CIBC Dividend Platinum® Visa* Card

Welcome Bonus
Up to $300 cash back
  • First Year Annual Fee Rebate
  • Digital Exclusive Offer†
  • 3% cash back on gas, EV charging, and grocery purchases†
Annual Fee
$99
First Year Annual Fee Rebate (terms apply)
Interest rates
Purchase Rates
21.99%
Cash Advance Rates
22.99%
21.99% (QC)
Balance Transfer Rates
22.99%
21.99% (QC)
CIBC Dividend Platinum® Visa* Card
CIBC Dividend Platinum® Visa* Card
Up to $300 cash back
Apply Now

Offer

Welcome Offer: Join and earn over $400 in value including a first year annual fee rebate.

Here's how you can earn over $400 in value:

  • Earn a 10% cash back welcome bonus of up to $250 (first 4 statements)
  • A $50 cash back bonus for setting up one pre-authorized payment within the first 4 monthly statements.
  • First year annual fee rebate valued at $99.

After that, get 3% cash back on eligible gas, EV charging, and grocery purchases.

  • 2% cash back on eligible transportation, dining purchases and recurring payments
  • 1% cash back on all other purchases
  • Get cash back on demand - redeem your cash back at any time when you have a minimum of $10 through CIBC Online and Mobile Banking®

Get a free Skip+ membership when you link your eligible CIBC credit card

Plus, enjoy $0 delivery fees and earn a $10 monthly voucher.

Fuel up for less

Link your card with Journie Rewards to save up to 10 cents per litre at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.

Fees & Conditions

Personal Income $15,000
Household Income $15,000
Annual Fee $99
First Year Annual Fee Rebate
First Additional Card $30
First Year Annual Fee Rebate - First Additional Card
Other Additional Card $30
Foreign Transaction Fee 2.5%

Value

Calculate the rewards
Your Monthly Spending
Year 1
Year 2+
Welcome Bonus
0 $
Annual Credit
Travel benefits
VIP Lounges
First Year Annual Fee Rebate
-
First year offer value
Rewards Earned
Annual fee
Net value

Advantages

Welcome Bonus amount Up to $300 cash back
Minimum Spending Required $2,500
Minimum Spending Timeframe (Months) 4 month(s)

Earnings

Per dollar of purchases

All Spending 1 %
Groceries 3 %
Gas 3 %
Dining and Food delivery 2 %
Convenience Stores 1 %
Drugstores 1 %
Local Transport 2 %
Travel 1 %
Entertainment 1 %
Recurring Payments 2 %
Telecom/Internet 1 %
Streaming services 1 %
Online transactions 1 %
Office Supplies 1 %

Insurance

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
$500,000
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
$65,000
48 day(s)
Hotel/Motel Burglary Insurance

This section sets out the maximum coverage amounts or periods. Please review your insurance certificate for details, exclusions and limitations of your coverage, terms and conditions apply.

Other Insurance

Insurance Name
Included
Amount
Duration
Extended Warranty
1 year
Purchase Protection
90 day(s)
Mobile Device Insurance
Price Protection

Our review

If you don’t meet the income requirements for the CIBC Dividend® Visa Infinite* Card, you could apply for the CIBC Dividend® Platinum Visa* Card. The minimum annual income required for this card is $15,000 (household).

With this offer, get up to $400 in value:

  • A 10% cash back welcome bonus of up to $250 (first 4 statements)
  • A $50 cash back when setting up a pre-authorized payment (first 4 months)
  • A first-year annual fee rebate (value of $99)

With the CIBC Dividend® Platinum Visa* Card, you get:

  • 3% on eligible gas, electric vehicle charging, and grocery purchases
  • 2% cash back on eligible transportation and dining purchases and on eligible recurring bill payments
  • 1% cash back on all other purchases

And this CIBC Cash Back Credit Card offers some insurance coverage:

  • Auto Rental Collision/Loss Damage Insurance
  • $500,000 Common Carrier Accident Insurance
  • Purchase Security and Extended Protection Insurance

Frequently Asked Questions

Alternative Cards

4.3

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