TD Rewards Visa* Card – Quebec

TD Rewards Visa* Card – Quebec

Earn a $50 value† in TD Rewards Points† to use at Amazon.ca with Shop with Points. Plus, get a 9.99% promotional interest rate on purchases for the first 6 months with no annual fee†. Conditions apply. Must apply by May 29, 2022.

Welcome Bonus

15,152 points † Ends May 29, 2022

Best For

Value
Year 1

$247

Years 2 and +

$172

Annual Fee

$0

Interest rates
Purchase Rates

20.99 %

Cash Advance Rates

20.99 %

Balance Transfer Rates

20.99 %

Your Monthly Spending

Offer

Offer

Apply by May 29, 2022 to get a 9.99% promotional interest rate on purchases for the first 6 months with no annual fee†. Plus, earn 15,152 TD Rewards Points (a value of $50 on Amazon.ca with Shop with Points†) by keeping your Account open, active and in good standing for the first 90 days†.

  • Earn 2 TD Rewards Points for every $1 in grocery, restaurant and fast food purchases, and regularly recurring bill payments.
  • Earn 3 TD Rewards Points for every $1 when you book travel online through ExpediaForTD.com.
  • Earn 1 TD Rewards Point for every $1 you spend on all other purchases.
  • No Annual Fee.
  • Earn higher TD Rewards Points in grocery, restaurant and fast food purchases, travel bookings and regularly recurring bill payments.
  • Redeem your TD Points towards making purchases at Amazon.ca with Amazon Shop with Points. Conditions apply. See more details.
  • You can redeem the TD Rewards Points you’ve earned towards everyday perks like cash back, gift cards and more.
  • Your TD Rewards Points will never expire as long as your account is open and in good standing.
  • Shop with confidence knowing your eligible purchases are covered with Purchase Security and Extended Warranty Protection.

This offer is not available to residents outside of Quebec. For non-Quebec residents, please click here.

Fees & Conditions

Personal Income $0
Household Income $0
First Additional Card $0
Foreign Transaction Fee 2.5%
Purchase Rate (QC) 20.99%
Cash Advance Rate (QC) 20.99%
Balance Transfer Rates (QC) 20.99%

Value

Year 1
Years 2 and +
Welcome bonus
0 $
Annual credit
Travel benefits
VIP lounges
First-Year Offer Value
Accumulated rewards
Annual fee
Net value
Value

Reward points value

We have established a valuation of the reward point in cents for each loyalty program. More information on the points valuation page.

First-year value

For all credit cards offers, we estimate the value of the welcome offer (bonus, annual fee rebate) in the first year, plus the value of the rewards earned based on your purchases entered in the calculator for the six categories:

  • Grocery
  • Gas/Transit
  • Meals
  • Travel
  • Bills
  • Other purchases

First-Year Net Value = Welcome Bonus Value + Benefits (Annual Credit, VIP lounges, etc.) + Earned Rewards First-Year Annual Fee

Value of subsequent years

For the value of subsequent years, we consider the earned rewards based on your purchases indicated in the calculator and any benefits offered.

Subsequent years’ net value = Earned Rewards + Benefits (Annual Credit, VIP lounges, etc.) Annual fee

VIP lounges:

For credit cards with complimentary airport lounge access, this benefit is calculated as follows:

  • 1 access = $35
  • Unlimited access = $350 (the value of 10 annual visits)

Advantages

Offer ends on May 29, 2022
Welcome Bonus 15,152 points†
Minimum Spending Required $0

Earnings

All Spending 1 point
Drugstores 1 point
Groceries 2 points
Convenience Stores 1 point
Gas 1 point
Telecom/Internet 1 point
Local Transport 1 point
Streaming services 1 point
Dining and Food delivery 2 points
Online transactions 1 point
Recurring Payments 2 points
Office Supplies 1 point
Travel 1 point
Entertainment 1 point

Insurance

Purchase Protection
Extended Warranty