American Express® Business Gold Rewards Card®

American Express® Business Gold Rewards Card®

One of the Best Charge Cards for small business owners in Canada. Earn up to 2 points per dollar and transfer your points to Aeroplan, British Airways Executive Club, Marriott Bonvoy and more.

Take advantage of this limited-time welcome offer!

Welcome Bonus

50,000 points



Best For

Annual Fee


Purchase Rates

Cash Advance Rates

Balance Transfer Rates

Our Review

This Card is one of the Best Business Cards in Canada.

For a limited time, you can earn 50,000 points as a welcome bonus.

With this Card you can earn:

  • 2 points per dollar on purchases from 3 suppliers you choose from a list (Petro-Canada, Plastiq, Best Buy, etc.)
  • 1 point per dollar on all other purchases

You can then use your points in many ways:

  • Statement credit for travel purchases
  • Statement credit for all purchases
  • Transfer to partner programs (Aeroplan, British Airways Executive Club, Delta Skymiles, Marriott Bonvoy, Hilton Honors, etc.).
  • Book flights with American Express Travel at a preferential rate

Also, as a Cardmember, you get many benefits such as:

  • Up to 55 interest free days to maximize your cash flow

Finally, you are covered with reliable insurance for your travels and purchases.

Like most American Express Credit Cards, there is no minimum income required to apply for this Card.


  • Earn a Welcome Bonus of 50,000 points when you charge $5,000 in purchases to your Card in your first three months of Cardmembership
  • You can maximize your cash flow with up to 55 interest free days. Use the Card throughout the month for all of your everyday business expenses, and earn reward points while you’re at it
  • Earn 1 point for every dollar in purchases charged to the Card. Plus, there is an easy, convenient way to get more out of your Membership Rewards® points Simply charge an eligible purchase to your card. Then you can redeem points for a statement credit
  • Take advantage of purchasing power that grows with your business. With this Card, your purchasing power adjusts dynamically with your Card usage, and can grow over time, as long as you make your payments on time and maintain a good credit history
  • Make the most of a suite of business management tools that give you more control over your business – anytime and anywhere
  • As a Charge Card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full. Payments must be received and processed by the date of the next monthly statement to avoid interest charges

Fees & Conditions

Annual Fee $250
First Additional Card $50
Other Additional Card $50
Foreign Transaction Fee 2.5%


Welcome Bonus 50,000 points
Minimum Spending Required $5,000
Minimum Spending Timeframe 90 day(s)
Rewards Type Travel points
Transferable Points
Transfer Partners American Express Membership Rewards
Loyalty Program American Express Membership Rewards
All Spending 1
Travel 1
Local Transport 1
Dining and Food delivery 1
Groceries 1
Convenience Stores 1
Gas 1
Drugstores 1
Office Supplies 1
Telecom/Internet 1
Entertainment 1
Online transactions 1
AIR MILES partners 1
Air Canada 1
Streaming services 1
Recurring Payments 1



We estimate the value of the welcome offer during the first year for all the credit card offers. Are taken into consideration:

  • The value of cash back or points earned
  • The value of the benefits or credits earned with the Card
  • The annual fee value (offered or not)


Calculation of the offer’s value in the first year
Value per point 1.7 ¢
Welcome bonus ≈ $850
Annual fee – $250
Value ≈ $600



Common Carrier Travel Accident Insurance Amount $100,000
Flight Delay Insurance Amount $500
Delayed Baggage Amount $500
Lost/Stolen Baggage Insurance Amount $500
Auto Rental Loss/Insurance - Amount MSPP $85,000
Hotel/Motel Burglary Insurance - Amount $500
Purchase Protection - Amount $1,000
Purchase Protection - Duration 90 day(s)
Extended Warranty
Extended Warranty - Duration 1 year(s)
Insurance Document Learn More


4 Milesopedia Rating