Plus, get 2% cash back on eligible grocery purchases and up to 1% on everyday purchases like books, movies, food and more†!
- 2% cash back on eligible grocery purchases
- 1% cash back on eligible gas, transportation, dining purchases and recurring payments†
- 0.5% cash back on all other purchases†
- Ongoing Purchase APR: 20.99%†
- Cash Advance APR: 22.99% (21.99% QC only)
Get all the student-life essentials on a budget
If you are eligible for a free SPC membership, you automatically get exclusive access to SPC+. Receive bigger discounts and over 450 deals, special experiences and more. Pay no membership fee as a CIBC client with an eligible student or youth product.†
Fees & Conditions
- The value of cash back or points earned
- The value of the benefits or credits earned with the Card
- The annual fee value (offered or not)
More info on our points and miles evaluation page.