PC Optimum

You can earn PC Optimum points with your regular purchases and by taking advantage of frequent promotions.

Signing up for PC Optimum couldn’t be easier! Go on PC Optimum’s website and fill out the sign-up form.

Over 4,500 stores are part of the PC Optimum Loyalty Program.

You can earn PC Optimum points in two ways:

• through personalized offers you will find in your PC Optimum account
• with a fixed ratio at Shoppers Drug Mart and Esso/Mobil

You will often find personalized offers in your PC Optimum account. This is essentially the case for grocery and drugstore purchases.

These offers are perfect for quickly earning PC Optimum points!

For purchases at Shoppers Drug Mart drugstores and Esso or Mobil gas stations, a fixed ratio is applied:

You can use your PC Optimum points at most participating stores.

The redemption value of the points is 10,000 PC Optimum points = $10.

Up to 500,000 PC Optimum points can be redeemed per transaction or a $500 value.

If the redemption value of the points is 10,000 points = $10, it will be interesting to wait for the promotional days offered by Shoppers Drug Mart.

These days are called “Bonus Days, Points Days, Bonus Event, etc”. Your points can be worth a lot more!

In the example below:

• 50,000 points = $65 instead of $50
• 100,000 points = $140 instead of $100
• 200,000 points = $300 instead of $200

The best of all is the one in late November or early December each year, where 250,000 points gives $400 off.

To earn more PC Optimum points, there are 3 credit cards affiliated with the program:

• PC Financial Mastercard
• PC Financial World Mastercard
• PC Financial World Elite Mastercard

*At Shoppers Drug Mart drugstores and Esso/Mobil gas stations, the base points you would have earned are also included in the calculation.

These credit cards, therefore, offer a return of 1 to 3% in PC Optimum points.

You can choose to earn other types of rewards by shopping at PC Optimum stores. With the right credit cards, you could earn:

• cashback
• AIR MILES Reward miles
• Travel points
• Aeroplan Points

Let’s take cash back or AIR MILES miles as an example.

One of the best cash back credit cards in Canada is the CIBC^MD Visa Infinite* Dividend Card.

With this card, you can earn:

• 4% cash back on groceries
• 4% cash back on gas station purchases
• 2% cash back for recurring payments
• 2% cash back on transportation and restaurant purchases
• 1% unlimited cash back on all other purchases

If you do not have the $60,000 minimum income requirement of the CIBC Dividend Infinite* Visa Card, you may wish to choose the CIBC Dividend Platinum* Visa Card. Or one of these three no-annual-fee cards thatearn up to 3% cash back for groceries:

• 3% cash back with the BMO^® CashBack^® Mastercard^®*
• 2% cash back with the MBNA Smart Cash Platinum Plus^® Mastercard^®
• 2% cash back with the Tangerine Money-Back Credit Card

One of the best credit cards for earning AIR MILES Reward Miles in Canada is the BMO^® AIR MILES^® World Elite^®* Mastercard^®*.

With it, you can earn 2 miles for every $12 in purchases everywhere, including groceries. Then, she gives 1 mile for every $12 in purchases at the pharmacy or gas station. These businesses do not need to be AIR MILES sponsors.

If you don’t have the $80,000 minimum income required by the BMO^® AIR MILES^® World Elite^®* Mastercard^®*, you may choose the no annual fee version that allows you to earn 1 mile per $25 of purchases anywhere.