When do these changes take effect?

The simplified cashback and insurance changes take effect on November 18, 2026. The replacement of Roam Like Home days with roaming credits follows on January 12, 2027.

Does the 1.5x redemption bonus still exist?

No. Effective November 18, 2026, this bonus disappears completely. It is replaced by a single rate of up to 5% cashback, directly on eligible Rogers purchases.

Which Rogers Red cards are affected by the insurance changes?

Only the Rogers Red World Elite Mastercard® and its World Elite Business Mastercard version are affected. The Rogers Red Mastercard, World Mastercard, and World Legend Mastercard do not change in this regard.

Is trip cancellation insurance really being removed?

Yes. Effective November 18, 2026, trip cancellation, interruption, and delay insurance is no longer included with the Rogers Red World Elite Mastercard®.

How much is the new roaming credit worth?

The amount depends on the card held: $25 for the Red Mastercard, $50 for the World Mastercard, $75 for the World Elite Mastercard (personal and Business), and $200 for the World Legend Mastercard.

Do I need to apply to receive the roaming credit?

No action is required. The credit will apply automatically starting January 12, 2027, according to the terms that Rogers Bank will specify before that date.

Do these changes affect older Rogers cards?

No. These changes concern only the current range of Rogers Red cards (Red Mastercard, World, World Elite, World Elite Business, and World Legend). Older Rogers cards, such as the Fido Mastercard, are no longer available for subscription and are not affected.

Should I change credit cards because of these changes?

For the vast majority of cardholders, no: cashback increases and becomes simpler. If trip cancellation insurance was your primary reason for keeping the Rogers Red World Elite Mastercard®, compare it with other cards that still include this protection on our best credit cards page.