The Best VIP Lounge Credit Cards in Canada – May 2022

The Platinum Card® is the Best Premium Travel Card in Canada.

Earn up to 80,000 Membership Rewards points with this great welcome offer.

With this card, you get:

• 3 points per dollar on dining purchases
• 2 points per dollar on travel purchases
• 1 point per dollar on all other purchases

You can use your Membership Rewards points in many ways:

• Transfer your points to airline partners (Aeroplan, British Airways Executive Club, Delta Skymiles, Flying Blue, etc.)
• Transfer points to hotel programs (Hilton Honors, Marriott Bonvoy)
• Redeem points for statement credits to offset any travel purchase charged to your Card (1,000 points = $10)
• Redeem points for statement credits towards other purchases (1,000 points = $10)
• And more!

With this card, you also have advantages for your travels:

• $200 Annual Travel Credit
• $100 NEXUS Card Statement Credit
• Complimentary and unlimited access for you and one additional traveller to over 1,200 airport lounges worldwide
• Hilton Honors Gold Elite status (complimentary breakfast at all Hilton hotels)
• Marriott Bonvoy Gold Elite status
• Access to the Fine Hotels & Resorts program

Finally, the Platinum Card® comes with premium insurance: Car Rental Theft and Damage, $500,000 Travel Accident, Emergency medical insurance (outside the province or country), Lost or Stolen Baggage, Flight delay insurance and misdirected baggage, Hotel or motel burglary, Purchase Protection® Plan, Buyer’s Assurance® Protection Plan.

Like all American Express Canada Cards, there is no minimum income requirement.

The National Bank World Elite Mastercard® is the best credit card from NBC.

With this exclusive welcome offer for Milesopedia readers, you can earn 35,000 points after $3,000 in Card purchases, and the first-year annual fee is waived for the primary and first additional cardholder.

You can earn up to 2 points per dollar in card purchases, including at Costco. Besides, you get up to $250 in travel credits per calendar year:

• Airport parking: $100
• Baggage fees: $100
• Seat selection: $50

Besides, you can enjoy access to the LoungeKey airport lounges as well as free Wi-Fi with Boingo.

The National Bank’s World Elite Mastercard® is a credit card to keep, year after year, for several reasons:

• it has one of the best travel and purchases credit card insurance on the market
• up to $250 travel credit per year
• Unlimited access to the National Bank Lounge at Montreal-Trudeau airport

With this welcome offer for the American Express®* Aeroplan® Reserve CardCard, you can earn up to 85,000 Aeroplan points. Here’s how:

• 25,000 Aeroplan points after spending $3,000 within the first 3 months
• 5,000 Aeroplan Points per month, after $1,000 in Card purchases per month for the first 12 months, or 60,000 Aeroplan Points

With this Card, you earn 3X the points on purchases made directly with Air Canada and Air Canada Vacations. And 2x the points on Dining and Food Delivery purchases in Canada. Everywhere else, you will earn 1.25X the points.

With this Card, you’ll enjoy Air Canada Travel benefits like access to Air Canada Maple Leaf Lounges, priority check-in, priority boarding and priority baggage handling.

Enjoy your first checked bag free (up to 23kg/50lb) for up to 9 people travelling on the same reservation on Air Canada®* flights.

And you can get a FREE Uber Pass membership for 12 months.

Like all American Express Canada Cards, there is no minimum income requirement.

The BMO Ascend World Elite Mastercard is one of Canada’s best travel Mastercard credit cards. With our exclusive offer, you can get up to 70,000 Welcome Bonus Points:

• 40,000 points when you spend $3,000 in the first 3 months
• 2,500 points per month after $2,000 in monthly purchases from the 4th to the 15th month, up to 30,000 points

Plus, the annual fee is waived in the first year for both the primary cardholder and authorized users.

With the BMO Ascend World Elite Mastercard, you earn:

• 5 points per dollar on travel purchases
• 3 points per dollar on dining purchases
• 3 points per dollar for entertainment purchases
• 3 points per dollar on recurring bill payments

And 1 point for every $1 spent everywhere else, including at Costco. You can use your points for travel purchases on the BMO Rewards website (flights, hotels, car rentals, all-inclusive).

The BMO Ascend World Elite Mastercard also offers:

• Four annual complimentary passes to airport VIP lounges
• Premium insurance for your travels or purchases
• Concierge services

Earn 80,000 points with this great welcome offer when you charge $6,000 to your Business Platinum Card® from American Express within the first three months after you join.

You can use your Membership Rewards points in many ways:

• Transfer points to airline partners (Aeroplan, British Airways Executive Club, Flying Blue, Delta Skymiles, etc.)
• Transfer points to hotel programs (Hilton Honors, Marriott Bonvoy)
• Redeem points for statement credits to offset any eligible purchase charged to your Card (1,000 points = $10)
• And more!

With this Card, you earn 1.25 Membership Rewards points per dollar on all purchases. In addition, you have travel benefits:

• Complimentary and unlimited access for you and an additional traveller to over 1,300 airport lounges worldwide.
• Marriott Bonvoy Gold Elite status
• Access to the Fine Hotels & Resorts program

With this Card you can maximize your cash flow with up to 55 interest free days.

Finally, the Business Platinum Card® from American Express comes with premium insurance: Car Rental Theft and Damage, $500,000 Travel Accident, Emergency medical insurance (outside the province or country), Lost or Stolen Baggage, Flight delay insurance and misdirected baggage, Hotel or motel burglary, Purchase Protection® Plan, Buyer’s Assurance® Protection Plan.

Like all American Express Canada Cards, there is no minimum income requirement.

With the Scotiabank Passport™ Visa Infinite*, you get 25,000 points after only $1,000 in card purchases ($250 value). And each year, if you make at least $40,000 in Card purchases, you’ll earn 10,000 additional points ($100 value).

With the Scotiabank Passport™ Visa Infinite* Card, you get 2 points per dollar you spend on:

• grocery stores
• Restaurants
• Entertainment
• Transportation

You can redeem your points for any travel purchases (flights, hotels, all-inclusive and even Airbnb). The Scotiabank Passport™ Visa Infinite* Card also offers:

• no foreign transaction fee
• 6 complimentary passes to airport VIP lounges
• Premium insurance for your travels or purchases
• Concierge services

Earn up to 50,000 Membership Rewards points with this great welcome offer for the American Express® Gold Rewards Card.

With this Card, you get many benefits like:

• $100 annual travel credit
• Priority Pass membership and 4 complimentary Plaza Premium visits per year
• $50 NEXUS credit

You earn 2 points per dollar for travel purchases, and at:

• gas stations
• grocery stores
• drugstores

And 1 point per dollar everywhere else.

Like all American Express Canada Cards, there is no minimum income requirement.

The CIBC Aventura® Visa Infinite* Card is one of the best Visa credit cards with travel rewards and benefits in Canada. The minimum annual income required for this card is $60,000 (personal) or $100,000 (household).

You can earn up to 40,000 points :

• 20,000 Aventura Points when you make your first purchase†
• 15,000 Aventura Points when you spend $1,000 monthly or more during the first year.†
• 5,000 Aventura Points as an additional anniversary bonus.†

Plus, you can get a first-year annual fee rebate (a $139 value). With this Card, you earn:

• 2 points for every $1 spent on travel purchased through the CIBC Rewards Centre†
• 1.5 points for every $1 spent at eligible gas stations, grocery stores and drug stores†
• 1 point for every $1 spent on all other purchases†

The CIBC Aventura® Visa Infinite* Card also offers:

• Airport lounges access: A Priority Pass membership and 4 complimentary visits per year
• A NEXUS application fee rebate (a $50 value)

If you don’t meet the income requirements for the CIBC Aventura® Visa Infinite* Card, you could apply for the CIBC Aventura® Gold Visa* Card. The minimum annual income required for this card is $15,000 (household).

You can earn up to 40,000 points :

• 20,000 Aventura Points when you make your first purchase†
• 15,000 Aventura Points when you spend $1,000 monthly or more during the first year.†
• 5,000 Aventura Points as an additional anniversary bonus.†

Plus, you can get a first-year annual fee rebate (a $139 value). With this Card, you earn:

• 2 points for every $1 spent on travel purchased through the CIBC Rewards Centre†
• 1.5 points for every $1 spent at eligible gas stations, grocery stores and drug stores†
• 1 point for every $1 spent on all other purchases†

The CIBC Aventura® Gold Visa* Card also offers:

• Airport lounges access: A Priority Pass membership and 4 complimentary visits per year
• A NEXUS application fee rebate (a $50 value)