CIBC Dividend® Visa Infinite* Card

CIBC Dividend® Visa Infinite* Card

The Best Cash Back Credit Card From CIBC.

Get 10% cash back (up to $200)* Plus, a first-year annual fee rebate!†

Value

$200

Welcome Bonus

up to $200 cash back

Best For

Annual Fee

$120First Year Annual Fee Rebate (terms apply)


Our Review

The CIBC Dividend® Visa Infinite* Card is one of the best Visa credit cards with cash back in Canada. The minimum annual income required for this card is $60,000 (personal) or $100,000 (household).

With the CIBC Dividend® Visa Infinite* Card, you earn:

  • 4% cash back on eligible gas and grocery purchases†
  • 2% cash back on eligible transportation, dining purchases and recurring payments†
  • 1% cash back on all other purchases†

Currently, you will get 10% cash back for the first 4 statements on total purchases of up to $2,000. And you’ll get a first-year annual fee rebate (a $120 value)!

And this card has comprehensive insurance:

  • Auto Rental Collision/Loss Damage Insurance
  • $500,000 Common Carrier Accident Insurance
  • Flight Delay and Baggage Insurance
  • Trip Interruption Insurance
  • Out-of-Province Emergency Travel Medical Insurance
  • Purchase Security and Extended Protection Insurance

Offer

Offer

Welcome Offer: Get 10% cash back (up to $200)* Plus, a first-year annual fee rebate!†

After that, get cash back on eligible gas and grocery purchases.†

  • 4% cash back on eligible gas and grocery purchases†
  • 2% cash back on eligible transportation, dining purchases and recurring payments†
  • 1% cash back on all other purchases†
  • Get cash back on demand – redeem your cash back at any time when you have a minimum of $25 through CIBC Online and Mobile Banking®
  • Ongoing Purchase APR: 19.99%†
  • Ongoing Balance Transfer APR and Cash Advance APR: 22.99%† (21.99% QC only)

Fees & Conditions

Personal Income $60000
Household Income $100000
Annual Fee $120
First Year Annual Fee Rebate
First Additional Card $30
Other Additional Card $30
Foreign Transaction Fee 2.5%
Purchase Rates 19.99%
Cash Advance Rates 22.99%
Cash Advance Rate (QC) 21.99%

Advantages

Welcome Bonus up to $200 cash back
Rewards Type Cash Back
Transfer Partners Cashback
Loyalty Program Cashback
Concierge

Value

Value

For all the credit card offers, we estimate the first year Offer Value according to:

  • Value of the Cashback or Points earned with the Offer
  • Value of the Benefits or travel credits earned with the Offer
  • Annual fee offer (first-year rebate or not)
  • This calculation is made by milesopedia

 

Offer Value calculation
for the first-year
Point Value (according to milesopedia) 1.0 ¢
Welcome Offer Value $200
Estimated Value $200

 

Insurance

Purchase Protection
Extended Warranty
4.75 Milesopedia Rating