Van Life and Reward Points

Van Life is a unique way to travel, to discover the world around us.

In the milesopedia community, there are many vanlifers who have combined the art of Van travel with the savings that credit card rewards and benefits can bring:

• for the grocery store
• for gas
• for activities
• for stopover hotels
• for cash back
• for travel insurance
• to pay no conversion fees on foreign currency expenses

Discover below our series of articles dedicated to the Van Life, and below the different credit cards appreciated by vanlifers.

Here are the different credit cards milesopedia recommends to vanlifers for groceries:

• 5 points per dollar with the American Express Cobalt™ Card
• 5 points per dollar with the Scotiabank Gold American Express^® Card
• 5% cash back with the BMO^® CashBack^® World Elite^®* Mastercard^®*
• 3% cash back with the BMO Cash Back Mastercard, with no annual fee

Here are the different credit cards milesopedia recommends to vanlifers for gas:

• 3 points per dollar with the Scotiabank Gold American Express Card
• 2 points per dollar with the American Express^® Gold Rewards Card
• 2% cash back with the Tangerine Money-Back Credit Card no annual fee

Here are the different credit cards milesopedia recommends to vanlifers for restaurants and bars:

• 5 points per dollar with the American Express Cobalt™ Card
• 5 points per dollar with the Scotiabank Gold American Express^® Card
• 3 points per dollar with the BMO Ascend World Elite Mastercard

Here are the different credit cards milesopedia recommends to vanlifers for cash back:

• Up to 4% with the Scotia Momentum^® VISA Infinite* card
• 2% everywhere with the SimplyCash™ Preferred from American Express
• 1-5% cash back with the BMO^® CashBack^® World Elite^®* Mastercard^®*

Here are the different credit cards that milesopedia recommends to vanlifers for insurance:

• Up to 60 days of out-of-province medical coverage with the National Bank World Elite Mastercard
• Up to 60 days of out-of-province medical coverage with the National Bank World Mastercard
• Up to 31 days of out-of-province medical insurance with the HSBC World Elite Mastercard

Here are the different credit cards milesopedia recommends to vanlifers for hotels:

• 5 points per dollar with the Marriott Bonvoy™ American Express^® Card for bookings at Marriott’s hotels, with a nice welcome bonus
• 5 points per dollar with the Marriott Bonvoy Business American Express^MD Card for bookings at Marriott’s hotels, with a nice welcome bonus

Here are the different credit cards that milesopedia recommends to vanlifers to avoid paying any conversion fees for purchases made in foreign currencies (a saving of 2.5% on each transaction)!

• HSBC World Elite^® Mastercard^®
• Scotiabank Passport™ Visa Infinite* Card
• Scotiabank Gold American Express^® Card

Here are the different credit cards milesopedia recommends for vanlifers to save on activities like theme parks:

• The BMO^® AIR MILES^® World Elite^®* Mastercard^®* allows you to earn AIR MILES miles to earn Disney Gift Cards.
• The Scotiabank Gold American Express Card is the only card that earns 5 points per dollar for activities
• The Scotiabank Passport™ Visa Infinite* Card allows you to redeem points to pay for park entrances and other entertainment activities.