WestJet RBC World Elite Mastercard: 70,000 Points

The WestJet RBC World Elite Mastercard is one of the most rewarding airline credit cards in Canada for frequent WestJet travellers.

With its current welcome offer, you can earn up to 70,000 WestJet points, around $700 in value toward your next flights and vacation packages.

Here is our take on this card: its benefits, and how to make the most of it for your travels.

WestJet RBC World Elite Mastercard – Welcome offer

With the WestJet RBC^® World Elite Mastercard‡, you can earn up to 70,000 WestJet points as a welcome bonus:

30,000 WestJet points as a welcome bonus with your first purchase
30,000 WestJet points when you charge at least $5,000 in eligible purchases to your card within the first three months
10,000 additional WestJet points after your credit card account’s first anniversary

The offer ends on November 18, 2026.

An annual companion voucher from $119. Charge at least $5,000 in purchases to your card each year and you receive an annual round-trip companion voucher, starting at a $119 CAD base fare, plus taxes, fees, surcharges and other air transportation charges. You can exchange it instead for a 30% discount on a flight for one traveller, a $200 credit toward a WestJet Vacations or Sunwing Vacations package, or two airport lounge passes.

A free first checked bag for up to nine people. The first checked bag is free for the primary cardholder and up to eight guests on the same reservation, on WestJet flights. For a family of four, that is four bags on every leg.

Status Lift: $200 in tier qualifying spend per $5,000. Your everyday purchases move you toward Silver, Gold and even Platinum status. You earn $200 in tier qualifying spend for every $5,000 charged to the card, up to 50 times per year.

Up to 2 WestJet points per dollar

2 points per dollar on WestJet flights and WestJet Vacations or Sunwing packages
2 points per dollar on groceries and transportation, including gas, EV charging, public transit and rideshare
1.5 points per dollar on all other everyday purchases

The annual fee is $139, plus $59 per additional card.

Finally, you benefit from extensive insurance coverage: out-of-province or out-of-country emergency medical insurance, travel accident insurance, trip cancellation and trip interruption insurance, flight delay and delayed baggage insurance, hotel or motel burglary insurance, and rental vehicle collision and damage insurance.

FeaturedCompare

WestJet RBC^® World Elite Mastercard‡

RBC WestJet Rewards

Annual fee: $139
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$700Total$700Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $700
Welcome offerAfter $5,000 in 3 months: Up to 70,000 points; Ends Nov 18, 2026

With the WestJet RBC^® World Elite Mastercard^‡, you can earn up to 70,000 WestJet points as a welcome bonus:

30,000 WestJet points as a welcome bonus with your first purchase
30,000 WestJet points when you charge at least $5,000 in eligible purchases to your card within the first three months
10,000 additional WestJet points after your credit card account’s first anniversary

The offer ends on November 18, 2026.

An annual companion voucher from $119
Charge at least $5,000 in purchases to your card each year and you receive a World Elite Companion Voucher for a round-trip flight, starting at a $119 base fare, plus taxes, fees, surcharges and other air transportation charges. You can exchange it instead for a 30% flight discount for one traveller, a $200 credit towards a WestJet Vacations or Sunwing Vacations package, or two airport lounge passes.

A free first checked bag for up to nine people
The first checked bag is free for the primary cardholder and up to 8 guests on the same reservation, on WestJet flights. For a family of four, that is four bags on every leg.

Status Lift: $200 in tier qualifying spend per $5,000
Your everyday purchases move you towards Silver, Gold and even Platinum status. You earn $200 in tier qualifying spend for every $5,000 in purchases charged to the card, up to 50 times per year.

Up to 2 WestJet points per dollar

2 points per dollar on WestJet flights, WestJet Vacations and Sunwing Vacations packages
2 points per dollar at grocery stores and on transportation, including gas, EV charging, public transit and rideshare
1.5 points per dollar on all other everyday purchases

The annual fee is $139, plus $59 per additional card.

Legal

^® / MC Trademark(s) of Royal Bank of Canada. RBC and Royal Bank are registered trademarks of Royal Bank of Canada.

‡ All other trademarks are the property of their respective owner(s).

¹ To benefit from this offer, your application must be received and approved by Royal Bank of Canada (“Royal Bank”) between June 16, 2026 and November 18, 2026 (“Offer Period”). This offer only applies to new applications for a WestJet RBC World Elite Mastercard.

You will receive up to 30,000 welcome WestJet points upon your first purchase (“Welcome WestJet Points”) distributed as follows: (i) 25,000 Welcome WestJet Points up to six (6) weeks after your first purchase transaction date; and (ii) 5,000 Welcome WestJet Points up to twelve (12) weeks after your first purchase transaction date, provided your first purchase gets posted to your WestJet RBC World Elite Mastercard credit card account (“Credit Card Account”) within the first three (3) months of your Credit Card Account opening date (“Period”).

You will receive an additional 30,000 WestJet points (“Additional WestJet Points”) provided a total of $5,000 (“Qualifying Transaction Amount”) or more in qualifying net purchases and/or pre-authorized bill payment transactions (“Qualifying Transaction(s)”) are posted to your Credit Card Account within the Period. The Additional WestJet Points will be awarded approximately six (6) weeks after the date you reach the Qualifying Transaction Amount. Qualifying Transactions exclude cash advances (including balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges and fees, and credits for returns and adjustments posted to your Credit Card Account during the Period will reduce the amount of your Qualifying Transactions.

The transaction posting date of each Qualifying Transaction, not the transaction date, will determine whether the transaction will count towards the Qualifying Transaction Amount. This means that Qualifying Transactions that take place prior to the last day of the Period will not count towards the Qualifying Transaction Amount if they have not yet been posted or processed by the merchant, the payment network (Mastercard) or Royal Bank by the last day of the Period.

You will receive an additional 10,000 WestJet points (“Anniversary WestJet Points”) up to sixteen (16) weeks after your Credit Card Account has been open for one (1) year.

Welcome WestJet Points, Additional WestJet Points and Anniversary WestJet Points will be awarded to your WestJet Rewards account, accessible at westjet.com/account, and appear on your monthly credit card statement, provided your Credit Card Account is open and in good standing at the time they are awarded to your WestJet Rewards account, “good standing” meaning that your Credit Card Account must not be past due for more than two (2) consecutive Credit Card Account statement periods, closed, charged off or in credit revoked status at that time.

Only the primary cardholder on the Credit Card Account is eligible for this offer. Additional cardholders(s) (co-applicant and authorized user(s)), as well as existing cardholders on any RBC Royal Bank personal credit card account, transferring to a WestJet RBC World Elite Mastercard during the Offer Period, are not eligible for this offer.

If you close your Credit Card Account or change it for another type of RBC Royal Bank credit card before the Welcome WestJet points, Additional Welcome WestJet points or the Anniversary WestJet points have been awarded to your WestJet Rewards account, you may not receive the points. This offer may not be combined or used in conjunction with any other offer. Royal Bank and WestJet reserve the right to modify, cancel or withdraw this offer at any time without notice, even after your application has been approved, including if we suspect that you may be manipulating or abusing it, or engaging in any suspicious or fraudulent activity, as determined by us in our sole discretion.

Annual fee

Primary card$139

Additional card$59

Annual income required

Individual$80,000

Household$150,000

Conversion fees

2.5%

Earning rate

2xGroceries
2xGas
2xTransit
2xWith the partner brand
1.5xAll spending

Value

1st Year Value$1,098

2nd Year Value$263

Travel insurance

Travel medical (under 55)Included

Travel medical (55-64)Included

Travel medical (65+)Included

Trip CancellationUp to $1,500

Trip InterruptionUp to $5,000

Delayed BaggageUp to $500

Flight DelayUp to $500

Hotel BurglaryUp to $2,500

Travel AccidentUp to $500,000

Purchase protection

Purchase ProtectionIncluded

Extended Warranty+1 years

Mobile DeviceIncluded

Auto Rental CollisionUp to $65,000 / 48 days

WestJet RBC World Elite Mastercard – Benefits

Annual companion voucher from $119 CAD
Free first checked bag for the cardholder and up to 8 guests
WestJet Rewards status boost through your spending
Complimentary Mastercard Travel Pass membership by DragonPass, with each lounge visit charged at US$32 per person
Partner perks: Petro-Canada, DoorDash and Rexall

The companion voucher

After your first purchase, you receive a companion voucher redeemable for a round-trip ticket from $119 CAD (taxes, fees and fares extra). The voucher is then issued every year if you put at least $5,000 on your card. The voucher fare rises to $219 in Premium, and to $399 in economy or $499 in Premium for destinations outside Canada and the continental United States.

You can also exchange this voucher for one of the following:

A 30% discount on the base fare for a solo traveller;
A $200 credit toward a WestJet Vacations or Sunwing package;
Two airport lounge passes.

The WestJet Rewards status boost

For every $5,000 in purchases on your card, you earn $200 in qualifying spend toward a WestJet Rewards status boost. You can boost your status up to 50 times a year, which is enough to reach Platinum status.

Status gives you access to WestJet lounges (Gold and Platinum tiers), priority services and complimentary upgrades.

Is the card worth it?

This welcome offer delivers exceptional value for someone who:

Flies WestJet at least once a year, to use the companion voucher;
Travels with family or friends, to maximize savings on companion fares;
Checks a bag, with savings on every flight segment.

Learn More

Frequently Asked Questions

How do I earn the 70,000 WestJet points?

The 70,000 points arrive in four instalments: 25,000 points within six weeks of your first purchase, 5,000 points within twelve weeks of that same purchase, 30,000 points once you put $5,000 in qualifying purchases on the card during the first three months, and 10,000 anniversary points after one year of holding the card. The $5,000 threshold therefore unlocks the 30,000-point instalment, while the other three depend on your first purchase and on the account anniversary.

Can I use my WestJet points for any flight?

Yes. You can pay all or part of a WestJet flight or a WestJet Vacations or Sunwing package with your WestJet points, taxes and fees included. Points do not expire, and no blackout periods apply to flights paid for with points.

The WestJet RBC World Elite Mastercard is one of the most rewarding airline credit cards in Canada for frequent WestJet travellers.

With its current welcome offer, you can earn up to 70,000 WestJet points, around $700 in value toward your next flights and vacation packages.

Here is our take on this card: its benefits, and how to make the most of it for your travels.

WestJet RBC World Elite Mastercard – Welcome offer

With the WestJet RBC^® World Elite Mastercard‡, you can earn up to 70,000 WestJet points as a welcome bonus:

30,000 WestJet points as a welcome bonus with your first purchase
30,000 WestJet points when you charge at least $5,000 in eligible purchases to your card within the first three months
10,000 additional WestJet points after your credit card account’s first anniversary

The offer ends on November 18, 2026.

Up to 2 WestJet points per dollar

2 points per dollar on WestJet flights and WestJet Vacations or Sunwing packages
2 points per dollar on groceries and transportation, including gas, EV charging, public transit and rideshare
1.5 points per dollar on all other everyday purchases

The annual fee is $139, plus $59 per additional card.

FeaturedCompare

WestJet RBC^® World Elite Mastercard‡

RBC WestJet Rewards

Annual fee: $139
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$700Total$700Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $700
Welcome offerAfter $5,000 in 3 months: Up to 70,000 points; Ends Nov 18, 2026

With the WestJet RBC^® World Elite Mastercard^‡, you can earn up to 70,000 WestJet points as a welcome bonus:

30,000 WestJet points as a welcome bonus with your first purchase
30,000 WestJet points when you charge at least $5,000 in eligible purchases to your card within the first three months
10,000 additional WestJet points after your credit card account’s first anniversary

The offer ends on November 18, 2026.

Up to 2 WestJet points per dollar

2 points per dollar on WestJet flights, WestJet Vacations and Sunwing Vacations packages
2 points per dollar at grocery stores and on transportation, including gas, EV charging, public transit and rideshare
1.5 points per dollar on all other everyday purchases

The annual fee is $139, plus $59 per additional card.

Legal

^® / MC Trademark(s) of Royal Bank of Canada. RBC and Royal Bank are registered trademarks of Royal Bank of Canada.

‡ All other trademarks are the property of their respective owner(s).

You will receive an additional 10,000 WestJet points (“Anniversary WestJet Points”) up to sixteen (16) weeks after your Credit Card Account has been open for one (1) year.