Offer
- Special Offer: Earn 5% cash back on all purchases for the first 3 months (up to $2,000 in total purchases). Plus, get 0% introductory interest rate on balance transfers for the first 6 months (22.99% after that; annual fee $0). Offer expires Oct,31,2024
- Get up to 1% cash back on eligible purchases with no annual fee.
Fees & Conditions
Value
Advantages
Earnings
Per dollar of purchases
Insurance
Travel Insurance
There may be a daily maximum amount depending on the type of fees paid
Other Insurance
Our review
The Scotia Momentum® No-Fee Visa* Card is a great cash-back credit card in Canada. Currently, you can earn 5% cash back on all purchases for the first 3 months (up to $2,000 in total purchases).
With the Scotia Momentum® No-Fee Visa* Card, you get :
- 1% Cash back on all eligible gas station, grocery store, drug store purchases and recurring payments.
- 0.5% on all other purchases
This is a great no-fee Visa credit card to earn cash back.
Plus, you can get a 0% introductory rate on balance transfers for the first six months.
Frequently Asked Questions
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What are the annual fees for the Scotia Momentum No-Fee Visa Card?
The card has no annual fee.
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What are the interest rates for purchases and cash advances with this card?
The rate is 19.99% for purchases and 22.99% for cash advances.
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How does the Scotia Momentum No-Fee Visa Card cash back program work?
It offers a 1% cash back on eligible purchases at gas stations, grocery stores, pharmacies, and recurring payments.
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Does the card offer cash back on other purchases?
Yes, a 0.5% cash back is earned on all other eligible purchases.
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What are the advantages of renting a vehicle with this card?
Discounts are available at Avis and Budget rental agencies.
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Does the card include contactless payment options?
Yes, it’s equipped with Visa payWave for fast payments.
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Are there any insurance coverages associated with the card?
The card offers optional coverage for a variety of unexpected events.
Alternative Cards
Legal
*Conditions apply.