Our valuationMilesopedia first-year estimateFirst-year valueAnnual fee rebated$29Total$29Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
The CIBC Select Visa* Card is one of the best Visa credit cards in Canada for balance transfers.
With this exclusive digital offer for this CIBC balance transfer credit card, you get:
a 0% interest rate on balance transfers of at least $100, for up to 10 months
a refund of the annual fee for the first year†
You only pay a 1% balance transfer fee when transferring a balance from another credit card (balance transfer fees do not apply to Quebec residents). Once the promotional period ends, the card’s standard interest rate of 13.99% applies to any remaining balance. This interest rate is lower than those charged by many other credit cards.
For example, you could make large purchases on another credit card (such as renovations or furniture and appliance purchases) and then transfer the balance to the CIBC Select Visa* Card to benefit from its 0% interest rate on balance transfers for 10 months.
CIBC Select Visa* Card cardholders can also save on gas through the card’s partnership with Journie Rewards, which allows them to save up to 10 cents per litre at participating gas stations.
The CIBC Select Visa* Card has a $29 annual fee (refunded for the first year) and requires a minimum household income of $15,000 to qualify. With CIBC mobile banking and online banking services, you can easily track your credit limit and balance transfers from your phone or by signing in online.
Legal
† Terms and conditions apply. Click on Apply Now to learn more.
Our valuationMilesopedia first-year estimateFirst-year valueWelcome bonus$600Annual fee rebated$139Total$739Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
The CIBC Aventura® Visa Infinite* Card is one of the best Visa credit cards with travel rewards.
With this offer, get up to $1,900 in value, including a first-year annual fee rebate.
CIBC has an offer with which you can earn up to 60,000 Aventura points:
15,000 Aventura Points when you make your first purchase†
30,000 Aventura Points if you spend $3,000 or more in the first 4 monthly statement periods†
15,000 Aventura Points if you have at least $5,000 in net purchases posted to your account in the first 4 monthly statement periods†
In addition, you can benefit from a rebate on the first year’s annual fee for the primary card holder ($139 value) and up to three authorized users ($50 each).
With this CIBC Aventura Credit Card, you get:
2 points for every $1 spent on travel purchased through the CIBC Rewards Centre†
1.5 points for every $1 spent at eligible gas stations, EV charging, grocery stores and drug stores†
1 point for every $1 spent on all other purchases†
The CIBC Aventura® Visa Infinite* Card also offers:
Airport lounges access: Visa Airport Companion Program membership with 4 complimentary visits
Reimbursement of NEXUS membership fees ( $160 value)
A free Skip+ membership (a $110 first-year value)
The minimum annual income required for this card is $60,000 (personal) or $100,000 (household).
Legal
This is an exclusive digital offer†. To be eligible for this offer: 1) this offer must have been directly communicated to you from CIBC or from a partner or affiliate; 2) you must apply for the eligible card through the link provided in the CIBC or partner/affiliate communication to you†.
This offer is reserved for you. Please do not forward it to anyone else. CIBC may approve your application, but you are not eligible to receive this Offer if you have opened, transferred or cancelled another Aventura card within the last 12 months.†
† Conditions apply. To learn more, select the Apply Now option.
Annual fee
Primary card$139
Additional card$50
Annual income required
Individual$60,000
Household$100,000
Conversion fees
2.5%
Earning rate
1.5xPharmacy
1.5xGroceries
1.5xGas
1xAll spending
Value
1st Year Value$957
2nd Year Value$359
Card benefits
Airport lounge access$160
Travel insurance
Travel medical (under 55)Up to $5,000,000 / 15 days
Our valuationMilesopedia first-year estimateFirst-year valueWelcome bonus$600Annual fee rebated$139Total$739Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
If you do not meet the income requirements of CIBC Aventura® Visa Infinite* Card, you can apply for CIBC Aventura® Gold Visa* Card. The minimum annual income required for this card is $15,000 (household).
With this offer, get up to $1,900 in value, including a first-year annual fee rebate.
CIBC has a digital offer with which you can earn up to 60,000 Aventura points during your first year:
15,000 Aventura Points when you make your first purchase†
30,000 Aventura Points if you spend $3,000 or more in net purchases in the first 4 monthly statement periods†
15,000 Aventura Points if you have at least $5,000 in net purchases posted to your account in the same period†
In addition, you can benefit from a rebate on the first year’s annual fee for the primary card holder ($139 value) and up to three authorized users ($50 each).
With this CIBC Aventura Credit Card, you get:
2 points for every $1 spent on travel purchased through the CIBC Rewards Centre†
1.5 points for every $1 spent at eligible gas stations, EV charging, grocery stores and drug stores†
1 point for every $1 spent on all other purchases†
The CIBC Aventura® Gold Visa* Card also offers:
Access to airport lounges: one Visa Airport Companion Program membership and 4 free visits
Reimbursement of NEXUS membership fees ( $160 value)
A free Skip+ membership (a $110 first-year value)
Legal
This is an exclusive digital offer†. To be eligible for this offer: 1) this offer must have been directly communicated to you from CIBC or from a partner or affiliate; 2) you must apply for the eligible card through the link provided in the CIBC or partner/affiliate communication to you†.
This offer is reserved for you. Please do not forward it to anyone else. CIBC may approve your application, but you are not eligible to receive this Offer if you have opened, transferred or cancelled another Aventura card within the last 12 months.†
† Conditions apply. To learn more, select the Apply Now option.
Annual fee
Primary card$139
Additional card$50
Annual income required
Individual$15,000
Household$15,000
Conversion fees
2.5%
Earning rate
1.5xPharmacy
1.5xGroceries
1.5xGas
1xAll spending
Value
1st Year Value$957
2nd Year Value$359
Card benefits
Airport lounge access$160
Travel insurance
Travel medical (under 55)Up to $5,000,000 / 15 days
Our valuationMilesopedia first-year estimateFirst-year valueWelcome bonus$125Total$125Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
The CIBC Aventura® Visa* Card is one of the best no-fee Visa credit cards with travel rewards in Canada.
With this offer, get up to $200 in value, with no annual fee:
Get up to 12,500 Aventura points (a value of up to $125 toward travel†):
2,500 Aventura Points when you complete all five activities within 60 days of your CIBC Aventura® Visa* account approval.†
10,000 Aventura points after making your first purchase during the period covered by your first 4 monthly statements†
A free Skip+ membership as an eligible CIBC cardholder (a $110 first-year value)†
With this no annual fee CIBC Aventura Credit Card, you get:
1 point for every dollar spent at gas stations, electric vehicle charging stations, and eligible grocery and drug stores†
1 point for every $1 spent on travel purchased through the CIBC Rewards Centre
1 point for every $2 spent on all other purchases
And this no-annual-fee CIBC Credit Card offers some insurance coverage:
$100,000 Common Carrier Accident Insurance
Purchase Security and Extended Protection Insurance
Legal
This is an exclusive digital offer†. To be eligible for this offer: 1) this offer must have been directly communicated to you from CIBC or from a partner or affiliate; 2) you must apply for the eligible card through the link provided in the CIBC or partner/affiliate communication to you†.
This offer is reserved for you. Please do not forward it to anyone else. CIBC may approve your application, but you are not eligible to receive this Offer if you have opened, transferred or cancelled another Aventura card within the last 12 months.†
† Conditions apply. To learn more, select the Apply Now option.
Get up to 12,500 Aventura points (worth up to $125 in travel†):
2,500 Aventura points when you complete all five activities within 60 days of approval of your CIBC Aventura® Visa* card account†.
10,000 Aventura points when you make your first purchase during your first 4 monthly statement periods†
With this CIBC Aventura credit card for students, you get:
1 point per dollar spent on travel purchased through the CIBC Rewards Centre†.
1 point per dollar spent at eligible gas stations, EV charging stations, grocery stores and drugstores†
1 point per $2 spent on all other purchases†
Plus, this CIBC student credit card gives you a free SPC membership, so you can save instantly at more than 450 retailers in store and online. This CIBC student credit card also includes some insurance coverage:
Our valuationMilesopedia first-year estimateFirst-year valueWelcome bonus$125Total$125Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
CIBC Aventura Visa* Card for Students is one of the best travel rewards Visa student credit cards in Canada.
With this offer, get up to $200 in value, with no annual fee:
Get up to 12,500 Aventura points (a value of up to $125 toward travel†):
2,500 Aventura Points when you complete all five activities within 60 days of your CIBC Aventura® Visa* account approval.†
10,000 Aventura points after making your first purchase during the period covered by your first 4 monthly statements†
A free Skip+ membership as an eligible CIBC cardholder (a $110 first-year value)†
With this CIBC Aventura Student Credit Card, you get:
1 point for every $1 spent on travel purchased through the CIBC Rewards Centre†
1 point for every dollar spent at gas stations, electric vehicle charging stations, and eligible grocery and drug stores†
1 point per $2 spent on all other purchases†
What’s more, with this CIBC Student Credit Card, you get a free SPC+ membership, plus over 450 deals on everyday purchases, bigger discounts, special experiences and exclusive giveaways†. And this CIBC Student Credit Card offers some insurance coverage:
$100,000 Common Carrier Accident Insurance
Purchase Security and Extended Protection Insurance
Legal
This is an exclusive digital offer†. To be eligible for this offer:
1) this offer must have been directly communicated to you from CIBC or from a partner or affiliate;
2) you must apply for the eligible card through the link provided in the CIBC or partner/affiliate communication to you†.
This offer is reserved for you. Please do not forward it to anyone else. CIBC may approve your application, but you are not eligible to receive this Offer if you have opened, transferred or cancelled another Aventura card within the last 12 months.†
† Conditions apply. To learn more, select the Apply Now option.
A 10% welcome bonus in cash back, up to $200 on net purchases up to $2,000 (first 4 statements)
A $50 cash back when you set up a pre-authorized payment (first 4 months)
An annual fee rebate for the first year (a $120 value)
With this CIBC cash back credit card, you get:
4% cash back on eligible gas, EV charging and grocery purchases†
2% cash back on eligible transportation and dining purchases and recurring payments†
1% cash back on all other purchases†
For example, if you spend $1,000 a month on groceries, gas and/or EV charging, you’ll earn $40 in cash back per month, or $480 in cash back per year with this card in that spending category!
This CIBC cash back credit card offers extensive insurance coverage:
Car rental collision/loss damage insurance
$500,000 common carrier accident insurance
Out-of-province emergency travel medical insurance
Our valuationMilesopedia first-year estimateFirst-year valueWelcome bonus$250Annual fee rebated$120Total$370Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
The CIBC Dividend® Visa Infinite* Card is one of Canada’s best Visa cash back credit cards.
With this offer, get up to $350 in value:
A 10% cash back welcome bonus of up to $200 on net purchases up to $2,000 (first 4 statements)
A $50 cash back when setting up a pre-authorized payment (first 4 months)
A first year annual fee rebate (worth $120)
With this CIBC cash back credit card, you earn:
4% cash back on eligible gas, electric vehicle charging, and grocery purchases†
2% cash back on eligible transportation and dining purchases and on eligible recurring bill payments†
1% cash back on all other purchases†
For example, if you spend $1,000 per month on groceries and/or gas and/or electric vehicle charging, you’ll earn $40 cash back per month or $480 cash back per year with this card for this category of purchases!
This CIBC cash back credit card offers many insurance coverages:
Auto Rental Collision/Loss Damage Insurance
$500,000 Common Carrier Accident Insurance
Out-of-Province Emergency Travel Medical Insurance
Purchase Security and Extended Protection Insurance
Legal
This is a digital-exclusive offer.† To be eligible for this offer: 1) this offer must have been directly communicated to you from CIBC or from a partner/affiliate; and 2) you must apply for the eligible card through the link provided in the CIBC or partner/affiliate communication to you. † This offer is reserved for you. Please do not forward it to anyone else.
This offer is reserved for you. Please do not forward it to anyone else. CIBC may approve your application, but you are not eligible to receive this Offer if you have opened, transferred or cancelled another Dividend card within the last 12 months.†
† Terms and conditions apply. Click on Apply Now to learn more.
Annual fee
Primary card$120
Additional card$50
Annual income required
Individual$60,000
Household$100,000
Conversion fees
2.5%
Earning rate
4xGas
4xGroceries
2xRestaurants
2xBills & recurring payments
2xTransit
1xAll spending
Value
1st Year Value$994
2nd Year Value$391
Card benefits
Concierge service24/7
Travel insurance
Travel medical (under 55)Up to $5,000,000 / 10 days
Our valuationMilesopedia first-year estimateFirst-year valueWelcome bonus$250Annual fee rebated$99Total$349Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Available from $15,000 in annual (household) income, the CIBC Dividend® Platinum Visa* Card sits below the income requirements of Visa Infinite and World Elite Mastercard tier cards.
With this offer, get up to $300 in value:
A 10% cash back welcome bonus of up to $200 on net purchases up to $2,000 (first 4 statements)
A $50 cash back when setting up a pre-authorized payment (first 4 months)
A first-year annual fee rebate (value of $99)
With the CIBC Dividend® Platinum Visa* Card, you get:
3% on eligible gas, electric vehicle charging, and grocery purchases†
2% cash back on eligible transportation and dining purchases and on eligible recurring bill payments†
1% cash back on all other purchases†
And this CIBC Cash Back Credit Card offers some insurance coverage:
Auto Rental Collision/Loss Damage Insurance
$500,000 Common Carrier Accident Insurance
Purchase Security and Extended Protection Insurance
Legal
This is a digital-exclusive offer.† To be eligible for this offer: 1) this offer must have been directly communicated to you from CIBC or from a partner/affiliate; and 2) you must apply for the eligible card through the link provided in the CIBC or partner/affiliate communication to you. † This offer is reserved for you. Please do not forward it to anyone else.
This offer is reserved for you. Please do not forward it to anyone else. CIBC may approve your application, but you are not eligible to receive this Offer if you have opened, transferred or cancelled another Dividend card within the last 12 months.†
† Terms and conditions apply. Click on Apply Now to learn more.
Annual fee
Primary card$99
Additional card$30
Annual income required
Individual$15,000
Household$15,000
Conversion fees
2.5%
Earning rate
3xGas
3xGroceries
2xBills & recurring payments
2xRestaurants
2xTransit
1xAll spending
Value
1st Year Value$874
2nd Year Value$364
Travel insurance
Travel AccidentUp to $500,000
Purchase protection
Purchase ProtectionIncluded
Extended Warranty+1 years
Auto Rental CollisionUp to $65,000 / 48 days
CIBC Dividend® Visa* Card for Students
The CIBC Dividend® Visa* Card for Students is one of the best student cash back Visa credit cards in Canada. Apply for the card and get up to $125 in cash back.
With this CIBC student credit card, you get:
2% cash back on eligible grocery purchases†
1% cash back on eligible gas, EV charging, transportation and dining purchases and recurring payments†
0.5% cash back on all other purchases†
Plus, this CIBC student credit card gives you a free SPC membership, so you can save instantly at more than 450 retailers in store and online.
This CIBC student credit card also includes some insurance coverage:
Our valuationMilesopedia first-year estimateFirst-year valueWelcome bonus$125Total$125Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
The CIBC Dividend® Visa* Card for Students is one of the best cash back Visa student credit cards in Canada. Apply for the card and get up to $125 in value:
$25 cash back after you make your first purchase within the first 4 monthly statements†
A 10% cash back welcome bonus for the first 4 monthly statements, up to $100†
With this CIBC Student Credit Card, you get:
2% cash back on eligible grocery purchases†
1% cash back on eligible gas, electric vehicle charging, transportation, and dining purchases and on eligible recurring payments†
0.5% cash back on all other purchases†
What’s more, with this CIBC Student Credit Card, you get a free SPC+ membership, plus over 450 deals on everyday purchases, bigger discounts, special experiences and exclusive giveaways†.
And this CIBC Student Credit Card offers some insurance coverages:
Purchase Security and Extended Protection Insurance
Legal
This is a digital-exclusive offer.† To be eligible for this offer: 1) this offer must have been directly communicated to you from CIBC or from a partner/affiliate; and 2) you must apply for the eligible card through the link provided in the CIBC or partner/affiliate communication to you. † This offer is reserved for you. Please do not forward it to anyone else.
This offer is reserved for you. Please do not forward it to anyone else. CIBC may approve your application, but you are not eligible to receive this Offer if you have opened, transferred or cancelled another Dividend card within the last 12 months.†
† Terms and conditions apply. Click on Apply Now to learn more.
Our valuationMilesopedia first-year estimateFirst-year valueWelcome bonus$100Total$100Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
The CIBC Dividend® Visa* Card is one of the best no-feecash-back Visa credit cards in Canada.
Get 5% cash back on net purchases for the first 4 statements, on up to $2,000 in purchases (up to $100 cash back)†.
Plus, get :
2% cash back on eligible grocery purchases†
1% cash back on eligible gas, electric vehicle charging, transportation, and dining purchases and on eligible recurring payments†
0.5% cash back on all other purchases†
This no-annual-fee CIBC credit card offers certain insurance coverages:
Purchase Security and Extended Protection Insurance
Legal
This is a digital-exclusive offer.† To be eligible for this offer: 1) this offer must have been directly communicated to you from CIBC or from a partner/affiliate; and 2) you must apply for the eligible card through the link provided in the CIBC or partner/affiliate communication to you. † This offer is reserved for you. Please do not forward it to anyone else.
This offer is reserved for you. Please do not forward it to anyone else. CIBC may approve your application, but you are not eligible to receive this Offer if you have opened, transferred or cancelled another Dividend card within the last 12 months.†
† Terms and conditions apply. Click on Apply Now to learn more.
Annual fee
Primary card$0
Additional card$0
Annual income required
Individual$15,000
Household$15,000
Conversion fees
2.5%
Earning rate
2xGroceries
1xRestaurants
1xGas
1xTransit
1xBills & recurring payments
0.5xAll spending
Value
1st Year Value$436
2nd Year Value$238
Purchase protection
Purchase ProtectionIncluded
Extended Warranty+1 years
CIBC Credit Card Offers – Low Rates and Balance Transfers
CIBC Select Visa* Card
The CIBC Select Visa* Card is one of the best balance transfer Visa credit cards in Canada.
With this exclusive digital offer for this CIBC credit card for balance transfers, you get:
a 0% interest rate on balance transfers of at least $100 for up to 10 months
an annual fee rebate for two years†
You’ll only pay a transfer fee of 1% when you transfer your credit card balance from another card (balance transfer fees don’t apply to Quebec residents). Once the promotional period ends, the card’s standard interest rate of 13.99% will apply to any remaining balance. That rate is lower than what many other credit cards charge.
For example, you could pay for large purchases on another credit card (renovations, furniture or appliances) and then transfer your credit card balance to the CIBC Select Visa Card to take advantage of its 0% interest rate on balance transfers for 10 months.
Holders of the CIBC Select Visa* Card can also save on gas through the card’s partnership with Journie Rewards, which lets them save up to 10 cents per litre at participating gas stations.
The CIBC Select Visa* Card has an annual fee of $29 (rebated for the first two years) and requires an annual household income of at least $15,000. With mobile banking and CIBC banking services, you can easily track your credit limit and balance transfers from your phone or by signing in online.
Our valuationMilesopedia first-year estimateFirst-year valueAnnual fee rebated$29Total$29Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
The CIBC Select Visa* Card is one of the best Visa credit cards in Canada for balance transfers.
With this exclusive digital offer for this CIBC balance transfer credit card, you get:
a 0% interest rate on balance transfers of at least $100, for up to 10 months
a refund of the annual fee for the first year†
You only pay a 1% balance transfer fee when transferring a balance from another credit card (balance transfer fees do not apply to Quebec residents). Once the promotional period ends, the card’s standard interest rate of 13.99% applies to any remaining balance. This interest rate is lower than those charged by many other credit cards.
For example, you could make large purchases on another credit card (such as renovations or furniture and appliance purchases) and then transfer the balance to the CIBC Select Visa* Card to benefit from its 0% interest rate on balance transfers for 10 months.
CIBC Select Visa* Card cardholders can also save on gas through the card’s partnership with Journie Rewards, which allows them to save up to 10 cents per litre at participating gas stations.
The CIBC Select Visa* Card has a $29 annual fee (refunded for the first year) and requires a minimum household income of $15,000 to qualify. With CIBC mobile banking and online banking services, you can easily track your credit limit and balance transfers from your phone or by signing in online.
Legal
† Terms and conditions apply. Click on Apply Now to learn more.
Annual fee
Primary card$29
Additional card$0
Annual income required
Individual$0
Household$15,000
Conversion fees
2.5%
Earning rate
0xAll spending
Value
1st Year Value$29
2nd Year Value$29
FAQ – CIBC Credit Cards
What are the best CIBC credit cards right now?
Among popular CIBC credit cards are CIBC Aventura cards for travel rewards and CIBC Dividend cards for cash back. The choice mainly depends on your spending habits and the benefits you want to receive.
How do you get the welcome bonus on a CIBC credit card?
To receive a welcome bonus with certain CIBC credit cards, you generally need to make a first purchase or reach a minimum spending requirement within the first few months. Once the conditions are met, the points or cash back are automatically added to your account.
Which CIBC credit card should you choose for travel?
CIBC Aventura cards, such as the CIBC Aventura Visa Infinite Card, are designed for travellers. They allow you to earn Aventura points on purchases and sometimes offer benefits such as airport lounge access or a NEXUS credit.
Are there CIBC credit cards with no annual fee?
Yes, several CIBC credit cards are available with no annual fee, including certain CIBC Aventura or CIBC Dividend cards. These cards let you earn rewards or cash back while avoiding paying fees each year.
Our valuationMilesopedia first-year estimateFirst-year valueAnnual fee rebated$29Total$29Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
The CIBC Select Visa* Card is one of the best Visa credit cards in Canada for balance transfers.
With this exclusive digital offer for this CIBC balance transfer credit card, you get:
a 0% interest rate on balance transfers of at least $100, for up to 10 months
a refund of the annual fee for the first year†
You only pay a 1% balance transfer fee when transferring a balance from another credit card (balance transfer fees do not apply to Quebec residents). Once the promotional period ends, the card’s standard interest rate of 13.99% applies to any remaining balance. This interest rate is lower than those charged by many other credit cards.
For example, you could make large purchases on another credit card (such as renovations or furniture and appliance purchases) and then transfer the balance to the CIBC Select Visa* Card to benefit from its 0% interest rate on balance transfers for 10 months.
CIBC Select Visa* Card cardholders can also save on gas through the card’s partnership with Journie Rewards, which allows them to save up to 10 cents per litre at participating gas stations.
The CIBC Select Visa* Card has a $29 annual fee (refunded for the first year) and requires a minimum household income of $15,000 to qualify. With CIBC mobile banking and online banking services, you can easily track your credit limit and balance transfers from your phone or by signing in online.
Legal
† Terms and conditions apply. Click on Apply Now to learn more.
Annual fee
Primary card$29
Additional card$0
Annual income required
Individual$0
Household$15,000
Conversion fees
2.5%
Earning rate
0xAll spending
Value
1st Year Value$29
2nd Year Value$29
Our editorial integrity
Our reviews and rankings are based on an objective assessment. Advertisers do not influence our content. We may receive compensation through some links; our analysis and opinions remain independent.
