Scotiabank® GM®* Visa* Card

Scotiabank® GM®* Visa* Card

The Scotiabank GM Visa Card is the best no-fee GM credit card in Canada. Get 5% in GM Earnings!

Welcome Bonus

Up to $250 back in GM Earnings Ends Nov 21, 2021



Best For

Annual Fee


Purchase Rates

17.99 %

Cash Advance Rates

17.99 %

Balance Transfer Rates


  • Get closer to your new car with up to 5% in GM Earnings
  • Earn 5% in GM Earnings on the first $5,000 spent annually, and 2% thereafter
  • $1 in GM Earning = $1 off the purchase price or lease of a new Chevrolet, Buick, GMC, or Cadillac
  • No earning or redemption caps
  • Rates, fees and other information are effective as of Mar 1, 2021. Subject to change.


Fees & Conditions

Personal Income $12,000
Household Income $12,000
Annual Fee $0
First Additional Card $0
Other Additional Card $50
Foreign Transaction Fee 2.5%
Purchase Rates 17.99%
Cash Advance Rates 17.99%


Offer ends on Nov 21, 2021
Welcome Bonus Up to $250 back in GM Earnings
Rewards Type Cash Back
Transfer Partners GM
Loyalty Program GM
All Spending 2
Online transactions 2
AIR MILES partners 2
Air Canada 2
Streaming services 2


We estimate the value of the welcome offer during the first year for all the credit card offers. Are taken into consideration:

  • The value of cash back or points earned
  • The value of the benefits or credits earned with the Card
  • The annual fee value (offered or not)


Calculation of the offer value
in the first year
Value per point 1.0 ¢
Welcome bonus up to $250
Annual fee $0
Value up to $250




Purchase Protection
Extended Warranty
Extended Warranty - Duration 1 year(s)