TD First Class Travel Visa Infinite* Card – Quebec

TD First Class Travel Visa Infinite* Card – Quebec

Earn up to 80,000 TD Points† plus, 0% promotional interest rate on Travel Purchases for the first 6 months†. First year no Annual Fee for the Primary and Additional Cardholders†. Conditions apply. Must apply by March 6, 2022.

Welcome Bonus

Up to 80,000 points Ends Mar 6, 2022

Best For

Value
Year 1

$880

Years 2 and +

$240

Annual Fee

$120

First Year Annual Fee Rebate (terms apply)
Interest rates
Purchase Rates

20.99 %

Cash Advance Rates

20.99 %

Balance Transfer Rates

20.99 %

Your Monthly Spending

Offer

Offer

Apply by March 6, 2022 to earn up to 80,000 TD Points (a travel value of up to $400 when you book travel purchases through ExpediaForTD.com) and get a full Annual Fee Rebate for the Primary and Additional Cardholders (a value of up to $170) for the first year. That’s a total value of $570.

  • Welcome Bonus of 20,000 TD Points when you make your first Purchase with your Card.
  • 60,000 TD Points when you keep your Account open, active and in good standing for 90 days after Account opening.

Plus:

  • Get 0% promotional interest rate on Travel Purchases for first 6 months

To receive the first-year annual fee rebate, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening.

  • Earn 3 TD Points for every $1 you spend on Purchases made using your Card
  • Earn 9 TD Points for every $1 you spend when you book travel online through Expedia® For TD
  • Your TD Points do not expire as long as you are a TD First Class Travel Visa Infinite* Cardholder
  • Redeem TD Points for travel and travel-related purchases
  • No blackout period, seat restriction or expiry date for your TD Points as long as your account remains open and in good standing.
  • An extensive suite of travel insurance
  • Redeem your TD Points towards making purchases at Amazon.ca with Amazon Shop with Points. Conditions apply. See more details.
  • Also redeem TD Points for merchandise and gift cards or cash back in your Account

This offer is not available to residents outside of Quebec. For non-Quebec residents, please click here.

Fees & Conditions

Personal Income $60,000
Household Income $100,000
Annual Fee $120
First Year Annual Fee Rebate
First Additional Card $50
First Year Annual Fee Rebate - First Additional Card
Foreign Transaction Fee 2.5%
Purchase Rate (QC) 20.99%
Cash Advance Rate (QC) 20.99%
Balance Transfer Rates (QC) 20.99%

Value

Year 1
Years 2 and +
Welcome bonus
0 $
Annual credit
Travel benefits
VIP lounges
First Year Annual Fee Rebate
-
First-Year Offer Value
Accumulated rewards
Annual fee
Net value
Value

Reward points value

We have established a valuation of the reward point in cents for each loyalty program. More information on the points valuation page.

First-year value

For all credit cards offers, we estimate the value of the welcome offer (bonus, annual fee rebate) in the first year, plus the value of the rewards earned based on your purchases entered in the calculator for the six categories:

  • Grocery
  • Gas/Transit
  • Meals
  • Travel
  • Bills
  • Other purchases

First-Year Net Value = Welcome Bonus Value + Benefits (Annual Credit, VIP lounges, etc.) + Earned Rewards First-Year Annual Fee

Value of subsequent years

For the value of subsequent years, we consider the earned rewards based on your purchases indicated in the calculator and any benefits offered.

Subsequent years’ net value = Earned Rewards + Benefits (Annual Credit, VIP lounges, etc.) Annual fee

VIP lounges:

For credit cards with complimentary airport lounge access, this benefit is calculated as follows:

  • 1 access = $35
  • Unlimited access = $350 (the value of 10 annual visits)

Advantages

Offer ends on Mar 6, 2022
Welcome Bonus Up to 80,000 points†
Minimum Spending Required $0
Concierge

Earnings

All Spending 3 points
Drugstores 3 points
Groceries 3 points
Convenience Stores 3 points
Gas 3 points
Telecom/Internet 3 points
Local Transport 3 points
Streaming services 3 points
Dining and Food delivery 3 points
Online transactions 3 points
Recurring Payments 3 points
Office Supplies 3 points
Travel 3 points
Entertainment 3 points

Insurance

Common Carrier Travel Accident Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Trip Cancellation Insurance
Trip Interruption Insurance
Travel medical insurance up to 64 years old
Purchase Protection
Travel Medical Insurance
Extended Warranty
4.2 Milesopedia Rating