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Best American Express Credit cards

Best American Express Credit cards

These American Express credit cards are ideal for travellers and those who want to earn lots of reward points.

Here is a table summarizing the different offers. For more details, read on or click on the name of a card.

American Express Cobalt™ Card

The American Express Cobalt™ Card is the best American Express Credit Card.

You can get a welcome bonus of up to 45,000 Membership Rewards points, that’s a $450 value:

  • 2,500 points per month for the first 12 months, when you charge $500 to your Card each month
  • 15,000 additional points when you charge $3,000 to your Card within the first 3 months

Considering the minimum spend requirement in the first 12 months, this is a $705 value in the first year! Read this post for more details.

You can redeem your points in statement credits towards travel purchases or even on your everyday purchases. Or you can transfer your points to Marriott Bonvoy or Hilton Honors.

With the American Express Cobalt™ Card, you earn between 1 and 5 points per dollar:

Category Points per dollar
Grocery 5
Food delivery 5
Restaurants and bars 5
Convenience stores 5
Gas station 2
Gas & Transit 2
Travel 2
Other 1

Besides, this Card provides premium insurance: Car Rental Theft and Damage Insurance, Baggage delay, Lost or Stolen Baggage, Flight delay, $250,000 Travel Accident, Hotel or motel burglary, Buyer’s Assurance® Protection Plan, Purchase Protection Guarantee.

American Express Business Edge™ Card

The American Express Business Edge™ Card is a small business credit card in Canada. This business credit card has a low annual fee ($99) and offers up to 42,000 Membership Rewards Points in the first year ($420 value).

You can earn 3 times the points on:

  • Office supplies (Staples, etc.)
  • Electronics (Apple, Dell, etc.)
  • Rides
  • gas
  • Eats & Drinks

Also, you can get up to 99 free supplementary cards.

Marriott Bonvoy™ American Express® Card

The Marriott Bonvoy™ American Express® Card is the best credit card for free hotel nights.

You can earn 50,000 Welcome Bonus points, enough for several free hotel nights at one of the 7,000 Marriott Bonvoy properties around the world. And you can earn 2 points per dollar on all your purchases.

Besides, you will receive an Annual Free Night Award after your anniversary each year (35,000 points value) and 15 Elite Night Credits each calendar year, counting for your Marriott Bonvoy status.

Finally, this Card has reliable insurance: Baggage delay, Lost or Stolen Baggage, $500,000 Travel Accident, Flight delay, Hotel or motel burglary, Car Rental Theft and Damage, Buyer’s Assurance® Protection Plan, Purchase Protection Guarantee.

American Express® Gold Rewards Card

The American Express® Gold Rewards Card offers a welcome bonus of 25,000 Membership Rewards Points ($250 value or 25,000 Aeroplan miles).

And you earn 2 points per dollar for:

  • Grocery stores
  • Gas stations
  • Drugstores
  • Travel

Besides, it provides premium insurances.

SimplyCash™ Preferred from American Express

SimplyCash™ Preferred from American Express is one of the only credit cards in Canada to earn a 2% cashback on all purchases. And there’s no limit to how much cash back you can earn!

Besides, with this welcome offer, you earn 10% cashback in your first 4 months (up to $400 cash back).

This Card stands out for its premium insurance: Car Rental Theft and Damage, $100,000 travel accident, Emergency medical insurance (outside the province or country), Lost or Stolen Baggage, Flight delay insurance and misdirected baggage, Hotel or motel burglary, Purchase Protection® Plan, Buyer’s Assurance® Protection Plan.

American Express® AIR MILES®* Platinum Credit Card

With the American Express® AIR MILES®* Platinum Credit Card, you can earn a Welcome Bonus of 3,000 AIR MILES Bonus Miles. That’s enough to redeem for $310 towards your purchases with AIR MILES Cash!

With this credit card, you can earn 1 Mile for every $5 in Card purchases in:

  • Grocery stores
  • Gas stations
  • restaurants and bars
  • Transit

Besides, you get an annual travel credit.

Scotiabank Gold American Express® Card

Scotiabank Gold American Express® Card only requires a $12,000 minimum income and is therefore accessible to as many people as possible.

For a limited time, you can get 25,000 points after $1,000 in credit card purchases, which is a $250 value for travels including Airbnb rentals.

With the Scotiabank Gold American Express® Card,you earn 5 points per dollar for:

  • Grocery stores
  • Restaurants
  • Entertainment

You can redeem your points on travel purchases (flights, hotels, all-inclusive and even Airbnb).

Scotiabank’s American Express Gold Card also offers no foreign currency transactions fee, Premium insurance for your travels or purchases, Concierge services, Exclusive Benefits American Express (Front of the Line Program).

Other great offers

Frequent Asked Questions about credit cards

Here are frequently asked questions in the milesopedia community about credit cards in Canada.