Offer
Offer
- Limited time offer: earn 15,000 points and a first-year annual fee waiver
- Earn 1 point per dollar spent
- Trip Cancellation and Trip Interruption Insurance
- Flight and baggage delay insurance
- Car rental insurance
- Extended warranty
- Purchase insurance against theft or damage
Fees & Conditions
Personal Income
$0
Household Income
$0
Annual Fee
$89
First Year Annual Fee Rebate
First Additional Card
$35
Other Additional Card
$35
Foreign Transaction Fee
2.5%
Purchase Rates
20.99%
Cash Advance Rates
22.49%
Balance Transfer Rates
22.49%
Advantages
Offer ends on
Dec 20, 2021
Welcome Bonus
15,000 points
Rewards Type
Travel points
Transfer Partners
BNC Rewards
Loyalty Program
BNC Rewards
All Spending
1
Travel
1
Local Transport
1
Dining and Food delivery
1
Groceries
1
Convenience Stores
1
Gas
1
Drugstores
1
Office Supplies
1
Telecom/Internet
1
Entertainment
1
Online transactions
1
AIR MILES partners
1
Air Canada
1
Streaming services
1
Recurring Payments
1
Costco
Value
Value
We estimate the value of the welcome offer during the first year for all the credit card offers. Are taken into consideration:
- The value of cash back or points earned
- The value of the benefits or credits earned with the Card
- The annual fee value (offered or not)
| Calculation of the offer value in the first year |
|
| Value per point | 0.9 ¢ |
| Welcome bonus | ≈ $135 |
| Annual fee | $0 |
| Value | ≈ $135 |
Insurance
Flight Delay Insurance Amount
$500
Delayed Baggage Amount
$500
Lost/Stolen Baggage Insurance Amount
$1,000
Trip Cancellation Insurance Amount Per Person
$1,250
Trip Interruption Insurance Amount Per Person
$2,500
Travel medical insurance up to 64 years old - Amount
$5,000,000
Travel medical insurance up to 64 years old - Duration
10 day(s)
Auto Rental Loss/Insurance - Amount MSPP
$65,000
Purchase Protection
Purchase Protection - Duration
180 day(s)
Medical Travel Insurance
Extended Warranty
Extended Warranty - Duration
2 year(s)
Insurance Document
Learn More
Legal
Legal