Scotiabank Platinum American Express Card | Travel Points | Milesopedia
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Scotiabank®* Platinum American Express® Card

scotiabank platinum american express card
Apply Now Terms apply
Best travel credit card Amex Insurance
Scotiabank®* Platinum American Express® Card
Welcome Bonus
Up to 70,000 Points
Ends Jan 3, 2023
Annual Fee
$399
  • No Foreign Transaction Fee
  • Premium Insurance
  • 10 Complimentary Visits to VIP Lounges
Interest rates
Purchase Rates
9.99 %
Cash Advance Rates
9.99 %
Balance Transfer Rates
9.99 %
Best travel credit card Amex Insurance
See all cards from Scotiabank

Offer

  • Earn up to $2,250* in value in your first 14 months, including up to 70,000* bonus Scene+ points. Offer ends Jan 3,2023
  • Earn 2X Scene+ points for every $1 CAD spent on eligible grocery stores, restaurants, fast food, and drinking establishments. Includes popular food delivery and food subscriptions
  • Earn 2X Scene+ points for every $1 CAD spent on eligible gas and daily transit. Includes rideshare, buses, taxis, subway, and more
  • Earn 2X Scene+ points for every $1 spent on every other purchase
  • You will not pay 2.5% foreign transaction fees on any foreign currency purchases, including online shopping and when travelling abroad. Only the exchange rate applies
  • Enjoy 10 complimentary airport lounge passes per year

Card Awards

Best travel credit card Amex Insurance

Fees & Conditions

Personal Income $12,000
Household Income $12,000
Annual Fee $399
First Additional Card $99
Other Additional Card $50
Foreign Transaction Fee 0.00%
Purchase Rates 9.99%
Cash Advance Rates 9.99%
Balance Transfer Rates 9.99%

Value

Calculate the rewards
Your Monthly Spending
Year 1
Year 2+
Welcome Bonus
0 $
Annual Credit
Travel benefits
VIP Lounges
First year offer value
Rewards Earned
Annual fee
Net value

Advantages

Offer ends on Jan 3, 2023
Welcome Bonus amount Up to 70,000 Points
Minimum Spending Required $10,000
Minimum Spending Timeframe (Months) 14 month(s)
Transferable Points
Rewards Type Low Interest, Travel Rewards, Cash Back
Transfer Partners Scene+
Loyalty Program Scene+
VIP Lounges
Lounge Annual Visits included 10
Concierge

Earnings

Per dollar of purchases

All Spending 2 Points
Groceries 2 Points
Gas 2 Points
Dining and Food delivery 2 Points
Convenience Stores 2 Points
Drugstores 2 Points
Local Transport 2 Points
Travel 2 Points
Entertainment 2 Points
Recurring Payments 2 Points
Telecom/Internet 2 Points
Streaming services 2 Points
Online transactions 2 Points
Office Supplies 2 Points

Insurance

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
$2,000,000
31 day(s)
Travel medical insurance up to 64 years old
$2,000,000
31 day(s)
Travel medical insurance 65+
$2,000,000
10 day(s)
Trip Cancellation Insurance
$2,500
Trip Interruption Insurance
$2,500
Common Carrier Travel Accident Insurance
$500,000
Flight Delay Insurance
$1,000
Delayed Baggage Insurance
$1,000
Lost/Stolen Baggage Insurance
$1,000
Auto Rental Loss/Insurance
$65,000
48 day(s)
Hotel/Motel Burglary Insurance
$1,000

Other Insurance

Insurance Name
Included
Amount
Duration
Extended Warranty
1 year
Purchase Protection
$500
90 day(s)
Mobile Device Insurance
$1,000
1 year
Price Protection

Our review

For a limited time, when you sign up for the Scotiabank®* Platinum American Express® Card, you can earn up to 70,000 points. That’s $700 worth of travel including Airbnb.

With the Scotiabank®* Platinum American Express® Card, you earn 2 points per dollar spent on all purchases. You can redeem your points on travel purchases (flights, hotels, all-inclusive and even Airbnb). And you can also use them for other rewards in the Scene+ program, such as cash back rewards.

Plus, with this card, you will not pay 2.5% foreign transaction fees on any foreign currency purchases, and you get ten complimentary visits to airport VIP lounges with the Priority Pass and Premium Plaza networks.

And you get excellent insurance for your travels or purchases, concierge service, and exclusive American Express Offers (American Express Invites Program).

Alternative Cards

scotiabank passport visa infinite card
Scotiabank Passport™ Visa Infinite* Card
Up to 40,000 Points
Ends Apr 30, 2023
First year value : $1,097
  • No Foreign Transaction Fee
  • Access to VIP Lounges
  • Visa Infinite Benefits
Apply Now Terms apply
Learn More
  • Earn up to $1,320* in value in the first 12 months, including up to 40,000 bonus Scene+ points and first year annual fee waived. Offer ends 30 April 2023.
  • The only major bank credit card offering you no foreign transaction fees, including for shopping online or abroad
  • Your Award Winning Card For Travel
  • Earn 3X Scene+ points on every $1 you spend at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà by IGA, Voilà by Safeway, Chalo! FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry and Co-Op. FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry and Co-Op.
  • Earn 2 Scene+ points on every $1 you spend on eligible grocery stores, dining, entertainment purchases, and daily transit purchases (including buses, subways, taxis and more)
  • Earn 1 Scene+ point on every $1 you spend on all other eligible purchases.
Legal

*Conditions apply.

Annual Fee
  • Primary card $150
  • Additional card $0
Annual Income Required
  • Individual $60,000
  • Household $100,000
Conversion fees
  • 0.00 %
Interest Rates
  • Purchase Rates 20.99 %
  • Cash Advance Rates 22.99 %
  • Balance Transfer Rates 22.99 %
Milesopedia Links
Earning Rate
  • Groceries2Points
  • Dining and Food delivery2Points
  • Local Transport2Points
Value
  • Year 1 $1,097
  • Year 2+ $397
Best For
Transfer Partners
  • Scene+

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
$1,000,000
25 day(s)
Travel medical insurance up to 64 years old
$1,000,000
25 day(s)
Travel medical insurance 65+
$1,000,000
3 day(s)
Trip Cancellation Insurance
$1,500
Trip Interruption Insurance
$2,500
Common Carrier Travel Accident Insurance
$500,000
Flight Delay Insurance
$500
Delayed Baggage Insurance
$1,000
Lost/Stolen Baggage Insurance
$1,000
Auto Rental Loss/Insurance
$65,000
48 day(s)
Hotel/Motel Burglary Insurance
$1,000
scotiabank gold american express card
Scotiabank® Gold American Express® Card
Up to 45,000 Points
Ends Apr 30, 2023
First year value : $1,151
Best of December 2022
  • 5X points on groceries and dining
  • No Foreign Transaction Fee
  • American Express Online Promotional Offers
Apply Now Terms apply
Learn More
  • Earn up to $850* in value in the first 12 months, including up to 45,000 bonus Scene+ points and first year annual fee waived. Offer ends 30 April 2023.
  • You will not pay 2.5% foreign transaction fees on any foreign currency purchases, including online shopping and when travelling abroad. Only the exchange rate applies
  • Earn 6X Scene+ points on every $1 you spend at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà by IGA, Voilà by Safeway, Chalo! FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry and Co-Op.
  • Earn 5X Scene+ points for every $1 CAD spent on eligible grocery stores, restaurants, fast food, and drinking establishments. Includes popular food delivery and food subscriptions
  • Earn 3X Scene+ points for every $1 CAD spent on eligible gas and daily transit. Includes rideshare, buses, taxis, subway, and more
  • Earn 1X Scene+ point for every $1 spent on every other purchase
Legal

*Conditions apply.

Annual Fee
  • Primary card $120
  • Additional card $29
Annual Income Required
  • Individual $12,000
  • Household $12,000
Conversion fees
  • 0.00 %
Interest Rates
  • Purchase Rates 20.99 %
  • Cash Advance Rates 22.99 %
  • Balance Transfer Rates 22.99 %
Milesopedia Links
Earning Rate
  • Groceries5Points
  • Dining and Food delivery5Points
  • Entertainment5Points
Value
  • Year 1 $1,151
  • Year 2+ $461
Best For
Transfer Partners
  • Scene+

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
$1,000,000
25 day(s)
Travel medical insurance up to 64 years old
$1,000,000
25 day(s)
Travel medical insurance 65+
$1,000,000
3 day(s)
Trip Cancellation Insurance
$1,500
Trip Interruption Insurance
$1,500
Common Carrier Travel Accident Insurance
$500,000
Flight Delay Insurance
$500
Delayed Baggage Insurance
$1,000
Lost/Stolen Baggage Insurance
$1,000
Auto Rental Loss/Insurance
$65,000
48 day(s)
Hotel/Motel Burglary Insurance
$1,000
HSBC World Elite® Mastercard®
HSBC World Elite® Mastercard®
Up to 110,000 Points *
Ends Feb 28, 2023
First year value : $1,073
Best of December 2022
  • No Foreign Transaction Fee
  • $100 Annual Credit
  • Accepted at Costco
Apply Now Terms apply
Learn More
  • Special offer: Earn up to 110,000 ($550 travel value)* PLUS receive a $100 annual travel enhancement credit*. Must apply by February 28, 2023. Conditions apply.
    • Welcome bonus of 20,000 points* ($100 travel value)
    • Earn 70,000 points* when you keep your account open and active for 6 months ($350 travel value)
    • Earn 20,000 points* as an anniversary bonus ($100 travel value)
    • Receive a $100 annual travel enhancement credit*
  • Earn 3% in travel rewards on all eligible travel purchases (6 Points per $1)
  • Earn 1.5% in travel rewards on all other eligible purchases (3 Points per $1)
  • No foreign transaction fees. Only the exchange rate applies
  • 31-day Worldwide Emergency Travel Medical insurance
  • Primary Cardholder Annual Fee: $149
  • Annual Interest on Purchases: 19.9%
  • Annual Interest on Cash Advances and Balance Transfers: 22.9%
  • Authorized User Annual Fee: $50 Per Card
Legal

*Terms and Conditions apply ®/TM Mastercard and World Elite are registered trademarks and the circle concept is a trademark of Mastercard International Incorporated. Used pursuant to license.

Annual Fee
  • Primary card $149
  • Additional card $50
Annual Income Required
  • Individual $80,000
  • Household $150,000
Conversion fees
  • 0.00 %
Interest Rates
  • Purchase Rates 19.9 %
  • Cash Advance Rates 22.9 %
  • Balance Transfer Rates 22.9 %
Milesopedia Links
Earning Rate
  • Travel6Points
  • Air Canada6Points
  • All Spending3Points
Value
  • Year 1 $1,073
  • Year 2+ $413
Best For
Transfer Partners
  • HSBC World Elite Rewards Program

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
$1,000,000
31 day(s)
Travel medical insurance up to 64 years old
$1,000,000
31 day(s)
Travel medical insurance 65+
Trip Cancellation Insurance
$2,000
Trip Interruption Insurance
$2,000
Common Carrier Travel Accident Insurance
$750,000
Flight Delay Insurance
Delayed Baggage Insurance
$200
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
$65,000
31 day(s)
Hotel/Motel Burglary Insurance