TD Platinum Travel Visa* Card – Quebec

TD Platinum Travel Visa* Card – Quebec

Earn up to 40,000 TD Rewards Points (a travel value of $200). Plus, first year no Annual Fee for the Primary and Additional Cardholders.

Welcome Bonus

Up to 40,000 points Ends Aug 16, 2021

Value

$200

Best For

Annual Fee

First Year Annual Fee Rebate (terms apply)

Purchase Rates

20.99 %

Cash Advance Rates

20.99 %

Balance Transfer Rates

22.99 %


Our Review

Terms of the offer

  • Limited Time Offer – Apply by December 1, 2019 to get an Annual Fee Rebate¹ for the Primary Cardholder for the first year and earn up to 70,000 TD Rewards Points (a travel value of $350 when you book travel purchases through ExpediaForTD.com!²) as follows:
    • Welcome Bonus of 15,000 TD Rewards Points when you make your first Purchase with your card¹.
    • + Earn 2X TD Rewards Points on all Purchases in the first three months up to a total of 45,000 TD Rewards Points¹.
    • + Earn 10,000 TD Rewards Points when you add an Authorized User to your Account by December 1, 2019. Annual Fees for Authorized Users continue to apply¹.
  • This offer is not available for residents of Quebec. For Quebec residents, please click here
  • Book your trip through Expedia For TD³ or any other travel provider – the choice is yours!
  • Choose Expedia For TD to maximize the number of TD Rewards Points you can earn on your travel purchases.
  • No blackouts⁴or seat restrictions⁴ under the TD Rewards Program
  • A suite of travel insurance
  • Earn 3 TD Rewards Points for every $1 in grocery purchases³ and regularly recurring bill payments⁴
  • Earn 5 TD Rewards Points for every $1 when you book travel online through ExpediaForTD.com
  • Earn 2 TD Rewards Points for every $1 you spend on all other purchases

 

Sponsored advertising. The Toronto-Dominion Bank (TD) is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete and current information on this TD credit card, please click the Apply Now button.

 

 

Fees / Rates / Eligibility

 

Type Details
Personal annual income N/A
Household annual income N/A
Purchase APR 19.99%
Cash Advance APR 22.99%
Interest Grace Period 21 days on all new purchases
Balance Transfer Rate 22.99%
Foreign Transaction Rate
Annual Fee $89
Authorized User Cards $35
Balance Transfer Fee Promotional Balance Transfer/ Cheque Fee: 3% of the amount of each Balance Transfer or TD Visa Cheque that we may offer to you at a promotional interest rate which is an interest rate that is lower than the regular annual interest rate that applies to Cash Advances on your Account. The Bank may waive or lower this 3% fee at the time the promotional interest rate offer is made to you. You will be advised of the exact fee that applies at the time the offer is made.
Cash Advance Fee 1% of the amount of the transaction (minimum fee of $3.50 up to a maximum fee of $10.00) (in Canada) or $5.00 (outside Canada), plus $3.00 at a PLUS* network ATM. (Fee does not apply to a Balance Transfer or TD Visa Cheque)
Foreign Currency Conversion Fee 2.50%
Over Credit Limit Fee $29

 

Disclaimer

‘1 Must apply by December 1, 2019. Welcome Bonus of 15,000 TD Rewards Points will be awarded to the TD Platinum Travel Visa* (“Account”) only after the first Purchase is made on the Account. Rebate of the Annual Fee is for the first year for the Primary Cardholder only and will occur when you have applied for an Account by December 1, 2019. Rebate will be applied within 2 monthly statements from the date of Account opening. The Annual Fee for any Authorized User Cards added to the Account continues to apply. Welcome Earn Bonus of 2x in TD Rewards Points (“Welcome Earn Bonus”) applies to new Accounts in the first 3 months of Account opening (“First 3 Months”) to a maximum total collective TD Rewards Points of 45,000 (“Welcome Earn Bonus Cap”) on all purchases charged to your Account. During the Welcome Earn Bonus promotional period; earn 10 TD Rewards Points for every $1 in Purchases of travel made online through Expedia For TD (“Online Travel Purchases”) and charged to the Account, earn 6 TD Rewards Points for every $1 in Purchases of travel made by phone through Expedia For TD (“Phone Travel Purchases”), grocery purchases (“Grocery Purchases”) and regularly recurring bill payments (“Pre-Authorized Payments”) and earn 4 TD Rewards Points on every $1 on all other Purchases (“Other Purchases”) charged to the Account. Any returned items, refunds, rebates or other similar credits on any Purchases made during the First 3 Months will reduce or cancel the TD Rewards Points earned at the Welcome Earn Bonus on the original Purchase, as applicable. Welcome Earn Bonus Cap: Once the Welcome Earn Bonus Cap is reached, any further Purchases made in the First 3 Months will earn TD Rewards Points at the regular 5 TD Rewards Points for every $1 on Online Travel Purchases, earn 3 TD Rewards Points for every $1 on Phone Travel Purchases, Grocery Purchases, and Pre-authorized Payments, and earn 2 TD Rewards points (“Standard Rebate”) for every $1 on all Other Purchases. To receive the additional 10,000 TD Rewards Points for adding an Authorized User to your Account (“Authorized User Bonus”), you must: (a) apply for an Account and add an Authorized User between September 4, 2019, and December 1, 2019; and (b) Authorized User must call and activate their Card by January 31, 2020. You can have a maximum of three (3) Authorized Users on your Account but you will only receive 1 (one) 10,000 Authorized User Bonus TD Rewards Points offer. Annual Fee for each Authorized User Card added to the Account will apply. The Primary Cardholder is responsible for all charges to the Account, including those made by any Authorized User. If you have opened an Account in the last 6 months, you will not be eligible for this offer. We reserve the right to limit the number of Accounts opened by any one person. Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer unless otherwise indicated.

2 Primary Cardholder remains liable for all charges to the Account, including those made by any Authorized User. Maximum of 3 Authorized User Cards on the Account.

3 Earn 3 TD Rewards Points (“Grocery Rebate”) for every $1 in Purchases of groceries or grocery items (“Grocery Purchases”) charged to your TD Platinum Travel Visa Card Account (“Account”). Any returned items, refunds, rebates or other similar credits will reduce or cancel the TD Rewards Points earned on the original Grocery Purchase, as applicable. Fees, Cash Advances (including Balance Transfers, Cash-Like Transactions and TD Visa Cheques), interest charges, optional service, refunds, rebates or other similar credits do not earn TD Rewards Points. $15,000 Cap: The Grocery Rebate is only available to a $15,000 maximum net annual spend (“$15,000 Cap”). Once the $15,000 Cap has been reached for Grocery Purchases, then any further Grocery Purchases made on the Account will earn TD Rewards Points at the standard rebate rate of 2 TD Rewards Point that applies to all other Purchases on the Account as set out in your Cardholder Agreement (“Standard Rebate”). Applicability of Grocery Rebate: The Grocery Rebate is in place of, and not in addition to, the Standard Rebate. Merchant Category Codes: To earn the Grocery Rebate, the Grocery Purchases must be made at merchants classified through the Visa network with a Merchant Category Code (“MCC”) that identifies them in the “grocery” category. Some merchants may (i) sell groceries or grocery items; or (ii) have separate merchants located on their premises that also sell groceries or grocery items; but may not be classified with a grocery MCC and such Purchases will not earn the Grocery Rebate as applicable. If you have questions about the MCC that applies to a Purchase, contact TD at 1-800-983-8472. Other Conditions: Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer.

4 Earn 3 TD Rewards Points (“PAP Rebate”) on each $1 in payments made on a monthly or other regularly recurring basis for merchant bills, including insurance premiums, magazine/newspaper/online streaming subscriptions, membership fees and telecommunication fees, that are set up by the merchant with your consent to be automatically charged to your TD Platinum Travel Visa Card Account (“Account”) and that are classified through the Visa network as “recurring payments” (“Pre-Authorized Payments”). You must confirm with your merchant if they can accept Pre-Authorized Payments. Any returned items, refunds, rebates or other similar credits will reduce or cancel the TD Rewards Points earned on the original Pre-Authorized Payment. Fees, Cash Advances (including Balance Transfers, Cash-Like Transactions and TD Visa Cheques), interest charges, optional service, refunds, rebates or other similar credits do not earn TD Rewards Points. $15,000 Cap: The PAP Rebate is only available to a $15,000 maximum net annual spend (“$15,000 Cap”). Once the $15,000 Cap has been reached, then any further Pre-Authorized Payments made on the Account will only earn TD Rewards Points at the standard rebate rate of 2 TD Rewards Point that applies to all other Purchases on the Account as set out in your Cardholder Agreement (“Standard Rebate”). Applicability of PAP Rebate: The PAP Rebate is in place of, and not in addition to, the Standard Rebate. Other Conditions: Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer.

5 Earn 5 TD Rewards Points for every $1 in Purchases of travel made online through Expedia For TD (“Online Travel Purchases”) and charged to your TD Platinum Travel Visa Card Account (“Account”). Any returned items, refunds, rebates or other similar credits will reduce or cancel the TD Rewards Points earned on the original Online Travel Purchase. Fees, Cash Advances (including Balance Transfers, Cash-Like Transactions and TD Visa Cheques), interest charges, optional service, refunds, rebates or other similar credits do not earn TD Rewards Points. Other Conditions: Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer. Earn 3 TD Rewards Points for every $1 in Purchases of travel made by phone through Expedia For TD (“Phone Travel Purchases”) and charged to your TD Platinum Travel Visa Card Account (“Account”). Any returned items, refunds, rebates or other similar credits will reduce or cancel the TD Rewards Points earned on the original Phone Travel Purchase. Fees, Cash Advances (including Balance Transfers, Cash-Like Transactions and TD Visa Cheques), interest charges, optional service, refunds, rebates or other similar credits do not earn TD Rewards Points. Other Conditions: Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer.

6 Earn 2 TD Rewards Points (“Standard Rebate”) on every $1 on all other Purchases (“Other Purchases”) charged to your TD Platinum Travel Visa Card Account (“Account”). Any returned items, refunds, rebates or other similar credits will reduce or cancel the TD Rewards Points earned on the original Purchase. Fees, Cash Advances (including Balance Transfers, Cash-Like Transactions and TD Visa Cheques), interest charges, optional service, refunds, rebates or other similar credits do not earn TD Rewards Points. Other Conditions: Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer.
All trade-marks are the property of their respective owners.

* Trademark of Visa International Service Association and used under license.

®The TD logo and other trade-marks are the property of The Toronto-Dominion Bank.

Offer

Offer

Apply by August 16, 2021 to get a full Annual Fee Rebate for the Primary and Additional Cardholders for the first year and up to 40,000 TD Rewards Points (a travel value of $200 when you book through ExpediaForTD.com) as follows:

Welcome Bonus of 15,000 TD Rewards Points when you make your first Purchase with your Card
+
25,000 TD Rewards Points when you keep your Account open, active and in good standing for 90 days after Account opening

To receive the first-year annual fee rebate, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening.

  • Earn 3 TD Rewards Points for every $1 in grocery purchases and regularly recurring bill payments
  • Earn 5 TD Rewards Points for every $1 when you book travel online through ExpediaForTD.com
  • Earn 2 TD Rewards Points for every $1 you spend on all other purchases
  • Book your trip through Expedia For TD or any other travel provider – the choice is yours!
  • Choose Expedia For TD to maximize the number of TD Rewards Points you can earn on your travel purchases
  • No blackouts or seat restrictions under the TD Rewards Program
  • A suite of travel insurance
  • Redeem your TD Rewards Points towards making purchases at Amazon.ca with Amazon Shop with Points. Conditions apply. See more details.
  • You can redeem the TD Rewards Points you’ve earned towards everyday perks like cash back, gift cards and more

Fees & Conditions

Annual Fee $89
First Year Annual Fee Rebate
First Additional Card $35
First Year Annual Fee Rebate - First Additional Card
Foreign Transaction Fee 2.5%
Purchase Rates 20.99%
Cash Advance Rates 20.99%
Balance Transfer Rates 22.99%

Advantages

Offer ends on Aug 16, 2021
Welcome Bonus Up to 40,000 points
Rewards Type Travel points
Transfer Partners TD Rewards
Loyalty Program TD Rewards
Online transactions 2
AIR MILES partners 2
Air Canada 2
Streaming services 2

Insurance

Common Carrier Travel Accident Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Purchase Protection
Extended Warranty