Best Travel Credit Cards in Canada – October 2021

The American Express Cobalt™ Card is the best credit card from American Express, whether you want points for travel or cashback.

The welcome bonus is distributed monthly for the first 12 months. You earn 2,500 Membership Rewards points for every $500 in purchases charged to your card during the month (whether in the 1X, 2X, 3X or 5X category). That’s up to 30,000 Membership Rewards points.

Plus, you can earn a Welcome Bonus of 20,000 Membership Rewards points when you spend a total of $3,000 in purchases on your Card in your first 3 months of Cardmembership. That’s up to 50,000 Membership Rewards points as a welcome bonus!

You can easily use these points as statement credits for everyday or travel purchases. The value is the same for both: 1,000 points = $10. Or, you can transfer your points to Aeroplan, Marriott Bonvoy, or Hilton Honors.

With the American Express Cobalt™ Card, you can earn between 1 and 5 points per dollar:

This is a 1 to 5% return on all these purchases.

In addition, this card provides excellent insurance coverage: car rental theft and damage, baggage delay, lost or stolen baggage, flight delay, $250,000 travel accident, hotel or motel burglary, Mobile Device Insurance, Extended Warranty, Purchase Protection Insurance.

Find out in this article how to optimize the welcome bonus to get 87,500 points with your current spending.

The Platinum Card^® is the best premium card in Canada for travellers.

With this welcome offer, you can earn up to 100,000 Membership Rewards points.

Here’s how:

• 80,000 Membership Rewards points after $6,000 in Card purchases wthin the first 3 months
• 20,000 Membership Rewards points when you make a purchase between 14 and 17 months of Cardmembership

With this card, you get:

• 3 points per dollar on dining purchases
• 2 points per dollar on travel purchases
• 1 point per dollar on all other purchases

You can use your Membership Rewards points in multiple ways:

• Transfer your points to airline partners (Aeroplan, British Airways Executive Club, Delta Skymiles, Flying Blue, etc.)
• Transfer your points to hotel programs (Hilton Honors, Marriott Bonvoy)
• Redeem points for statement credits to offset any travel purchase charged to your Card (1,000 points = $10)
• Redeem points for statement credits towards other purchases (1,000 points = $10)
• And more!

With this Card, you also have advantages for your travels:

• $200 Annual Travel Credit
• Unlimited access for you and an additional traveller to more than 1,200 airport lounges across 130 countries
• Hilton Honors Gold Elite status (complimentary breakfast at all Hilton hotels)
• Marriott Bonvoy Gold Elite status
• Access to the Fine Hotels & Resorts program

Finally, the Platinum Card^® comes with premium insurance: Car Rental Theft and Damage, $500,000 Travel Accident, Emergency medical insurance (outside the province or country), Lost or Stolen Baggage, Flight delay insurance and misdirected baggage, Hotel or motel burglary, Purchase Protection^® Plan, Buyer’s Assurance^® Protection Plan.

When you apply for our exclusive offer on the BMO eclipse Visa Infinite* Card, you can earn up to 60,000 BMO Rewards points and have the$120 annual fee waived for the first year:

• 45,000 points after $3,000 in Card purchases within the first three months
• An additional 15,000 BMO Rewards points anniversary bonus 12 months after the Credit Card account open date

You will also receive a $50 statement credit each calendar year to spend however you want.

With the New BMO eclipse Visa Infinite* Card, you can earn 5x the BMO Rewards points for every $1 spent on:

• Groceries
• Dining
• Food delivery
• Gas
• Transit

And 1 BMO Rewards point for every $1 spent on everything else.

Plus, if you add an authorized user to your account, you’ll earn 10% more points.

Scotiabank Gold American Express^® Card only requires a $12,000 minimum income and is therefore accessible to as many people as possible.

For a limited time, you can earn up to 50,000 points in the first year, which is a $500 value for travel including Airbnb. And the first-year is free!

With the Scotiabank Gold American Express^® Card, you earn 5 points per dollar for:

• grocery stores
• Restaurants
• Entertainment

You can redeem your points on travel purchases (flights, hotels, all-inclusive and even Airbnb).

The Scotiabank Gold American Express^® Card is a no foreign transaction fee card. It has Premium travel and purchase insurance, Concierge services, Exclusive Benefits American Express (Front of the Line Program).

With the TD^® Aeroplan^® Visa Infinite* Card, you earn 1.5 points for every $1 spent on eligible:

• Grocery stores
• Gas stations
• Air Canada purchases, including Air Canada Vacations

With the TD^® Aeroplan^® Visa Infinite* Card, you can get:

• A welcome bonus of 10,000 Aeroplan points when you make your first purchase with your new card
• 15,000 additional Aeroplan points and a bonus Buddy Pass (different rules depending on your province of residence)
• An annual fee rebate for the primary cardholder (instead of $139)
• Annual fee rebate for the first year for up to 3 additional cardholders (instead of $75 per additional card )
• $100 NEXUS fee rebate
• Up to eight passengers travelling on the same reservation will all enjoy their first checked bag free (up to 23kg/50lb) when your travel originates on an Air Canada flight.

For Quebec Residents only: To receive the additional bonus of 15,000 Aeroplan points and the bonus Buddy Pass, you must keep your Account open, active and in good standing for 90 days after Account opening. More Info here.

For Residents outside of Quebec: To receive the additional bonus of 15,000 Aeroplan points and the bonus Buddy Pass, you must make $1,000 in net Purchases (less any returns and credits) on your Account, including your first Purchase, within 90 days of Account opening. More Info here.

With the TD^® Aeroplan^® Visa Infinite Privilege* Card, you earn 1.5 points for every $1 spent on eligible:

• Grocery stores
• Gas stations
• travel purchases
• Dining

And 2 points for every $1 spent on Air Canada purchases, including Air Canada Vacations. Everywhere else, you will earn 1.25 points per dollar.

With the TD^® Aeroplan^® Visa Infinite Privilege* Card, you can get:

• A welcome bonus of 20,000 Aeroplan points when you make your first purchase with your new card
• 45,000 additional Aeroplan points and a bonus Buddy Pass (different rules depending on your province of residence)
• $100 NEXUS fee rebate
• Access to Air Canada Maple Leaf lounges
• 6 annual visits to Priority Pass airport lounges
• Up to eight passengers travelling on the same reservation will all enjoy their first checked bag free (up to 23kg/50lb) when your travel originates on an Air Canada flight.

For Quebec Residents Only: To receive the additional bonus of 45,000 Aeroplan points and the bonus Buddy Pass, you must keep your Account open, active and in good standing for 90 days after Account opening. More Info here.

For Residents outside of Quebec: To receive the additional bonus of 45,000 Aeroplan points and the bonus Buddy Pass, you must make $1,000 in net Purchases (less any returns and credits) on your Account, including your first Purchase, within 90 days of Account opening. More Info here.

With the Scotiabank Passport™ Visa Infinite* Card, you get 30,000 points after only $1,000 in card purchases ($300 value).

And every year, if you charge at least $40,000 in purchases to your card, you’ll get a 10,000 annual bonus ($100 value).

Besides, the first year is free for the primary and additional cardholders.

With the Scotiabank Passport™ Visa Infinite* Card, you get 2 points per dollar you spend on:

• grocery stores
• Restaurants
• Entertainment
• Transportation

You can redeem your points for any travel purchases (flights, hotels, all-inclusive and even Airbnb).

The Scotiabank Passport™ Visa Infinite* Card also offers:

• no foreign transaction fee
• 6 complimentary passes to airport VIP lounges
• Premium insurance for your travels or purchases
• Concierge services

The CIBC Aventura^® Visa Infinite* Card is one of the best Visa credit cards with travel rewards and benefits in Canada. The minimum annual income required for this card is $60,000 (personal) or $100,000 (household).

You can earn up to 35,000 points:

• Get 20,000 Aventura Points when you make your first purchase
• Also, in your first year you can also earn an additional 1,250 Aventura Points each monthly statement period in which you spend at least $1,000. That’s up to 15,000 points!

Plus, you can get a first-year annual fee rebate (a $139 value).

With this Card, you earn:

• 2 points for every $1 spent on travel purchased through the CIBC Rewards Centre†
• 1.5 points for every $1 spent at eligible gas stations, grocery stores and drug stores†
• 1 point for every $1 spent on all other purchases†

The CIBC Aventura^® Visa Infinite* Card also offers:

• Airport lounges access: A Priority Pass membership and 4 complimentary visits per year
• A NEXUS application fee rebate (a $50 value)

And this card has comprehensive insurance:

• Mobile Device Insurance (it’s one of the few cards in Canada to offer this)
• Hotel Burglary Insurance
• Trip Cancellation and Trip Interruption Insurance
• Out-of-Province Emergency Travel Medical Insurance
• Auto Rental Collision and Loss Damage Insurance
• $500,000 Common Carrier Accident Insurance
• Purchase Security and Extended Protection Insurance
• Flight Delay and Baggage Insurance