BMO AIR MILES World Elite - Exclusive Welcome Offer
With this exclusive offer for the BMO® AIR MILES® World Elite Mastercard®*, you earn 3,000 miles after $3,000 in card purchases, a $315 cash value.
Besides, the annual fee is waived in the first year!
With this card, you earn 3 miles for every $12 spent at participating AIR MILES Partners. Everywhere else, you’ll earn 1 Mile for every $12 spent, including at Costco and Walmart.
And it’s the only AIR MILES credit card in Canada to offer a 25% discount on one worldwide AIR MILES flight redemption during the calendar year
The BMO® AIR MILES® World Elite®* Mastercard®* card also offers:
- Premium insurance for your travels or purchases
- Double the miles for car rentals with National or Alamo
- Concierge services

BMO AIR MILES World Elite - Earn AIR MILES Reward Miles
With the BMO® AIR MILES® World Elite®* Mastercard®*, you earn 3 miles for every $12 spent at participating AIR MILES Partners.
So if you spend $100 at a participating AIR MILES partner like Shell, you’ll earn 25 AIR MILES Reward Miles.

BMO AIR MILES World Elite - 25% discount on airline rewards once a year
The BMO® AIR MILES® World Elite®* Mastercard®* is the only AIR MILES-affiliated credit card to offer a 25% discount, once a year, on AIR MILES flight rewards.
BMO AIR MILES World Elite - Accepted at Costco
Since this is a Mastercard credit card, the BMO® AIR MILES® World Elite®* Mastercard®* will be accepted for purchases at Costco. You’ll earn 1 Mile for every $12 spent.

BMO AIR MILES World Elite - Insurance
This data is only informative. Please refer to the BMO AIR MILES World Elite Mastercard Card insurance document provided with the BMO® AIR MILES® World Elite®* Mastercard®* for details.
Coverage applies only when you pay the total cost of your trip using the primary or co-applicant Mastercard when booking your trip.
Trip Cancellation Insurance
Reimbursement of up to $1,500 per insured.
Trip Interruption/Trip Delay insurance
In the event of a trip interruption, You will be reimbursed the additional cost of a one-way economy airfare to Your departure or destination and the non-refundable unused portion of ground transportation arrangements, up to a maximum of $2,000 per Insured Person.
Flight Delay Insurance
Flight delay insurance provides compensation if the arrival or departure of your scheduled flight is delayed by more than four hours. You will be reimbursed up to a maximum of $500 per Account per Trip for reasonable additional expenses incurred for accommodation and travel.
15-day medical insurance (under age 65)
Covers out-of-country medical expenses up to $5 million:
- Medical, hospitalization and ambulance costs
- Private duty nursing
- Emergency evacuation or airlift
- Other Professional Services
- Emergency dental care
- Transport to the bedside
- Return of the remains
- Additional costs for meals and hotel accommodation
- Return of the vehicle
Car Rental Theft and Damage Insurance
You have a maximum coverage of $65,000 for the risks associated with a Leased Vehicle, based on the Manufacturer’s Suggested Retail Price (MSRP) for the vehicle’s model year, i.e. :
- damage to the Rental Vehicle;
- theft of the Rental Vehicle, its parts or accessories;
- the costs charged by the rental agency as a result of loss of use of the vehicle while it is being repaired;
- Reasonable and customary charges for towing the Rental Vehicle to the nearest location.
This coverage does not include any form of automobile liability, bodily injury or property damage insurance. It is the Insured Person’s responsibility to obtain suitable liability insurance, either through his/her own automobile insurance policy or by accepting the insurance offered by the rental agency.
Extended Warranty
Avoid paying for optional extended warranties on your next purchase using your BMO credit card. The original manufacturer’s warranty period is doubled, up to a maximum of one additional year.
Purchase insurance
Get extra protection – goods purchased with the card are automatically insured against theft and damage for 90 days from the date of purchase.
Bottom Line
If you are a loyal AIR MILES member, it’s a credit card made for you. You earn many miles very quickly!