Discover our selection of the best travel credit cards, designed to maximize your benefits when you travel. Enjoy attractive rewards, travel insurance and exclusive offers for an unforgettable trip.
You can get travel points or benefits with those credit cards.
Here is a table summarizing the different offers. For more details, read on or click on the name of a card.
All these travel credit cards offer outstanding travel insurance:
The National Bank World Elite Mastercard is the best Mastercard credit card on NBC.
With this card, you earn up to 5 points per dollar on your purchases:
And since it’s a Mastercard credit card, you can use it at Costco.
With this card, you have access to a $150 annual travel credit that you can use in any of these categories:
What’s more, you can enjoy access to DragonPass airport lounges and unlimited access to the National Bank Lounge at Montreal-Trudeau.
Finally, Milesopedia voted National Bank World Elite Mastercard the Best Credit Card for Travel and the Best Credit Card for Insurance in 2023, 2024 and 2025 respectively.
All these travel credit cards have no foreign currency conversion fees.
This means you won’t pay the 2.5% foreign currency transaction fee usually charged by other credit cards when you use your credit card without foreign currency conversion fees (or when you pay online in foreign currency).
With this welcome offer for the Scotiabank Passport Visa Infinite Card, you’ll receive up to 40,000 Scene+ points in welcome bonus (a $400 value):
Then, each year, if you make at least $40,000 in purchases on the card, you’ll earn an annual bonus of at least 10,000 points, a value of $100.
With the Scotiabank Passport Visa Infinite Card, you earn 3 points per dollar spent at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà by IGA, Voilà by Safeway, and Chalo! FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry and Co-Op.
You’ll also earn 2 points for every dollar you spend, including on foreign purchases, in the following categories:
The Scotiabank Visa Infinite Passport is an excellent Visa credit card for this type of purchase.
These points can be used against any travel purchase at the rate of1,000 points = $10 (flights, hotels, all-inclusives and even Airbnb). You can also redeem your points for cash back at Scene+, for example, at your local grocery store checkout at the same rate of 1,000 points = $10.
The Scotiabank Visa Infinite Passport also offers :
We voted this credit card the Best No FX Fee Credit Card of 2024 and 2025.
All these travel credit cards are co-branded with an airline. With these travel credit cards, you’ll get great value from your points if you travel regularly with the airline or one of its partners.
With this offer for TD® Aeroplan® Visa Infinite* Card, you can earn up to 40,000 Aeroplan points† and no annual fee for the first year:
It’s the best TD credit card for occasional Air Canada travellers. With the TD® Aeroplan® Visa Infinite* Card, you earn 1.5 points† per dollar of eligible purchases for:
All these travel credit cards offer access to VIP airport lounges, so you can relax or eat before your flight.
The Platinum Card® is the best Premium Card in Canada for travellers.
With this welcome offer, you can earn up to 100,000 Membership Rewards points:
With this Card, you get:
You can use your Membership Rewards points in many ways:
For example, with this welcome offer, if you decide to transfer your Membership Rewards points to a partner loyalty program, you would have the choice of earning up to :
With this card, you also have advantages for your travels:
Last but not least, the Platinum Card® offers a wide range of insurance coverage: rental car theft and damage, $500,000 travel accident, emergency medical expenses (out-of-province or out-of-country), lost or stolen baggage, flight delays and misdirected baggage, hotel or motel burglary, Purchase Protection, Purchase Security.
Like all American Express Canada Cards, there is no minimum income requirement.
All these travel credit cards allow you to accumulate points that can be transferred to other loyalty programs, giving you greater flexibility in using your travel points.
The American Express Cobalt® Card is the best credit card from American Express, whether you want points for travel or cash back.
The welcome bonus is distributed monthly for the first 12 months. You’ll earn 1,250 Membership Rewards points for every $750 in purchases charged to your card during the month (whether in the 1X, 2X, 3X or 5X category). That’s up to 15,000 Membership Rewards points.
You can easily use these points as statement credits for everyday or travel purchases. The value is the same for both: 1,000 points = $10.
Alternatively, transfer them to Aeroplan points, Avios (British Airways/Qatar Airways), Flying Blue, Marriott Bonvoy, or Hilton Honors.
For example, with this welcome offer, if you decide to transfer your Membership Rewards points to a partner loyalty program, you would have the choice of earning up to:
With the American Express Cobalt® Card, you can earn between 1 and 5 points per dollar:
This is a 1 to 5% return on all these purchases.
For example, if you spend $1,000 per month on groceries and/or restaurants and/or food delivery, you’ll earn $50 cash back per month, or $600 cash back per year with this card for this category of purchases!
And if you decide to transfer your points to other programs like Aeroplan, you could get even more value!
In addition, this card provides excellent insurance coverage: rental car theft and damage, baggage delay, lost or stolen baggage, flight delay, $250,000 travel accident, hotel or motel burglary, Mobile Device Insurance, Purchase Security, Purchase Protection Insurance.
With these travel credit cards, you earn points that you can easily use for any travel expense charged to your card. You can use any agency or website to book your trip and get the best price.
With the TD First Class Travel® Visa Infinite* Card, you can earn up to 135,000 TD Rewards† points and a rebate on annual fees for the first year:
Get an Annual Fee Rebate for the first year†
With the TD First Class Travel® Visa Infinite* Card, you earn:
This TD credit card is one of the best TD travel rewards cards.
All these travel credit cards are co-branded with a group of hotels or earn hotel points. With these travel credit cards, you’ll get great value from your points if you stay regularly at one of the group’s member hotels.
The Marriott Bonvoy® American Express®* Card is the best credit card for free hotel nights.
With this welcome offer, you can earn 50,000 Marriott Bonvoy points by spending $1,500 in the first 3 months after joining.
It’s a card we recommend you keep, because each year at renewal, you’ll get an annual one-night free certificate worth 35,000 points, plus 15 Elite nights per year, counting towards your Marriott Bonvoy status.
With this Card, you earn 5 points per dollar on all purchases at Marriott Bonvoy properties and 2 points per dollar on all other purchases.
Last but not least, this Card comes with a wide range of insurances : baggage delay, baggage loss or theft, $500,000 travel accident, flight delay, hotel/motel burglary, rental car theft and damage, Purchase Security, Purchase Protection.
All these travel credit cards are popular with Milesopedia readers. They’re worth considering if you’re planning to travel soon!
The CIBC Aventura® Visa Infinite* Card is one of the best Visa credit cards with travel rewards.
CIBC has an offer with which you can earn up to 45,000 Aventura points:
In addition, you can benefit from a rebate on the first year’s annual fee for the primary card holder ($139 value) and up to three authorized users ($50 each).
With this CIBC Aventura Credit Card, you get:
The CIBC Aventura® Visa Infinite* Card also offers:
The minimum annual income required for this card is $60,000 (personal) or $100,000 (household).
With this offer for RBC Avion Visa Infinite Card, you can earn up to 55,000 Avion points:
You can use your Avion Rewards points for travel or convert them to other loyalty programs such as:
The current welcome offer, for example, gives you the equivalent of 55,000 British Airways Avios or 550 WestJet Dollars.
With the RBC Avion Visa Infinite Card, you earn 1 point per dollar and 1.25 points for travel purchases.
What’s more, you’ll benefit from a wide range of insurances: trip cancellation and interruption insurance, out-of-province or out-of-country emergency medical care insurance, collision and damage insurance for rental vehicles, and mobile device insurance.
The Scotiabank Gold American Express® Card only requires a minimum income of $12,000, making it accessible to the greatest number of people.
Until July 1, 2025, you can earn up to 40 000 Scene+ points in welcome bonus, broken down as follows:
That’s $400 worth of travel (including Airbnb).
With the Scotiabank Gold American Express® Card, you earn 6 points per dollar spent at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà by IGA, Voilà by Safeway, Chalo! FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry and Co-Op.
Also, you earn 5 points per dollar for:
And 3 points per dollar on gas, transit and streaming services purchases.
You can redeem your points on travel purchases (flights, hotels, all-inclusive and even Airbnb). You can also use your points as cash back rewards with Scene+.
The Scotiabank Gold American Express® Card also offers no foreign currency transaction fees, excellent travel and purchase insurance, concierge service and exclusive American Express benefits (Front of the Line Program).
With the MBNA Rewards World Elite® Mastercard®, you can earn 5 points per dollar of purchases for:
Everywhere else, you will get 1 point per dollar.
Enough to make the MBNA Rewards World Elite® Mastercard® the best MBNA credit card for restaurants, groceries, digital media, subscriptions and household utilities.
Knowing that Mastercard recognizes Walmart Supercenters as grocery stores, this is the best credit card for Walmart customers!
Plus, depending on your province of residence, you’ll get a welcome bonus of between 20,000 and 30,000 points, a value of $200 to $300!
And each year, you will receive Birthday Bonus Points equal to 10% of the total number of Points the Account earned in the 12 months before the month of your birthday, to a maximum Birthday Bonus each year of 15,000 Points.
Earn up to 60,000 Membership Rewards points with this welcome offer for the American Express® Gold Rewards Card. That’s a $600 value for travel or any purchase on the Card.
You can also transfer your points to airline partners such as Aeroplan, Avios (British Airways / Qatar Airways), Flying Blue, and hotel partners (Marriott Bonvoy, Hilton Honors).
With this Card, you get many benefits like:
You earn 2 points per dollar for travel purchases, and at:
And 1 point per dollar everywhere else.
The BMO Ascend World Elite Mastercard is one of the best World Elite Mastercard credit cards with travel points in Canada. With our exclusive offer, you can get up to 100,000 bonus points:
Plus, the annual fee is waived in the first year for both the primary cardholder and authorized users.
With the BMO Ascend World Elite Mastercard, a premium credit card from BMO, you get:
And 1 point for every $1 spent everywhere else, including at Costco. You can use BMO Rewards points for all travel purchases made through the agency or website of your choice (flights, hotels, car rentals, all-inclusive resorts, Airbnb, etc.) or for rewards and gift cards on the BMO Rewards platform.
The BMO Ascend World Elite Mastercard also offers:
Here are some frequently asked questions in the milesopedia community about credit cards in Canada.
When you sign up for our rewards programs (free!), you’ll earn points on your purchases, which can be redeemed for hotel nights, flights, car rentals and cash back. Why deprive ourselves of it?
With the many credit cards on the market, Milesopedia offers you to compare credit cards, according to your profile and with everything you need to know about current offers. Milesopedia is along your side to help you make the best credit card choice for you.
Travel credit cards in Canada earn points or miles for eligible purchases, which can be used according to the loyalty program associated with the card.
These cards offer benefits such as travel discounts, access to airport lounges, travel insurance and more.
There are three main categories: travel rewards credit cards from major banks, airline credit cards and hotel credit cards.
They allow points earned to be used for different types of travel and offer greater flexibility in the use of points.
These cards earn points for a specific airline, such as Air Canada or WestJet, which can be used within their network.
They offer benefits for hotel stays, with rewards that are often more attractive than airline rewards.
Travel credit cards can include free checked baggage, access to airport lounges, comprehensive travel insurance and no foreign transaction fees.
Disadvantages of travel credit cards include annual fees, exclusion periods, and possible expiration of reward points.
Check your eligibility, complete an online application for your travel credit card, and meet the minimum income requirements and other specific conditions.
Pay your bills on time, reach the minimum spend for the welcome bonus, and choose a travel credit card aligned with your spending habits.
There are over 200 credit cards in Canada. There’s no better travel credit card!
There are several travel credit cards to suit your needs:
Savings are here (if you don’t see the sign-up form, please click here):
