TD Emerald Flex Rate Visa* Card – Quebec

TD Emerald Flex Rate Visa* Card – Quebec

Welcome Bonus



Best For

Annual Fee


Purchase Rates

Cash Advance Rates

Balance Transfer Rates



Feel prepared, even during uncertain times. The TD Emerald Flex Rate Visa* Card is an option if you’re carrying a balance or if you need to finance bigger or unexpected purchases. We’re ready to help you move forward.

  • Save on interest at a preferred low variable annual interest rate
  • Enjoy the same low interest rates on all your Purchases and Cash Advance transactions
  • Option to purchase Travel Medical Insurance and Trip Cancellation/Trip Interruption Insurance
  • Enjoy all of the benefits of your TD Emerald Flex Rate Visa* Card using Apple Pay. It’s the easy, secure, and private way to pay.
  • Interest rate for purchases: TD Prime + 5.50% to 13.75%
  • Interest Rate for Cash advance: TD Prime + 5.50% to 13.75%
  • As of March 30, 2020, TD Prime is 2.450%. Start the application process to find out which variable rate will apply to you based on your credit assessment. Visit for current TD Prime

Fees & Conditions

Personal Income $0
Household Income $0
Annual Fee $25
First Additional Card $0
Foreign Transaction Fee 2.5%


All Spending 0.00
Travel 0.00
Local Transport 0.00
Dining and Food delivery 0.00
Groceries 0.00
Convenience Stores 0.00
Gas 0.00
Drugstores 0.00
Office Supplies 0.00
Telecom/Internet 0.00
Entertainment 0.00
Online transactions 0.00
AIR MILES partners 0.00
Air Canada 0.00
Streaming services 0.00
Recurring Payments 0.00


Purchase Protection
Extended Warranty