Milesopedia’s 2024 Credit Card Awards | Canada

The CIBC Dividend^® Visa Infinite* Card is the Best Cash Back Credit Card in 2024 in Canada for these reasons:

• High cash back earning rate on everyday purchases: 4% on gas and groceries, 2% on transportation, dining and recurring payments and 1% on everything else
• The minimum cash back redemption amount is $25
• Accepted at almost every retailer

The Tangerine World Mastercard is the Best No-Fee Cash Back Credit Card in 2024 in Canada for these reasons:

• Choice of two to three 2% earning categories from a list of 10 categories
• The minimum cash back redemption amount is $1
• Accepted at almost every retailer
• No annual fee

The MBNA Rewards World Elite^MD Mastercard^® is the Best Credit Card For Everyday Spending in 2024 in Canada for these reasons:

• 5 points per dollar for restaurants, groceries, digital media, subscriptions and household utilities
• Easy redemption of points for a statement credit
• Insurance
• Accepted in all stores

The RBC ION Visa card is the Best No-Fee Credit Card For Everyday Spending in 2024 in Canada for these reasons:

• 1.5x Avion points on groceries, travel, gas, electric vehicle charging, streaming services, digital games and subscriptions
• 1 Avion point per dollar on all other eligible purchases
• Save 3¢ per litre on gas and earn 20% more points at Petro-Canada
• No annual fee

Scotiabank Gold American Express^® Card is the Best Credit Card For Groceries in 2024 in Canada for these reasons:

• 6 points per dollar at IGA or Sobeys and 5 points per dollar at other grocery stores
• Flexible rewards
• No Foreign Transaction Fee
• Full travel insurance

The BMO eclipse Visa Infinite* Card is the Best Credit Card For Gas And Transit in 2024 in Canada for these reasons:

• 5x BMO Rewards points for every dollar spent on groceries, restaurants, gas and transportation
• $50 annual lifestyle credit to use as you wish
• Travel and purchase insurance
• Accepted at almost every retailer worldwide

The American Express^® Gold Rewards Card is the Best Credit Card For Drugstores in 2024 in Canada for these reasons:

• 2 points per dollar on drugstore purchases
• Flexible Rewards
• Travel Partners (American Express Membership Rewards program)
• No minimum income required

The Scotia Momentum^® Visa Infinite* Card is the Best Credit Card For Recurring Payments in 2024 in Canada for these reasons:

• 4% cash back at grocery stores, for bill payments and subscriptions (including rent payments via Chexy)
• 2% on gas and daily transit
• Travel and purchase insurance
• Accepted at almost every retailer worldwide

The American Express Cobalt^® Card is the Best Credit Card For Dining in 2024 in Canada for these reasons:

• 5% cash back on dining and food delivery
• The minimum cash back redemption amount is $10 (1,000 points)
• No minimum income required

The CIBC Select Visa* Card is the Best Balance Transfer Credit Card in Canada in 2024:

• Recurring offer for 0% interest on balance transfers for up to 10 months, subject to a 1% transfer fee.

The Scotiabank Value^® Visa* Card is the Best Low-Interest Credit Card in Canada in 2024 for these reasons:

• Low annual interest rate of 12.99% on purchases, cash advances and balance transfers
• Welcome interest rate of 0% for the first 10 months on cash advances
• Accepted at almost every retailer worldwide

The KOHO Extra Mastercard Prepaid Card is the Best Prepaid Credit Card in 2024 in Canada for these reasons:

• Cash back for everyday purchases: 1.5% on transport, groceries and restaurants
• No Foreign Transaction Fee
• No credit check
• No minimum income required

The National Bank World Elite Mastercard^® is the Best Travel Credit Card in 2024 in Canada for these reasons:

• Generous insurance coverage for travel and everyday purchases
• Award-winning customer service
• Up to $150 in annual travel credits
• Accepted at almost every retailer worldwide

The RBC Avion Visa Infinite Card is the Best Flexible Travel Rewards Credit Card in 2024 in Canada for these reasons:

• Flexible Rewards
• Travel partners through the RBC Avion Rewards program: American Airlines, British Airways/Qatar Airways, WestJet, Cathay Pacific
• Travel insurance
• Accepted at almost every retailer worldwide

The TD First Class Travel^® Visa Infinite* Card is the Best Travel Rewards Credit Card in 2024 in Canada for these reasons:

• 8 points per dollar for travel purchases via Expedia for TD
• $100 TD Annual Travel Credit
• Travel and purchase insurance
• Accepted at almost every retailer worldwide

Scotiabank Passport™ Visa Infinite* Card is the Best No Foreign Transaction Fee Credit Card in 2024 in Canada for these reasons:

• No Foreign Transaction Fee
• 6 annual airport lounge visits
• Travel and purchase insurance
• Accepted at almost every retailer worldwide

The National Bank World Elite Mastercard^® is theBest Credit Card For Travel Insurance in 2024 in Canada for these reasons:

• Generous insurance coverage for travel and everyday purchases
• Award-winning customer service
• Up to $150 in annual travel credits
• Accepted at almost every retailer worldwide

The American Express Green Card is the Best No-Fee Travel Credit Card in 2024 in Canada for these reasons:

• Ease of points redemption
• Travel Partners (American Express Membership Rewards program)
• Flexible Rewards
• No minimum income required

The Marriott Bonvoy^® American Express^®* Card is the Best Hotel Credit Card in 2024 in Canada for these reasons:

• Points can be used at over 8,000 hotels worldwide
• Annual Free Night Award at Card renewal
• Marriott Bonvoy Benefits (Elite status and Earning Rate)
• No minimum income required

The Platinum Card^® is the Best Premium Credit Card in 2024 in Canada for these reasons:

• Complimentary access to over 1,300 airport lounges worldwide
• Elite Status with several hotel loyalty programs
• Cardmembers benefits at renowned hotels and restaurants
• Flexible Rewards
• Travel Partners (American Express Membership Rewards program)
• Full travel insurance
• No minimum income required

The American Express^® Aeroplan^®* Reserve Card is the Best Credit Card For Frequent Flyers in 2024 in Canada for these reasons:

• Air Canada benefits such as Maple Leaf Lounge access
• Benefits for Aeroplan Elite Status
• Highest earning rate for Air Canada and Air Canada Vacations purchases
• Travel insurance

The CIBC Dividend^® Visa* Card for Students is the Best Credit Card For Students in 2024 in Canada for these reasons:

• Cash back earning categories for everyday purchases
• Free registration to the SPC program offering discounts to students
• Insurance coverage
• Accepted at almost every retailer
• No minimum income required
• No annual fee

The National Bank Platinum Mastercard^® is the best credit card for young professionals in 2024 in Canada for these reasons:

• Up to 2 points per dollar for groceries and restaurants
• Good insurance for travel and shopping
• Accepted in all stores
• No minimum income required

The KOHO Mastercard Prepaid Card is the Best Card For Newcomers in 2024 in Canada for these reasons:

• 1% cash back on transport and groceries
• No credit check
• No minimum income required
• Accepted in all stores

The American Express Business Edge™ Card is the Best Credit Card For Startups in 2024 in Canada for these reasons:

• High cash back earning rate on everyday business purchases: 3% on office supplies, electronics purchases, transit, gas, restaurants and bars, and 1% on everything else
• The minimum cash back redemption amount is $10 (1,000 points)
• Low Annual Fee for a Business Card

The Business Platinum Card^® from American Express is the Best Business Credit Card in 2024 in Canada for these reasons:

• Complimentary access to over 1,300 airport lounges worldwide
• Travel Partners (American Express Membership Rewards program)
• Cardmember benefits at select hotels and restaurants
• Full travel insurance

The TD^® Aeroplan^® Visa Infinite* Card is the Best Aeroplan Credit Card in 2024 in Canada for these reasons:

• Air Canada Benefits for Cardmembers
• Rewards earned with everyday purchases
• Travel Insurance when redeeming Aeroplan Points
• Accepted at almost every retailer

The Scotiabank Gold American Express^® Card is the Best Scene+ Credit Card in 2024 in Canada for these reasons:

• 6 points per dollar at IGA or Sobeys
• Flexible rewards
• No Foreign Transaction Fee
• Full travel insurance

The BMO^® AIR MILES^® World Elite Mastercard is the Best AIR MILES Credit Card in 2024 in Canada for these reasons:

• AIR MILES benefits for Cardmembers when booking flight rewards
• Rewards earned with everyday purchases (AIR MILES partners)
• Full travel insurance
• Accepted at almost every retailer

The American Express Cobalt^® Card is the Best American Express Credit Card in 2024 in Canada for these reasons:

• Earning categories
• 5 points per dollar on dining and food delivery (= 5% in travel rewards)
• Flexible Rewards
• Travel Partners (American Express Membership Rewards program)
• No minimum income required

The National Bank World Elite Mastercard^® is the Best Mastercard Credit Card in 2024 in Canada for these reasons:

• Generous insurance coverage for travel and everyday purchases
• Up to 5 points per dollar for your purchases
• Up to $150 in annual travel credits
• Accepted at almost every retailer worldwide

The CIBC Aventura^® Visa Infinite* Card is the Best Visa Credit Card in 2024 in Canada for these reasons:

• 4 Complimentary airport lounge access
• NEXUS Membership credit
• Up to 2 Aventura points per dollar
• Generous insurance coverage
• Accepted at almost every retailer worldwide