American Express® Gold Rewards Card

American Express® Gold Rewards Card

The Best Card in Canada with Transferable Points. Earn 2 points for every $1 for travel, gas, grocery stores and drugstores purchases.

For a limited time, earn 25,000 Membership Rewards points with this offer!



Welcome Bonus

25,000 points

Best For

Annual Fee



  • New American Express® Gold Rewards Cardmembers can earn a Welcome Bonus of 25,000 Membership Rewards® points when you charge $1,500 in purchases to your Card in your first 3 months of Cardmembership
  • That’s enough to redeem for a round-trip Fixed Mileage Flight Reward™ to almost anywhere in North America
  • Earn 2 points for every $1 in Card purchases at eligible gas stations, grocery stores and drugstores in Canada
  • Earn 2 points for every $1 in Card purchases for eligible travel purchases, including flights, hotels, car rentals, cruises, and more
  • Earn 1 point for every $1 in Card purchases everywhere else
  • Charge any eligible purchase to your Card then log in to redeem your points for a statement credit
  • Book flights within Canada or to destinations around the world for a fixed amount of points, with the Fixed Points Travel Program. You can book any airline, fly any day, and even book right up to a day before departure
  • 1 Free Additional Gold Rewards Card (a $50 value) to help you earn points faster
  • As a Charge Card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full. Payments must be received and processed by the date of the next monthly statement to avoid interest charges


American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details, current product information and Terms and Conditions, click the Apply now link. Conditions Apply

Fees & Conditions

Annual Fee $150
Other Additional Card $50
Foreign Transaction Fee 2.5%


Welcome Bonus 25,000 points
Minimum Spending Required $1500
Minimum Spending Timeframe 90
Rewards Type Travel points
Transferable Points
Transfer Partners Aeroplan, Alitalia MilleMiglia, Asia Miles, British Airways Executive Club, Delta SkyMiles, Etihad Guest, Hilton Honors, Marriott Bonvoy
Loyalty Program American Express Membership Rewards
All Spending 1
Travel 2
Local Transport 1
Restaurants 1
Groceries 2
Convenience Stores 1
Gas Stations 2
Pharmacies 2
Office Supplies 1
Telecom/Internet 1
Food Delivery 1
Entertainment 1
Recurring Payments 1



For all the credit card offers, we estimate the first year Offer Value according to:

  • Value of the Cashback or Points earned with the Offer
  • Value of the Benefits or travel credits earned with the Offer
  • Annual fee offer (first-year rebate or not)


Offer Value calculation
for the first-year
Point Value (according to milesopedia) 1.7 ¢
Welcome Offer Value up to $425
Points earned with minimum purchases to get the Welcome Offer
(1 to 2 points per dollar)
up to $51
Annual fee – $150
Estimated Value ≈ $326



Common Carrier Travel Accident Insurance
Common Carrier Travel Accident Insurance Amount $500000
Common Carrier Travel Accident Insurance Details Up to $500,000 of Accidental Death and Dismemberment Insurance covers you, your spouse and dependent children under the age of 23 when any of you travel on a common carrier (plane, train, bus or ship) and charge your tickets to your card. Supplementary Cardmembers, their spouses and dependent children under age 23 are also covered.
Flight Delay Insurance
Flight Delay Insurance Amount $500
Flight Delay Insurance Details Charge your airline ticket to your card and receive up to $500 coverage (aggregate maximum with Baggage Delay Insurance) for all necessary and reasonable hotel, motel, restaurant expenses and sundry items purchased within 48 hours when you are delayed or denied boarding for four hours or more and no alternate transportation is made available.
Delayed Baggage Insurance
Delayed Baggage Amount $500
Delayed Baggage Details Book a flight with your card and receive up to $500 coverage (aggregate maximum with Flight Delay Insurance) for all immediate daily reasonable and necessary emergency purchases, made within four days, for essential clothing and sundry items when your baggage on your outbound trip is delayed by six or more hours.
Lost/Stolen Baggage Insurance
Lost/Stolen Baggage Insurance Amount $500
Lost/Stolen Baggage Insurance Details When you fully charge your airline tickets to your card, you are covered for loss or damage to your checked-in or carry-on baggage and personal effects while in transit for up to a maximum of $500 per trip for all insured person(s) combined.
Trip Interruption Insurance
Trip Interruption Insurance Amount Per Person $1500
Trip Interruption Insurance Details When you fully charge your travel arrangements to your card, this coverage provides for reimbursement of the No-refundable pre-paid travel arrangements, up to $1,500 per insured person to a maximum of $3,000 for all insured persons combined, when you cancel a trip for a covered reason.
Travel medical insurance up to 64 years old
Travel medical insurance up to 64 years old - Duration 15
Travel medical insurance up to 64 years old - Amount $5000000
Travel medical insurance up to 64 years old - Details Oui
Auto Rental Loss/Insurance
Auto Rental Loss/Insurance - Amount MSPP $85000
Auto Rental Loss/Insurance - Details Save money when travelling with the Car Rental Theft and Damage Insurance included on your card. This coverage provides compensation for theft, loss and damage up to the actual cash value of a rental car with an MSRP of up to $85,000, in its model year. To take advantage of this protection, simply decline the Loss Damage Waiver (LDW) or similar option offered by the car rental company, and fully charge your rental to your card. There’s no additional charge for this coverage, and you save yourself the daily insurance fee (usually $16 to $23 per day) charged by the car rental company.
Hotel/Motel Burglary Insurance
Hotel/Motel Burglary Insurance - Amount $500
Hotel/Motel Burglary Insurance - Details Charge your Hotel/Motel arrangements to your card and receive coverage of up to $500 against the loss of most personal items if your hotel/motel is burglarized.
Purchase Protection
Purchase Protection - Duration 90
Purchase Protection - Amount $1000
Purchase Protection - Details You can be insured for eligible items charged to your Card for 90 days from the date of purchase in the event of accidental physical damage or theft for up to $1,000 per occurrence (for all purchased items combined).
Extended Warranty
Extended Warranty - Details Your coverage can automatically extend the manufacturer’s original warranty up to one additional year when you fully charge eligible items to your Card.
Extended Warranty - Duration 1
Insurance Document Learn More