TD Cash Back Visa Infinite* Card – Quebec

TD Cash Back Visa Infinite* Card – Quebec

Earn 6% Cash Back on all Purchases for the first 3 months† up to a total spend of $2,000. After your first $2,000 in Purchases, Gas Purchases, Grocery Purchases and Pre-Authorized Payments will continue to earn 6% up to a total spend of $3,500 for the first 3 months.

Plus, a first-year annual fee rebate for the Primary and Additional Cardholders.

Welcome Bonus

Up to 210 $ cash back† Ends May 29, 2022

Best For

Value
Year 1

$810

Years 2 and +

$360

Annual Fee

$120

First Year Annual Fee Rebate (terms apply)
Interest rates
Purchase Rates

20.99 %

Cash Advance Rates

20.99 %

Balance Transfer Rates

20.99 %

Your Monthly Spending

Offer

Offer

Apply by May 29, 2022 and earn 6% Cash Back on all Purchases for the first 3 months up to a total spend of $2,000. After your first $2,000 in Purchases, Gas Purchases, Grocery Purchases and Pre-Authorized Payments will continue to earn 6% up to a total spend of $3,500 for the first 3 months. Plus, no Annual Fee for the first year for the Primary and Additional Cardholders. To receive the first-year annual fee rebate, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening.

  • Earn 3% in Cash Back Dollars on eligible grocery Purchases and gas Purchases, and on regularly recurring bill payments set up on your account
  • Earn 1% Cash Back Dollars on all other Purchases made with your Card
  • Earn Cash Back Dollars on every eligible purchase.
  • Redeem your Cash Back Dollars to help pay down your Account balance whenever you please – the choice is yours!
  • Your Cash Back Dollars never expire as long as your account is open and in good standing
  • Emergency Road Services with Deluxe TD Auto Club Membership, valued at $79.00, is included with the product.

This offer is not available to residents outside of Quebec. For non-Quebec residents, please click here.

Fees & Conditions

Personal Income $60,000
Household Income $100,000
Annual Fee $120
First Year Annual Fee Rebate
First Additional Card $50
First Year Annual Fee Rebate - First Additional Card
Other Additional Card $50
Foreign Transaction Fee 2.5%
Purchase Rate (QC) 20.99%
Cash Advance Rate (QC) 20.99%
Balance Transfer Rates (QC) 20.99%

Value

Year 1
Years 2 and +
Welcome bonus
0 $
Annual credit
Travel benefits
VIP lounges
First Year Annual Fee Rebate
-
First-Year Offer Value
Accumulated rewards
Annual fee
Net value
Value

Reward points value

We have established a valuation of the reward point in cents for each loyalty program. More information on the points valuation page.

First-year value

For all credit cards offers, we estimate the value of the welcome offer (bonus, annual fee rebate) in the first year, plus the value of the rewards earned based on your purchases entered in the calculator for the six categories:

  • Grocery
  • Gas/Transit
  • Meals
  • Travel
  • Bills
  • Other purchases

First-Year Net Value = Welcome Bonus Value + Benefits (Annual Credit, VIP lounges, etc.) + Earned Rewards First-Year Annual Fee

Value of subsequent years

For the value of subsequent years, we consider the earned rewards based on your purchases indicated in the calculator and any benefits offered.

Subsequent years’ net value = Earned Rewards + Benefits (Annual Credit, VIP lounges, etc.) Annual fee

VIP lounges:

For credit cards with complimentary airport lounge access, this benefit is calculated as follows:

  • 1 access = $40
  • Unlimited access = $400 (the value of 10 annual visits)

Advantages

Offer ends on May 29, 2022
Welcome Bonus Up to $210 cash back†
Minimum Spending Required $3,500
Minimum Spending Timeframe 90 day(s)
Concierge

Earnings

All Spending 1%
Drugstores 1%
Groceries 3%
Convenience Stores 1%
Gas 3%
Telecom/Internet 1%
Local Transport 1%
Streaming services 1%
Dining and Food delivery 1%
Online transactions 1%
Recurring Payments 3%
Office Supplies 1%
Travel 1%
Entertainment 1%

Insurance

Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Purchase Protection
Travel Medical Insurance
Extended Warranty