TD Rewards Visa* Card  🇨🇦

Welcome Bonus
15 152 TD Rewards Points 
Ends Jan 6, 2025
  • No annual fee
  • Purchase Insurance
  • Mobile Device Insurance
Annual Fee
0 $
Interest rates
Purchase Rates
19.99 %
20.99 % (QC)
Cash Advance Rates
22.99 %
20.99 % (QC)
Balance Transfer Rates
22.99 %
20.99 % (QC)

TD Rewards Visa Card
TD Rewards Visa* Card
15 152 TD Rewards Points 
Ends Jan 6, 2025
Apply Now

Offer

Earn 15,152 TD Rewards points ($50 value on Amazon.ca) when you spend $500 within 90 days of account opening†. Conditions apply. Account must be approved by January 6, 2025.

Earn TD Reward Points on all the things you normally do, whether you use your card for groceries, dining or paying bills. The rewards will add up quickly so you can enhance your everyday experiences and enjoy a wide variety of rewards.

  • Earn 4 TD Rewards Points for every $1 you spend when you book travel through Expedia® For TD
  • Earn 3 TD Rewards Points for every $1 you spend on Groceries and Restaurants.
  • Earn 2 TD Rewards Points for every $1 you spend on regularly recurring bill payments set up on your Account
  • Earn 1 TD Rewards Points For every $1 you spend on other Purchases made using your Card

Your Card also allows you to enjoy:

  • Flexibility to redeem your TD Rewards Points on a wide variety of rewards at Expedia® For TD, Starbucks® and more.
  • Mobile device insurance of up to $1000 if you lose or damage your phone.
  • Booking your travel through Expedia® For TD to maximize the TD Rewards Points you can earn on your travel purchases
  • No travel blackouts, no seat restrictions and no expiry for your TD Rewards Points as long as your account is open and in good standing.
  • Redeem your TD Rewards Points towards making purchases at Amazon.ca with Amazon Shop with Points. Conditions apply. See more details.

Fees & Conditions

Personal Income 0 $
Household Income 0 $
Annual Fee 0 $
First Additional Card 0 $
Foreign Transaction Fee 2.5%
Purchase Rates 19.99%
Cash Advance Rates 22.99%
Balance Transfer Rates 22.99%
Purchase Rate (QC) 20.99%
Cash Advance Rate (QC) 20.99%
Balance Transfer Rates (QC) 20.99%

Value

Calculate the rewards
Your Monthly Spending
Year 1
Year 2+
Welcome Bonus
0 $
Annual Credit
Travel benefits
VIP Lounges
First year offer value
Rewards Earned
Annual fee
Net value

Advantages

Offer ends on Jan 6, 2025
Welcome Bonus amount 15 152 TD Rewards Points 
Minimum Spending Required 500 $
Minimum Spending Timeframe (Months) 3 month(s)

Earnings

Per dollar of purchases

All Spending 1 TD Rewards point
Groceries 3 TD Rewards Points
Gas 1 TD Rewards point
Dining and Food delivery 3 TD Rewards Points
Convenience Stores 1 TD Rewards point
Drugstores 1 TD Rewards point
Local Transport 1 TD Rewards point
Travel 1 TD Rewards point
Entertainment 1 TD Rewards point
Recurring Payments 2 TD Rewards Points
Telecom/Internet 1 TD Rewards point
Streaming services 1 TD Rewards point
Online transactions 1 TD Rewards point
Office Supplies 1 TD Rewards point

Insurance

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance

There may be a daily maximum amount depending on the type of fees paid

Other Insurance

Insurance Name
Included
Amount
Duration
Extended Warranty
1 year
Purchase Protection
90 day(s)
Mobile Device Insurance
1 000 $
Price Protection

Our review

You can earn 15,152 TD Rewards points with the TD Rewards Visa* Card for a limited time. It’s worth about $50 on Amazon.ca.

With the TD Rewards Visa* Card, you earn:

  • 4 TD Rewards Points for every $1 you spend when you book travel through Expedia® For TD
  • 3 TD Rewards Points for every $1 you spend on Groceries and Restaurants.
  • 2 TD Rewards Points for every $1 you spend on regularly recurring bill payments set up on your Account
  • 1 TD Rewards Point per dollar on other purcases

The TD Rewards Visa* Card has no annual fee and comes with Purchase Security and Extended Warranty Protection.

Alternative Cards

  • No annual fee
  • Purchase Insurance
Learn More
  • For every eligible purchase you make, you earn Cash Back Dollars credit for a percentage of that purchase.
  • Earn 1% in Cash Back Dollars on eligible grocery Purchases and gas Purchases and on regularly recurring bill payments set up on your Account.
  • Earn 0.5% in Cash Back Dollars on all other Purchases made with your Card.
  • Earn 50% more Stars at participating Starbucks® locations. Conditions apply. Learn more.
  • Save with Avis Rent A Car and Budget Rent A Car. Use your Canadian TD Credit Card to save a minimum of 10% off the lowest available base ratesin Canada and the U.S. and at least 5% off the lowest available international rates for eligible vehicle rentals at participating Avis and Budget locations.
  • Option to purchase TD Auto Club Membership and be covered 24 hours a day for emergency roadside assistance services in case something goes wrong when you are out on the road.
  • Purchase Security and Extended Warranty Protection– You automatically have access to Purchase Security and Extended Warranty Protection, which includes coverage for most eligible new items you’ve purchased with your Card, should they be stolen or damaged within 90 days of purchase.
Legal
Terms and conditions apply.
Annual Fee
  • Primary card 0 $
  • Additional card 0 $
Annual Income Required
  • Individual 0 $
  • Household 0 $
Conversion fees
  • 2.5 %
Interest Rates
  • Purchase Rates 19.99 %
    20.99 % (QC)
  • Cash Advance Rates 22.99 %
    20.99 % (QC)
  • Balance Transfer Rates 22.99 %
    20.99 % (QC)
Earning Rate
  • Groceries1%
  • Gas1%
  • Recurring Payments1%
Value
  • Year 1 180 $
  • Year 2+ 180 $
Best For
Transfer Partners
  • Cash back

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance

Earn up to $500 in value including up to 20,000 Aeroplan points and no annual fee for the first year. Conditions apply. Account must be approved by September 3, 2024.

  • Earn a welcome bonus of 10,000 Aeroplan points when you make your first purchase with your new card
  • Earn an additional 10,000 Aeroplan points when you spend $1,000 within 90 days of Account opening
  • Get an annual fee rebate for the first year

To receive the first-year annual fee rebate, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening and you must add your Additional Cardholders by September 4, 2024.

  • Earn 1 point for every $1 spent on eligible gas, grocery and direct through Air Canada® purchases (including Air Canada Vacations®) made with your card
  • Earn 1 point for every $1.50 spent on all other eligible purchases† made with your Card
  • Earn points twicewhen you pay with your Card and provide your Aeroplan number at over 150 Aeroplan partner brands and at 170+ online retailers via the Aeroplan eStore (www.aeroplan.com/estore).
  • Your Aeroplan Points do not expire as long as you are a TD® Aeroplan® Visa Platinum* Cardholder
  • Earn Aeroplan Points on your everyday purchases
  • Redeem your points for travel and more.
  • Take advantage of an extensive suite of travel insurance.
Legal

Terms and conditions apply.

Annual Fee
  • Primary card 89 $
  • Additional card 35 $
Annual Income Required
  • Individual 0 $
  • Household 0 $
Conversion fees
  • 2.5 %
Interest Rates
  • Purchase Rates 20.99 %
    20.99 % (QC)
  • Cash Advance Rates 22.99 %
    20.99 % (QC)
  • Balance Transfer Rates 22.99 %
    20.99 % (QC)
Earning Rate
  • Groceries1Aeroplan Point
  • Gas1Aeroplan Point
  • Air Canada1Aeroplan Point
Value
  • Year 1 866 $
  • Year 2+ 288 $
Best For
Transfer Partners
  • Aeroplan

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
500 000 $
Flight Delay Insurance
500 $
Delayed Baggage Insurance
1 000 $
Lost/Stolen Baggage Insurance
1 000 $
Auto Rental Loss/Insurance
65 000 $
48 day(s)
Hotel/Motel Burglary Insurance
2 500 $
4.2 Milesopedia Rating