Our Review
If you don’t meet the income requirements for the CIBC Dividend® Visa Infinite* Card, you could apply for the CIBC Dividend® Platinum Visa* Card. The minimum annual income required for this card is $15,000 (household).
With the CIBC Dividend® Platinum Visa* Card, you earn:
- 3% cash back on eligible gas and grocery purchases†
- 2% cash back on eligible transportation, dining purchases and recurring payments†
- 1% cash back on all other purchases†
Currently, you will get 10% cash back for the first 4 statements on total purchases of up to $2,000. And you’ll get a first-year annual fee rebate (a $99 value)!
And this card has valuable insurance:
- Auto Rental Collision/Loss Damage Insurance
- $500,000 Common Carrier Accident Insurance
- Purchase Security and Extended Protection Insurance
Offer
Offer
Welcome Offer: Get 10% cash back (up to $200)* Plus, a first-year annual fee rebate!†
After that, get cash back on eligible gas and grocery purchases.¹
- 3% cash back on eligible gas and grocery purchases†
- 2% cash back on eligible transportation, dining purchases and recurring payments†
- 1% cash back on all other purchases†
- Get cash back on demand – redeem your cash back at any time when you have a minimum of $25 through CIBC Online and Mobile Banking®
- Ongoing Purchase APR: 19.99%†
- Ongoing Balance Transfer APR and Cash Advance APR: 22.99%† (21.99% QC only)
Fees & Conditions
Household Income
$15,000
Annual Fee
$99
First Year Annual Fee Rebate
Foreign Transaction Fee
2.5%
Purchase Rates
19.99%
Cash Advance Rates
22.99%
Cash Advance Rate (QC)
21.99%
Advantages
Welcome Bonus
up to $200 cash back
Rewards Type
Cash Back
Transfer Partners
Cashback
Loyalty Program
Cashback
Value
Value
For all the credit card offers, we estimate the first year Offer Value according to:
- Value of the Cashback or Points earned with the Offer
- Value of the Benefits or travel credits earned with the Offer
- Annual fee offer (first-year rebate or not)
- This calculation is made by milesopedia
| Offer Value calculation for the first-year |
|
| Point Value (according to milesopedia) | 1.0 ¢ |
| Welcome Offer Value | $200 |
| Estimated Value | $200 |
Insurance
Purchase Protection
Extended Warranty
Legal
Legal
†Conditions Apply