The Best VIP Lounge Credit Cards in Canada in May 2021

The Platinum Card^® is the best premium Card in Canada for travellers.

With this card, you get:

• 3 points per dollar on dining purchases
• 2 points per dollar on travel purchases
• 1 point per dollar on all other purchases

With this great welcome offer, you could earn 50,000 Welcome Bonus points when you charge $3,000 in purchases to your Card in the first three months of Cardmembership.

You can use your Membership Rewards points in multiple ways:

• Transfer points to frequent flyer programs (Aeroplan, British Airways Executive Club, Delta Skymiles, etc.)
• Transfer points to hotel programs (Hilton Honors, Marriott Bonvoy)
• Redeem points for statement credits to offset any travel purchase charged to your Card (1,000 points = $10)
• Redeem points for statement credits to offset any other purchase charged to your Card (1,000 points = $7)
• And more!

With this Card, you also have advantages for your travels:

• $200 Annual Travel Credit
• Unlimited access for you and an additional traveller to more than 1,200 airport lounges across 130 countries
• Hilton Honors Gold Elite status (complimentary breakfast at all Hilton hotels)
• Marriott Bonvoy Gold Elite status
• Access to the Fine Hotels & Resorts program

Finally, the Platinum Card^® comes with premium insurance: Car Rental Theft and Damage, $500,000 Travel Accident, Emergency medical insurance (outside the province or country), Lost or Stolen Baggage, Flight delay insurance and misdirected baggage, Hotel or motel burglary, Purchase Protection^® Plan, Buyer’s Assurance^® Protection Plan.

The National Bank’s World Elite Mastercard^® is the best credit card from NBC.

For a limited time, you can get a $300 cashback after $4,000 spending in the first three months.

You can earn up to 2 points per dollar in Card purchases, including at Costco.

Besides, you get up to $250 in travel credits per calendar year:

• Airport parking: $100
• Baggage fees: $100
• Seat selection: $50

The National Bank’s World Elite Mastercard^® is a credit card to keep, year after year, for several reasons:

• it has one of the best travel and purchases credit card insurance on the market
• up to $250 travel credit per year
• Unlimited access to the National Bank Lounge at Montreal-Trudeau airport

With the Business Platinum Card^® from American Express, you earn 1.25 Membership Rewards points for virtually every $1 in purchases.

With this exceptional welcome offer, you can earn 75,000 points when you charge $7,000 in purchases to your Card in your first 3 months of Cardmembership.

You can use your Membership Rewards points in multiple ways:

• Transfer points to frequent flyer programs (Aeroplan, British Airways Executive Club, Delta Skymiles, etc.)
• Transfer points to hotel programs (Hilton Honors, Marriott Bonvoy)
• Redeem points for statement credits to offset any eligible purchase charged to your Card (1,000 points = $10)
• And more!

With the Business Platinum Card^® from American Express,you also get travel benefits:

• Unlimited access for you and an additional traveller to more than 1,200 airport lounges across 130 countries and counting
• Marriott Bonvoy Gold Elite status
• Access to the Fine Hotels & Resorts program

With this Card you can maximize your cash flow with up to 55 interest free days.

Finally, the Business Platinum Card^® from American Express comes with premium insurance: Car Rental Theft and Damage, $500,000 Travel Accident, Emergency medical insurance (outside the province or country), Lost or Stolen Baggage, Flight delay insurance and misdirected baggage, Hotel or motel burglary, Purchase Protection^® Plan, Buyer’s Assurance^® Protection Plan.

With the Scotiabank Passport™ Visa Infinite* Card, you get 30,000 points after only $1,000 in card purchases ($300 value).

And every year, if you charge at least $40,000 in purchases to your card, you’ll get a 10,000 annual bonus ($100 value).

With the Scotiabank Passport™ Visa Infinite* Card, you get 2 points per dollar you spend on:

• grocery stores
• Restaurants
• Entertainment
• Transportation

You can redeem your points for any travel purchases (flights, hotels, all-inclusive and even Airbnb).

The Scotiabank Passport™ Visa Infinite* Card also offers:

• no foreign transaction fee
• 6 complimentary passes to airport VIP lounges
• Premium insurance for your travels or purchases
• Concierge services

The CIBC Aventura^® Visa Infinite* Card is one of the best Visa credit cards with travel rewards and benefits in Canada. The minimum annual income required for this card is $60,000 (personal) or $100,000 (household).

You can earn up to 35,000 points:

• Get 20,000 Aventura Points when you make your first purchase
• Also, in your first year you can also earn an additional 1,250 Aventura Points each monthly statement period in which you spend at least $1,000. That’s up to 15,000 points!

Plus, you can get a first-year annual fee rebate (a $139 value).

With this Card, you earn:

• 2 points for every $1 spent on travel purchased through the CIBC Rewards Centre†
• 1.5 points for every $1 spent at eligible gas stations, grocery stores and drug stores†
• 1 point for every $1 spent on all other purchases†

The CIBC Aventura^® Visa Infinite* Card also offers:

• Airport lounges access: A Priority Pass membership and 4 complimentary visits per year
• A NEXUS application fee rebate (a $50 value)

And this card has comprehensive insurance:

• Mobile Device Insurance (it’s one of the few cards in Canada to offer this)
• Hotel Burglary Insurance
• Trip Cancellation and Trip Interruption Insurance
• Out-of-Province Emergency Travel Medical Insurance
• Auto Rental Collision and Loss Damage Insurance
• $500,000 Common Carrier Accident Insurance
• Purchase Security and Extended Protection Insurance
• Flight Delay and Baggage Insurance

If you don’t meet the income requirements for the CIBC Aventura^® Visa Infinite* Card, you could apply for the CIBC Aventura^® Gold Visa* Card. The minimum annual income required for this card is $15,000 (household).

You can earn up to 35,000 points:

• Get 20,000 Aventura Points when you make your first purchase
• Also, in your first year you can also earn an additional 1,250 Aventura Points each monthly statement period in which you spend at least $1,000. That’s up to 15,000 points!

Plus, you can get a first-year annual fee rebate (a $139 value).

With this Card, you earn:

• 2 Aventura Points for every $1 spent when you purchase your trip through the CIBC Rewards Centre
• 1.5 points for every $1 spent at eligible gas stations, grocery stores and drug stores†
• 1 Aventura Point for every $1 spent using your card

The CIBC Aventura^® Gold Visa* Card also offers:

• Airport lounges access: 4 complimentary visits per year and a Priority Pass membership
• $50 for your NEXUS application fee

And this card has comprehensive insurance:

• Mobile Device Insurance (it’s one of the few cards in Canada to offer this)
• Hotel Burglary Insurance
• Out-of-Province Emergency Travel Medical Insurance
• Auto Rental Collision/Loss Damage Insurance
• $500,000 Common Carrier Accident Insurance
• Purchase Security and Extended Protection Insurance
• Flight Delay and Baggage Insurance

The BMO^® World Elite^®* Mastercard^®* is one of the best Mastercard credit cards with travel points in Canada.

You can earn a welcome bonus of 30,000 points, which is a $210 value in travel rewards:

• 25,000 points after $3,000 in Card purchases within the first 3 months
• 5,000 points on your first anniversary (12 months after the account opening date)

Besides, the $120 annual fee is waived in the first year!

With the BMO World Elite Mastercard, you get 3 points for every dollar spent on:

• Travel
• Dining
• Entertainment

And 2 points for every dollar you spend, Costco included!

You can redeem your BMO Rewards points on travel booked on the BMO Rewards website (flights, hotels, rental cars, all-inclusive).

The BMO^® World Elite^®* Mastercard^®* also comes with:

• 4 complimentary passes to airport VIP lounges
• Premium insurance for your travels or purchases
• Concierge services

Finally, you can combine the points you get with the two other BMO Rewards cards to save even more on your travels!