Offer
- Apply for a Tangerine Money-Back Credit Card by October 31, 2023 and earn an extra 10% back (up to $100) when you spend up to $1,000 in everyday purchases within your first 2 months.*
- Get a low promotional interest rate of 1.95% on balance transfers for 6 months
- Earn 2% Money-Back Rewards on purchases in two 2% Money-Back Categories of your choice, and 0.50% Money-Back Rewards on all other purchases.
- Have your Money-Back Rewards deposited into a Tangerine Savings Account, and get a 3rd 2% Money-Back Category.
- No limit on the amount of Money-Back Rewards you can earn. Change your 2% Money-Back Categories to suit your spending.
- Purchase protection and Extended Warranty
Card Awards

Fees & Conditions
Value
Advantages
Earnings
Per dollar of purchases
Insurance
Travel Insurance
There may be a daily maximum amount depending on the type of fees paid
Other Insurance
Our review
The Tangerine Money-Back Credit Card has no annual fee and offers cash back.
With this limited-time welcome offer, you can earn an additional 10% cash back (up to $100) when you spend up to $1,000 on everyday purchases during the first 2 months.
You can choose two to three categories that interest you (groceries, gas, furniture, home improvement, recurring bills, pharmacy, etc.) to earn 2% cash back ! And there is no annual cash back limit. It is one of the best credit cards for renovations.
In addition, the Tangerine Mastercard offers several insurance coverages for your purchases :
- 90 days purchase insurance
- One year extended warranty
Finally, during your first 30 days, transfer balances and pay only 1.95% interest on the transferred balance for the first 6 months.
Frequently Asked Questions
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What's our review of the Tangerine Money-Back Credit Card?
At Milesopedia, we have a positive review of the Tangerine Money-Back Credit Card. The Tangerine Money-Back Credit Card is a cash-back credit card with no annual fee.
You can even choose up to 3 purchase categories to earn 2% cash back on your Tangerine Money-Back Credit Card account.
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Can I make cash advances with the Tangerine Money-Back Credit Card?
Yes, you can make cash advances with the Tangerine Money-Back Credit Card. But you’ll be hit by a high interest when you withdraw the money. A cash advance should only be used in case of extreme urgency and if you intend to repay your Tangerine Money-Back Credit Card in full as soon as possible.
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How do I get a credit card with bad credit?
In Canada, many financial institutions offer secured credit cards for people with bad credit. To get such a card, you’ll usually need to provide a security deposit as a credit limit. With responsible use, these cards can help improve your credit rating.
However, the Tangerine Money-Back Credit Card is not a secured credit card.
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How do I increase my Tangerine credit limit?
- Log in to your Tangerine online account and follow the instructions to request a limit increase.
- Call Tangerine Customer Service to discuss your request. Note that increasing your limit will depend on your credit history, income and other financial factors. And it could affect your credit score.
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How do I get a Tangerine credit card?
To apply for a Tangerine credit card:
- Click on this link to go to the Tangerine website and apply for the Tangerine Money-Back Credit Card.
- Fill in the application form with the necessary information. After submission, Tangerine will evaluate your request and inform you of its decision.
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Where can I withdraw money with Tangerine?
Tangerine customers can withdraw cash free of charge with their debit card from “Global ATM Alliance” ATMs. What’s more, Tangerine is owned by Scotiabank, which means you can also withdraw money free of charge from any Scotiabank ATM in Canada.
However, withdrawing money with your Tangerine Money-Back Credit Card will be considered a cash advance, and you will be charged fees and interest.
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How do I pay my Tangerine credit card?
To pay with your Tangerine credit card :
- Log in to your account online or via the Tangerine mobile application.
- Go to the “Payments” section.
- Select your Tangerine credit card and enter the amount you wish to pay.
- Follow the instructions to finalize payment.
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What are the advantages of using a Tangerine card?
Thanks to Tangerine’s intuitive interface, tangerine cards are popular because of benefits such as cash back on certain purchases, no annual fee on specific models, and easy online management. Moreover, with a Tangerine card, you’re often protected against unauthorized purchases.
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Are there any fees associated with Tangerine cards?
While some Tangerine cards have no annual fee, there may be other associated fees, such as cash advance fees, foreign currency conversion fees, and late payment fees. It is always advisable to consult your card contract for a complete list of fees.
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What are the Tangerine Money-Back Credit Card purchase categories?
The Tangerine Money-Back Credit Card is popular with Canadian consumers because of its flexible cash rebates. Cardholders can choose two or three purchase categories for which they will receive higher cash rebates. Here are the purchasing categories that cardholders can choose from:
- Grocery stores
- Restaurants
- Gas
- Recurring (such as monthly payments)
- Drugstores
- Entertainment
- Furniture
- Hotels and motels
- Public transport and parking lots
Cardholders can choose two categories to earn a higher cashback and will earn a standard cashback rate for all other categories. If you have a Tangerine High Yield Savings Account, you can choose a third category to receive the higher cash back.
Please note that available categories and cash back rates may change over time. It is, therefore, advisable to check directly with Tangerine or consult their website for the latest information.
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Is the Tangerine Money-Back Credit Card available to students?
Students can apply for the Tangerine Money-Back Credit Card.
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How does Tangerine Bank handle balance transfers on the Tangerine Money-Back Credit Card?
Tangerine Bank sometimes offers promotional offers for balance transfers. These offers allow cardholders to transfer balances from other credit cards at a reduced interest rate for a limited period.
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Does the Tangerine Money-Back Credit Card offer discounts on recurring bills?
Yes, one of the purchase categories for which you can choose to receive cash back with the Tangerine Cash Back Credit Card is “Recurring Payments”. This includes recurring monthly payments such as subscriptions and bills.
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Is there a promotional offer for the Tangerine Money-Back Credit Card?
Promotional offers for the Tangerine Money-Back Credit Card vary over time. It’s best to visit the official Tangerine Bank website or contact them directly for current offers.
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Where can I find the customer service telephone number for the Tangerine Money-Back Credit Card?
The Tangerine Money-Back Credit Card phone number support is 1-888-826-4374.
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How do I get a card statement for my Tangerine Money-Back Credit Card?
You can access your card statement via the Tangerine Bank online portal. Log in to your account and go to the statements section to download or view your transactions and balance sheet.
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What is the standard interest rate for the Tangerine Money-Back Credit Card?
The interest rate varies according to several factors, including your credit score. For the current interest rate on the Tangerine Money-Back Credit Card, please consult the official Tangerine Bank website or the terms and conditions of your card agreement.
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