Introducing the new American Express Gold Rewards Card welcome offer: up to 60,000 Membership Rewards Welcome bonus points.
With this welcome offer for the American Express® Gold Rewards Card, you could earn up to 60,000 Membership Rewards points. Here’s how:
- 50,000 Membership Rewards points after $3,000 in Card purchases within the first 3 months
- An additional 10,000 points when you make a purchase between 14 and 17 months of Cardmembership
With this Card, you get many benefits like:
- $100 annual travel credit
- Priority Pass membership and 4 complimentary Plaza Premium visits per year
- $50 NEXUS credit
You earn 2 points per dollar for travel purchases, and at:
- gas stations
- grocery stores
And 1 point per dollar everywhere else.
$100 annual travel credit
With the American Express® Gold Rewards Card, you get a $100 Annual Travel Credit.
You can use this travel credit directly on the American Express Travel portal to book flights, rental cars or hotels.
Priority Pass membership and 4 complimentary Plaza Premium visits per year
With this Card, you get access to airport lounges around the world.
First, it offers a Priority Pass membership (a value of about US$99 per year). You can then pay $32 US for each visit to one of the 1,200 Priority Pass lounges worldwide.
Secondly, this Card comes with 4 complimentary visits per year to Plaza Premium lounges.
This is good news as most credit cards that offered Priority Pass, or LoungeKey have lost access to the many Plaza Premium lounges in Canada.
With the American Express® Gold Rewards Card, you get:
- 2 points per dollar on travel purchases
- 2 points per dollar on gas purchases
- 2 points per dollar on grocery purchases
- 2 points per dollar on drugstore purchases
- 1 point per dollar on everything else
For groceries, we always recommend using your American Express Cobalt® Card, which offers 5 points per dollar!
Redeem Membership Rewards points on travel purchases
This is the easiest way to use your points earned with the American Express® Gold Rewards Card:
- You charge a trip to your card: flights, hotels, Airbnb, car rental, etc.
- You redeem your points on this purchase: 1,000 points = $10
Here are two examples of travel companies without loyalty program, Air Transat and Airbnb:
Use Membership Rewards points on everyday purchases
The principle is identical as above.
- You buy something with your American Express® Gold Rewards Card.
- You redeem your points on this purchase: 1,000 points = $10
Redeeming Membership Rewards points via American Express Fixed Travel Point Chart
Here, it is simply THE best use of American Express® Gold Rewards Card points:
- You browse American Express travel portal
- You book some flights at fixed-points pricing: 15,000 points = $300!
But this only applies to specific flights:
Transfer Membership Rewards Points to Marriott Bonvoy
Transfer of Membership Rewards Points to Aeroplan, British Airways Executive Club, etc.
This is for those who want to earn Aeroplan points or Avios miles when booking flights with partner airlines:
Transfer Marriott Bonvoy points to Airline Programs
So this is for those who want to earn Flying Blue, Alaska Airlines, Avios miles with purchases made on their American Express® Gold Rewards Card:
- You log on to the Membership Rewards transfer portal
- You transfer your Membership Rewards Points to Marriott Bonvoy with a 1:1.2 ratio (or 5:6 if you prefer)
- You transfer your Marriott Bonvoy points to airlines program with a 3:1 ratio (or 2.4:1 when you transfer in 60,000 Marriott Bonvoy points increments)
- You book your airline reward directly within the airline program
With the American Express® Gold Rewards Card, you get a number of great insurance benefits.
Out of Province/Country Emergency Medical Insurance
Can provide coverage of up to a maximum of $5,000,000 for eligible emergency medical expenses incurred by an insured person under age 65 while travelling outside your Canadian province or territory of residence for the first 15 consecutive days of a covered trip.
Trip Cancellation Insurance
You can be reimbursed for the non-refundable and non-transferable portion of your travel arrangements when charged to your Card before your departure date should you cancel your trip for a covered reason.
Trip Interruption Insurance
When you charge your travel arrangements to your Card, this insurance can cover the non-refundable and non-transferable unused portion of your travel arrangements purchased before your departure date should your trip be interrupted or delayed for a covered reason.
You can be covered for up to $1,500 per insured person, per trip, up to a maximum of $6,000 for all insured persons combined.
Car Rental Theft and Damage Insurance
Save when you travel with the flight and damage Insurance for rental cars included with your Card This insurance provides compensation for theft, loss and damage up to the market value of the rental car with a maximum MSRP of $85,000 depending on the year of the model.
To take advantage of this benefit, you simply need to refuse loss or damage protection or any other similar option offered by the rental company and bring the entire rental to your Card. This insurance is available at no extra cost and you do not have to pay the insurance charged by the car rental company (usually costing between $16 and $23 per day).
Baggage delay insurance
Having booked your flight with your Card you may receive up to $500 (maximum in combination with Flight Delay Insurance) for any necessary and reasonable routine purchase of clothing and small items considered essential that you will make in a four days delay,if your luggage is not returned to you within six hours after your departure flight arrives.
Lost or Stolen Baggage Insurance
If you carry the full amount of your airfare to your Card you are insured in case of loss or damage of your personal belongings, carry-on baggage or checked baggage while travelling up to $500 per trip for all policy holders.
Flight delay insurance
Charge your airline tickets to your Card and get up to $500 (maximum in combination with misdirected baggage insurance) for any necessary and reasonable expenses incurred within 48 hours at the hotel, motel or restaurant, or for small items, if your flight is delayed or you are denied boarding for four hours or more without making any other means of transportation available to you.
$500,000 Travel Accident Insurance
Travel accident insurance gives you automatic coverage of up to $500,000 for accidental death and dismemberment for you, your spouse and dependent children under age 23 when travelling on a common carrier (plane, train, boat or bus) and you charge the full cost of all tickets to your Card. Supplementary card holders, their spouses and dependent children under the age of 23 are also covered.
Hotel or motel burglary insurance
Simply pay for your hotel or motel room with your card and you will receive coverage of up to $500 in case of loss of most personal belongings in the event of a burglary at your hotel or motel room.
Purchase Protection® Plan
Eligible items purchased on your card may be insured for a period of 90 days from the date of purchase against accidental property damage and theft up to a maximum of $1,000 per claim (all items purchased combined).
Buyer’s Assurance® Protection Plan
Your coverage can automatically extend the manufacturer’s initial warranty up to an additional year when you carry all eligible items to your Card.
If you need to consult the insurance booklet, it can be found at this link.
The American Express® Gold Rewards Card is a very attractive Membership Rewards Card.
Take advantage of the current welcome offer to get it!
This article was not sponsored. The views and opinions expressed in this article are purely my own.
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