American Express® Gold Rewards Card

American Express® Gold Rewards Card

The Best Charge Card in Canada for many rewards. Transfer your points to Aeroplan, British Airways Executive Club, Marriott Bonvoy, etc.

Take advantage of this limited-time welcome offer!

Welcome Bonus

50,000 points

Value

$840

Best For

Annual Fee

$250

Purchase Rates

20.99 %

Cash Advance Rates

21.99 %

Balance Transfer Rates


Offer

Offer
  • New American Express® Gold Rewards Cardmembers can earn a Welcome Bonus of 50,000 Membership Rewards® points when you charge $3,000 in purchases to your Card in your first 3 months of Cardmembership
  • Plus, you can also earn an additional 10,000 points when you make a purchase between 14 and 17 months of Cardmembership
  • The Card is now available in your choice of Gold or Rose Gold metal options
  • 60,000 points is enough to redeem for a round-trip flight to almost anywhere in Europe with the American Express Fixed Travel Points Program
  • Earn 2 points for every $1 in Card purchases at eligible gas stations, grocery stores and drugstores in Canada
  • Earn 2 points for every $1 in Card purchases for eligible travel purchases, including flights, hotels, car rentals, cruises, and more
  • Earn 1 point for every $1 in Card purchases everywhere else
  • Receive a $50 CAD statement credit when a NEXUS application or renewal fee is charged to your American Express Gold Rewards Card
  • You have access to an annual $100 CAD Travel Credit, compliments of your American Express Gold Rewards Card. Use the credit once annually towards any single travel booking of $100 or more charged to your Gold Rewards Card through American Express Travel Online
  • As a Gold Rewards Cardmember, you can receive complimentary membership in Priority PassTM – one of the world’s largest independent airport lounge programs. Escape the chaos of airports and relax in an oasis of calm and simply enjoy the fact that the travel experience has begun before your plane has even left the ground. Enrollment is required and entry fees apply
  • Enjoy four (4) complimentary visits per Calendar year to Plaza Premium Lounges across Canada. Entry fees apply once complimentary visits have been used
  • Charge any eligible purchase to your credit Card then log in to redeem your earned points for a statement credit
  • Transfer points 1:1 to several frequent flyer and other loyalty programs
  • 1 Free Additional Gold Rewards Card (a $50 value) to help you earn points faster
  • Subject to approval. The preferred rate for purchases is 20.99% and funds advances is 21.99%. If you have Missed Payments, the applicable rates for your account will be 23.99% and/or 26.99%. See the information box included with the application for the definition of Missed Payment and which rates apply to charges on your account and other details

Fees & Conditions

Personal Income $0
Household Income $0
Annual Fee $250
First Additional Card $0
Other Additional Card $50
Foreign Transaction Fee 2.5%
Purchase Rates 20.99%
Cash Advance Rates 21.99%

Advantages

Welcome Bonus 50,000 points
Minimum Spending Required $3,000
Minimum Spending Timeframe 90 day(s)
Rewards Type Travel points
Transferable Points
Transfer Partners American Express Membership Rewards
Loyalty Program American Express Membership Rewards
Annual Credit $100
Nexus Membership $50
All Spending 1
Travel 2
Local Transport 1
Dining and Food delivery 1
Groceries 2
Convenience Stores 1
Gas 2
Drugstores 2
Office Supplies 1
Telecom/Internet 1
Entertainment 1
Online transactions 1
AIR MILES partners 1
Air Canada 2
Streaming services 1
Recurring Payments 1
Lounge Annual Visits included 4

Value

Value
We estimate the value of the welcome offer during the first year for all the credit card offers. Are taken into consideration:

  • The value of cash back or points earned
  • The value of the benefits or credits earned with the Card
  • The annual fee value (offered or not)

 

Calculation of the offer’s value in the first year
Value per point 1.7 ¢
Welcome bonus ≈ $850
AnnualTravel Credit ≈ $100
4 annual visits to airport lounge (≈ $35 per visit) ≈ $140
Annual fee – $250
Value ≈ $840

 

 

Insurance

Common Carrier Travel Accident Insurance Amount $500,000
Flight Delay Insurance Amount $500
Delayed Baggage Amount $500
Lost/Stolen Baggage Insurance Amount $500
Trip Cancellation Insurance
Trip Interruption Insurance Amount Per Person $1,500
Travel medical insurance up to 64 years old - Amount $5,000,000
Travel medical insurance up to 64 years old - Duration 15 day(s)
Auto Rental Loss/Insurance - Amount MSPP $85,000
Hotel/Motel Burglary Insurance - Amount $500
Purchase Protection - Amount $1,000
Purchase Protection - Duration 90 day(s)
Medical Travel Insurance
Extended Warranty
Extended Warranty - Duration 1 year(s)
Insurance Document Learn More

FAQ

4.50 Milesopedia Rating