American Express: How Can I Use My Annual Travel Credit?

Updated May 8, 2026
Fact checked by
Marie-Ève Leclerc
Marie-Ève Leclerc Marie-Ève Leclerc
Marie-Ève, Web Director at Milesopedia, is an expert in budget travel and a slow travel enthusiast. Specializing in Aeroplan, Scene+, and Marriott Bonvoy programs, she spends nearly six months a year abroad, making travel her way of life. Constantly seeking the best waves to surf, excellent coffee, and strategies to extend her travels, she is often found in coworking spaces with fellow digital nomads or by the sea, watching the sunset.
All posts by Marie-Ève Leclerc
American Express: How Can I Use My Annual Travel Credit? - Voyager-1024x538-12
To the point Let's take a look at how to use and maximize the Annual Travel Credit from American Express, one of the benefits offered by certain American Express cards.

American Express Annual Travel Credit – Eligible American Express Cards

American Express Canada offers an Annual Travel Credit for some credit cards:

This travel credit is like a gift every year: you use it to reduce the cost of your booking. For example, your future $300 hotel room will cost $100, after your $200 travel credit has been applied.

Here’s how to use the Annual Travel Credit from these American Express Cards.

What is the American Express Annual Travel Credit?

The Annual Travel Credit is available immediately when you subscribe to the American Express® Gold Rewards Card, the American Express Platinum Card®, or the Business Platinum Card® from American Express.

This Annual Travel Credit is then added to your account each year, at the time of your annual membership renewal.

American Express Annual Travel Credit – Booking Online

You must use this Annual Travel Credit on the American Express Travel website to make your booking:

To use your American Express Annual Travel Credit, you’ll need to visit the American Express online travel agency. Log in to your American Express online account.

Once there, click on Menu / Travel / Book a trip.

American Express: How Can I Use My Annual Travel Credit? - fr

This redirects you to the American Express Travel agency. You may need to log in again with your login details. If you’re having trouble and it doesn’t work in French, try in English.

If you have several American Express Cards, you will be asked to select the one you wish to use for your travel booking. Here, for example, I’m using the $100 Annual Travel Credit that comes with the American Express® Gold Rewards Card.

American Express: How Can I Use My Annual Travel Credit? - en

Then, all you have to do is find the trip, hotel, flight or car that suits you best and you can apply your American Express Annual Travel Credit. Here’s an example of a refundable hotel.

Once on the booking page, you will need to scroll down and check the appropriate box to apply your American Express Annual Travel Credit to the amount of your reservation.

American Express: How Can I Use My Annual Travel Credit? - en

The American Express Annual Travel Credit will be credited to your American Express Card account within 24 to 48 hours of booking. Generally, the annual travel credit will appear even before your trip is charged!

American Express Annual Travel Credit – Customer Service

You must call the American Express Travel Department at 1-800-611-1100, or contact them by email (OLCO@aexp.com) or reply to the same email address that sent you your reservation confirmation.

You can also open a chat session to discuss it with a customer service representative.

Amex and Your Annual Travel Credit

The Annual Travel Credit that comes with some American Express cards is a benefit to be used yearly. This virtually reduces the cost of your annual membership fee!

Go further with American Express Membership Rewards

To maximize your Membership Rewards earning, check our complete American Express Membership Rewards program guide and our best American Express Membership Rewards credit cards ranking, updated monthly by the Milesopedia team.

Come to discuss that topic in our Facebook Group!
Jean-Maximilien Voisine
Jean-Maximilien Voisine
Jean-Maximilien Voisine is the President and Founder of Milesopedia and a leading expert in rewards programs, credit cards, and travel across Canada, France, and the U.S.A. Now 40 years old and a father of two, he has explored more than 100 countries—many of them alongside his wife Audrey and their children. Specializing in loyalty programs such as Aeroplan, Flying Blue, American Express Membership Rewards, and Marriott Bonvoy, Jean-Maximilien helps travellers unlock the full potential of their points and benefits. His mission: empower others to travel better and smarter across North America and Europe.
All posts by Jean-Maximilien Voisine
Region
Canada

Receive our newsletter every week!

Savings this way:

Milesopedia