Scotiabank Passport™ Visa Infinite*

Scotiabank Passport™ Visa Infinite*

The best Visa credit card in Canada with no foreign transaction fee. Earn up to 2 points per dollar and 6 free annual airport VIP lounge passes.

Take advantage of this limited-time welcome offer!

Welcome Bonus

Up to 30,000 points Ends Feb 28, 2022

Best For

Value
Year 1

$986

Years 2 and +

$408

Annual Fee

$139

First Year Annual Fee Rebate (terms apply)
Interest rates
Purchase Rates

19.99 %

Cash Advance Rates

22.99 %

Balance Transfer Rates

Your Monthly Spending

Offer

Offer

Earn up to 30,000 bonus Scene+ points in your first year (that’s up to $300 towards travel).1 Plus, no annual fee in the first year, including on supplementary cards¹ and 2.99% introductory interest rate on purchases and balance transfers for the first 6 months1 (19.99% on purchases/22.99% on cash advances including balance transfers after that; annual fee $139)

  • Earn 20,000 bonus Scene+ points when you spend $1,000 in everyday eligible purchases in the first 3 months.
  • Earn 10,000 bonus Scene+ points when you spend at least $40,000 in everyday eligible purchases annually.
  • Redeem your Scene+ points towards statement credits, travel, the latest in tech, gift cards and more!
  • Earn 2 Scene+ points on every $1 you spend on eligible grocery stores, dining, entertainment purchases, and daily transit purchases (including buses, subways, taxis and more).
  • Earn 1 Scene+ point on every $1 you spend on all other eligible purchases.
  • Enjoy no FX Mark-up
  • Enjoy Complimentary Airport Lounge Access, plus 6 free lounge visits per year
  • Rates, fees and other information are effective as of Mar 1, 2021. Subject to change.

Fees & Conditions

Personal Income $60,000
Household Income $100,000
Annual Fee $139
First Year Annual Fee Rebate
First Additional Card $0
First Year Annual Fee Rebate - First Additional Card
Other Additional Card $50
Foreign Transaction Fee 0.00%
Purchase Rates 19.99%
Cash Advance Rates 22.99%
Balance Transfer
Balance Transfer Intro Duration 6 points
Balance Transfer - Promotional Rate 2.99%

Value

Year 1
Years 2 and +
Welcome bonus
0 $
Annual credit
Travel benefits
VIP lounges
First Year Annual Fee Rebate
-
First-Year Offer Value
Accumulated rewards
Annual fee
Net value
Value

Reward points value

We have established a valuation of the reward point in cents for each loyalty program. More information on the points valuation page.

First-year value

For all credit cards offers, we estimate the value of the welcome offer (bonus, annual fee rebate) in the first year, plus the value of the rewards earned based on your purchases entered in the calculator for the six categories:

  • Groceries
  • Gas/Transit
  • Meals
  • Travel
  • Bills
  • Other purchases

First-Year Net Value = Welcome Bonus Value + Benefits (Annual Credit, VIP lounges, etc.) + Earned Rewards First-Year Annual Fee

Value of subsequent years

For the value of subsequent years, we consider the earned rewards based on your purchases indicated in the calculator and any benefits offered.

Subsequent years’ net value = Earned Rewards + Benefits (Annual Credit, VIP lounges, etc.) Annual fee

VIP lounges:

For credit cards with complimentary airport lounge access, this benefit is calculated as follows:

  • 1 access = $40
  • Unlimited access = $400 (the value of 10 annual visits)

Advantages

Offer ends on Feb 28, 2022
Welcome Bonus Up to 30,000 points
Minimum Spending Required $1,000
Minimum Spending Timeframe 90 day(s)
Transferable Points
Rewards Type Travel points
Transfer Partners Scene+
Loyalty Program Scene+
VIP salons $240
Concierge
Lounge Annual Visits included 6

Earnings

All Spending 1 point
Drugstores 1 point
Groceries 2 points
Convenience Stores 1 point
Gas 1 point
Telecom/Internet 1 point
Local Transport 2 points
Streaming services 1 point
Dining and Food delivery 2 points
Online transactions 1 point
Recurring Payments 1 point
Office Supplies 1 point
Travel 1 point
Entertainment 2 points

Insurance

Common Carrier Travel Accident Insurance Amount $500,000
Flight Delay Insurance Amount $500
Delayed Baggage Amount $1,000
Lost/Stolen Baggage Insurance Amount $1,000
Trip Cancellation Insurance Amount Per Person $2,500
Trip Interruption Insurance Amount Per Person $2,500
Travel medical insurance up to 64 years old
Travel medical insurance up to 64 years old - Duration 25 day(s)
Travel medical insurance 65+
Travel medical insurance 65+ - Duration 3 day(s)
Auto Rental Loss/Insurance - Amount MSPP $65,000
Hotel/Motel Burglary Insurance - Amount $1,000
Purchase Protection - Amount $500
Purchase Protection - Duration 90 day(s)
Travel Medical Insurance
Extended Warranty
Extended Warranty - Duration 1 year
4 Milesopedia Rating