This post is also available in: FR
Update date: March 1, 2023
Policy – Preamble
With the development of new communication tools, paying particular attention to protecting privacy is necessary. This is why, at MILESOPEDIA SERVICES INC. (herein after ” MILESOPEDIA “), we are committed to respecting the confidentiality of the personal information we collect.
Policy – Purpose
The purpose of this document is to inform Users of our Website about the Personal Information we collect.
This text details the terms and conditions of how we and our partners store and/or access information stored on a terminal and process Personal Data to deliver personalized advertisements and content, measure the performance of ads and content, obtain audience statistics, and develop and improve products.
Policy – Consent
By using our Website, you consent to the collection and use of your personal information by MILESOPEDIA following the conditions outlined in this Policy.
Policy – Legislation
Policy – Definitions
” Consent Consent” is defined as any free, specific, informed and unambiguous expression of will by which the data subject accepts, by a declaration or by a clear positive Act, that Personal Data concerning him or her being processed.
” Personal Information” means Personal information” includes “personal information” as defined in subsection 2(1) of the Personal Information Protection and Electronic Documents Act [S.C. 2000, c. 5]and as amended or replaced from time to time.
” Snooper” (also called a Browser “) is a complex and evolving software that allows you to browse the Internet from a computer, phone or tablet (e.g., Chrome, Safari, Internet Explorer, Edge, Mozilla Firefox, Opera, etc.).
” Digital marker “(also known as a Witness ” or ” Cookie A “cookie” is a computer file created by a User’s browser to store certain pieces of information – such as Data about the User’s browsing habits – that the Web server can use for reference on the same or subsequent visits.
” Website “(also called ” Website ” or ” Site “) is a collection of hyperlinked Web pages and resources defined and accessible from a Browser via a Web address (or ” URL “for Uniform Resource Locator), all registered under the same domain name. It contains different types of content (text and multimedia) and is hosted on a Web server.
” User “(also called a User “or ” Visitor “) means an individual using a Browser to access content on the Internet.
Personal information collected
The nature of the Internet is such that Web servers may collect certain information when a Web Site is accessed, including the Internet Protocol address (also known as the ” IP adress“) of visitors.
IP addresses are specific numbers assigned by Internet Service Providers (also called “ISP “) for all devices used to access the Internet. Web servers automatically log the IP addresses of people who visit the corresponding Sites. The IP address alone does not identify a person. However, in certain circumstances, with the cooperation of an ISP, for example, it could identify a person visiting a Site. That is why MILESOPEDIA considers the IP address to be personal information, especially when combined with other Data automatically collected when a visitor accesses a Web page, such as the page(s) accessed, date and time. However, the software packages used by Milesopedia could collect this type of information and the addresses and names of users.
Automatically collected anonymous data
MILESOPEDIA uses external software packages such as Google Analytics, Convertkit, etc., to monitor its Site and ensure that it performs adequately. When you visit our Web Site, these software packages automatically and temporarily store the information transmitted by your Browser in our Web server.
Information automatically stored in our server when you browse our Site (unrestricted list)
- Network location and IP address of the computer that contacts our Site;
- Name of the domain you use to access the Internet (e.g. “.com”, “.org”, “.net” or “.ca”);
- Type of Browser you are using;
- Type of operating system you use (e.g. Windows, macOS, Linux, iOS, Android, etc.);
- Date and time of consultation of the Site;
- Pages you have viewed and documents you have downloaded;
- The Internet address of the Website from which you are entering the Site if any.
Other information could be collected.
In most cases, this is anonymous statistical data. We do not attempt to link this data or the IP addresses of computers that contact our Website to the identity of individuals visiting our Site unless an attempt to damage the Site has been detected, a threat is expressed in a message received on the Site, or the law requires it.
When services are provided by organizations other than the Website MILESOPEDIAWebsite, such as social media platforms or mobile applications, IP addresses may be recorded by the independent service provider’s web server.
Personal data collected with the User’s Consent
Unless otherwise noted, MILESOPEDIA does not collect any specific personal information about you, such as your name, phone number or e-mail address, from our Website. We only obtain this information if you provide it to us, for example, by sending us an e-mail or filling out a form (e.g., a contest, registration for our newsletter, etc.).
If you choose to send an email or fill out an online form, your personal information may be used by MILESOPEDIA employees to respond to you. We will not share this information with anyone without your written consent.
E-mail and other electronic means used to communicate with MILESOPEDIA and includes external vendors and information collected by Google Analytics. These means of communication are not secure, unless a web page specifies otherwise. It is therefore recommended that you do not transmit personal information, such as your telephone number, home address, banking information, or photos of identifiable individuals via unsecured electronic means.
Use of Personal and Anonymous Data
We collect Personal Information for the following purposes:
- First and last name
- Personalize our communications with our Community members
- Subscribe to the weekly newsletter
- Promotional Eblast
- Invitation to special events (ex.: 5@7, training, etc.)
- Survey (satisfaction, destination, content, best card awards, etc.)
- Postal code
- Identify the origin of our readership in order to adjust our content to their realities
- Demographics (gender, age range, education level, employment status, family income, etc.)
- Adapt our content and offers to all segments of our community
- Thematic questions (topics, destinations, etc.)
- Identify the expectations of our readership and offer content corresponding to them
We collect non-personal (anonymous) Data for the following purposes:
- To improve our knowledge of our users’ browsing habits in order to ensure that we provide a browsing experience that is tailored to their needs;
- To provide ongoing technical support and assistance (i.e., design, maintain, manage, enhance and market) of the products and services offered on the Site;
- To be able to contact our Users with general or personalized service-related notices and promotional messages (e.g., contests, promotional offers, etc.);
- Add to our distribution list Users who wish to receive information from MILESOPEDIA (e.g.: weekly newsletter);
- To generate aggregated statistical data and other aggregated and/or inferred non-personal information, which we or our business partners may use to provide and improve our respective services;
- Comply with applicable laws and regulations.
We use volatile or persistent digital markers in certain parts of the Website MILESOPEDIA to store information during a given session. During your visit to the Site, your Browser exchanges information with our web server. Volatile or persistent digital tags facilitate this exchange by reminding the server from which computer the request originated. The Digital Markers do not allow employees of the Site to MILESOPEDIA to identify Users.
Types of numeric markers used
Functional digital markers
Allows us to remember any selections you make on our Site so that they are saved for future visits.
Analytical digital markers
It allows us to improve the design and functionality of our Site by collecting information about the content you access and linger on while using our Site.
Digital targeting markers
Allows us to collect data about how you use the Site and your preferences. This allows us to personalize the information you see on our Site.
You can adjust your Browser settings to reject the Digital Markers. However, your navigation on the Site may be affected.
MILESOPEDIA collects Data using invisible pixels on its Website, i.e. codes on particular web pages that make it possible to follow the “tracks” of Internet users.
Specifically, our Site uses the visitor behaviour pixel from Facebook and other networks such as Linkedin and Google. The behaviour of site visitors can be tracked after they click on an advertisement on the provider’s website. The effectiveness of advertisements on the networks can thus be evaluated for statistical and market research purposes and future advertising campaigns optimized.
The data collected is anonymous to MILESOPEDIA and we cannot draw any conclusions about the identity of users.
However, the data is stored by search engines and social networks. Therefore, they can be processed to make a connection to the respective user profile possible. Furthermore, the network can use the data for its advertising purposes, according to the network’s data usage guidelines.
For example, Facebook can allow ads to be displayed on Facebook pages and outside Facebook. This use of the data cannot be influenced by MILESOPEDIA.
You can also disable the “Custom Audiences” remarketing feature at https://www.facebook.com/ads/preferences/?entry_product=ad_settings_screen. To do so, you must have a Facebook account.
Web analytics is the collection, analysis, aggregation and presentation of data about Web site traffic and usage to understand and optimize Web usage. The information provided by Digital Markers may be used for web analytics based on your online interactions with the Site MILESOPEDIA.
We also use Clarity which is a tool for analyzing user behaviour through heat maps developed by Microsoft. It allows us to understand how Internet users interact with a Web site. Our Clarity account is connected to our Google Analytics account to access as much detailed data as possible for your Site. Note that Clarity is RGPD and CCPA (California Consumer Privacy Act) compliant. Find out more, consult the Microsoft Site.
Linkedin also uses a tracking script that may also use a tracking pixel, as mentioned above.
In short, this anonymous information is used to assess how visitors use the Site and to compile traffic statistics. Aggregate data and statistical reports are used only to help us make our Site more useful to visitors and are accessible only to web managers and other designated staff who need this information to perform their duties.
Disabling Digital Markers
The Social Media accounts of MILESOPEDIA are public and are not hosted on our company’s servers. Users who interact with us in these media are encouraged to read the terms of service and privacy policies of these independent service providers and the applications used to access them.
The personal information you provide on Social Media may be collected to capture conversations (e.g., comments, “likes,” re-shares, etc.) between you and the social media accounts associated with the MILESOPEDIA.
This information may be used to respond to requests or to compile statistics, evaluations or reports. Any comments that violate Canadian law will be removed and forwarded to law enforcement authorities. In addition, we reserve the right to edit or remove any comments deemed incorrect or offensive. For more information on this subject, please refer to the main rules of the Facebook group or those presented on the Netiquette page on our Site.
Security of collected Data
The personal information we collect is kept in a secure environment. The people who work for us are required to keep your information confidential.
We are committed to maintaining a high level of privacy by incorporating the latest technological innovations to ensure the confidentiality of your information. However, since no mechanism offers maximum security, there is always a degree of risk involved in using the Internet to transmit personal information.
Our Site is hosted on WP Engine’s dedicated server, a WordPress hosting service for businesses and professionals. Only the staff of MILESOPEDIA that requires access to Personal Information to perform a specific task and has access to such Information subject to approval by senior management.
WP Engine platform technology provides continuous monitoring, automated updates, proactive threat detection and edge protection. In addition, their dedicated security team monitors risk and compliance to ensure that our Site is consistently well-protected and, most importantly, never compromised.
WP Engine complies with the SOC 2 (System and Organization Controls) standard and meets the Security and Availability Trust Services Categories standards. They are also certified ISO/CEI 27001:2013The ISO 27001:2013 standard is the first of its kind in the world to be published in the United States, meeting the requirements for establishing, implementing, maintaining and continuously improving an information security management system in an organizational context.
Also, LinkedIn uses a tracking script, as previously mentioned.
Online payment processing
MILESOPEDIA uses the services of Stripea platform for payment processing and online commerce through a credit card transaction.
All payments are 100% secured by the Stripe platform, following international interbank security measures. Stripe thus allows the User to make purchases on our Site in complete security.
Stripe’s reliability and optimal security make it the most popular solution for many transactional sites that use popular CMSs, such as Shopify.
Management of personal and anonymous data
The senior management and employees of MILESOPEDIA are responsible for managing your Personal Information.
MILESOPEDIA retains Personal Information only as long as it is required for a particular purpose or as prescribed by PIPEDA.
Access to your Personal Information
We may disclose to any member of our organization such User Data as is reasonably necessary to perform his or her duties, consistent with the statements in this Policy. Strict confidentiality agreements bind our employees, and a breach of this agreement would result in the employee’s termination.
We may share User Data with a Third Party in the following instances:
- When we obtain the User’s explicit consent, a paper or electronic proof can be provided (e.g., email, contest entry form, etc.)
Access to Anonymous Data
MILESOPEDIA derives its revenues from third-party advertisers and displays advertisements from these advertisers; these advertisements may or may not contain Cookies tracked by these third-party advertisers.
We use third-party advertising companies to serve ads when you visit our Site. These companies may use information (but not your name, address, e-mail address or telephone number) about your visits to this and other Web Sites to provide you with advertisements about goods and services of interest to you.
We will not sell or share your Data with Third Parties, except in the following cases:
- If required by law;
- If required for any legal proceedings;
- To prove or protect our legal rights;
- To buyers or potential buyers of the company in the event of a takeover.
While we take every reasonable precaution to ensure that your Personal Data is secure and that Users are protected, there is always a risk of harm. The Internet as a whole can be, at times, insecure and therefore, we cannot guarantee the security of User Data beyond what is reasonably possible.
Users’ rights and responsibilities
Right of access to your Personal Data
We recognize a right of access and rectification to the persons wishing to consult, modify or even cancel the information relating to them.
Right of objection and withdrawal
We recognize your right to object and withdraw your personal information.
The right to object means that Internet users can refuse to have their personal information used for certain purposes identified at the time of collection.
The right to opt-out means that Internet users can request that their personal information no longer appear, for example, on a mailing list.
Procedure for changing, deleting or disputing your Personal Information
If you wish to amend, delete or dispute your Personal Information, please contact our Privacy Officer at email@example.com
Updates and Modifications
MILESOPEDIA reserves the right to modify this Policy in the event of any change in the technological or legal environment or simply as a result of any changes to our Site. Any updates to this policy will be posted on this page. By continuing to browse our Site after an update has been posted, you agree to de facto that we use your personal information following the amended Policy.
Conditions – Preamble
The Terms and Conditions of Use (hereafter “GCU“) include provisions for warranties, limitations of liability and protection of the Site’s intellectual property and its content.
Conditions – Object
The following Terms and Conditions of Use govern and apply to your use of or reliance on the Site maintained by MILESOPEDIA, accessible at the URL https://milesopedia.com.
They are intended to define the rules applicable to any visit to the Site and any use of the services accessible through it by a person (hereinafter, the “User”).User“).
Conditions – Consent
Conditions – Legislation
The head office of MILESOPEDIA being located in Montreal, any legal matter arising out of or relating to your use of the Site, as well as matters relating to these terms, shall be construed following applicable Quebec and Canadian law. By using the Site, you accept without reservation the jurisdiction of the courts of Quebec for any eventual dispute.
Exclusions and limitations
Some jurisdictions do not allow the exclusion of certain warranties or the exclusion or limitation of liability for incidental or consequential damages. Accordingly, our liability in these jurisdictions shall be limited to the maximum extent permitted by law.
“ConsentConsent” is defined as any free, specific, informed and unambiguous expression of will by which the data subject accepts, by a declaration or by a clear positive action, that Personal Data concerning him or her being processed.
” Personal Information” means Personal information” includes “personal information” as defined in subsection 2(1) of the Personal Information Protection and Electronic Documents Act [S.C. 2000, c. 5]and as amended or replaced from time to time.
“Website“(also called “Website” or “Site“) is a collection of hyperlinked Web pages and resources defined and accessible from a Browser via a Web address (or “URL“for Uniform Resource Locator), all registered under the same domain name. It contains different types of content (text and multimedia) and is hosted on a Web server.
“User“(also called a User” or “Visitor“) means an individual using a Browser to access content on the Internet.
“Uniform Resource Locator“(Universal Resource Locator), more commonly known as a URL” is the unique address of a Site or file accessible on the Internet.
MILESOPEDIA receives compensation from certain companies listed on this Site in the following ways:
- Affiliate marketing in which we receive a commission or percentage of sales made through affiliate links on our Site.
- Advertising and corporate sponsorship in exchange for advertising rates or visibility exchanges.
While these companies compensate us, our research and content are based on objective analysis. The editorial content of this Site is not provided by the companies whose products are presented. The opinions, analyses or evaluations provided here are solely those of the author and have not been reviewed, reviewed or approved by the advertiser.
The owner of this Site is not an investment advisor, financial planner, or legal or tax professional. In this sense, the articles presented here are personal opinions of a general nature that cannot be applied to particular cases or individual circumstances. MILESOPEDIA invites you to seek and obtain, on your own, professional advice concerning all credit decisions before attempting to duplicate any of the techniques described on this Site.
This Site may contain links to independent third-party Sites (the “Linked Sites”). These Linked Sites are provided solely for the convenience of our visitors. They are beyond the control of MILESOPEDIA .MILESOPEDIA is not responsible for and does not endorse the content of such Linked Sites, including any information or materials contained on such Linked Sites.
You should use your independent judgment in your interactions with these Linked Sites.
You must be at least eighteen (18) years old to use this Site or any services included on this Site. This decision is explained by the fact that in Quebec, the minimum age for obtaining one’s own credit card is the age of the majority.
Thus, by accessing or using this Site, you represent that you are at least eighteen (18) years old. We will not be held responsible for any misrepresentation of your age.
All content on this Site is protected by copyright ©2015-2023 Milesopedia. ALL RIGHTS RESERVED.
Milesopedia logo and trademark
The various versions of the Logo, as well as all the elements comprising the trademark (hereinafter, the “Trademark”) of MILESOPEDIA, belong to MILESOPEDIA and are internationally registered trademarks and are protected by Canadian law.
It is forbidden to use any element of the logo (or its previous versions) as well as the elements of the Brand or any other protected work accessible on the Site for any reason other than that for which it was made available by MILESOPEDIA.
It is illegal to falsely represent yourself in any way as sponsored by, affiliated with, sponsored or endorsed by MILESOPEDIA or one of its suppliers. Finally, it is against the law to defame or slander MILESOPEDIAs trademarks or service marks or any aspect of its Site.
Logo and trademark of the partners
All other trademarks, products, services, trade names (company names) and logos that appear on our Site are the property of their owners. They may not be used, displayed or exhibited without the owners’ permission.
All Content on the Site including, but not limited to, logos, phrases, slogans, text, software, code, design, graphics, photos, sounds, music, videos, applications, interactive features and other Content, is a collective work under Canadian or other copyright law and is the property of MILESOPEDIA.
As the Content is intended for personal use, the materials on this Site may not be copied, reproduced, republished, uploaded, posted, transmitted, distributed, or modified, in whole or in part, whether in text, graphical, audio, video, or executable form, without the express written permission of MILESOPEDIA.
If you are a media representative, please request prior permission for any publication, communication or reproduction of our online material at firstname.lastname@example.org.
Credit Card Comparator
MILESOPEDIA exclusively owns all rights, titles and interests, including all intellectual property rights modified, conceived, developed or developed in whole or in part by MILESOPEDIA relating to the Credit Card Comparator (hereinafter, the “Comparator”), its versions, updates (including their structure, organization, code and software) and all content and documentation relating to it.
Use of the Company’s content
MILESOPEDIA may provide you with certain information as a result of your use of the Site, including, but not limited to, materials, data or information developed by us or any other items that may assist you in using the Site or the services (hereinafter, the “Company Content”).
The Company’s Content may not be used for any purpose other than using the Site and the services offered therein.
As such, nothing herein shall be construed as conferring any license or intellectual property rights to the content made available to you.
Commercial use prohibited
No Content may be used by our Users for commercial purposes, meaning, but not limited to, the generality of the preceding: merchandise or services of any kind.
You must obtain the prior written consent of MILESOPEDIA before making any commercial offer by way of advertising, solicitation, links or any other form of communication.
MILESOPEDIA will investigate and take appropriate legal action against anyone who violates this provision, including without limitation, removing the offending communication from the Site and preventing violators from using the Site.
When you make a purchase on the Site, you agree to provide a valid payment instrument. You are responsible for paying attention to the transaction details, as the total price may include taxes, fees and shipping costs for which you are responsible.
By making an online payment on our Site, you represent that you have permission to use that payment instrument and authorize us and the payment service we use to charge the total amount to the payment instrument you have designated for the transaction. You also authorize us to collect and record this payment instrument and any other information related to the transaction.
If you pay by debit or credit card, we may obtain a pre-authorization from the card issuer for an amount up to the total amount of the transaction. If you choose to cancel a transaction before it is completed, the funds used for the pre-authorization may not be immediately available in your account.
We reserve the right to cancel any transaction if we believe that the transaction violates these terms and conditions or if we believe that we can prevent a financial loss by doing so.
To prevent financial loss, we may contact the issuer of your payment instrument, law enforcement authorities, or any affected third party (including other users). We may share details of any payment with which you are associated if we believe such action would prevent financial loss or a violation of the law.
Payment for any ongoing service will be billed automatically until you notify us that you wish to terminate the services.
Access to the Site for the widest possible audience is a priority for MILESOPEDIA. The Content of the Site is designed to promote customer autonomy and uses a variety of technologies.
Accounting of the Site
The Site is compatible with the latest updated versions of browsers running on Windows, Android and MAC OS such as Chrome, Edge, Firefox and Safari in responsive mode, regardless of the device.
Responsibilities of the User
The Terms and Conditions of Use represent the entire agreement between you and MILESOPEDIA regarding the use of the Site. Additional terms and conditions may apply if you use services a third party provides.
In addition, by using the Site, you acknowledge that :
- These are reasonable and necessary for the protection of the legitimate interests of MILESOPEDIA;
- Suppose any provision is judicially declared void and unenforceable by a court of competent jurisdiction. In that case, the parties nevertheless agree that the court should endeavour to give effect to the parties intentions as reflected in the provision, and the other provisions should remain in full force and effect.
- That damages may be insufficient to remedy a default hereunder and that accordingly, the same shall be subject to specific performance and MILESOPEDIA shall have the right to apply to a court of competent jurisdiction for an injunction to enforce its provisions without prejudice to its other rights and remedies; it is understood that a remedy of damages would then seek to compensate for the damages suffered. In contrast, a remedy of the injunction would instead seek to prevent such a violation from continuing in the future.
- That no waiver by the Company of any of its rights and remedies hereunder shall be effective against it unless such waiver is in writing, signed by a duly authorized representative of the Company for such purpose.
- In the event that we need to interrupt your access to the Site to perform unscheduled maintenance or emergency work, you agree that your access to the Site may be affected by unplanned or unanticipated unavailability for any reason and that we will not be liable for any damages or losses arising from such unavailability.
- Finally, we remind you that our Site exists for communication purposes only. You acknowledge and agree that any information posted on our Site is not intended to be legal, medical or financial advice. No fiduciary relationship has been created between you and Milesopedia. You also agree that purchasing services on the Site is at your own risk. We are not responsible for the advice or any other information on the Site.
Disclaimer Review liability
As users, you acknowledge and agree that:
- You agree that your use of the Site is entirely at your own risk and acknowledge that the Site and everything on it is provided to you “AS IS” and “AS AVAILABLE” without warranty of any kind.
- MILESOPEDIA makes no representations about the suitability of the information provided, contained or obtained on this Site for any purpose or the results obtained from using this Site.
- MILESOPEDIA shall in no event be liable for any direct, indirect, punitive, incidental, special or consequential damages arising out of or in any way connected with the use of this Site.
- The information provided on this Site may contain errors, omissions or inaccuracies. MILESOPEDIA assumes no responsibility for, and disclaims all liability for, any inaccuracies, errors or omissions in this Site and other materials contained in this Site. You agree that your use of this Site, including all content contained on or accessed from this Site, is at your own risk.
- If you download or obtain materials from the Site, you do so at your own discretion and risk, and you are solely responsible for any damage to your computer system or loss of data that results from your downloading or obtaining the materials. You are solely responsible for all costs of service, repair or correction (these costs are in no way attributable to us, our affiliates, their suppliers or licensees);
- No service, advice or information, whether verbal or written that you obtain from MILESOPEDIAour Site or through it shall not create any warranty not expressly provided for in these Terms and Conditions.
- MILESOPEDIA makes no warranty, express or implied, regarding the use of the links provided on or to the Site.
By using the Site, you agree to defend, indemnify and hold harmless MILESOPEDIA and its affiliates (collectively the “Indemnitees”) and to hold them harmless from any claims and expenses, including (but not limited to) defence costs, arising from your use of the Sites or your use of the products and/or services offered therein.
Reverse engineering and security
You may not take any of the following actions:
- Reverse engineer or disassemble any code or software on or from this Site
- Violate or attempt to violate the Site’s security by any unauthorized access, circumvention of encryption or other security tools, data mining or interference with any host or user or network.
If you have any questions regarding these guidelines, please contact:
MILESOPEDIA SERVICES INC.
200-4388 Saint-Denis Street
Montreal QC H2J 2L1
This post is also available in: FR