The Best Credit cards For Airbnb
These 3 credit cards are perfect for redeeming points for Airbnb rentals.
Here is a table summarizing the different offers. For more details, read on or click on the name of a card.
American Express Cobalt™ Card
The American Express Cobalt™ Card is the best credit card from American Express, whether you want points for travel or cashback.
You can get a welcome bonus of up to 30,000 Membership Rewards points, that’s a $300 value. Considering the minimum spend requirement in the first 12 months, this is a $480 value in the first year!
You can easily use these points as statement credits for everyday or travel purchases. The value is the same for both: 1,000 points = $10. Or, you can convert your points into Marriott Bonvoy or Hilton Honors points.
With the American Express Cobalt™ Card, you can earn between 1 and 5 points per dollar:
|Category||Points per dollar|
|Restaurants and bars||5|
|Gas & Transit||2|
This is a 1 to 5% return on all these purchases.
Besides, this Card provides premium insurance: Car Rental Theft and Damage Insurance, Baggage delay, Lost or Stolen Baggage, Flight delay, $250,000 Travel Accident, Hotel or motel burglary, Buyer’s Assurance® Protection Plan, Purchase Protection Guarantee.
NBC World Elite Mastercard
The National Bank’s World Elite Mastercard® is the best credit card from NBC.
For a limited time, you can get a $300 cashback after $4,000 spending in the first three months.
You can earn up to 2 points per dollar in Card purchases, including at Costco.
Besides, you get up to $250 in travel credits per calendar year:
- Airport parking: $100
- Baggage fees: $100
- Seat selection: $50
The National Bank’s World Elite Mastercard® is a credit card to keep, year after year, for several reasons:
- it has one of the best travel and purchases credit card insurance on the market
- up to $250 travel credit per year
- Unlimited access to the National Bank Lounge at Montreal-Trudeau airport
Scotiabank Gold American Express® Card
Scotiabank Gold American Express® Card only requires a $12,000 minimum income and is therefore accessible to as many people as possible.
For a limited time, you can earn up to 50,000 points in the first year, which is a $500 value for travel including Airbnb. And the first-year is free!
With the Scotiabank Gold American Express® Card, you earn 5 points per dollar for:
- grocery stores
You can redeem your points on travel purchases (flights, hotels, all-inclusive and even Airbnb).
The Scotiabank Gold American Express® Card is a no foreign transaction fee card. It has Premium travel and purchase insurance, Concierge services, Exclusive Benefits American Express (Front of the Line Program).
Scotiabank Passport™ Visa Infinite* Card
With the Scotiabank Passport™ Visa Infinite* Card, you get 30,000 points after only $1,000 in card purchases ($300 value).
And every year, if you charge at least $40,000 in purchases to your card, you’ll get a 10,000 annual bonus ($100 value).
Besides, the first year is free for the primary and additional cardholders.
With the Scotiabank Passport™ Visa Infinite* Card, you get 2 points per dollar you spend on:
- grocery stores
You can redeem your points for any travel purchases (flights, hotels, all-inclusive and even Airbnb).
The Scotiabank Passport™ Visa Infinite* Card also offers:
- no foreign transaction fee
- 6 complimentary passes to airport VIP lounges
- Premium insurance for your travels or purchases
- Concierge services
American Express Business Edge™ Card
The American Express Business Edge™ Card is a small business credit card in Canada. The annual fee is only $99 and this credit card offers up to 42,000 Membership Rewards points in the first year, a $420 value.
You can earn 3 times the points on:
- Office supplies (Staples, etc.)
- Electronic (Apple, Dell, etc.)
- Eats & Drinks
Besides, you can add up to 99 supplementary cards at no cost.
HSBC World Elite® Mastercard®
The HSBC World Elite® Mastercard® is a great credit card with no foreign transaction fees, especially for travel purchases.
With the HSBC World Elite® Mastercard®,you earn:
- 6 points per dollar for travel purchases (flights, hotels, Airbnb, all-inclusive, etc.)
- 3 points per dollar for all other purchases
It’s a 1% to 3% value depending on your purchases!
You can apply your points on any travel purchase charged to your HSBC World Elite® Mastercard® (flights, hotels, Airbnb, all-inclusive, etc.). But you can also transfer your points to three airline loyalty programs: British Airways Executive Club, Asia Miles and Singapore Airlines Krisflyer.
Finally, with the HSBC World Elite® Mastercard® you get:
- $100 annual travel credit (for airport lounges, for example)
- Unlimited access to Boingo WiFi hotspots around the world
- 10% discount for hotel bookings on Expedia or Agoda
- Premium insurance for your travels and purchases
Finally, the HSBC World Elite® Mastercard® does not charge any conversion fees for foreign exchange transactions: you save 2.5% for each transaction.
And it’s one of the best credit cards for Costco, where you earn 3 points per dollar.