Up to 50,000 Points + First-Year Free!
amex rose gold featured

Up to 50,000 points with the American Express Gold Rewards Card!

To the point Earn up to 50,000 welcome bonus points with this offer for the American Express Gold Rewards Card!

Advantages

$100 annual travel credit

With the American Express® Gold Rewards Card, you get a $100 Annual Travel Credit.

You can use this travel credit directly on the American Express Travel portal to book flights, rental cars or hotels.

Priority Pass membership and 4 complimentary Plaza Premium visits per year

With this Card, you get access to airport lounges around the world.

First, it offers a Priority Pass membership (a value of about US$99 per year). You can then pay $32 US for each visit to one of the 1,200 Priority Pass lounges worldwide.

Secondly, this Card comes with 4 complimentary visits per year to Plaza Premium lounges.

This is good news as most credit cards that offered Priority Pass, or LoungeKey have lost access to the many Plaza Premium lounges in Canada.

For example, you will be able to access the excellent Air France Business Lounge at Montreal-Trudeau.

$50 NEXUS Statement Credit

With the American Express® Gold Rewards Card, you have a $50 NEXUS statement credit every 4 years.

This is convenient if you regularly travel across borders.

Nexus Passeports Milesopedia

Metal card with a Rose Gold option

This is the arrival in Canada of the metallic version of the Gold Card (like the Platinum Card® and the American Express® Aeroplan®* Reserve Card).

And a new Rose Gold version, a model that has found its audience in the United States.

gold rosegold metal diag lockup ca x

Earning points

With the American Express® Gold Rewards Card, you get:

  • 2 points per dollar on travel purchases
  • 2 points per dollar on gas purchases
  • 2 points per dollar on grocery purchases
  • 2 points per dollar on drugstore purchases
  • 1 point per dollar on everything else

For groceries, we always recommend using your American Express Cobalt® Card, which offers 5 points per dollar!

Using points

Redeem Membership Rewards points on travel purchases

This is the easiest way to use your points earned with the American Express® Gold Rewards Card:

  1. You charge a trip to your card: flights, hotels, Airbnb, car rental, etc.
  2. You redeem your points on this purchase: 1,000 points = $10

Here are two examples for travel companies that do not have a loyalty program, Air Transat and Airbnb:

cobalt transat
cobalt airbnb

Use Membership Rewards points on everyday purchases

The principle is identical as above.

  1. You buy something with your American Express® Gold Rewards Card.
  2. You redeem your points on this purchase: 1,000 points = $10

Redeeming Membership Rewards points via American Express Fixed Travel Point Chart

Here, it is simply THE best use of American Express® Gold Rewards Card points:

  1. You browse American Express travel portal
  2. You book some flights at fixed-points pricing: 15,000 points = $300!

But this only applies to specific flights:

amex points fixes eco

Membership Rewards Transfer Partners

Here are all the transfer partners for American Express Membership Rewards program:

Partners Conversion rate
Aeroplan New Logo 1,000 Membership Rewards points
=
1,000 Aeroplan points
flying blue logo
1,000 Membership Rewards points
=
750 miles
in asia miles
1,000 Membership Rewards points
=
750 miles Asia Miles
british airways club
1,000 Membership Rewards points
=
1,000 Avios miles
pg logo delta skymiles e1496111335578
1,000 Membership Rewards points
=
750 Delta Skymiles
etihad guest
1,000 Membership Rewards points
=
750 Etihad Guest miles
hilton honors e1488115875520
1,000 Membership Rewards points
=
1,000 Hilton Honors Points
marriott bonvoy logo
1,000 Membership Rewards points
=
1,200 Marriott Bonvoy points
Étihad Business BCN-DXB-15
Etihad en classe affaires avec les points Aéroplan

Insurance

With the American Express® Gold Rewards Card, you get a number of great insurance benefits.

Out of Province/Country Emergency Medical Insurance

Can provide coverage of up to a maximum of $5,000,000 for eligible emergency medical expenses incurred by an insured person under age 65 while travelling outside your Canadian province or territory of residence for the first 15 consecutive days of a covered trip.

Trip Cancellation Insurance

You can be reimbursed for the non-refundable and non-transferable portion of your travel arrangements when charged to your Card before your departure date should you cancel your trip for a covered reason.

Trip Interruption Insurance

When you charge your travel arrangements to your Card, this insurance can cover the non-refundable and non-transferable unused portion of your travel arrangements purchased before your departure date should your trip be interrupted or delayed for a covered reason.

You can be covered for up to $1,500 per insured person, per trip, up to a maximum of $6,000 for all insured persons combined.

Car Rental Theft and Damage Insurance

Save when you travel with the flight and damage Insurance for rental cars included with your Card This insurance provides compensation for theft, loss and damage up to the market value of the rental car with a maximum MSRP of $85,000 depending on the year of the model.

To take advantage of this benefit, you simply need to refuse loss or damage protection or any other similar option offered by the rental company and bring the entire rental to your Card. This insurance is available at no extra cost and you do not have to pay the insurance charged by the car rental company (usually costing between $16 and $23 per day).

Baggage delay insurance

Having booked your flight with your Card you may receive up to $500 (maximum in combination with Flight Delay Insurance) for any necessary and reasonable routine purchase of clothing and small items considered essential that you will make in a four days delay,if your luggage is not returned to you within six hours after your departure flight arrives.

Lost or Stolen Baggage Insurance

If you carry the full amount of your airfare to your Card you are insured in case of loss or damage of your personal belongings, carry-on baggage or checked baggage while travelling up to $500 per trip for all policy holders.

Flight delay insurance

Charge your airline tickets to your Card and get up to $500 (maximum in combination with misdirected baggage insurance) for any necessary and reasonable expenses incurred within 48 hours at the hotel, motel or restaurant, or for small items, if your flight is delayed or you are denied boarding for four hours or more without making any other means of transportation available to you.

$500,000 Travel Accident Insurance

Travel accident insurance gives you automatic coverage of up to $500,000 for accidental death and dismemberment for you, your spouse and dependent children under age 23 when travelling on a common carrier (plane, train, boat or bus) and you charge the full cost of all tickets to your Card. Supplementary card holders, their spouses and dependent children under the age of 23 are also covered.

Hotel or motel burglary insurance

Simply pay for your hotel or motel room with your card and you will receive coverage of up to $500 in case of loss of most personal belongings in the event of a burglary at your hotel or motel room.

Purchase Protection® Plan

Eligible items purchased on your card may be insured for a period of 90 days from the date of purchase against accidental property damage and theft up to a maximum of $1,000 per claim (all items purchased combined).

Buyer’s Assurance® Protection Plan

Your coverage can automatically extend the manufacturer’s initial warranty up to an additional year when you carry all eligible items to your Card.

If you need to consult the insurance booklet, it can be found at this link.

Conclusion

The American Express® Gold Rewards Card is a very attractive Membership Rewards Card.

Take advantage of the current welcome offer to get it!

This article was not sponsored. The views and opinions expressed in this article are purely my own.

American Express is not responsible for maintaining or controlling the accuracy of the information published on this website. For full and up-to-date product information, click on the Subscription link. Terms and conditions apply.

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