Welcome Offer: Get $30 cash back after you make your first purchase within the first 4 months†!

Plus, get 2% cash back on eligible grocery purchases and up to 1% on everyday purchases like books, movies, food and more†!

• 2% cash back on eligible grocery purchases
• 1% cash back on eligible gas, transportation, dining purchases and recurring payments†
• 0.5% cash back on all other purchases†
• Ongoing Purchase APR: 19.99%†
• Cash Advance APR: 22.99% (21.99% QC only)

Get all the student-life essentials on a budget
If you are eligible for a free SPC membership, you automatically get exclusive access to SPC+. Receive bigger discounts and over 450 deals, special experiences and more. Pay no membership fee as a CIBC client with an eligible student or youth product.†