CIBC Dividend Platinum® Visa* Card

CIBC Dividend Platinum® Visa* Card

The Best Cash Back Credit Card From CIBC.

Get 10% cash back (up to $200)* Plus, a first-year annual fee rebate!†

Value

$200

Welcome Bonus

up to $200 cash back

Best For

Annual Fee

$99First Year Annual Fee Rebate (terms apply)


Our Review

If you don’t meet the income requirements for the CIBC Dividend® Visa Infinite* Card, you could apply for the CIBC Dividend® Platinum Visa* Card. The minimum annual income required for this card is $15,000 (household).

With the CIBC Dividend® Platinum Visa* Card, you earn:

  • 3% cash back on eligible gas and grocery purchases†
  • 2% cash back on eligible transportation, dining purchases and recurring payments†
  • 1% cash back on all other purchases†

Currently, you will get 10% cash back for the first 4 statements on total purchases of up to $2,000. And you’ll get a first-year annual fee rebate (a $99 value)!

And this card has valuable insurance:

  • Auto Rental Collision/Loss Damage Insurance
  • $500,000 Common Carrier Accident Insurance
  • Purchase Security and Extended Protection Insurance

Offer

Offer

Welcome Offer: Get 10% cash back (up to $200)* Plus, a first-year annual fee rebate!†

After that, get cash back on eligible gas and grocery purchases.¹

  • 3% cash back on eligible gas and grocery purchases†
  • 2% cash back on eligible transportation, dining purchases and recurring payments†
  • 1% cash back on all other purchases†
  • Get cash back on demand – redeem your cash back at any time when you have a minimum of $25 through CIBC Online and Mobile Banking®
  • Ongoing Purchase APR: 19.99%†
  • Ongoing Balance Transfer APR and Cash Advance APR: 22.99%† (21.99% QC only)

Fees & Conditions

Household Income $15000
Annual Fee $99
First Year Annual Fee Rebate
Foreign Transaction Fee 2.5%
Purchase Rates 19.99%
Cash Advance Rates 22.99%
Cash Advance Rate (QC) 21.99%

Advantages

Welcome Bonus up to $200 cash back
Rewards Type Cash Back
Transfer Partners Cashback
Loyalty Program Cashback

Value

Value

For all the credit card offers, we estimate the first year Offer Value according to:

  • Value of the Cashback or Points earned with the Offer
  • Value of the Benefits or travel credits earned with the Offer
  • Annual fee offer (first-year rebate or not)
  • This calculation is made by milesopedia

 

Offer Value calculation
for the first-year
Point Value (according to milesopedia) 1.0 ¢
Welcome Offer Value $200
Estimated Value $200

 

Insurance

Purchase Protection
Extended Warranty
4.1 Milesopedia Rating