Offer
Terms of the offer
- Get up to $575 in value in your first year*
- Get 40,000 points and the $150 annual fee waived in the first year (285$ travel value booked on bmorewards.com + 150$ Value*).
- Complimentary membership in Mastercard Airport Experiences provided by LoungeKey, with exclusive VIP access, plus four annual complimentary passes* ($140 Value/Year).
- Get 3 BMO Rewards points for every $1 spent on travel, dining and entertainment purchases*
- Get 2 points for every $1 spent everywhere else*”
- Points you can use to cover all flight charges & taxes*
- Fly on any airline, with no blackout dates*
- Best-in-class travel and medical insurance (unlimited trips per year)*
- Get valuable benefits and offers for digital everyday services from a variety of on-demand apps and subscription services
- Access over 1 million Wi-Fi hotspots around the world – all at no added cost, and no added fees or roaming charges*
- Unlock Mastercard Travel Rewards cashback offers when you travel and shop outside of Canada
BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information
Personal Income
$80000
Household Income
$150000
Annual Fee
$150
First Year Annual Fee Rebate
First Additional Card
$50
Other Additional Card
$50
Foreign Transaction Fee
2.5%
Purchase Rates
19.99%
Cash Advance Rates
22.99%
Offer ends on
Mar 1, 2021
Welcome Bonus
Up to 40,000 points
Rewards Type
Travel points
Loyalty Program
BMO Rewards
All Spending
2
Travel
3
Local Transport
2
Restaurants
3
Entertainment
3
Concierge
Costco
Value
Offer Value
For all the credit card offers, we estimate the first year Offer Value according to:
- Value of the Cashback or Points earned with the Offer
- Value of the Benefits or travel credits earned with the Offer
- Annual fee offer (first-year rebate or not)
| Offer Value calculation for the first-year |
|
| Point Value (according to milesopedia) | 0.7 ¢ |
| Welcome Offer Value | ≈ $210 |
| Points earned with minimum purchases to get the Welcome Offer (2 to 3 points per dollar) |
≈ $63 |
| 4 annual passes for Airport Lounges (≈ $35 / visit) |
≈ $140 |
| Annual fee | $0 |
| Estimated Value | ≈ $413 |
Common Carrier Travel Accident Insurance
Common Carrier Travel Accident Insurance Amount
$500000
Flight Delay Insurance
Flight Delay Insurance Amount
$500
Lost/Stolen Baggage Insurance
Lost/Stolen Baggage Insurance Amount
$750
Trip Cancellation Insurance
Trip Cancellation Insurance Amount Per Person
$2500
Trip Interruption Insurance
Trip Interruption Insurance Amount Per Person
$2000
Travel medical insurance up to 64 years old
Travel medical insurance up to 64 years old - Duration
21
Travel medical insurance up to 64 years old - Details
Oui
Auto Rental Loss/Insurance
Auto Rental Loss/Insurance - Amount MSPP
$65000
Purchase Protection
Purchase Protection - Duration
90
Purchase Protection - Amount
$60000
Extended Warranty
Extended Warranty - Duration
1
Insurance Document
Learn More