The Best Credit Cards For Walmart Canada

These credit cards are among the best credit cards for shopping at Walmart Canada!

Here is a table summarizing the different offers. For more details, read on or click on the name of a card.

BMO^® CashBack^® World Elite^®* Mastercard^®*

The BMO® CashBack® World Elite®* Mastercard®* is one of the best cash back Mastercard credit card in Canada.

For a limited time, you will earn 10% cash back on all purchases for the first three months (up to $260 cash back). Besides, the annual fee is waived in the first year!

With the BMO® CashBack® World Elite®* Mastercard®*, you earn between 2% and 5% cash back on many spending categories:

5% on grocery purchases (on the first $500 you spend monthly)
4% on transit (on the first $300 you spend monthly)
3% on gas and electric vehicle charging (on the first $300 you spend monthly)
2% on recurring bill payments (on the first $500 you spend monthly)

Everywhere else, you’ll earn 1% cash back, including at Costco.

Finally, it is one of the only credit cards in its category to offer an extended warranty of 2 additional years.

MBNA Rewards Platinum Plus^® Mastercard^®

The MBNA Rewards Platinum Plus^® Mastercard^® is one of the best no-fee credit cards in Canada.

With this card, you earn 2 points per dollar on some purchases:

Dining
Groceries
Digital media (Netflix, Spotify, etc.)
Memberships
Household utilities (electricity, etc.)

And 1 point per dollar everywhere else.

For a limited time, you can get 10,000 welcome bonus points, a $100 value on travel purchases charged to your Card.

This Card + Walmart

With the MBNA Rewards Platinum Plus^® Mastercard^®, you earn 2 points per dollar on your purchases in Walmart Supercentres, which qualify in the Grocery spending category. And you also earn 2 points per dollar on gas and restaurants purchases!

In other Walmart stores and online, you earn 1 point per dollar like anywhere else.

BMO^® CashBack^® Mastercard^®*

The BMO® CashBack® Mastercard®* is a cash back credit card with no annual fee. With the BMO® CashBack® Mastercard®*, you can earn 5% cash back for the first 3 months. It’s a maximum welcome bonus of $100.

Then you get:

3% cash back on grocery purchases, including at Walmart Supercenters
1% cash back on recurring bill payments

Finally, you can also get a 1.99% introductory interest rate on Balance Transfers for 9 months.

This Card + Walmart

With the BMO^® CashBack^® Mastercard^®*, you earn 3% on your purchases at Walmart Supercentres, which qualify in the Grocery spending category. And you’ll also get 1% on recurring bill payments!

In other Walmart and online stores, and anywhere else you’ll get 0.5%.

SimplyCash™ Preferred from American Express

The SimplyCash™ Preferred from American Express is the only credit card in Canada offering 2% cash back on all purchases. And there’s no limit to how much cash back you can earn!

Besides, with this welcome offer, you earn 10% cashback in your first 4 months (up to $400 cash back).

This Card stands out for its premium insurance: Car Rental Theft and Damage, $100,000 travel accident, Emergency medical insurance (outside the province or country), Lost or Stolen Baggage, Flight delay insurance and misdirected baggage, Hotel or motel burglary, Purchase Protection® Plan, Buyer’s Assurance® Protection Plan.

Like all American Express Canada Cards, there is no minimum income requirement.

This Card + Walmart

With the SimplyCash™ Preferred from American Express, you’ll earn 2% on purchases at Walmart (in-store and online), as well as on gas purchases and everywhere else!

And this credit card doesn’t require any minimum income, unlike Walmart’s World Mastercard version.

Tangerine Money-Back Credit Card

The Tangerine Money-Back Credit Card has no annual fee and offers cashback.

Apply for a Tangerine Money-Back Credit Card by July 31, 2022, and earn an extra 10% back (up to $100) when you spend up to $1,000 in everyday purchases within your first 2 months.

You can choose two to three categories that interest you (groceries, gas, furniture, home improvement, recurring bills, pharmacy, etc.) to earn 2% cash back ! And there is no annual cash back limit. It is one of the best credit cards for renovations.

In addition, the Tangerine Mastercard offers several insurance coverages for your purchases :

90 days purchase insurance
One year extended warranty

Finally, during your first 30 days, transfer balances and pay only 1.95% interest on the transferred balance for the first 6 months.

This Card + Walmart

With the Tangerine Money-Back Credit Card, you earn 2% on your purchases in Walmart Supercentres, which qualify in the Grocery spending category.

In other Walmart stores and online, you earn 0.5%. You can also choose up to 2 additional spending categories (like gas and recurring bill payments) to get 2% as well.

Walmart Rewards™ Mastercard^®

With the Walmart Rewards™ Mastercard®, you can earn 1.25% cash back on all your purchases at Walmart and Walmart.ca. Everywhere else, you get 1% cash back.

Plus, there is no annual fee. And you can get up to $25 cash back as a welcome bonus.

SimplyCash™ from American Express

Would you like a cashback credit card with no-annual-fee and a high earning rate on all your purchases? Here’s an option for you: the SimplyCash™ from American Express.

With this Card, you earn a 1.25% cashback on all purchases.

For the first 6 months, you can earn 4% cash back with the SimplyCash™ from American Express (up to $200 cash back).

And you’ll get insurance with it: $100,000 travel accident insurance, Purchase Protection® Plan, Buyer’s Assurance® Protection Plan.

Like all American Express Canada Cards, there is no minimum income requirement.

This Card + Walmart

With the SimplyCash™ from American Express, you’ll earn 1.25% on your purchases at Walmart (in-store and online), as well as on your gas purchases and everywhere else!

And this credit card doesn’t require any minimum income, unlike Walmart’s World Mastercard version.

American Express^® Green Card

Would you like a travel rewards credit card with no annual fee? Here is an option for you: the American Express® Green Card.

By signing up for the American Express® Green Card, you can earn a Welcome Bonus of 10,000 Membership Rewards points when you charge $1,000 in purchases to your Card in the first 3 months of Cardmembership. It’s a $100 value, 10,000 Aeroplan points or 12,000 Marriott Bonvoy points.

With this no-fee credit card, you’ll also have access to online promotional offers that earn points or rebates on your purchases.

Like all American Express Canada Cards, there is no minimum income requirement.

This Card + Walmart

With the American Express^MD Green Card, you’ll earn 1 point per dollar on your purchases at Walmart (in-store and online), but also your gas purchases and everywhere else!

And this credit card requires no minimum income!

Walmart Rewards™ World Mastercard^®

With the Walmart Rewards™ World Mastercard®, you can earn 3% cash back on all Walmart.ca purchases and 1.25% cash back at Walmart stores and on gas. Everywhere else, you get 1% cash back.

Plus, there is no annual fee. Get up to $25 cash back with this welcome offer.

Other great offers

Frequent Asked Questions about credit cards

Here are frequently asked questions in the milesopedia community about credit cards in Canada.

What is the best credit card in Canada?

There are more than 200 credit cards in Canada. There is no “one best credit card” in Canada.

Several credit cards can match your needs:

What is the best American Express credit card in Canada?

There are more than 30 American Express credit cards in Canada. Check out our best American Express Credit Cards page.

What is the best Mastercard credit card in Canada?

There are more than 90 Mastercard credit cards in Canada. Check out our Best Mastercard Credit Cards page.

What is the best Visa credit card in Canada?

There are more than 80 Visa credit cards in Canada. Check out our Best Visa Credit Cards page.

Cover picture: Benchapple