CIBC credit card offers - Summer 2026

Credit Cards CIBC credit card offers – Summer 2026

To the point Discover the best current CIBC credit card offers, including welcome bonuses and benefits tailored to your needs.

CIBC currently offers several credit card offers for Summer 2026:

CIBC Aventura – Travel rewards
CIBC Dividends – Cash Back
CIBC Select – Low rates and balance transfer

CIBC Credit Card Offers – Summary

CIBC Aventura Credit Cards (Travel Rewards)

Here are the digital offers for CIBC Aventura credit cards:

Up to 45,000 Aventura points and reimbursement of first year’s annual fee with the CIBC Aventura^® Visa Infinite* Card
Up to 45,000 Aventura points and reimbursement of first year’s annual fee with the CIBC Aventura^® Gold Visa* Card

View details of the current digital offers for these two CIBC Aventura credit cards.

And CIBC Aventura No-Fee Credit Card offers:

Up to 12,500 Aventura points for the CIBC Aventura^® Visa* Card
Up to 12,500 Aventura points for the CIBC Aventura^® Visa* Card for Students

See our article on how to redeem 35% fewer Aventura points for any trip.

CIBC Dividend Credit Cards (Cash Back)

Here are the CIBC Dividend digital exclusive offers for Milesopedia readers:

Up to $400 cash back and reimbursement of the first year’s annual fee for the CIBC Dividend^® Visa Infinite* Card
Up to $400 cash back and reimbursement of the first year’s annual fee for the CIBC Dividend Platinum^® Visa* Card

And CIBC no-fee cash back credit card offers:

Earn an annual interest rate of 9.99% on purchases and 20.99% on cash for 10 ^months†for the CIBC Dividend^® Visa* Card
Up to $50 cash back for the CIBC Dividend^® Visa* Card for Students

CIBC Credit Cards for Balance Transfers

Finally, here is the welcome offer for the CIBC Select Visa* Card, a low-interest CIBC credit card:

Earn 0% interest on balance transfers for 10^months†
And a two-year annual fee rebate^†.

Read the details of this offer here.

CIBC Credit Card Offers – Travel Rewards

CIBC Aventura^® Gold Visa* Card

If you do not meet the income requirements of CIBC Aventura^® Visa Infinite* Card, you can apply for CIBC Aventura^® Gold Visa* Card. The minimum annual income required for this card is $15,000 (household).

CIBC has a digital offer with which you can earn up to 45,000 Aventura points :

15,000 Aventura Points when you make your first purchase^†
30,000 Aventura Points if you spend $3,000 or more in the first 4 monthly statement periods^†

In addition, you can benefit from a rebate on the first year’s annual fee for the primary card holder ($139 value) and up to three authorized users ($50 each).

With this CIBC Aventura Credit Card, you get:

2 points for every $1 spent on travel purchased through the CIBC Rewards Centre^†
1.5 points for every $1 spent at eligible gas stations, EV charging, grocery stores and drug stores^†
1 point for every $1 spent on all other purchases^†

The CIBC Aventura^® Gold Visa* Card also offers:

Access to airport lounges: one Visa Airport Companion Program membership and 4 free visits per year
Reimbursement of NEXUS membership fees ( $160 value)
A free Skip+ membership ($110 value $110)

CIBC Aventura^® Visa* Card

The CIBC Aventura^® Visa* Card is one of the best no-fee Visa credit cards with travel rewards in Canada.

Get up to 12,500 Aventura points (a value of up to $125 toward travel^†):

2,500 Aventura Points when you complete all five activities within 60 days of your CIBC Aventura^® Visa* account approval.^†
10,000 Aventura points after making your first purchase during the period covered by your first 4 monthly statements^†

With this no annual fee CIBC Aventura Credit Card, you get:

1 point for every dollar spent at gas stations, electric vehicle charging stations, and eligible grocery and drug stores†
1 point for every $1 spent on travel purchased through the CIBC Rewards Centre
1 point for every $2 spent on all other purchases

And this no-annual-fee CIBC Credit Card offers some insurance coverage:

$100,000 Common Carrier Accident Insurance
Purchase Security and Extended Protection Insurance

CIBC Aventura^® Visa* Card for Students

CIBC Aventura Visa* Card for Students is one of the best travel rewards Visa student credit cards in Canada.

Get up to 12,500 Aventura points (a value of up to $125 toward travel^†):

2,500 Aventura Points when you complete all five activities within 60 days of your CIBC Aventura^® Visa* account approval.^†
10,000 Aventura points after making your first purchase during the period covered by your first 4 monthly statements^†

With this CIBC Aventura Student Credit Card, you get:

1 point for every $1 spent on travel purchased through the CIBC Rewards Centre^†
1 point for every dollar spent at gas stations, electric vehicle charging stations, and eligible grocery and drug stores†
1 point per $2 spent on all other ^purchases†

What’s more, with this CIBC Student Credit Card, you benefit from a free free membership to SPC, for instant savings on over 450 in-store and online transactions. And this CIBC Student Credit Card offers some insurance coverage:

$100,000 Common Carrier Accident Insurance
Purchase Security and Extended Protection Insurance

CIBC Credit Card Offers – Cash Back

CIBC Dividend^® Visa Infinite* Card

The CIBC Dividend^® Visa Infinite* Card is one of Canada’s best Visa cash back credit cards.

With this offer, get up to $400 in value:

A 10% cash back welcome bonus of up to $250 (first 4 statements)
A $50 cash back when setting up a pre-authorized payment (first 4 months)
A first year annual fee rebate (worth $120)

With this CIBC cash back credit card, you earn:

4% cash back on eligible gas, electric vehicle charging, and grocery purchases^†
2% cash back on eligible transportation and dining purchases and on eligible recurring bill payments^†
1% cash back on all other purchases^†

For example, if you spend $1,000 per month on groceries and/or gas and/or electric vehicle charging, you’ll earn $40 cash back per month or $480 cash back per year with this card for this category of purchases!

This CIBC cash back credit card offers many insurance coverages:

Auto Rental Collision/Loss Damage Insurance
$500,000 Common Carrier Accident Insurance
Out-of-Province Emergency Travel Medical Insurance
Purchase Security and Extended Protection Insurance

CIBC Dividend Platinum^® Visa* Card

If you don’t meet the income requirements for the CIBC Dividend^® Visa Infinite* Card, you could apply for the CIBC Dividend^® Platinum Visa* Card. The minimum annual income required for this card is $15,000 (household).

With this offer, get up to $400 in value:

A 10% cash back welcome bonus of up to $250 (first 4 statements)
A $50 cash back when setting up a pre-authorized payment (first 4 months)
A first-year annual fee rebate (value of $99)

With the CIBC Dividend^® Platinum Visa* Card, you get:

3% on eligible gas, electric vehicle charging, and grocery purchases^†
2% cash back on eligible transportation and dining purchases and on eligible recurring bill payments^†
1% cash back on all other purchases^†

And this CIBC Cash Back Credit Card offers some insurance coverage:

Auto Rental Collision/Loss Damage Insurance
$500,000 Common Carrier Accident Insurance
Purchase Security and Extended Protection Insurance

CIBC Dividend^® Visa* Card for Students

The CIBC Dividend^® Visa* Card for Students is one of the best cash back Visa student credit cards in Canada. Apply for the card and receive up to $125 cash back.

With this CIBC Student Credit Card, you get:

2% cash back on eligible grocery purchases^†
1% cash back on eligible gas, electric vehicle charging, transportation, and dining purchases and on eligible recurring payments^†
0.5% cash back on all other purchases^†

What’s more, with this CIBC Student Credit Card, you benefit from a free free membership to SPC, for instant savings on over 450 in-store and online transactions.

And this CIBC Student Credit Card offers some insurance coverages:

Purchase Security and Extended Protection Insurance

CIBC Credit Card Offers – Low Rates and Balance Transfers

CIBC Select Visa* Card

The CIBC Select Visa* Card is one of the best Visa credit cards in Canada for balance transfers.

With this exclusive digital offer for this CIBC balance transfer credit card, you get:

a 0% interest rate on balance transfers of at least $100, for up to 10 months
a refund of the annual fee for two years^†

You only pay a 1% balance transfer fee when transferring a balance from another credit card (balance transfer fees do not apply to Quebec residents). Once the promotional period ends, the card’s standard interest rate of 13.99% applies to any remaining balance. This interest rate is lower than those charged by many other credit cards.

For example, you could make large purchases on another credit card (such as renovations or furniture and appliance purchases) and then transfer the balance to the CIBC Select Visa* Card to benefit from its 0% interest rate on balance transfers for 10 months.

CIBC Select Visa* Card cardholders can also save on gas through the card’s partnership with Journie Rewards, which allows them to save up to 10 cents per litre at participating gas stations.

The CIBC Select Visa* Card has a $29 annual fee (refunded for the first two years) and requires a minimum household income of $15,000 to qualify. With CIBC mobile banking and online banking services, you can easily track your credit limit and balance transfers from your phone or by signing in online.

FAQ – CIBC Credit Cards

What are the best CIBC credit cards right now?

Among popular CIBC credit cards are CIBC Aventura cards for travel rewards and CIBC Dividend cards for cash back. The choice mainly depends on your spending habits and the benefits you want to receive.

How do you get the welcome bonus on a CIBC credit card?

To receive a welcome bonus with certain CIBC credit cards, you generally need to make a first purchase or reach a minimum spending requirement within the first few months. Once the conditions are met, the points or cash back are automatically added to your account.

Which CIBC credit card should you choose for travel?

CIBC Aventura cards, such as the CIBC Aventura Visa Infinite Card, are designed for travellers. They allow you to earn Aventura points on purchases and sometimes offer benefits such as airport lounge access or a NEXUS credit.

Are there CIBC credit cards with no annual fee?

Yes, several CIBC credit cards are available with no annual fee, including certain CIBC Aventura or CIBC Dividend cards. These cards let you earn rewards or cash back while avoiding paying fees each year.

Does CIBC offer credit cards for students?

Yes, CIBC offers credit cards tailored to students, such as the CIBC Aventura Visa Card for Students or the CIBC Dividend Visa Card for Students. They allow you to start building your credit history while enjoying rewards or cash back.

Come to discuss that topic in our Facebook Group!

Jean-Maximilien Voisine

Jean-Maximilien Voisine is the President and Founder of Milesopedia and a leading expert in rewards programs, credit cards, and travel across Canada, France, and the U.S.A. Now 40 years old and a father of two, he has explored more than 100 countries—many of them alongside his wife Audrey and their children. Specializing in loyalty programs such as Aeroplan, Flying Blue, American Express Membership Rewards, and Marriott Bonvoy, Jean-Maximilien helps travellers unlock the full potential of their points and benefits. His mission: empower others to travel better and smarter across North America and Europe.

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