The Best Credit cards For Airbnb
These 3 credit cards are perfect for redeeming points for Airbnb rentals.
Here is a table summarizing the different offers. For more details, read on or click on the name of a card.
American Express Cobalt® Card
The American Express Cobalt™ Card is the best credit card from American Express, whether you want points for travel or cashback.
The welcome bonus is distributed monthly for the first 12 months. You earn 2,500 Membership Rewards points for every $500 in purchases charged to your card during the month (whether in the 1X, 2X, 3X or 5X category). That’s up to 30,000 Membership Rewards points.
Plus, you can earn a Welcome Bonus of 20,000 Membership Rewards points when you spend a total of $3,000 in purchases on your Card in your first 3 months of Cardmembership. That’s up to 50,000 Membership Rewards points as a welcome bonus!
You can easily use these points as statement credits for everyday or travel purchases. The value is the same for both: 1,000 points = $10. Or, you can transfer your points to Aeroplan, Marriott Bonvoy, or Hilton Honors.
With the American Express Cobalt™ Card, you can earn between 1 and 5 points per dollar:
| Category | Points per dollar |
| Grocery | 5 |
| Food delivery | 5 |
| Restaurants and bars | 5 |
| Convenience stores | 5 |
| Streaming subscriptions | 3 |
| Gas station | 2 |
| Gas & Transit | 2 |
| Travel | 2 |
| Other | 1 |
This is a 1 to 5% return on all these purchases.
In addition, this card provides excellent insurance coverage: rental car theft and damage, baggage delay, lost or stolen baggage, flight delay, $250,000 travel accident, hotel or motel burglary, Mobile Device Insurance, Purchase Security, Purchase Protection Insurance.
Find out in this article how to optimize the welcome bonus to get 87,500 points with your current spending.
NBC World Elite Mastercard
The National Bank World Elite Mastercard® is the best credit card from NBC. Take advantage of this welcome offer to :- Earn 15,000 Reward Points after a net purchase of $3,000 or more in the first three months
- get a first-year annual fee rebate
- Airport parking: $100
- Baggage fees: $100
- Seat selection: $50
- it has one of the best travel and purchases credit card insurance on the market
- up to $250 travel credit per year
- Unlimited access to the National Bank Lounge at Montreal-Trudeau airport
Scotiabank Gold American Express® Card
Scotiabank Gold American Express® Card only requires a $12,000 minimum income and is therefore accessible to as many people as possible.
You can earn 40,000 points in the first year for a limited time, a $400 value for travel, including Airbnb. And the first-year is free! And you can get an introductory rate of 0.00% on balance transfers for the first six months.
With the Scotiabank Gold American Express® Card, you earn 5 points per dollar for:
- grocery stores
- Restaurants
- Entertainment
You can redeem your points on travel purchases (flights, hotels, all-inclusive and even Airbnb).
The Scotiabank Gold American Express® Card is a no foreign transaction fee card. It has Premium travel and purchase insurance, Concierge services, Exclusive Benefits American Express (Front of the Line Program).
Scotiabank Passport™ Visa Infinite* Card
With the Scotiabank Passport™ Visa Infinite* Card, you get 20,000 points after only $1,000 in card purchases ($200 value).
And every year, if you charge at least $40,000 in purchases to your card, you’ll get a 10,000 annual bonus ($100 value).
Besides, the first year is free for the primary and additional cardholders.
With the Scotiabank Passport™ Visa Infinite* Card, you get 2 points per dollar you spend on:
- grocery stores
- Restaurants
- Entertainment
- Transportation
You can redeem your points for any travel purchases (flights, hotels, all-inclusive and even Airbnb).
The Scotiabank Passport™ Visa Infinite* Card also offers:
- no foreign transaction fee
- 6 complimentary passes to airport VIP lounges
- Premium insurance for your travels or purchases
- Concierge services
American Express Business Edge™ Card
The American Express Business Edge™ Card is a great credit card for small businesses in Canada. With a low annual fee of only $99, this American Express credit card offers up to 57,000 Membership Rewards points in the first year, a $570 value. You can also transfer your points to airline (Aeroplan, British Airways Executive Club, etc.) and hotel (Marriott Bonvoy, Hilton Honors) partners. Here are the details for the welcome bonus:- You earn 45,000 Welcome Bonus points when you charge $5,000 in purchases to your Card in your first three months
- You earn 1,000 Membership Rewards points for each monthly billing period in which you spend $3,000 in purchases on your Card. This could add up to 12,000 points in a year.
- Office supplies (Staples, etc.)
- Electronic (Apple, Dell, etc.)
- Rides
- Gas
- Eats & Drinks
HSBC World Elite® Mastercard®
Other great offers
Frequent Asked Questions about credit cards
Here are frequently asked questions in the milesopedia community about credit cards in Canada.
What is the best credit card in Canada?
There are more than 200 credit cards in Canada. There is no “one best credit card” in Canada.
Several credit cards can match your needs:
What is the best American Express credit card in Canada?
There are more than 30 American Express credit cards in Canada. Check out our best American Express Credit Cards page.
What is the best Mastercard credit card in Canada?
There are more than 90 Mastercard credit cards in Canada. Check out our Best Mastercard Credit Cards page.
What is the best Visa credit card in Canada?
There are more than 80 Visa credit cards in Canada. Check out our Best Visa Credit Cards page.