Below you’ll find the best Credit Card offers from American Express to earn Membership Rewards Points.
Here is a table summarizing the different offers. For more details, read on or click on the name of a card.
American Express Cobalt™ Card
The American Express Cobalt™ Card is the best American Express Credit Card.
You can get a welcome bonus of up to 45,000 Membership Rewards points, that’s a $450 value:
- 2,500 points per month for the first 12 months, when you charge $500 to your Card each month
- 15,000 additional points when you charge $3,000 to your Card within the first 3 months
Considering the minimum spend requirement in the first 12 months, this is a $705 value in the first year! Read this post for more details.
You can redeem your points in statement credits towards travel purchases or even on your everyday purchases. Or you can transfer your points to Marriott Bonvoy or Hilton Honors.
With the American Express Cobalt™ Card, you earn between 1 and 5 points per dollar:
| Category | Points per dollar |
| Grocery | 5 |
| Food delivery | 5 |
| Restaurants and bars | 5 |
| Convenience stores | 5 |
| Gas station | 2 |
| Gas & Transit | 2 |
| Travel | 2 |
| Other | 1 |
Besides, this Card provides premium insurance: Car Rental Theft and Damage Insurance, Baggage delay, Lost or Stolen Baggage, Flight delay, $250,000 Travel Accident, Hotel or motel burglary, Buyer’s Assurance® Protection Plan, Purchase Protection Guarantee.
American Express® Gold Rewards Card
The American Express® Gold Rewards Card offers a welcome bonus of 25,000 Membership Rewards Points ($250 value or 25,000 Aeroplan points or 30,000 Marriott Bonvoy points).
You can earn 2 points per dollar for:
- Grocery stores
- Gas stations
- Drugstores
- Travel
Besides, it provides premium insurance.
Choice Card from American Express™
Would you like a travel rewards credit card with no annual fee? Here is an option for you: the Choice Card from American Express™.
As a new Choice Card from American Express™ Cardmember, you can earn a Welcome Bonus of 10,000 Membership Rewards points when you charge $1,000 in purchases to your Card in the first 3 months of Cardmembership. It’s a value of $100 for travel or 12,000 Marriott Bonvoy points.
With this no-fee Credit Card, you will also have access to online promotional offers to get points or rebates on your purchases.
American Express Business Edge™ Card
The American Express Business Edge™ Card is a small business credit card in Canada. The annual fee is only $99 and this credit card offers up to 42,000 Membership Rewards points in the first year, a $420 value. Or 50,400 Marriott Bonvoy points!
You can earn 3 times the points on:
- Office supplies (Staples, etc.)
- electronic (Apple, Dell, etc.)
- Rides
- Gas
- Eats & Drinks
Besides, you can add up to 99 supplementary cards at no cost.
Business Platinum Card® from American Express
With the Business Platinum Card® from American Express, you earn 1.25 Membership Rewards points for virtually every $1 in purchases.
With this welcome offer, you can earn a Welcome Bonus of 50,000 points when you charge $7,000 in purchases to your Card in your first three months of Cardmembership.
You can use your Membership Rewards points in multiple ways:
- Transfer points to frequent flyer programs (Aeroplan, British Airways Executive Club,Delta Skymiles, etc.)
- Transfer points to hotel programs (Hilton Honors, Marriott Bonvoy)
- Redeem points for statement credits to offset any eligible purchase charged to your Card (1,000 points = $10)
- And more!
With the Business Platinum Card® from American Express,you also get travel benefits:
- Unlimited access for you and an additional traveller to more than 1,200 airport lounges across 130 countries and counting
- Marriott Bonvoy Gold Elite status
- Access to the Fine Hotels & Resorts program
With this Card you can maximize your cash flow with up to 55 interest free days.
Finally, the Business Platinum Card® from American Express comes with premium insurance: Car Rental Theft and Damage, $500,000 Travel Accident, Emergency medical insurance (outside the province or country), Lost or Stolen Baggage, Flight delay insurance and misdirected baggage, Hotel or motel burglary, Purchase Protection® Plan, Buyer’s Assurance® Protection Plan.
Frequent Asked Questions about credit cards
Here are frequently asked questions in the milesopedia community about credit cards in Canada.
What is the best credit card in Canada?
There are more than 200 credit cards in Canada. There is no “one best credit card” in Canada.
Several credit cards can match your needs:
What is the best American Express Credit Card to get rewards?
It all depends on the project you’re pursuing. Milesopedia has a crush on the American Express Cobalt™ Card which has a $480 value after subtracting its $10 monthly fee over a year. With this credit card, you will earn many points for groceries, restaurants and travel purchases.
What is the best American Express credit card for me?
First, you have to define your objective. What do you want to do with your points? Travel? Saving on groceries? Earning cash back? The objective first, the choice of the card then!
Will my American Express Credit card application be accepted?
American Express does not require a minimum annual income to accept applications. However, as with any lending company, it is looking for customers with a good credit report.
How do I apply for an American Express credit card?
It is always appreciated to apply for your next card through the Milesopedia affiliate links found on its website! The steps are then easy to follow after clicking on the “Apply Now” button.