Costco and credit cards
Our readers often ask how to use a Visa credit card at Costco warehouses.
For a few years now, Costco Canada has only accepted Mastercard for warehouse payments (in addition to cash or debit card payments).
In fact, we have established a list of the best Mastercard credit cards to use at Costco. For example, you can collect AIR MILES miles at Costco with the BMO® AIR MILES® World Elite®* Mastercard®*.
The Costco.ca website
The costco.ca website allows you to pay with a VISA credit card or a Mastercard credit card!
It is quite convenient for all products available on the website (however, most of these products will generally be more expensive than those found in the warehouse). This remains interesting for the purchase of household appliances.
But what interests us most here is the possibility of buying, with a VISA credit card, “Shop” cards you can then use at the warehouse!
Costco Shop Cards
Costco “Shop” cards are gift cards you can use :
- At the warehouse
- at Costco gas stations
- on Costco.ca
They come in different denominations, from $50 to $2,000. And you can buy them with a VISA credit card.
Moreover, it is now possible to receive them in digital version: you will not have to wait for a delivery by mail and will be able to use them quickly!
These Purchase cards can also be used by people who are not Costco members!
If you are a Costco member, you can pass on your membership to others: in exchange for this service, you will use your credit card to buy them a Shop Card (and they will send you an Interac as a refund)!
So you’ll earn Points and Cash Back on your VISA credit card 😉
VISA credit cards for Costco
The CIBC Costco Mastercard credit card
The CIBC Costco Mastercard is Costco’s official credit card. Read all about it in this article:
Does Costco accept Mastercard?
Yes, Mastercard credit cards are accepted at Costco in Canada.
Are Visa cards accepted at Costco?
No, Visa credit cards are not accepted directly at Costco in Canada. This article explains how to pay with a Visa card.
How can I pay at Costco?
In Canada, warehouses accept payment by cash, debit card and Mastercard.
Does Costco accept Apple Pay?
Yes, you can use your phone and virtual wallet (Apple Pay, Samsung Pay, Google Pay) to pay for your Costco purchases.