 25,000 points as a welcome bonus (an estimated $425 value).

With this Card you can earn:

  • 2 points per dollar on grocery, gas, drugstore and travel purchases
  • 1 point per dollar on all other purchases.

A great way to quickly earn points is to buy gift cards at your grocery store or drugstore for many retailers to get 2x the points (Walmart, Ikea, SAQ, etc.).

You can then use your points in many ways:

  • Statement credit for travel purchases
  • Statement credit for all purchases
  • Transfer to partner programs (Aeroplan, British Airways Executive Club, Delta Skymiles, Marriott Bonvoy, Hilton Honors, etc.).
  • Book flights with American Express Travel at a preferential rate

Finally, you are covered with reliable insurance for your travels and purchases.

Like most American Express Credit Cards, there is no minimum income required to apply for this Card.


  • New American Express® Gold Rewards Cardmembers can earn a Welcome Bonus of 25,000 Membership Rewards® points when you charge $1,500 in purchases to your Card in your first 3 months of Cardmembership
  • That’s enough to redeem for a round-trip Fixed Mileage Flight Reward™ to almost anywhere in North America
  • Earn 2 points for every $1 in Card purchases at eligible gas stations, grocery stores and drugstores in Canada
  • Earn 2 points for every $1 in Card purchases for eligible travel purchases, including flights, hotels, car rentals, cruises, and more
  • Earn 1 point for every $1 in Card purchases everywhere else
  • Charge any eligible purchase to your Card then log in to redeem your points for a statement credit
  • Book flights within Canada or to destinations around the world for a fixed amount of points, with the Fixed Points Travel Program. You can book any airline, fly any day, and even book right up to a day before departure
  • 1 Free Additional Gold Rewards Card (a $50 value) to help you earn points faster
  • As a Charge Card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full. Payments must be received and processed by the date of the next monthly statement to avoid interest charges


American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details, current product information and Terms and Conditions, click the Apply now link. Conditions Apply

Fees & Conditions

Annual Fee $150
Other Additional Card $50
Foreign Transaction Fee 2.5%


Welcome Bonus 25,000 points
Minimum Spending Required $1500
Minimum Spending Timeframe 90 day(s)
Rewards Type Travel points
Transferable Points
Transfer Partners American Express Membership Rewards
Loyalty Program American Express Membership Rewards
All Spending 1
Travel 2
Local Transport 1
Dining and Food delivery 1
Groceries 2
Convenience Stores 1
Gas 2
Drugstores 2
Office Supplies 1
Telecom/Internet 1
Entertainment 1
Recurring Payments 1



We estimate the value of the welcome offer during the first year for all the credit card offers. Are taken into consideration:

  • The value of cash back or points earned
  • The value of the benefits or credits earned with the Card
  • The annual fee value (offered or not)


Calculation of the offer’s value in the first year
Value per point 1.7 ¢
Welcome bonus ≈ $425
Points earned with purchases to unlock the bonus (1 to 2 points per dollar) ≈ $51
Annual fee – $150
Value ≈ $326



Common Carrier Travel Accident Insurance Amount $500000
Flight Delay Insurance Amount $500
Delayed Baggage Amount $500
Lost/Stolen Baggage Insurance Amount $500
Trip Interruption Insurance Amount Per Person $1500
Travel medical insurance up to 64 years old - Amount $5000000
Travel medical insurance up to 64 years old - Duration 15 day(s)
Auto Rental Loss/Insurance - Amount MSPP $85000
Hotel/Motel Burglary Insurance - Amount $500
Purchase Protection - Amount $1000
Purchase Protection - Duration 90 day(s)
Medical Travel Insurance
Extended Warranty
Extended Warranty - Duration 1 year(s)
Insurance Document Learn More