TD® Aeroplan® Visa Platinum* Credit Card – Quebec

TD® Aeroplan® Visa Platinum* Credit Card – Quebec

A great credit card to get started with Aeroplan. Earn up to 20,000 Aeroplan points plus, first year no Annual Fee. Conditions Apply. Plus, first year no Annual Fee. Conditions apply. Must apply by May 29, 2022.

Welcome Bonus

Up to 20,000 points Ends May 29, 2022

Best For

Value
Year 1

$866

Years 2 and +

$288

Annual Fee

$89

First Year Annual Fee Rebate (terms apply)
Interest rates
Purchase Rates

20.99 %

Cash Advance Rates

20.99 %

Balance Transfer Rates

20.99 %

Your Monthly Spending

Offer

Offer

Earn up to $500 in value including no annual fee for the first year. Conditions apply. Must apply by May 29, 2022.

  • Earn a welcome bonus of 10,000 Aeroplan points when you make your first purchase with your new card
  • Earn an additional 10,000 Aeroplan points when you keep your Account open, active and in good standing for 90 days after Account opening†
  • Plus, get an annual fee rebate for the first year†.

To receive the first-year annual fee rebate, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening and you must add your Additional Cardholders by May 30, 2022.

  • Earn 1 point for every $1 spent on eligible gas, grocery and direct through Air Canada® purchases (including Air Canada Vacations®) made with your card
  • Earn 1 point for every $1.50 spent on all other eligible purchases† made with your Card
  • Earn points twicewhen you pay with your Card and provide your Aeroplan number at over 150 Aeroplan partner brands and at 170+ online retailers via the Aeroplan eStore (www.aeroplan.com/estore).
  • Your Aeroplan Points do not expire as long as you are a TD® Aeroplan® Visa Platinum* Cardholder
  • Earn Aeroplan Points on your everyday purchases
  • Redeem your points for travel and more.
  • Take advantage of an extensive suite of travel insurance.

This offer is not available to residents outside of Quebec. For non-Quebec residents, please click here.

Fees & Conditions

Personal Income $0
Household Income $0
Annual Fee $89
First Year Annual Fee Rebate
First Additional Card $35
First Year Annual Fee Rebate - First Additional Card
Other Additional Card $35
Foreign Transaction Fee 2.5%
Purchase Rate (QC) 20.99%
Cash Advance Rate (QC) 20.99%
Balance Transfer Rates (QC) 20.99%

Value

Year 1
Years 2 and +
Welcome bonus
0 $
Annual credit
Travel benefits
VIP lounges
First Year Annual Fee Rebate
-
First-Year Offer Value
Accumulated rewards
Annual fee
Net value
Value

Reward points value

We have established a valuation of the reward point in cents for each loyalty program. More information on the points valuation page.

First-year value

For all credit cards offers, we estimate the value of the welcome offer (bonus, annual fee rebate) in the first year, plus the value of the rewards earned based on your purchases entered in the calculator for the six categories:

  • Grocery
  • Gas/Transit
  • Meals
  • Travel
  • Bills
  • Other purchases

First-Year Net Value = Welcome Bonus Value + Benefits (Annual Credit, VIP lounges, etc.) + Earned Rewards First-Year Annual Fee

Value of subsequent years

For the value of subsequent years, we consider the earned rewards based on your purchases indicated in the calculator and any benefits offered.

Subsequent years’ net value = Earned Rewards + Benefits (Annual Credit, VIP lounges, etc.) Annual fee

VIP lounges:

For credit cards with complimentary airport lounge access, this benefit is calculated as follows:

  • 1 access = $35
  • Unlimited access = $350 (the value of 10 annual visits)

Advantages

Offer ends on May 29, 2022
Welcome Bonus Up to 20,000 Aeroplan points†
Minimum Spending Required $0

Earnings

All Spending 0.67 point
Drugstores 0.67 point
Groceries 1 point
Convenience Stores 0.67 point
Gas 1 point
Telecom/Internet 0.67 point
Local Transport 0.67 point
Streaming services 0.67 point
Dining and Food delivery 0.67 point
Online transactions 0.67 point
Recurring Payments 0.67 point
Office Supplies 0.67 point
Travel 0.67 point
Entertainment 0.67 point

Insurance

Common Carrier Travel Accident Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Hotel/Motel Burglary Insurance
Purchase Protection
Extended Warranty