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The easiest way to pay at Costco Canada… is with a Mastercard credit card .
But as you will see below, you could also use Visa cards with a back door method.
Note that no credit card considers Costco a grocery store!
You don’t need to have a CIBC Costco Mastercard, contrary to what many Costco members believe.
All Mastercard credit cards are accepted at Costco!
So here is the list of the best Mastercard and Visa card to maximize your returns at your favourite warehouse.
There are many MASTERCARD credit cards out there you can use at Costco.
Choose the best one based on your goal:
If you wish to get cash back, there are many MASTERCARD cash back credit cards for your Costco purchases!
Here are several other cash back MASTERCARD credit cards:
As you’ve seen below, there are more attractive cashback credit cards than the CIBC Costco Mastercard.
As a reminder, this one offers gas pedals for restaurants, gasoline and Costco.ca (but there are annual limits to respect). Otherwise, you’ll earn 1% cash back on all other purchases, including those made at Costco.
If you prefer travel points, there are many Travel Points MASTERCARD credit cards for your Costco purchases!
Here are several other Travel MASTERCARD credit cards:
If you don’t have the minimum income requirement for World Elite cards ($80,000 individual / $150,000 household), here are other MASTERCARD credit cards with travel rewards:
If you’re an AIR MILES collector, you probably want to earn AIR MILES Bonus Miles for your Costco purchases!
With the BMO® AIR MILES® World Elite Mastercard®*, you’ll earn 2 miles for every $12 spent at Costco. That’s1.75% cash back when you use your AIR MILES Miles with the Cash option.
Only BMO has AIR MILES MASTERCARD credit cards.
With these AIR MILES credit cards, you earn 2 miles for every $25 spent at Costco.
On Costco.ca, you can pay with a VISA credit card. And since you can buy Costco SHOP cards that you can use in warehouses, it’s a backdoor method to use any VISA credit card for Costco!
Choose the best credit card based on your goal:
If you’re a member of the Aeroplan program, you’ll want to be able to earn Aeroplan points on your Costco purchases!
Use your Aeroplan credit card on costco.ca to buy cash cards for use in the warehouse!
The TD® Aeroplan® Visa Infinite* Card is a great way to earn points Aeroplan for all your Costco purchases.
With this credit card you earn:
Several other credit cards offering points Aeroplan may also be of interest:
There are many Travel Points VISA credit cards for your Costco purchases!
The Scotiabank Passport Visa Infinite + Card is a great way to earn travel points for all your Costco purchases.
With this credit card, you earn:
Several other travel points credit cards may be interesting for you:
If you prefer cash back, there are a few cash back VISA credit cards for your Costco purchases!
The CIBC Dividend® Visa Infinite* Card is a great way to earn cash back on all your purchases at Costco.
Three other cash back credit cards may be of interest:
As you can see, there are plenty of credit cards to choose from at Costco.
If we had to choose just one, we’d take the Rogers Red World Elite® Mastercard® for several reasons:
Here are frequently asked questions in the milesopedia community about this card.
Savings this way:
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