CIBC Dividend® Visa* Card for Students

CIBC Dividend® Visa* Card for Students

The best student credit card with cash back.

Earn $30 cash back†

Welcome Bonus




Best For

Annual Fee


Purchase Rates

19.99 %

Cash Advance Rates

22.99 %

Balance Transfer Rates



Welcome Offer: Get $30 cash back after you make your first purchase within the first 4 months†!

Plus, get 2% cash back on eligible grocery purchases and up to 1% on everyday purchases like books, movies, food and more†!

  • 2% cash back on eligible grocery purchases
  • 1% cash back on eligible gas, transportation, dining purchases and recurring payments†
  • 0.5% cash back on all other purchases†
  • Ongoing Purchase APR: 19.99%†
  • Cash Advance APR: 22.99% (21.99% QC only)

Get all the student-life essentials on a budget
If you are eligible for a free SPC membership, you automatically get exclusive access to SPC+. Receive bigger discounts and over 450 deals, special experiences and more. Pay no membership fee as a CIBC client with an eligible student or youth product.†

Fees & Conditions

Personal Income 0
Household Income 0
Foreign Transaction Fee 2.5%
Purchase Rates 19.99%
Cash Advance Rates 22.99%
Cash Advance Rate (QC) 21.99%


Welcome Bonus $30
Rewards Type Cash Back
Transfer Partners Cashback
Loyalty Program Cashback
Online transactions 0.5
AIR MILES partners 0.5
Air Canada 0.5
Streaming services 0.5


Purchase Protection
Extended Warranty
4.3 Milesopedia Rating