70,000 Marriott Bonvoy Points + 5X Points on Eligible Travel & Gas
Air France Montreal Lounge

Up to 100,000 points with the American Express Platinum Card®!

To the point

Introducing a new limited time welcome offer for Canada's Best Travel Premium Card!

A new offer for the Platinum Card

The Platinum Card® is the best premium card in Canada for travellers.

With this welcome offer, you can earn up to 100,000 Membership Rewards points.

Here’s how:

  • 80,000 Membership Rewards points after $6,000 in Card purchases wthin the first 3 months
  • 20,000 Membership Rewards points when you make a purchase between 14 and 17 months of Cardmembership

That means you can earn 80,000 Membership Rewards points in your first year. To earn an additional 20,000 Membership Rewards points, the Card must be renewed for a second year.

American Express Membership Rewards points value

80,000 Membership Rewards points are worth $800 if used towards any purchase charged to your Card. That’s a value of 1 cent per point.

But in our opinion, the value can be much greater by transferring your points to partner loyalty programs such as Aeroplan, British Airways Executive Club, Flying Blue or Marriott Bonvoy!

In my case, I convert my Membership Rewards points into Aeroplan miles to book:

Or I use my Membership Rewards points through the American Express fixed points travel program for some North American destinations: the return is 2 cents per point (a value of $1,600 for 80,000 points).

singapore airlines a350 – business class-09
Singapore Airlines A350 Business Class

Everyday life benefits

Improved earning rates for some purchases

The earning rate of the Platinum Card® is adapted to the Cardmembers lifestyle: travel and gastronomy!

For example, with the Platinum Card®, you can earn:

  • 3 points for every $1 in Card purchases on eligible dining in Canada
  • 2 points for every $1 in Card purchases on eligible travel
  • 1 point for every $1 in all other Card purchases
amex platinum cobalt restaurants
Platine card Cobalt card at the restaurant

Membership Rewards points can be transferred to:

  • Airline programs such as Aeroplan, British Airways Executive Club, Delta Skymiles or Flying Blue
  • Hotel programs such as Marriott Bonvoy and Hilton Honors.

A metal card

As a high-end card, the Platinum Card is a metal card!

The Platinum Card® is one of the only cards in Canada to be made of metal, which establishes the Premium (and different) side of the Platinum Card® against the competition.

And this Card is really beautiful with only your name on the front: all the other information is on the back (but your wallet will weigh a little more)!

card Platine Max Featured Platinum Card
My Platinum Card

Benefits for your travels

Access to Airport Lounges

Platinum Cardmembers have access to the American Express Global Lounge Collection.

Here are the conditions of access for each type of lounge:

Lounge Details
Priority Pass Complimentary and unlimited access for the Cardmember AND a guest
in 1200 airport lounges around the world
Executive Lounges by Swissport Complimentary access for the Cardmember and his spouse
2 children under the age of 21

by presenting the Platinum Card
Ex: National Bank Lounge in Montreal, Aspire in Amsterdam, Gatwick…
V.I.P. International Airport Lounge
Jean-Lesage from Quebec City
Complimentary access for the Cardmember and a travel companion
2 children under the age of 18

by presenting the Platinum Card
Plaza Premium Lounges Complimentary access for the Cardmember and his spouse
by presenting the Platinum Card
Ex: Plaza Premium lounges in Toronto, Vancouver, Edmonton, Winnipeg
Delta Sky Club Complimentary access for the Cardmember
by showing the Platinum Card
and a Delta Airlines boarding pass
Airspace Lounges Complimentary access for the Cardmember and his spouse
2 children under the age of 21

or 2 travel companions
by presenting the Platinum Card
San Diego and Cleveland Airports
Escape Lounges Complimentary access for the Cardmember
and two travel companions
by presenting the Platinum Card
Oakland Airports, Minneapolis…
The Centurion Lounge Complimentary access for the Cardmember
and two travel companions
by presenting the Platinum Card
Miami, Las Vegas, La Guardia, San Francisco, Hong Kong
International American Express Lounges
American Express
Complimentary access for the Cardmember

collection salon lounge american express

For example, you can get complimentary access to the Air France Lounge or the National Bank Lounge at Montreal-Trudeau International Airport.

Salon Air France Montreal YUL-08

$200 annual travel credit

American Express Canada offers a $200 annual travel credit for trips booked through the American Express Travel website with the Platinum Card®.

This may be:

  • A flight
  • A hotel
  • A car rental
  • A travel package

This credit is renewed each year based on Cardmembership anniversary date.

$100 credit for NEXUS

The Platinum Card® comes with another benefit for travellers: the $100 NEXUS Card Statement Credit. Simply charge your NEXUS membership (every 4 years) onto your Platinum Card® to get this credit.

global entry nexus

Status in hotel programs

The Platinum Card® also offers status in several hotel loyalty programs, which entitles you to many benefits:

Program Status Key benefits
marriott bonvoy logo Elite Gold
Room upgrade

2 p.m Late departure
10 points for every eligible U.S. dollar
and 25% more points than base members
Premium Internet access
hilton honors e1488115875520 Gold
Complimentary Breakfast
Room Upgrade
80% more points than base-level members
Premium Internet access
2 free bottles of water per stay
radisson rewards logo Gold
Room Upgrade
Early Arrival and Late Checkout
25 Points per U.S. Dollar spent
and 15% off food and drink
2 free bottles of water per stay

The car rentals benefits

The Platinum Card® offers some benefits with 2 major car rental agencies:

Car rental agency Advantages
hertz logo 2 Five Star Level
Priority service at the counter
Upgrade of a one-car category
Discounts on standard rates
Special rates on the Prestige collection
Grace period of up to 4 hours to return the car
One free additional driver Read our review here
on booking a rental car
with Hertz and the Platinum Card
logo reviews
Avis Preferred
Priority service at the counter
Upgrade of a one-car category
Special discounts

The Fine Hotels and Resorts program

Platinum Cardmembers have access to the Fine Hotels and Resorts program, which provides significant benefits in high-end hotels such as:

  • Complimentary Breakfast
  • Room upgrade
  • 4 p.m.guaranteed Late departure
  • A $100 hotel service credit
Marriott Bonvoy Cosmopolitan of Las Vegas Autograph Collection featured
The Cosmopolitan of Las Vegas, Autograph Collection

High-end travel insurance

The Platinum Card® travel insurance is particularly worthwhile with very high reimbursement levels, whether for flight delays, luggage delays, overseas assistance, high-end car rentals.

Here is a summary of insurance coverages (this information is informational. Refer to your Platinum Card documents).

Insurance Coverage
Emergency Medical Insurance
Out of Province/Country
Can provide coverage of up to a maximum of $5,000,000 for eligible emergency medical expenses incurred by an insured person under age 65 while travelling outside your Canadian province or territory of residence for the first 15 consecutive days of a covered trip.
Trip Cancellation Insurance You can be reimbursed for the non-refundable and non-transferable portion of your travel arrangements when charged to your Card before your departure date should you cancel your trip for a covered reason.You can be covered for up to $2,500 per insured person, per trip, up to a maximum of $5,000 for all insured persons combined.
Trip Interruption Insurance When you fully charge your travel arrangements to your Card, this insurance can cover the non-refundable and non-transferable unused portion of your travel arrangements purchased before your departure date, should your trip be interrupted or delayed for a covered reason.You can be covered for up to $2,500 per insured person, per trip, up to a maximum of $6,000 for all insured persons combined.
Flight Delay Insurance Fully charge your airline ticket to your Card and receive up to $1,000 in coverage (aggregate maximum with Baggage Delay Insurance) for necessary and reasonable accommodations, restaurant expenses and sundry items purchased within 48 hours when delayed or denied boarding for 4 hours or more and no alternate transportation is made available.
Baggage Delay Insurance When you fully charge your airline ticket to your Card, you can receive up to $1,000 in coverage (aggregate maximum with Flight Delay Insurance) for reasonable and necessary emergency purchases for essential clothing and sundry items purchased within four days of arrival at your destination if your checked-in baggage on your outbound trip is delayed for 6 or more hours when you fully charge your airline ticket to your Card.
Lost or Stolen Baggage Insurance You can be covered for loss or damage to your checked-in or carry-on baggage and personal effects while in transit for up to a maximum of $1,000 per trip for all insured person(s) combined when you fully charge your airline tickets to your Card.
Car Rental Theft and Damage Insurance Save when you travel with flight and damage insurance for rental cars included with your Platinum card. You can be covered for theft, loss and damage of your rental car with an MSRP of up to $85,000 for rentals of 48 days or less. To take advantage of this protection, simply decline the Collision Damage Waiver (CDW), Loss Damage Waiver (LDW) or similar option offered by the car rental agency and fully charge your rental to your Platinum Card. This insurance is available at no extra cost and you do not have to pay the insurance charged by the car rental company (usually costing between $16 and $23 per day).
Hotel Burglary Insurance You can receive up to $1,000 in coverage against the loss of most personal items (excluding cash) if your accommodation is burglarized when you fully charge your accommodations to your Card.
$500,000 Travel Accident Insurance You can be covered up to $500,000 of Accidental Death and Dismemberment Insurance when you fully charge your common carrier (plane, train, ship or bus) tickets to your Card. Additional cardmember, their spouse and dependent children under the age of 23 are also covered.
Purchase Protection® Plan You can be insured for eligible items charged to your Card for 120 days from the date of purchase in the event of accidental physical damage or theft for up to $1,000 per occurrence (for all purchased items combined). No registration required. You can be reimbursed for eligible events not covered by any other insurance.
Purchase Protection® Plan Your coverage can automatically extend the manufacturer’s original warranty up to one additional year when you fully charge eligible items to your Card. This protection applies to card items around the world, if the manufacturer’s warranty is valid in Canada and the United States and does not exceed five years. Jewelry, motor vehicles and parts are not covered. Before you have an item repaired, you must get permission. Replacement and repair costs for each eligible item may not exceed $10,000, up to a maximum of $25,000 per Cardmember, per year, for all claims.

american express centurion lounge hong kong 17
American Express Centurion Lounge Hong Kong

A Membership Rewards Card

Redeeming points to book flights with American Express

American Express has two flight charts:

  • Flexible points: here you use your points at a value of 1,000 Membership Rewards points = $10
  • Fixed: the fare will be depend on the destination
american express logo lounge 1

And this is how we will be able to get the most value out of our Membership Rewards points!

Up to 1,000 Membership Rewards points = $20. That’s 80,000 points = $1,600!

Using points against any expense

Another way to use Membership Rewards points is by applying them to your purchases. The rate is 1,000 Membership Rewards points = $10.

That’s 80,000 Membership Rewards points = $800!

Membership Rewards Transfer Partners

Here are all the transfer partners for American Express Membership Rewards program:

Partners Conversion rate
Aeroplan New Logo 1,000 Membership Rewards points
=
1,000 Aeroplan points
flying blue logo
1,000 Membership Rewards points
=
750 miles
in asia miles
1,000 Membership Rewards points
=
750 miles Asia Miles
british airways club
1,000 Membership Rewards points
=
1,000 Avios miles
pg logo delta skymiles e1496111335578
1,000 Membership Rewards points
=
750 Delta Skymiles
etihad guest
1,000 Membership Rewards points
=
750 Etihad Guest miles
hilton honors e1488115875520
1,000 Membership Rewards points
=
1,000 Hilton Honors Points
marriott bonvoy logo
1,000 Membership Rewards points
=
1,200 Marriott Bonvoy points

Annual fee and welcome bonus

See below for details of the current offer for the Platinum Card®:

Remember:

  • all the advantages offered by this Card including unlimited access to airport lounges for the Cardmember and a guest
  • the excellent welcome bonus, mainly covering the costs of the first year
  • $200 annual travel credit, renewed each year on Cardmembership anniversary date
  • $100 NEXUS credit every four years

Conclusion

There is no card with benefits comparable to the Platinum Card®, justifying its annual fee.

For a frequent flyer, all the benefits of the Card far outweigh the effective cost of $499 (since you get $200 in travel credit each year):

  • access to more than 1 200 airport lounges around the world
  • the benefits of hotel status, some of which offer complimentary breakfasts
  • the flexibility offered by both the transfer of Membership Rewards points and the fixed flight chart of American Express
  • high-end insurances

To this, American Express adds an improved earning rate of:

  • 3 points for every $1 in Card purchases on eligible dining in Canada
  • 2 points for every $1 in Card purchases on eligible travel

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