American Express Business Card Offers
American Express has launched new offers for its Small Business Cards. These cards are available to professionals, self-employed individuals, or small business owners.
- Up to 120,000 points with the Business Platinum Card® from American Express
- Up to 90,000 points with the Aeroplan Business Reserve American Express® Card*
- Up to 70,000 points with the American Express® Business Gold Rewards Card
- Up to 80,000 points with the Marriott Bonvoy® Business American Express®* Card
| Credit card | Annual fee | Welcome offer | |
|---|---|---|---|
| $799 | |||
| $199 | |||
| $150 | |||
| $599 |
Business Platinum Card® from American Express
Get up to 120,000 points with this welcome offer for the Business Platinum Card® from American Express:
- 80,000 Membership Rewards points after you charge $15,000 in net purchases to your Card in your first 3 months of Cardmembership
- An additional 40,000 points if you make a purchase between your 15th and 17th month of Cardmembership
You can use your Membership Rewards points in many ways:
- Point transfers to airline partners: Aeroplan, Avios (British Airways, Qatar Airways, Finnair, Iberia), Flying Blue, Delta Skymiles, etc.
- Point transfers to hotel partners (Hilton Honors, Marriott Bonvoy)
- Redeeming points for statement credits on any purchase (1,000 points = $10)
- And more!
That means 120,000 points have a minimum value of $1,200 as a statement credit, and much more if you transfer your points to a partner.
For example, with this welcome offer, if you decide to transfer your Membership Rewards points to a partner loyalty program, you could get up to:
- 120,000 Aeroplan points
- 120,000 Avios
- 120,000 Flying Blue Miles
- 144,000 Marriott Bonvoy points
With this Card, you earn 1.25 Membership Rewards points per dollar on all purchases. You also get travel and business perks:
- Free access for you and one additional traveller to more than 1,400 airport lounges in over 130 countries
- $200 annual travel credit
- A $100 statement credit for joining NEXUS
- Marriott Bonvoy Gold Elite status
- Hilton Honors Gold status
- Access to the Fine Hotels + Resorts program
- Up to $120 per year in statement credits for eligible wireless services
With this Card, you can maximize your cash flow with up to 55 interest-free days. It’s a card that business owners particularly appreciate for large purchases at home improvement stores, for example.
Finally, the Business Platinum Card® from American Express stands out for its extensive insurance coverage: car rental theft and damage, $500,000 travel accident insurance, emergency medical (out of province or country), lost or stolen baggage, flight delay and delayed baggage, hotel/motel burglary, Purchase Protection and Buyer’s Assurance.
As with all American Express Canada Cards, no minimum income is required.
- Annual fee
- $799
- Our valuation
- $2,040Milesopedia first-year estimate First-year valueWelcome bonus$2,040Total$2,040Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
- Milesopedia first-year estimateFirst-year valueWelcome bonus$2,040Total$2,040Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
- Welcome offer
- Up to 120,000 points
on American Express's website
Apply with confidence — no impact on your credit scoreApply with confidenceCheck whether your application will be approved before you submit it, with no impact on your credit score*When you apply for a personal American Express Credit Card, we will tell you whether you are eligible without affecting your credit score. So you can apply with confidence.*Instant decisions are only available for consumer Card applications (also called “personal Cards”).
American Express® Business Gold Rewards Card
Get up to 70,000 Membership Rewards points* with the American Express® Business Gold Rewards Card:
- 50,000 Membership Rewards points after $7,500 in purchases in the first 3 months
- An additional 20,000 points after you charge $30,000 to your Card in your first 12 months of Cardmembership.
Plus, earn an additional 10,000 Membership Rewards points for each quarter in which you spend at least $20,000.
With this Card, you earn 1 Membership Rewards point per dollar on your purchases.
You can then use your points in many ways:
- Statement credit for travel purchases
- Statement credit for any purchase
- Transfers to partner programs (Aeroplan, British Airways Executive Club, Delta SkyMiles, Flying Blue, Marriott Bonvoy, Hilton Honors, etc.)
- Booking flights through American Express Travel at a preferred rate
For example, with this welcome offer, if you decide to transfer your Membership Rewards points to a partner loyalty program, you could get up to:
- 70,000 Aeroplan points
- 70,000 Avios
- 70,000 Flying Blue Miles
- 84,000 Marriott Bonvoy points
Alternatively, 70,000 Membership Rewards points can also be worth $700 toward travel or any purchase charged to the Card.
As a cardholder, you also get many benefits, such as up to 55 interest-free days to maximize your cash flow.
Finally, you get extensive travel and purchase insurance coverage.
As with all American Express Canada Cards, no minimum income is required.
- Annual fee
- $199
- Our valuation
- $1,190Milesopedia first-year estimate First-year valueWelcome bonus$1,190Total$1,190Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
- Milesopedia first-year estimateFirst-year valueWelcome bonus$1,190Total$1,190Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
- Welcome offer
- Up to 70,000 points
on American Express's website
Apply with confidence — no impact on your credit scoreApply with confidenceCheck whether your application will be approved before you submit it, with no impact on your credit score*When you apply for a personal American Express Credit Card, we will tell you whether you are eligible without affecting your credit score. So you can apply with confidence.*Instant decisions are only available for consumer Card applications (also called “personal Cards”).
American Express® Aeroplan®* Business Reserve Card
With this welcome offer for the American Express® Aeroplan®* Business Reserve Card, you can earn up to 90,000 Aeroplan points:
- Earn 65,000 Aeroplan points after you charge $10,500 in purchases in the first three months
- Earn an additional 25,000 Aeroplan points when you spend $3,500 in your 13th month
With this Card, you earn 3x the points on purchases made directly with Air Canada and Air Canada Vacations, and 2x the points on hotel and car rental purchases. Everywhere else, you earn 1.25x the points.
Avec cette Carte, vous bénéficiez de nombreux privilèges de voyage d’Air Canada comme l’accès aux salons Feuille d’érable en Amérique du Nord pour vous et un invité, l’enregistrement prioritaire, l’embarquement prioritaire et le traitement prioritaire des bagages.
En étant titulaire de cette Carte, jusqu’à 8 passagers pourront enregistrer le premier bagage sans frais (poids maximum de 23 kg/50 lb) lorsque le voyage est amorcé avec un vol d’Air Canada.
As with all American Express Canada Cards, no minimum income is required.
- Annual fee
- $599
- Our valuation
- $1,800Milesopedia first-year estimate First-year valueWelcome bonus$1,800Total$1,800Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
- Milesopedia first-year estimateFirst-year valueWelcome bonus$1,800Total$1,800Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
- Welcome offer
- Up to 90,000 points
on American Express's website
Apply with confidence — no impact on your credit scoreApply with confidenceCheck whether your application will be approved before you submit it, with no impact on your credit score*When you apply for a personal American Express Credit Card, we will tell you whether you are eligible without affecting your credit score. So you can apply with confidence.*Instant decisions are only available for consumer Card applications (also called “personal Cards”).
Carte Marriott BonvoyMD Entreprise American ExpressMD*
La Carte Marriott Bonvoy® Entreprise American Express®* est la meilleure carte de crédit pour les travailleurs autonomes, professionnels et propriétaires de petites entreprises qui voyagent.
With this welcome offer, you can earn up to 110,000 Marriott Bonvoy points:
- Earn 80 000 points après avoir porté un total de 10 000 $ à votre Carte au cours de vos 6 premiers mois d’adhésion.
- En plus, obtenez 30 000 points en effectuant un achat au cours de votre 15e mois d’adhésion à la Carte.
Cette offre exceptionnelle se termine le 22 septembre 2026.
C’est une carte que nous conseillons de conserver car chaque année au renouvellement, vous obtenez un certificat annuel d’une nuit gratuite d’une valeur de 35 000 points ainsi que 15 nuits-Élite par année, comptant pour votre statut Marriott Bonvoy.
With this Card, you earn 5 points par dollar pour toutes vos dépenses dans les établissements Marriott Bonvoy et vous pouvez accumuler 3 points par dollar pour :
- l’essence
- les restaurants
- les voyages
Et 2 points par dollar sur tous les autres achats.
As with all American Express Canada Cards, no minimum income is required.
- Annual fee
- $150
- Our valuation
- $990Milesopedia first-year estimate First-year valueWelcome bonus$990Total$990Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
- Milesopedia first-year estimateFirst-year valueWelcome bonus$990Total$990Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
- Welcome offer
- Up to 110,000 points
- Ends Sep 22, 2026
on American Express's website
Apply with confidence — no impact on your credit scoreApply with confidenceCheck whether your application will be approved before you submit it, with no impact on your credit score*When you apply for a personal American Express Credit Card, we will tell you whether you are eligible without affecting your credit score. So you can apply with confidence.*Instant decisions are only available for consumer Card applications (also called “personal Cards”).
Conclusion
If you have expenses planned over the next few months, this is the best time to apply for one of these offers.
For example, you could pay your municipal taxes or your income taxes via Plastiq or PaySimply to help you reach the minimum amount required by these cards.
To help you choose, check out these two tutorials:
| Credit card | Annual fee | Welcome offer | |
|---|---|---|---|
| $799 | |||
| $199 | |||
| $150 | |||
| $599 |
Frequently Asked Questions about American Express Business Card Offers
Here are frequently asked questions in the milesopedia community about this card.
Which Amex Business card offers the biggest welcome bonus?
The American Express Business Platinum Card currently offers the most generous bonus: up to 120,000 Membership Rewards points (80,000 after $15,000 in spending within 3 months + an additional 40,000 in months 15-17). The Aeroplan Business Reserve Card follows with up to 90,000 Aeroplan points (65,000 after $10,500 within 3 months + 25,000 in month 13). The Business Bonvoy comes in at 80,000 points and the Business Gold Rewards at 70,000 points.
Can a self-employed person get these Business cards?
Yes. American Express defines business broadly: self-employed workers, freelancers, incorporated consultants, and sole proprietors are generally eligible. You’ll need a business name (your legal name is sufficient for a sole proprietor), business contact information, and annual revenue. No public minimum income is required, but Amex conducts a personal credit check and the cardholder remains personally liable for the balance. Have your business number (NEQ or federal) ready to speed up the application.
How do I reach $15,000 in spending within 3 months with the Business Platinum?
The target represents approximately $5,000 per month, which is realistic for most active businesses. Route Meta and Google Ads, software subscriptions (Microsoft 365, Adobe, Slack), accounting and legal fees, B2B suppliers and invoices, and even certain taxes via PaySimply or Plastiq. Many entrepreneurs concentrate a planned major expense (furniture, equipment, quarterly advertising campaign) during the 3-month period to ensure they meet the threshold without overspending.
Does the Amex Business card affect my personal credit?
In two ways. First, the application triggers a hard inquiry on your personal Canadian credit file, which may temporarily lower your score by a few points. Second, while balances are generally not reported to personal bureaus (Equifax, TransUnion) when paid on time, late payments and defaults can be reported and hurt your score. The advantage: responsible use keeps large business expenses off your personal utilization ratio, which is helpful if you’re applying for other cards the same year.
Our featured card
- Annual fee
- $799
- Our valuation
- $2,040Milesopedia first-year estimate First-year valueWelcome bonus$2,040Total$2,040Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
- Milesopedia first-year estimateFirst-year valueWelcome bonus$2,040Total$2,040Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
- Welcome offer
- Up to 120,000 points
on American Express's website
Apply with confidence — no impact on your credit scoreApply with confidenceCheck whether your application will be approved before you submit it, with no impact on your credit score*When you apply for a personal American Express Credit Card, we will tell you whether you are eligible without affecting your credit score. So you can apply with confidence.*Instant decisions are only available for consumer Card applications (also called “personal Cards”).
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