Scotiabank®* Platinum American Express® Card

Scotiabank®* Platinum American Express® Card

A premium American Express Scotia credit card. Earn up to 4 points per dollar on everyday purchases and 10 complimentary annual visits to VIP airport lounges.

Welcome Bonus

30,000 points Ends Nov 21, 2021



Best For

Annual Fee


Purchase Rates

19.99 %

Cash Advance Rates

22.99 %

Balance Transfer Rates

22.99 %


  • Earn 30,000 bonus Scotia Rewards points upon first purchase1
  • Earn 4x Scotia Rewards points for every $1 you spend at gas stations, grocery stores, on dining and entertainment
  • Earn one point on all other eligible everyday purchases
  • Complimentary membership to Priority Pass Airport Lounges Worldwide
  • Rates, fees and other information are effective as of Mar 1, 2021. Subject to change.

Fees & Conditions

Personal Income $12,000
Household Income $12,000
Annual Fee $399
First Additional Card $99
Other Additional Card $50
Foreign Transaction Fee 2.5%
Purchase Rates 19.99%
Cash Advance Rates 22.99%
Balance Transfer Rates 22.99%


Offer ends on Nov 21, 2021
Welcome Bonus 30,000 points
Minimum Spending Required $1
Rewards Type Travel points
Transferable Points
Transfer Partners Scotia Rewards
Loyalty Program Scotia Rewards
All Spending 1
Travel 1
Local Transport 1
Dining and Food delivery 4
Groceries 4
Convenience Stores 1
Gas 4
Drugstores 1
Office Supplies 1
Telecom/Internet 1
Entertainment 4
Online transactions 1
AIR MILES partners 1
Air Canada 1
Streaming services 1
Recurring Payments 1


We estimate the value of the welcome offer during the first year for all the credit card offers. Are taken into consideration:

  • The value of cash back or points earned
  • The value of the benefits or credits earned with the Card
  • The annual fee value (offered or not)


Calculation of the offer value
in the first year
Value per point 1.0 ¢
Welcome bonus $300
annual visits to airport lounges
($35 estimated value per access)
Annual fee $399
Value $251




Common Carrier Travel Accident Insurance Amount $500,000
Flight Delay Insurance Amount $1,000
Delayed Baggage Amount $1,000
Lost/Stolen Baggage Insurance Amount $1,000
Trip Cancellation Insurance Amount Per Person $2,500
Trip Interruption Insurance Amount Per Person $2,500
Travel medical insurance up to 64 years old
Travel medical insurance up to 64 years old - Duration 31 day(s)
Travel medical insurance 65+
Travel medical insurance 65+ - Duration 10 day(s)
Auto Rental Loss/Insurance - Amount MSPP $65,000
Hotel/Motel Burglary Insurance - Amount $1,000
Purchase Protection - Amount $500
Purchase Protection - Duration 90 day(s)
Medical Travel Insurance
Price Protection
Extended Warranty
Extended Warranty - Duration 1 year(s)