Below you will find the best credit card offers in Canada to earn Flying Blue Miles.
Here is a table summarizing the different offers. For more details, read on or click on the name of a card.
American Express Cobalt® Card
The American Express Cobalt® Card is the best credit card from American Express, whether you want points for travel or cash back.
The welcome bonus is distributed monthly for the first 12 months. You earn 2,500 Membership Rewards points for every $500 in purchases charged to your card during the month (whether in the 1X, 2X, 3X or 5X category). That’s up to 30,000 Membership Rewards points.
You can easily use these points as statement credits for everyday or travel purchases. The value is the same for both: 1,000 points = $10.
Or, you can transfer your points to Aeroplan, Flying Blue, Marriott Bonvoy or Hilton Honors points. With the American Express Cobalt® Card, you can earn between 1 and 5 points per dollar:
| Category | Points per dollar |
| Grocery stores (Metro, IGA, Sobeys, Super C, etc.) | 5 |
| Food delivery | 5 |
| Restaurants and bars | 5 |
| Convenience stores | 5 |
| Streaming subscriptions | 3 |
| Gas station | 2 |
| Transportation | 2 |
| Travel | 2 |
| Other | 1 |
This is a 1 to 5% return on all these purchases.
In addition, this card provides excellent insurance coverage: rental car theft and damage, baggage delay, lost or stolen baggage, flight delay, $250,000 travel accident, hotel or motel burglary, Mobile Device Insurance, Purchase Security, Purchase Protection Insurance.
Like all American Express Canada Cards, there is no minimum income requirement.
American Express Platinum Card®
The Platinum Card® is the Best Premium Travel Card in Canada.
Earn 80,000 Membership Rewards points with this welcome offer after you charge $7,500 in net purchases in the first 3 months.
With this card, you get:
- 3 points per dollar on dining purchases
- 2 points per dollar on travel purchases
- 1 point per dollar on all other purchases
You can use your Membership Rewards points in many ways:
- Transfer your points to airline partners (Aeroplan, British Airways Executive Club, Delta Skymiles, Flying Blue, etc.)
- Transfer points to hotel programs (Hilton Honors, Marriott Bonvoy)
- Redeem points for statement credits to offset any travel purchase charged to your Card (1,000 points = $10)
- Redeem points for statement credits towards other purchases (1,000 points = $10)
- And more!
With this card, you also have advantages for your travels:
- $200 Annual Travel Credit
- $100 NEXUS Card Statement Credit
- Complimentary and unlimited access for you and one additional traveller to over 1,200 airport lounges worldwide
- Hilton Honors Gold Elite status (complimentary breakfast at all Hilton hotels)
- Marriott Bonvoy Gold Elite status
- Access to the Fine Hotels & Resorts program
Finally, the Platinum Card® comes with premium insurance: Car Rental Theft and Damage, $500,000 Travel Accident, Emergency medical insurance (outside the province or country), Lost or Stolen Baggage, Flight delay insurance and misdirected baggage, Hotel or motel burglary, Purchase Protection® Plan, Buyer’s Assurance® Protection Plan.
Like all American Express Canada Cards, there is no minimum income requirement.
American Express® Gold Rewards Card
Earn up to 60,000 Membership Rewards points with this welcome offer for the American Express® Gold Rewards Card. That’s a $600 value for travel or any purchase on the Card.
You can also transfer your points to airline partners (Aeroplan, British Airways Executive Club, Flying Blue, etc.) and hotel partners (Marriott Bonvoy, Hilton Honors).
With this Card, you get many benefits like:
- $100 annual travel credit
- Priority Pass membership and 4 complimentary Plaza Premium visits per year
- $50 NEXUS credit
You earn 2 points per dollar for travel purchases, and at:
- gas stations
- grocery stores
- drugstores
And 1 point per dollar everywhere else.
Like all American Express Canada Cards, there is no minimum income requirement.
Marriott Bonvoy™ American Express® Card
The Marriott Bonvoy® American Express®* Card is the best credit card for free hotel nights.
With this limited-time welcome offer, you can earn up to 75,000 Marriott Bonvoy points:
- 65,000 Marriott Bonvoy points after $3,000 in Card purchases within the first 3 months
- 10,000 Marriott Bonvoy points when you make a purchase between 14 and 17 months of Cardmembership.
It’s a Card we recommend keeping because each year at renewal, you get an Annual Free Night Award (for up to 35,000 points at hotels worldwide) and 15 Elite Night Credits per year, counting towards your Marriott Bonvoy Elite status.
With this Card, you earn 5 points per dollar on all purchases at Marriott Bonvoy properties and 2 points per dollar on all other purchases.
Finally, this Card comes with comprehensive insurance: baggage delay, lost or stolen baggage, $500,000 travel accident, flight delay, hotel or motel burglary, rental car theft and damage, Purchase Security, Purchase Protection.
Like all American Express Canada Cards, there is no minimum income requirement.
American Express® Green Card
Do you want a cash back credit card with no annual fee that earns travel points? Here is an option for you: the American Express® Green Card.
By signing up for the American Express® Green Card, you can earn 10,000 Membership Rewards Welcome Bonus Points when you charge $1,000 in purchases to your Card in the first 3 months of Cardmembership. This is a $100 value for travel or any purchase on the Card. You can also transfer your points to airline partners (Aeroplan, British Airways Executive Club, Flying Blue, etc.) and hotel partners (Marriott Bonvoy, Hilton Honors).
That’s a nice welcome bonus for a credit card with no annual fee.
You’ll also have access to online promotional offers to earn points or rebates on your purchases with this no annual fee credit card.
Like all American Express Canada Cards, there is no minimum income requirement.
Business Platinum Card® from American Express
Earn 90,000 points with this welcome offer if you charge $10,000 in purchases to your Business Platinum Card® from American Express within the first three months of enrollment.
You can use your Membership Rewards points in many ways:
- Transfer points to airline partners (Aeroplan, British Airways Executive Club, Flying Blue, Delta Skymiles, etc.)
- Transfer points to hotel programs (Hilton Honors, Marriott Bonvoy)
- Redeem points for statement credits to offset any eligible purchase charged to your Card (1,000 points = $10)
- And more!
With this Card, you earn 1.25 Membership Rewards points per dollar on all purchases. In addition, you have travel benefits:
- Complimentary and unlimited access for you and an additional traveller to over 1,300 airport lounges worldwide.
- Marriott Bonvoy Gold Elite status
- Hilton Honors Gold Status
- Access to the Fine Hotels & Resorts program
With this Card you can maximize your cash flow with up to 55 interest free days. It is a card that is particularly appreciated by contractors when making large purchases in home improvement stores, for example.
Finally, the Business Platinum Card® from American Express comes with premium insurance: Car Rental Theft and Damage, $500,000 Travel Accident, Emergency medical insurance (outside the province or country), Lost or Stolen Baggage, Flight delay insurance and misdirected baggage, Hotel or motel burglary, Purchase Protection® Plan, Buyer’s Assurance® Protection Plan.
Like all American Express Canada Cards, there is no minimum income requirement.
Marriott Bonvoy™ Business American Express® Card
The Marriott Bonvoy® Business American Express®* Card is the best credit card for self-employed, professional and small business owners who travel.
With this limited-time welcome offer, you can earn up to 85,000 Marriott Bonvoy points:
- 75,000 Marriott Bonvoy points after $5,000 in Card purchases within the first 3 months
- 10,000 Marriott Bonvoy points when you make a purchase between 14 and 17 months of Cardmembership.
It’s a Card we recommend keeping because each year at renewal, you get an Annual Free Night Award (for up to 35,000 points at hotels worldwide) and 15 Elite Night Credits per year, counting towards your Marriott Bonvoy Elite status.
With this Card, you earn 5 points per dollar on all purchases at Marriott Bonvoy properties. And you can earn 3 points per dollar on:
- Gas
- Dining purchases
- travel purchases
And 2 points per dollar on all other purchases.
Like all American Express Canada Cards, there is no minimum income requirement.
American Express Business Edge™ Card
The American Express Business Edge™ Card is a great small business credit card in Canada. The annual fee is only $99 and this American Express credit card offers up to 67,000 Membership Rewards points in the first year, a value of $670.
You can also transfer your points to airline partners (Aeroplan, British Airways Executive Club, Flying Blue, etc.) and hotel partners (Marriott Bonvoy, Hilton Honors).
With this Card, you can get 3x the points on purchases:
- Office supplies (Staples, etc.)
- Electronic (Apple, Dell, etc.)
- Rides
- Gas
- Eats & Drinks
Besides, you can add up to 99 supplementary cards at no cost.
Like all American Express Canada Cards, there is no minimum income requirement.
American Express® Business Gold Rewards Card®
Earn up to 110,000 Membership Rewards points with this outstanding limited-time welcome offer for the American Express® Business Gold Rewards Card®:
- 70,000 Membership Rewards points after $5,000 in Card purchases within the first 3 months
- 10,000 bonus points when you charge $20,000 in net purchases to your Card account each calendar quarter (up to 40,000 Membership Rewards points)
With this Card, you earn 1 Membership Rewards point per dollar on your purchases.
You can then use your points in many ways:
- Statement credit for travel purchases
- Statement credit for all purchases
- Transfer to partner programs (Aeroplan, British Airways Executive Club, Delta Skymiles, Flying Blue, Marriott Bonvoy, Hilton Honors, etc.)
- Book your flight with American Express Travel at a special rate
Also, as a cardmember, you get many advantages such as up to 55 interest-free days to maximize your cash flow.
Finally, you are covered with reliable insurance for your travels and purchases.
Like all American Express Canada Cards, there is no minimum income requirement.
Frequent Asked Questions about credit cards
Here are frequently asked questions in the milesopedia community about credit cards in Canada.
What is the best credit card in Canada?
There are more than 200 credit cards in Canada. There is no “one best credit card” in Canada.
Several credit cards can match your needs:
What is the best American Express Credit Card to get rewards?
It all depends on the project you’re pursuing. Milesopedia has a crush on the American Express Cobalt® Card which has a value of $480 after subtracting its $10 per month fee after one year. With this credit card, you will earn many points for groceries, restaurants and travel purchases.
What is the best American Express credit card for me?
First, you have to define your objective. What do you want to do with your points? Travel? Saving on groceries? Earning cash back? The objective first, the choice of the card then!
Will my American Express Credit card application be accepted?
American Express does not require a minimum annual income to accept applications. However, as with any lending company, it is looking for customers with a good credit report.
How do I apply for an Amex credit card?
It is always appreciated to apply for your next card through the Milesopedia affiliate links found on its website! The steps are then easy to follow after clicking on the “Apply Now” button.