American Express® Gold Rewards Card  🇨🇦

Welcome Bonus
Up to 60,000 Membership Rewards
  • $100 Annual Credit
  • Access to VIP Lounges
  • Transfer your points to airline and hotel partners
Annual Fee
Interest rates
Purchase Rates
21.99 %
Cash Advance Rates
21.99 %
Balance Transfer Rates

american express gold rewards card
American Express® Gold Rewards Card
Up to 60,000 Membership Rewards
Apply Now


  • Earn up to 60,000 Membership Rewards® points:
  • New American Express® Gold Rewards Cardmembers, earn 5,000 Membership Rewards® points for each monthly billing period in which you spend $1,000 in net purchases on your Card
  • This could add up to 60,000 points in a year. That’s up to $600 towards your next vacation
  • Earn 2 points for every $1 in Card purchases for eligible travel purchases, including flights, hotels, car rentals, cruises, and more
  • Earn 2 points for every $1 in Card purchases at eligible gas stations, grocery stores and drugstores in Canada, and 1 point for every $1 in Card purchases everywhere else
  • The Card is now available in your choice of Gold or Rose Gold metal options
  • Receive a $50 CAD statement credit when a NEXUS application or renewal fee is charged to your American Express Gold Rewards Card
  • You have access to an annual $100 CAD Travel Credit, compliments of your American Express Gold Rewards Card. Use the credit once annually towards any single travel booking of $100 or more charged to your Gold Rewards Card through American Express Travel Online
  • As a Gold Rewards Cardmember, you can receive complimentary membership in Priority PassTM – one of the world’s largest independent airport lounge programs. Escape the chaos of airports and relax in an oasis of calm and simply enjoy the fact that the travel experience has begun before your plane has even left the ground. Enrollment is required and entry fees apply
  • Enjoy four (4) complimentary visits per Calendar year to Plaza Premium Lounges across Canada. Entry fees apply once complimentary visits have been used
  • Charge any eligible purchase to your credit Card then log in to redeem your earned points for a statement credit
  • Transfer points 1:1 to several frequent flyer and other loyalty programs
  • 1 Free Additional Gold Rewards Card (a $50 value) to help you earn points faster
  • Subject to approval. The preferred rate for purchases is 21.99% and funds advances is 21.99%. If you have Missed Payments, the applicable rates for your account will be 25.99% and/or 28.99%. See the information box included with the application for the definition of Missed Payment and which rates apply to charges on your account and other details

Card Awards

Best credit card – drugstores

Fees & Conditions

Personal Income $0
Household Income $0
Annual Fee $250
First Additional Card $0
Other Additional Card $50
Foreign Transaction Fee 2.5%
Purchase Rates 21.99%
Cash Advance Rates 21.99%


Calculate the rewards
Your Monthly Spending
Year 1
Year 2+
Welcome Bonus
0 $
Annual Credit
Travel benefits
VIP Lounges
First year offer value
Rewards Earned
Annual fee
Net value


Welcome Bonus amount Up to 60,000 Membership Rewards
Minimum Spending Required $12,000
Minimum Spending Timeframe (Months) 12 month(s)
Transferable Points
Rewards Type Travel Rewards, Cash back
Transfer Partners Aeroplan, Asia Miles, British Airways Executive Club, Etihad Guest, Flying Blue, Hilton Honors, Marriott Bonvoy, Membership Rewards American Express
Loyalty Program Membership Rewards American Express
Annual Credit
Nexus Membership $50
VIP Lounges
Lounge Annual Visits included 4
Nexus Credit


Per dollar of purchases

All Spending 1 Membership Rewards
Groceries 2 Membership Rewards
Gas 2 Membership Rewards
Dining and Food delivery 1 Membership Rewards
Convenience Stores 1 Membership Rewards
Drugstores 2 Membership Rewards
Local Transport 1 Membership Rewards
Travel 2 Membership Rewards
Entertainment 1 Membership Rewards
Recurring Payments 1 Membership Rewards
Telecom/Internet 1 Membership Rewards
Streaming services 1 Membership Rewards
Online transactions 1 Membership Rewards
Office Supplies 1 Membership Rewards


Travel Insurance

Insurance Name
Travel Medical Insurance
Travel medical insurance up to 54 years old
15 day(s)
Travel medical insurance up to 64 years old
15 day(s)
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
48 day(s)
Hotel/Motel Burglary Insurance

There may be a daily maximum amount depending on the type of fees paid

Other Insurance

Insurance Name
Extended Warranty
1 year
Purchase Protection
90 day(s)
Mobile Device Insurance
Price Protection
Insurance Document

Our review

Earn up to 60,000 Membership Rewards points with this welcome offer for the American Express® Gold Rewards Card. That’s a $600 value for travel or any purchase on the Card.

You can also transfer your points to airline partners such as Aeroplan, Avios (British Airways / Qatar Airways), Flying Blue, and hotel partners (Marriott Bonvoy, Hilton Honors).

With this Card, you get many benefits like:

  • $100 annual travel credit
  • Priority Pass membership and 4 complimentary Plaza Premium visits per year
  • $50 NEXUS credit

You earn 2 points per dollar for travel purchases, and at:

  • gas stations
  • grocery stores
  • drugstores

And 1 point per dollar everywhere else.

Like all American Express Canada Cards, there is no minimum income requirement.

Frequently Asked Questions

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