TD® Aeroplan® Visa Platinum* Card  🇨🇦

Welcome Bonus
Up to 20 000 Aeroplan Points 
Ends Sep 3, 2024
  • Air Canada Benefits
Annual Fee
89 $
First Year Annual Fee Rebate (terms apply)
Interest rates
Purchase Rates
20.99 %
20.99 % (QC)
Cash Advance Rates
22.99 %
20.99 % (QC)
Balance Transfer Rates
22.99 %
20.99 % (QC)

Td Aeroplan Visa Platinumcard
TD® Aeroplan® Visa Platinum* Card
Up to 20 000 Aeroplan Points 
Ends Sep 3, 2024
Apply Now

Offer

Earn up to $500 in value including up to 20,000 Aeroplan points and no annual fee for the first year. Conditions apply. Account must be approved by September 3, 2024.

  • Earn a welcome bonus of 10,000 Aeroplan points when you make your first purchase with your new card
  • Earn an additional 10,000 Aeroplan points when you spend $1,000 within 90 days of Account opening
  • Get an annual fee rebate for the first year

To receive the first-year annual fee rebate, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening and you must add your Additional Cardholders by September 4, 2024.

  • Earn 1 point for every $1 spent on eligible gas, grocery and direct through Air Canada® purchases (including Air Canada Vacations®) made with your card
  • Earn 1 point for every $1.50 spent on all other eligible purchases† made with your Card
  • Earn points twicewhen you pay with your Card and provide your Aeroplan number at over 150 Aeroplan partner brands and at 170+ online retailers via the Aeroplan eStore (www.aeroplan.com/estore).
  • Your Aeroplan Points do not expire as long as you are a TD® Aeroplan® Visa Platinum* Cardholder
  • Earn Aeroplan Points on your everyday purchases
  • Redeem your points for travel and more.
  • Take advantage of an extensive suite of travel insurance.

Fees & Conditions

Personal Income 0 $
Household Income 0 $
Annual Fee 89 $
First Year Annual Fee Rebate
First Additional Card 35 $
First Year Annual Fee Rebate - First Additional Card
Other Additional Card 35 $
Foreign Transaction Fee 2.5%
Purchase Rates 20.99%
Cash Advance Rates 22.99%
Balance Transfer Rates 22.99%
Purchase Rate (QC) 20.99%
Cash Advance Rate (QC) 20.99%
Balance Transfer Rates (QC) 20.99%

Value

Calculate the rewards
Your Monthly Spending
Year 1
Year 2+
Welcome Bonus
0 $
Annual Credit
Travel benefits
VIP Lounges
First Year Annual Fee Rebate
-
First year offer value
Rewards Earned
Annual fee
Net value

Advantages

Offer ends on Sep 3, 2024
Welcome Bonus amount Up to 20 000 Aeroplan Points 
Minimum Spending Required 1 000 $
Minimum Spending Timeframe (Months) 3 month(s)

Earnings

Per dollar of purchases

All Spending 0.67 Aeroplan Point
Groceries 1 Aeroplan Point
Gas 1 Aeroplan Point
Dining and Food delivery 0.67 Aeroplan Point
Convenience Stores 0.67 Aeroplan Point
Drugstores 0.67 Aeroplan Point
Local Transport 0.67 Aeroplan Point
Travel 0.67 Aeroplan Point
Entertainment 0.67 Aeroplan Point
Recurring Payments 0.67 Aeroplan Point
Telecom/Internet 0.67 Aeroplan Point
Streaming services 0.67 Aeroplan Point
Online transactions 0.67 Aeroplan Point
Office Supplies 0.67 Aeroplan Point

Insurance

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
500 000 $
Flight Delay Insurance
500 $
Delayed Baggage Insurance
1 000 $
Lost/Stolen Baggage Insurance
1 000 $
Auto Rental Loss/Insurance
65 000 $
48 day(s)
Hotel/Motel Burglary Insurance
2 500 $

There may be a daily maximum amount depending on the type of fees paid

Other Insurance

Insurance Name
Included
Amount
Duration
Extended Warranty
1 year
Purchase Protection
90 day(s)
Mobile Device Insurance
Price Protection

Our review

With the TD® Aeroplan® Visa Platinum* Credit Card, you can earn up to 20,000 Aeroplan points and a first-year annual fee rebate:

  • A welcome bonus of 10,000 Aeroplan points when you make your first purchase with your new card
  • an additional 10,000 Aeroplan points when you spend $1,000 within 90 days of Account opening
  • An annual fee rebate for the primary cardholder (instead of $89)

With the TD® Aeroplan® Visa Platinum* Card, you earn 1 point per dollar for:

  • Grocery stores
  • Gas stations
  • Air Canada purchases, including Air Canada Vacations

There is no minimum income requirement for this TD Aeroplan credit card.

Alternative Cards

  • 4.5X points on grocery and restaurants purchases†
  • Purchase Insurance
Learn More

Earn up to $370 in value, including up to 50,000 TD Rewards Points and no Annual Fee for the first year. Conditions apply. Account must be approved by September 3, 2024.

  • Welcome Bonus of 15,000 TD Rewards Points when you make your first Purchase with your Card.
  • 35,000 TD Rewards Points when you spend $1,000 within 90 days of Account opening.
  • Get an annual fee rebate for the first year

To receive the first-year annual fee rebate, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening and you must add your Additional Cardholders by September 4, 2024.

Earn TD Reward Points on all the things you normally do, whether you use your card for groceries, dining, paying bills or booking travel. The rewards will add up quickly so you can enhance your travel experience or enjoy a wide variety of rewards.

  • Earn 6 TD Rewards Points for every $1 you spend when you book travel through Expedia® For TD.
  • Earn 4.5 TD Rewards Points for every $1 you spend on Groceries and Restaurants.
  • Earn 3 TD Rewards Points for every $1 you spend on regularly recurring bill payments set up on your Account.
  • Earn 1.5 TD Rewards Points For every $1 you spend on other Purchases made using your Card.

Your Card also allows you to enjoy:

  • Flexibility to redeem your TD Rewards Points on a wide variety of rewards at Expedia® For TD, Starbucks® and more.
  • Booking your travel through Expedia® For TD to maximize the TD Rewards Points you can earn on your travel purchases.
  • An extensive suite of travel insurance coverages which helps you travel prepared
  • No travel blackouts, no seat restrictions and no expiry for your TD Rewards Points as long as your account is open and in good standing.
  • Redeem your TD Rewards Points towards making purchases at Amazon.ca with Amazon Shop with Points. Conditions apply. See more details.
Legal

†Terms and conditions apply.

Annual Fee
  • Primary card 89 $
  • Additional card 35 $
Annual Income Required
  • Individual 0 $
  • Household 0 $
Conversion fees
  • 2.5 %
Interest Rates
  • Purchase Rates 20.99 %
    20.99 % (QC)
  • Cash Advance Rates 22.99 %
    20.99 % (QC)
  • Balance Transfer Rates 22.99 %
    20.99 % (QC)
Earning Rate
  • Groceries4.5TD Rewards Points
  • Dining and Food delivery4.5TD Rewards Points
  • Recurring Payments3TD Rewards Points
Value
  • Year 1 647 $
  • Year 2+ 219 $
Best For
Transfer Partners
  • TD Rewards

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
500 000 $
Flight Delay Insurance
500 $
Delayed Baggage Insurance
1 000 $
Lost/Stolen Baggage Insurance
1 000 $
Auto Rental Loss/Insurance
65 000 $
48 day(s)
Hotel/Motel Burglary Insurance
2 500 $
  • Great Welcome Offer
  • Air Canada Benefits
  • NEXUS Credit
Learn More
Best Aeroplan Credit Card In 2024

Earn up to $1,000 in value including up to 40,000 Aeroplan points and additional travel benefits. Account must be approved by September 3, 2024.

  • Earn a welcome bonus of 10,000 Aeroplan points when you make your first purchase with your new card
  • Earn 15,000 Aeroplan points when you spend $7,500 within 180 days of Account opening
  • Plus, earn a one-time anniversary bonus of 15,000 Aeroplan points when you spend $12,000 within 12 months of account opening
  • Enroll for NEXUS and once every 48 months get an application fee rebate
  • Plus, share free first checked bags with up to 8 travel companions
  • Earn 1.5 points for every $1 spent on eligible gas, grocery and direct through Air Canada® purchases (including Air Canada Vacations®) made with your card
  • Earn 1 point for every $1 spent on all other Purchases made with your Card
  • Earn points twice when you pay with your Card and provide your Aeroplan number at over 150 Aeroplan partner brands and at 170+ online retailers via the Aeroplan eStore (www.aeroplan.com/estore).
  • Your Aeroplan Points do not expire as long as you are a TD® Aeroplan® Visa Infinite* Cardholder in good standing.
  • Earn big rewards on the little things: Earn 50% more Aeroplan Points and 50% more Stars at participating Starbucks® stores. Simply link your TD Aeroplan Visa Infinite Card to your Starbucks® Rewards account. Conditions apply.
  • Earn Aeroplan Points on your everyday purchases
  • Redeem your points for travel and more.
  • Take advantage of an extensive suite of travel insurance.
  • Travel lightly through the airport and save on baggage fees† : Primary Cardholders, Additional Cardholders, and travel companions (up to eight) travelling on the same reservation will all enjoy their first checked bag free (up to 23kg/50lb) when your travel originates on an Air Canada flight.
  • Complimentary Visa Infinite Concierge : On-call 24 hours a day, seven days a week, the Visa Infinite Concierge can help with any Cardholder request — big or small, to help you get the most out of life whenever you travel, shop and use your Card.
  • Visa Infinite Luxury Hotel Collection: Receive seven exclusive benefits when you book your stay through the Visa Infinite Luxury Hotel Collection featuring over 900 of the world’s most intriguing properties.
Legal

Terms and conditions apply.

Annual Fee
  • Primary card 139 $
  • Additional card 75 $
Annual Income Required
  • Individual 60 000 $
  • Household 100 000 $
Conversion fees
  • 2.5 %
Interest Rates
  • Purchase Rates 20.99 %
    20.99 % (QC)
  • Cash Advance Rates 22.99 %
    20.99 % (QC)
  • Balance Transfer Rates 22.99 %
    20.99 % (QC)
Earning Rate
  • Groceries1.5Aeroplan Points
  • Gas1.5Aeroplan Points
  • Air Canada1.5Aeroplan Points
Value
  • Year 1 1 225 $
  • Year 2+ 425 $
Best For
Transfer Partners
  • Aeroplan

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
2 000 000 $
21 day(s)
Travel medical insurance up to 64 years old
2 000 000 $
21 day(s)
Travel medical insurance 65+
2 000 000 $
4 day(s)
Trip Cancellation Insurance
1 500 $
Trip Interruption Insurance
5 000 $
Common Carrier Travel Accident Insurance
500 000 $
Flight Delay Insurance
500 $
Delayed Baggage Insurance
1 000 $
Lost/Stolen Baggage Insurance
1 000 $
Auto Rental Loss/Insurance
65 000 $
48 day(s)
Hotel/Motel Burglary Insurance
2 500 $
  • Air Canada Benefits
  • NEXUS Credit
  • Access to VIP Lounges
Learn More

Earn up to $2,700 in value including up to 75,000 Aeroplan points (enough for a round trip to Honolulu) and additional travel benefits. Conditions apply. Account must be approved by September 3, 2024.

  • Earn a welcome bonus of 20,000 Aeroplan points when you make your first purchase with your new card
  • Earn an additional 25,000 Aeroplan points when you spend $12,000 within 180 days of Account opening
  • Plus, earn a one-time Anniversary Bonus of 30,000 Aeroplan Bonus Points when you spend $24,000 within 12 months of account opening

Additional Travel Benefits :

  • Enroll for NEXUS and once every 48 months get an application fee rebate
  • Share first free checked bags with up to 8 travel companions and get unlimited access to Maple Leaf Lounges including complimentary access for one guest.
  • Plus, primary cardholders get 6 complimentary worldwide select airport lounge visits annually through the Visa Airport Companion Program.
  • Earn 2 points for every $1 spent on eligible purchases made direct through Air Canada® purchases (including Air Canada Vacations®)
  • Earn 1.5 points for every $1 spent on eligible gas, grocery, travel and dining purchases
  • Earn 1.25 points for every $1 spent on all other purchases made with your Card
  • Earn points twice when you pay with your Card and provide your Aeroplan number at over 150 Aeroplan partner brands and at 170+ online retailers via the Aeroplan eStore (www.aeroplan.com/estore).
  • Earn Aeroplan Points on everyday purchases.
  • Redeem your points for travel and more.
  • Travel with confidence with travel medical insurance.
  • Access priority airport services such as Priority Check-in, Priority Boarding, Priority Baggage Handling, Priority Airport Hold and Priority Airport Upgrades.
  • Get an annual round-trip companion pass starting at $99 (plus taxes, fees and surcharges).
  • Complimentary Visa Infinite Concierge: On-call 24 hours a day, seven days a week, the Visa Infinite Concierge can help with any Cardholder request — big or small, to help you get the most out of life whenever you travel, shop and use your Card.
  • Global Airport Lounge Access: Receive a complimentary membership to the Visa Airport Companion Program hosted by Dragonpass International Ltd. and take advantage of six lounge visits included for each Cardholder per membership year at over 1,200 airport lounges worldwide. Enroll through the Visa Airport Companion App or through visaairportcompanion.ca
  • Visa Infinite Luxury Hotel Collection: Receive seven exclusive benefits when you book your stay through the Visa Infinite Luxury Hotel Collection featuring over 900 of the world’s most intriguing properties. Enjoy an additional 8th benefit at over 200 properties, exclusively for Visa Infinite Privilege cardholders.
Legal

Terms and conditions apply.

Annual Fee
  • Primary card 599 $
  • Additional card 199 $
Annual Income Required
  • Individual 150 000 $
  • Household 200 000 $
Conversion fees
  • 2.5 %
Interest Rates
  • Purchase Rates 20.99 %
    20.99 % (QC)
  • Cash Advance Rates 22.99 %
    20.99 % (QC)
  • Balance Transfer Rates 22.99 %
    20.99 % (QC)
Earning Rate
  • Air Canada2Aeroplan Points
  • Groceries1.5Aeroplan Points
  • Gas1.5Aeroplan Points
Value
  • Year 1 1 801 $
  • Year 2+ 301 $
Best For
Transfer Partners
  • Aeroplan

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
5 000 000 $
31 day(s)
Travel medical insurance up to 64 years old
5 000 000 $
31 day(s)
Travel medical insurance 65+
5 000 000 $
4 day(s)
Trip Cancellation Insurance
2 500 $
Trip Interruption Insurance
5 000 $
Common Carrier Travel Accident Insurance
500 000 $
Flight Delay Insurance
1 000 $
Delayed Baggage Insurance
1 000 $
Lost/Stolen Baggage Insurance
2 500 $
Auto Rental Loss/Insurance
65 000 $
48 day(s)
Hotel/Motel Burglary Insurance
2 500 $
4.6 Milesopedia Rating