CIBC Dividend® Visa* Card for Students

CIBC Dividend® Visa* Card for Students

The best student credit card with cash back.

Earn $30 cash back†

Welcome Bonus

$30

Value

$30

Best For

Annual Fee

$0

Purchase Rates

19.99 %

Cash Advance Rates

22.99 %

Balance Transfer Rates


Offer

Offer

Welcome Offer: Get $30 cash back after you make your first purchase within the first 4 months†!

Plus, get 2% cash back on eligible grocery purchases and up to 1% on everyday purchases like books, movies, food and more†!

  • 2% cash back on eligible grocery purchases
  • 1% cash back on eligible gas, transportation, dining purchases and recurring payments†
  • 0.5% cash back on all other purchases†
  • Ongoing Purchase APR: 19.99%†
  • Cash Advance APR: 22.99% (21.99% QC only)

Get all the student-life essentials on a budget
If you are eligible for a free SPC membership, you automatically get exclusive access to SPC+. Receive bigger discounts and over 450 deals, special experiences and more. Pay no membership fee as a CIBC client with an eligible student or youth product.†

Fees & Conditions

Personal Income 0
Household Income 0
Foreign Transaction Fee 2.5%
Purchase Rates 19.99%
Cash Advance Rates 22.99%
Cash Advance Rate (QC) 21.99%

Advantages

Welcome Bonus $30
Rewards Type Cash Back
Transfer Partners Cashback
Loyalty Program Cashback
Online transactions 0.5
AIR MILES partners 0.5
Air Canada 0.5
Streaming services 0.5

Insurance

Purchase Protection
Extended Warranty
4.3 Milesopedia Rating